Latest / Suze Orman's Women & Money (And Everyone Smart Enough To Listen) / Impatience Is The Downfall To Wealth

Transcript

Impatience Is The Downfall To Wealth · Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

• 0:00
  KT: Hey everybody, KT here in the house. Today is Super
• 0:03
  KT: Bowl Sunday and before school starts with Suze, make sure
• 0:08
  KT: you listen to the whole podcast because at the end,
• 0:12
  KT: she's got a touchdown surprise for all of you. Enjoy
• 0:16
  KT: the podcast. Bye-bye.
• 0:26
  Suze: February 8, 2026. Welcome everybody to the Women and Money podcast,
• 0:32
  Suze: and Everybody Smart Enough to Listen. Suze O here and
• 0:36
  Suze: today is a Super Suze school. So get out your notebooks, pen, paper, pencil,
• 0:45
  Suze: whatever you do, cause maybe you want to write things down,
• 0:48
  Suze: maybe you don't, but it's always nice in case I
• 0:50
  Suze: say something,
• 0:52
  Suze: and you go, oh, I don't want to ever forget that.
• 0:55
  Suze: So then just write it down in your notebooks. All right,
• 1:01
  Suze: let's begin. Part of me wanted to call today's podcast,
• 1:08
  Suze: something that I've said to you over and over again.
• 1:11
  Suze: That the easiest thing in life is to forget.
• 1:17
  Suze: The hardest thing is to remember.
• 1:21
  Suze: And I wanted to go into great depth about what
• 1:25
  Suze: happened in 2022.
• 1:29
  Suze: We all were on the podcast then we went through
• 1:32
  Suze: a period in 2022 very, very similar to what we
• 1:38
  Suze: just recently went through with many of the technology stocks
• 1:43
  Suze: that imploded this past week or so.
• 1:47
  Suze: And I wanted to remind you, do you remember how
• 1:50
  Suze: many of those stocks were down 30%, 50%, 60%, and
• 1:55
  Suze: then they came roaring back a little bit later, and
• 1:58
  Suze: then they went to their all-time highs, and if you
• 2:01
  Suze: had just held on in 2022 like I begged you
• 2:04
  Suze: to do, you would have made so much money it's
• 2:08
  Suze: not even funny.
• 2:10
  Suze: But then what happened?
• 2:14
  Suze: Well, last week, actually, last Friday, in one simple day.
• 2:21
  Suze: The markets turned. Indexes moved higher. New highs were set,
• 2:27
  Suze: and suddenly the same assets that all of you were
• 2:31
  Suze: terrified of owning just a little bit ago, like a
• 2:36
  Suze: week or two.
• 2:38
  Suze: They were leading again.
• 2:40
  Suze: So, instead of just talking about what happened, I wanna
• 2:44
  Suze: talk about what 2022 hopefully taught you, and what Friday
• 2:53
  Suze: should have reminded you, and you should always remember the
• 2:57
  Suze: lessons that hopefully, these past three or four years, especially,
• 3:02
  Suze: have taught you, OK? So, let's just rewind for just
• 3:07
  Suze: a moment.
• 3:09
  Suze: In 2022, the biggest, the strongest technology companies in the
• 3:17
  Suze: world were crushed.
• 3:19
  Suze: Not speculative companies, they weren't startups, they were the best
• 3:24
  Suze: of the best, and we'll just look at the Magnificent
• 3:27
  Suze: Seven for a second there. What happened to them in 2022, OK?
• 3:35
  Suze: Apple fell more than 30%. Microsoft nearly 40%. Amazon literally
• 3:40
  Suze: was cut in half. Everybody. Google dropped over 40%. Nvidia
• 3:46
  Suze: collapsed more than 60%. Meta fell nearly 80%. Tesla dropped
• 3:53
  Suze: about 75%. Do all of you remember, and you can
• 3:57
  Suze: find it on one of the podcasts. Meta was at
• 4:00
  Suze: $90 a share.
