484. Hosting Hotline: Are You Really Covered by Airbnb Insurance?
Airbnb’s AirCover might sound reassuring—but is it enough to truly protect your short-term rental? In this Hosting Hotline episode, we break down a YouTube comment that sparked an important conversation about insurance: what Airbnb does (and doesn’t) cover, why it’s not technically a policy, and the major risks hosts take when relying solely on platforms like Airbnb for protection.
We’ll walk through:
The common (and dangerous) misconception about Airbnb’s million-dollar liability promise
Why basic homeowner’s insurance may drop you if they find out you’re hosting guests
What coverage you…
The skinny
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