Devin Norales: Can we create more homeowners without creating more risk?
How do you expand access to homeownership without taking on more risk?
On this episode of Power House, Zeb Lowe sits down with Devin Norales, Head of Mortgage and Capital Markets at FICO, to discuss the future of credit scoring and why represents one of the biggest shifts in mortgage lending in decades.
Norales explains how trended credit data and rental payment history can provide a more complete picture of borrowers, improving predictive accuracy while responsibly expanding credit access, particularly for first-time homebuyers. The conversation also explores the rental reporting gap…
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