• 4:03
  Suze: And when asked, KT said, Oh, I would buy Meta
• 4:06
  Suze: at 90.
• 4:08
  Suze: Look at the price now. I'll let you look it up.
• 4:12
  Suze: So people didn't just lose their money in 2022. What
• 4:17
  Suze: happened was they lost trust in the market and in themselves,
• 4:22
  Suze: and many of you, many of you wrote in to
• 4:25
  Suze: me and you said, Suze, Suze, I can't go through this.
• 4:29
  Suze: I just can't, and I urged you back in 2022,
• 4:34
  Suze: please don't do anything. It's gonna be OK, da da
• 4:37
  Suze: da da.
• 4:38
  Suze: And what's happening now, once again, you are writing me
• 4:43
  Suze: and saying, you gotta talk to me about these stocks.
• 4:46
  Suze: I'm down so dramatically, I can't stand it. I don't
• 4:49
  Suze: wanna go through any of this again.
• 4:52
  Suze: Those companies back then and the same companies, many of
• 4:57
  Suze: the technology companies today, those companies didn't lose their businesses.
• 5:03
  Suze: They didn't, and none of them are. They lost your
• 5:06
  Suze: patience that yes, they will come back. Yes, they're good companies, yes,
• 5:11
  Suze: there are reasons possibly that they're down.
• 5:15
  Suze: So it is your impatience for results,
• 5:20
  Suze: that keep you from having as much money as you
• 5:24
  Suze: are meant to have in the future. Patience is the
• 5:28
  Suze: key to building great wealth. You know, sometimes I think
• 5:33
  Suze: that the internet and AI and all these things now
• 5:38
  Suze: happen so rapidly, like I remember when I got the
• 5:41
  Suze: very first Apple computer, the 512K I think it was.
• 5:46
  Suze: You had to wait a few minutes before it started up.
• 5:49
  Suze: Then it had a little disk drive, and then you
• 5:51
  Suze: had to put the disk in. Then when you wanted
• 5:54
  Suze: to do something, you had to take it out and
• 5:56
  Suze: put it in again and take it out. It took
• 5:58
  Suze: forever to do something, but it seemed like it was
• 6:00
  Suze: a whole lot faster than doing it manually back then. Now,
• 6:05
  Suze: if your iPhone or your computers or whatever it is
• 6:08
  Suze: that you're using, if they don't start immediately, if there's
• 6:12
  Suze: any lag,
• 6:13
  Suze: You absolutely freak out. So we've become a society,
• 6:19
  Suze: of we don't have patience anymore for an answer or
• 6:23
  Suze: for something to be done and the lack of patience
• 6:27
  Suze: if you ask me.
• 6:29
  Suze: Your impatience is going to lead you to make serious
• 6:34
  Suze: financial mistakes. So if you fast forward from 2022, and listen,
• 6:41
  Suze: that wasn't that long ago. I am not talking about
• 6:45
  Suze: years and years ago, three years ago, four years ago, nothing,
• 6:50
  Suze: so if you just simply fast forward everybody, those companies
• 6:54
  Suze: didn't just recover.
• 6:57
  Suze: Many of them went on seriously to make new highs.
• 7:03
  Suze: Apple climbed back above prior levels. Microsoft surged to records.
• 7:08
  Suze: Amazon reclaimed ground people thought was gone forever. Google absolutely
• 7:13
  Suze: reasserted its dominance. Nvidia became the symbol really of the
• 7:17
  Suze: AI era, and Meta shocked nearly everyone with its comeback. So,
• 7:24
  Suze: I want you to ask yourself and answer this very honestly.
• 7:31
  Suze: If these companies were finished, they were over, as many
• 7:35
  Suze: of the pundits said. If they were really finished in 2022,
• 7:41
  Suze: why are they leading again now? Why?
• 7:46
  Suze: Because fear always sounds smartest at the bottom. Write that down.
