Should I List My Assumable House in the Winter or Wait Until Spring?

The Assumable Guy Show · Oct 22, 2026 · 6m

If you have a low assumable rate, you probably do not need to wait for spring, and winter might actually be the better move. Ryan flips the conventional wisdom on its head by pointing out what nobody talks about on the spring side: yes, there are more buyers, but there are also way more sellers, and your home is one of forty on the screen instead of one of twelve. The buyers out in January are not casual browsers. They are relocations, job changes, military families with orders, and people who spent two years waiting for rates to drop and are done waiting. Fewer buyers, but every one of them…