• 7:56
  Suze: Do you know how many people in 2022 said, Suze,
• 8:01
  Suze: did you sell? And I said, no.
• 8:03
  Suze: And many of these people were on the island that
• 8:05
  Suze: we lived on, many very wealthy, and said, are you
• 8:09
  Suze: kidding me? We sold everything. They said, You're gonna lose
• 8:12
  Suze: your money. I said, No, that money is invested, and
• 8:16
  Suze: I don't need it for at least 10, 15 years.
• 8:20
  Suze: It's fine. I'm gonna let it be. And they said,
• 8:22
  Suze: All right, but it's not a smart move for you
• 8:26
  Suze: to stay in.
• 8:28
  Suze: That's because fear always sounds smartest at the bottom.
• 8:34
  Suze: A year or so later when I saw those same people,
• 8:36
  Suze: I said, oh, how are you doing now? They said,
• 8:39
  Suze: oh no, we're just waiting to get back in. It's
• 8:42
  Suze: all right, it'll come back down again.
• 8:44
  Suze: Because when you sell something,
• 8:48
  Suze: it is very difficult to buy it back, and when
• 8:52
  Suze: it starts to go up, and it's going up higher
• 8:56
  Suze: than what you sold at, it's very, very, like I said,
• 9:00
  Suze: difficult to buy then again when you already had owned it.
• 9:05
  Suze: So you wait and you wait until it comes back
• 9:09
  Suze: down again, and actually what happens, it never comes back
• 9:14
  Suze: down again.
• 9:15
  Suze: So what happened on Friday?
• 9:19
  Suze: Now, I could go in and I can talk to
• 9:22
  Suze: you very carefully about why I think it went down,
• 9:27
  Suze: what was going on, but I have to tell you,
• 9:30
  Suze: I don't even think that matters. Why doesn't necessarily matter
• 9:36
  Suze: at this point in time. What we saw happen on Friday,
• 9:43
  Suze: is in one day, people, one day, the Dow Jones
• 9:48
  Suze: Industrial Average closed out at the highest it has ever been.
• 9:54
  Suze: I want you to think about that.
• 9:57
  Suze: The Standard and Poor's 500 index, which many of you
• 10:01
  Suze: are invested in, is only 1% below its all-time high.
• 10:09
  Suze: And the NASDAQ, which holds most of the technology stocks
• 10:13
  Suze: and the things that really got clobbered, is only 2
• 10:17
  Suze: to 3% under its all-time high.
• 10:22
  Suze: So, many of you, if you look at the ETFs
• 10:26
  Suze: and the things that we said you should be diversified
• 10:29
  Suze: in besides individual stocks, overall, you're not doing that bad.
• 10:36
  Suze: So, here's what happens to most of you when you
• 10:41
  Suze: invest in the market, and especially in individual stocks. You
• 10:46
  Suze: have individual stocks, possibly, that have been skyrocketing, and skyrocketing,
• 10:51
  Suze: and going up and going up, and what you do
• 10:56
  Suze: is you take the price of what it's at, at
• 11:00
  Suze: the point that you're looking at it.
• 11:02
  Suze: How many shares you own and oh my God I'm
• 11:06
  Suze: worth this much money again I have told you time
• 11:09
  Suze: and time again until you have sold you have not
• 11:14
  Suze: made the money so let me just give you an
• 11:17
  Suze: example here OK.
• 11:20
  Suze: I bought a stock starting at $7 a share.
• 11:25
  Suze: And I bought a lot of it, and as it
• 11:27
  Suze: went up, I started to dollar cost average into the stock.
• 11:32
  Suze: And because I bought so many shares when in fact
• 11:35
  Suze: it was lower.
• 11:37
  Suze: My cost basis on the stock today is $35 a share.
• 11:43
  Suze: This stock went all the way up to $200 a
• 11:48
  Suze: share right around there. Now, let's just assume we're talking
• 11:52
  Suze: about 1,000 shares. Just let's assume that's true.
• 11:57
  Suze: So here, the normal person looks at it and goes,
• 12:00
  Suze: I have 1,000 shares.
• 12:03
  Suze: Oh, it's worth $200. I have $200,000 in this stock.
• 12:09
  Suze: And then all of a sudden this stock starts to
• 12:12
  Suze: go down and down and down.
• 12:17
  Suze: And now the stock is at $135 a share. So,
• 12:23
  Suze: in your head, you have lost $65,000. The difference between
• 12:32
  Suze: $200,000 what it was at, and $135,000 what it's at
• 12:37
  Suze: right now. So you've lost $65,000. No, you have not
• 12:43
  Suze: lost $65,000.
• 12:47
  Suze: Remember, your cost basis is $35 a share or $35,000.
• 12:57
  Suze: It's at $135,000 of actual value right now if you
• 13:02
  Suze: wanted to sell. You are still up $100,000. You are
• 13:08
  Suze: not down $65,000.
• 13:12
  Suze: You're down 65,000 in profit.
• 13:16
  Suze: But you're still up $100,000 in profit. So you have
• 13:21
  Suze: to look at that and decide, do you wanna sell it?
• 13:24
  Suze: Do you wanna keep it? What do you wanna do?
• 13:26
  Suze: But stop thinking
• 13:28
  Suze: that you're down so much money, cause all you do
• 13:32
  Suze: is look at what it's worth at the time that
• 13:35
  Suze: it's trading, you don't look at how much you have
• 13:39
  Suze: still made or you're still up. So, all of you
• 13:42
  Suze: should keep a little ledger of your cost basis in
• 13:47
  Suze: every stock and mutual fund or ETF so it gives
• 13:52
  Suze: you the perspective.
• 13:53
  Suze: Are you still up or have you actually lost money
• 13:57
  Suze: where it is below your cost basis? So I just
• 14:02
  Suze: want you to remember that now, thousands of you have
• 14:06
  Suze: written in to the Ask Suze podcast at gmail.com. That
• 14:10
  Suze: is the email to really write in.
• 14:14
  Suze: You say I'm so nervous. I don't know what to do.
• 14:16
  Suze: Please help, Suze. We're losing money. I want you to
• 14:19
  Suze: think about the example that I just gave you.
• 14:23
  Suze: If you've been listening to me, if you've been listening
• 14:26
  Suze: to Keith Fitz-Gerald, who, by the way, I have asked
• 14:29
  Suze: to come on next Sunday together, he said yes, so
• 14:33
  Suze: we will be doing a Suze school together.
• 14:38
  Suze: However, many of you are still so nervous.
• 14:43
  Suze: So, let's just go back, right, to the present of
• 14:46
  Suze: what just happened, because really Friday changed the emotional tone
• 14:53
  Suze: of everything. Markets moved higher, as I recently just said.
• 14:58
  Suze: Confidence returned. New highs were made, not because the world
• 15:04
  Suze: suddenly became perfect, everybody, but because markets moved ahead of
• 15:10
  Suze: the headlines, not behind them. What does that mean? It's
• 15:15
  Suze: the markets actually showed everybody was saying we're going to crash.
• 15:19
  Suze: It's over, whatever. The markets moved ahead of those headlines,
• 15:24
  Suze: and you started to feel better.
• 15:28
  Suze: But here's what that moment always triggers. It triggers relief.
• 15:34
  Suze: Don't you all feel relief at this moment in time.
• 15:39
  Suze: But very shortly it's going to be followed by uncertainty.
• 15:45
  Suze: Many of you felt better, but you also, as the
• 15:48
  Suze: markets go up and down again, you will again feel nervous,
• 15:54
  Suze: and that's where I want you to slow down this conversation.
• 15:59
  Suze: Because when markets move fast they go up, they go down,
• 16:04
  Suze: you're gonna make the same mistakes. You are going to
• 16:08
  Suze: start to once again think in all these extremes. You're
• 16:11
  Suze: either all in or all out. You risk everything or
• 16:14
  Suze: you hide everything, and none of that is a plan. Again,
• 16:20
  Suze: what are the rules of investing? The rules of investing
• 16:25
  Suze: are you do not invest in the stock market on
• 16:28
  Suze: any level.
• 16:29
  Suze: Unless this is money that you do not need for five, 10,
• 16:34
  Suze: or 15 years or longer. Now, there is an exception
• 16:38
  Suze: to that, if you are in dividend paying stocks that
• 16:43
  Suze: are solid, that have good cash flow, all of that.
• 16:49
  Suze: Then maybe you're better off than anywhere else, especially if
• 16:54
  Suze: interest rates start to come down, which I think they
• 16:58
  Suze: are absolutely going to do, especially because there's gonna be
• 17:02
  Suze: a new Fed chief, OK? And I would not be
• 17:06
  Suze: surprised if during this year, next year, you see at
• 17:08
  Suze: least
• 17:10
  Suze: three Fed decreases, and when that happens, interest rates for
• 17:15
  Suze: all of you start to come down even more. So
• 17:20
  Suze: dividend paying stocks that are also good quality stocks,
• 17:26
  Suze: might give you a higher return in the long run,
• 17:30
  Suze: but for the technology stocks, and all of those stocks,
• 17:34
  Suze: those are stocks that if you're investing in them, you
• 17:38
  Suze: do not need your money for at least five or
• 17:40
  Suze: 10 years or longer.
• 17:43
  Suze: As I just said a second ago about my belief
• 17:47
  Suze: that interest rates are going to come down.
• 17:50
  Suze: So, many of us have benefited from the fact that
• 17:54
  Suze: interest rates have been so high for so long, right?
• 18:00
  Suze: But what's going to happen when rates do start to
• 18:03
  Suze: come down?
• 18:06
  Suze: They will come down quietly, they will come down gradually,
• 18:09
  Suze: and that's why where you park your safe money right
• 18:14
  Suze: now matters, not your long term growth money, not your
• 18:18
  Suze: investing money, but your sleep at night money.
• 18:24
  Suze: Put a pin in that for a second because I
• 18:26
  Suze: want to tell you about a super announcement that I
• 18:30
  Suze: want to make right now.
• 18:32
  Suze: Many of you, and when I say many, I mean
• 18:35
  Suze: many of you are writing to me, and you're saying, Suzie,
• 18:39
  Suze: we have $100,000 we have $200,000 we have large amounts
• 18:44
  Suze: of money.
• 18:46
  Suze: That we don't know what to do with what should
• 18:50
  Suze: we do with it, Suze? Tell us.
• 18:53
  Suze: And when you don't know what to do with money,
• 18:58
  Suze: the best thing to do with it is actually keep
• 19:01
  Suze: it safe and sound until you know what to do
• 19:05
  Suze: with it.
• 19:06
  Suze: The problem is, I don't necessarily want you to put
• 19:10
  Suze: it into treasuries cause who knows if interest rates really
• 19:12
  Suze: are or not going to come down, because if you
• 19:15
  Suze: put it in there and you need it, I don't
• 19:18
  Suze: ever want you to have to take a loss on it.
• 19:21
  Suze: I want your money that you don't know what to
• 19:23
  Suze: do with right now, or you just want to keep
• 19:26
  Suze: it safe and sound. Why? Because these markets still make
• 19:29
  Suze: you nervous, or you've already invested enough in the market,
• 19:33
  Suze: and now you just want large sums of money, because
• 19:36
  Suze: many of you have large sums of money.
• 19:40
  Suze: That you just want safe at a good interest rate,
• 19:44
  Suze: an interest rate that will probably stay stable as can be,
• 19:47
  Suze: if it can.
• 19:49
  Suze: You can get at it anytime, you want it 100% insured,
• 19:54
  Suze: cause I don't know if many of you know that
• 19:56
  Suze: a lot of you have money in money market accounts
• 19:58
  Suze: and things like that, and they are not insured.
• 20:01
  Suze: You want to know at times like this, that your
• 20:05
  Suze: money is 100% either FDIC insured or NCUA insured by
• 20:12
  Suze: credit unions. You wanna know that it is insured.
• 20:16
  Suze: And so to that end.
• 20:20
  Suze: I started to talk to Alliant Credit Union.
• 20:24
  Suze: About what can be created just for these people with
• 20:30
  Suze: large amounts of money that they want safe, they want
• 20:34
  Suze: sound they want it insured and they want a good
• 20:38
  Suze: interest rate, not necessarily the top interest rate, because all
• 20:42
  Suze: of you have to remember when you have the absolute top.
• 20:45
  Suze: There's risk involved. There's all kinds of things that back
• 20:49
  Suze: those investments. You want your money somewhere where the portfolio
• 20:55
  Suze: backing your investment has really been thought about, is safe,
• 21:00
  Suze: is really not going for the highest rate, which I've
• 21:03
  Suze: told you I never go for the highest rate, I
• 21:06
  Suze: go for the safest rate.
• 21:08
  Suze: So this took a while to create, believe it or not,
• 21:13
  Suze: but Alliant Credit Union has put something together that I
• 21:18
  Suze: think will satisfy the majority of your needs, and they
• 21:24
  Suze: created what's called a jumbo savings account. This is not
• 21:29
  Suze: a certificate. This is not somewhere where you lock up money.
• 21:33
  Suze: It is a jumbo savings account.
• 21:37
  Suze: So what that means to all of you is that
• 21:40
  Suze: there are no lockups, no tying it up to get
• 21:42
  Suze: your money, your cash stays liquid and available, and it
• 21:47
  Suze: is NCUA insured up to $250,000. Now listen to me closely.
• 21:55
  Suze: The current rate is 3.35% APY.
• 22:02
  Suze: However, this is only available to those of you who
• 22:07
  Suze: deposit at least $100,000 or more and
• 22:13
  Suze: if you maintain an average daily balance of $100,000 for
• 22:18
  Suze: one year, at the end of the year you will
• 22:22
  Suze: get a $250 bonus. But here is the clincher. You
• 22:28
  Suze: have to open this account by March 31st of 2026.
• 22:36
  Suze: So this, believe it or not, is a rich offer,
• 22:39
  Suze: and they only want to offer that bonus 'till
• 22:43
  Suze: March 31st, 2026. So I know many of you right
• 22:48
  Suze: now have certificates that are coming due at Alliant or
• 22:53
  Suze: other places. I know there are many of you out
• 22:56
  Suze: there right now that have large sums of money sitting
• 23:00
  Suze: in bank accounts making what, 0.09% or something like that.
• 23:04
  Suze: There are many of you out there that this situation fits.
• 23:11
  Suze: Now, truthfully, I can tell you that just put in 100,000.
• 23:16
  Suze: That's fine, you don't have to put in more if
• 23:18
  Suze: you don't want, but it is insured up to 250,000
• 23:24
  Suze: from NCUA.
• 23:26
  Suze: All of a sudden, you wanna take the money out.
• 23:29
  Suze: You wanna say, oh, it's good, everything's OK, but now
• 23:32
  Suze: I wanna go back in the market, or, you know what,
• 23:34
  Suze: I wanna use this money for a down payment on
• 23:36
  Suze: a house, or whatever it is, this is a savings account,
• 23:40
  Suze: this is not a certificate. For those of you with
• 23:45
  Suze: lesser money,
• 23:47
  Suze: you still have the ultimate opportunity savings account that's paying 3%, 3.10%
• 23:53
  Suze: right in there. That's still a great rate for lower
• 23:57
  Suze: amounts of money. You also could do a six month
• 24:01
  Suze: certificate at Alliant. I think the rate is 3.9%, so
• 24:05
  Suze: you could do a combination of all of those things. Again,
• 24:10
  Suze: I do not make a penny if you do any
• 24:12
  Suze: of this. We're just trying
• 24:16
  Suze: to find a way for you to have money somewhere
• 24:20
  Suze: where I personally know it's safe and that I really
• 24:24
  Suze: believe that interest rate will hold a lot longer even
• 24:30
  Suze: when interest rates overall with the Fed start to go down. Now,
• 24:36
  Suze: one other thing that I want to announce. Many of
• 24:40
  Suze: you have said to me, Suze...
• 24:43
  Suze: I want to put my money in Alliant Credit Union,
• 24:46
  Suze: but I can't do it in a trust. Well, now
• 24:49
  Suze: you can, believe it or not. So, when you go
• 24:54
  Suze: to myalliant.com, M Y A L L I A N T.com.
• 25:03
  Suze: You will go and you will click on this. You
• 25:05
  Suze: will see a little telephone number that you can call
• 25:09
  Suze: in and now Alliant Credit Union has made it possible
• 25:13
  Suze: that you can hold your accounts in a living revocable trust.
• 25:19
  Suze: For those of you who for some reason you don't
• 25:22
  Suze: ever remember that you have to go to my alliant.com
• 25:26
  Suze: because this
• 25:27
  Suze: $250 bonus is available only to those of you listening
• 25:32
  Suze: right now to Suze customers and how do they know
• 25:36
  Suze: that you're a Suze customer? Because you come into them
• 25:40
  Suze: through myalliant.com. You don't go to the website that everybody
• 25:45
  Suze: else goes to.
• 25:47
  Suze: If you forget that, just go to Suze Orman.com, S
• 25:51
  Suze: U Z E O R M A N.com, and you'll
• 25:54
  Suze: see it right there, jumbo savings. Click there and it
• 25:57
  Suze: will take you right into where you need to go.
• 26:00
  Suze: So, I just wanted to tell you about that, because
• 26:05
  Suze: I do think it is a great rate, because it
• 26:08
  Suze: is a savings account, because it is insured, and I
• 26:12
  Suze: personally know what is backing that rate, and I feel
• 26:17
  Suze: safe with it. So, there you go.
• 26:22
  Suze: KT said to me, she goes, I want to do that.
• 26:25
  Suze: I'm gonna do that.
• 26:27
  Suze: You know how conservative KT is, so when she decides
• 26:30
  Suze: to do something, it's like, OK, now.
• 26:33
  Suze: Again, not the highest rate by any means, everybody.
• 26:37
  Suze: But I never go for the highest rate. I go
• 26:41
  Suze: for the safest rate. Just that simple. So Super Bowl,
• 26:49
  Suze: the Olympics, a super jumbo offer from Alliant Credit Union,
• 26:56
  Suze: and a super return of the market last Friday.
• 27:01
  Suze: I just want to close by saying if you know
• 27:04
  Suze: you have good quality stocks, you always continue to dollar
• 27:08
  Suze: cost average.
• 27:10
  Suze: Or you know you have enough in a stock and
• 27:13
  Suze: you just love the stock but you don't want to
• 27:15
  Suze: put any more money into it like me, by the way,
• 27:18
  Suze: I did not put more money into the stocks when
• 27:21
  Suze: they went down. Keith did. I did not, because I
• 27:25
  Suze: have a serious sum of money in all of them already.
• 27:29
  Suze: But I have total faith that they will absolutely not
• 27:33
  Suze: only come back, but they will skyrocket just like many
• 27:37
  Suze: of them did in 2022. So until Thursday,
• 27:42
  Suze: when Miss Travis joins us again with the Ask KT
• 27:45
  Suze: and Suze anything, there's only one thing that I want
• 27:48
  Suze: you to remember when it comes to your money, and
• 27:50
  Suze: it is this people first, then money, then things. Now
• 27:55
  Suze: you stay safe and go to my alliant A L
• 28:00
  Suze: L I A N T.com just to check out the
• 28:04
  Suze: jumbo savings offer. All right, everybody, bye bye now.