Latest / Financial Survival Network / Someone Is Trying To Steal Your Home Out From Underneath You -- Natalie Dominguez #6093

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Someone Is Trying To Steal Your Home Out From Underneath You -- Natalie Dominguez #6093 · Financial Survival Network

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  So it's a little nuanced because generally the FBI keeps track of the amount in
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  fraud versus the amount of cases. And then also there's there's two things.
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  First of all, title theft can be multiple things at once, right,
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  someone steals your title and then they are taking on a mortgage on your home.
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  So when these fall into the category of real estate fraud, they can
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  often be a combination of more than one crime. You are listening to Carrie
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  Let's's Financial Survival Network where you get valuable information you just can't find anywhere else
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  to thrive in today's trying times. You need the Financial Survival Network now more
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  than ever. Go to Financial Survivalnetwork dot com and get your free newsletter and
• 0:42
  gift. Financial Survival Network now more than ever. And welcome you are listening
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  to and watching the Financial Survival Network. I'm your most Carrie Let's. Well,
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  hey, there's this a new crime that's been sweeping the nation. Actually
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  it's not that new. When I was an attorney, came across it several
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  times. Basically, people take out mortgages on your home, or they even
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  go so far as to transfer your home and then sell it to others.
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  And you know, you'll probably win in court, but what you're left with
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  is a mess on your hands. And there's a service out there that really
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  can eliminate, virtually eliminate the possibility of home title fraud and it is I
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  think you're going to be really interested home title loock dot com. You might
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  have seen it advertise. Got somebody from the company here who is going to
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  basically take us through the process and explain, you know, the risks involved
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  and how you stop it. Natalie Dominue as you are with home title lock.
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  So, hey, how big a problem is this? I guess that's
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  the first question you know when it comes to how the problem is it really
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  is? How big do you want the problem to be? It's all about
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  time, energy, money, things that we should not have to deal with
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  because of our protocols when filing our home titles with the county and keeping our
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  records safe. Title theft is a form of real estate fraud where thieves transfer
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  the title of your home out of your name so that they can eleborate,
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  leverage your home equity, or even sell your home behind your back. We've
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  even see cases where people pretend to be the landlords on the home and then
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  take rent from a bunch of people and just make up with the cash.
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  So it's really all about protecting your home, equity and your financial future.
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  How much does it happen around the country? How many? Is it hundred
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  and its thousands, tens of thousands, how much? So it's a little
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  nuanced because generally the FBI keeps track of the amount in fraud versus the amount
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  of cases. And then also there's two things. First of all, title
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  theft can be multiple things at once, right, someone steals your title and
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  then they are taking on a mortgage on your home. So when these fall
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  into the category of real estate fraud, they can often be a combination of
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  more than one crime. And then second, law enforcement also states that the
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  numbers are likely much higher than we even think because in many cases, depending
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  on the jurisdiction, they aren't even being considered crimes. They're just civil matters
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  that are being decided in court over in oh or excuse me, in court
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  from a judge, and they aren't being prosecuted criminally and therefore are being ordered
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  accurately. So it's a pretty big number, but it's I think, a
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  lot bigger than we even fully know. It can be years before you even
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  find out that you are a victim, right, Yep, absolutely, we
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  see it constantly. What's like, the worst one of these you ever saw,
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  Natalie, So, the worst one that I've seen so far was a
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  woman from LA and I feel really bad for her. She was disabled,
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  she was in poor health, she was elderly, she was at our house
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  for thirty years. We actually went and we interviewed her her lawyer afterwards.
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  But what happened was she got a notice in the mail from the county because
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  her account LA County had free alerts. But it didn't happen until months later
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  after this had happened. So by this time, Sawn had already taken out
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  a huge mortgage on her home and got a bunch of different people involved.
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  They went to a notary, They hired a woman to pretend to be her,
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  They made a fake ID for her, They got the notary stamps,
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  so they got these documents, documents filled out, notarized legally. They just
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  faked the person that was, you know, notarizing them. Then went in
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  got the mortgage, took off with like, if I remember correctly, was
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  like one hundred thousand dollars in cash. So it took over three years to
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  finally get to the point where they were getting her house back, and then
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  she had to put her house up for collateral for the legal bills. So
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  like, you're getting your house back and then your you know, possibility of
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  losing it at the same time. It's horrible she won the battle and lost
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  the war there as it were. So, yeah, that's pretty egregious here.
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  And so what does home title lock do exactly? So, home title
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  lock is basically like a smoke alarm for your house. Anytime anything is filed,
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  any property records, any leans on your home. We twenty four to
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  seven monitor all of your property records. We alert you if any of those
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  things are filed. So even if it's you, if you go in and
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  you're like, hey, I took a mortgage out on my house, something
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  gets filed with the county, even if it's you, you will be alerted.
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  But the moment it's fraud, you call us, and our US based
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  team of restoration experts are going to fix the problem for you. You don't
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  have to worry about fighting a lawyer, filing a police report, doing any
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  of those things. We take care of it. Because if you go to
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  the county, you don't have home title lock and you say, hey,
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  I got this notice in the mail that's six months ago. Someone transferred my
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  idol out of my name. This is fraud. They're going to say,
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  sorry, you're a lawyer, I'll play work. There's nothing we can do.
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  It's been legally filed. So that's what we do is we give you
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  peace of mind that no matter what, you're going to get taken care of,
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  and you're not standing in a county office being told you're on your own.
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  You always file a police report on these I can't say that there are
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  instances where you wouldn't. However, we have seen multiple times where they filed
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  police reports and the police tell them, hey, sorry, there's nothing that
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  we can do, which is actually exactly what happened in the beginning with that
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  story that I just told you of. Finally, not until they've become aware
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  that it's a ring, a widespread criminal ring. I've seen them busted in
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  New York n more of times, or even they even had people in the
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  courthouse in on the scam, and you know it was millions and millions of
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  dollars. They'd find properties that were empty, that had been empty for a
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  long time, and then they would go. I don't know if they were
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  doing mortgages or just selling them, but a good title searcher should be able
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  to find a split on the chain of title. But then again maybe not.
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  Well. I mean we hear as well from the other side. You
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  know, I have identity theft protection or I'm already monitoring things under my name,
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  or wouldn't I get a notice from the bank. I'm not going to
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  approve this. They don't have my records. But if your title is transferred
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  out of your name into someone else's, they're not looking at you anymore.
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  Your name isn't even on the house, but they will come knocking on your
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  door when they want a loan to be repaid. Yeah. Yeah, So
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  this is pretty wide spread, and so what kind of services do you have
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  to help you avoid this fate? So our company offers what we call triple
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  lock protection. You lock in your peace of mind again and stop monitoring alerts
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  and restoration services. And one thing that's really cool is once you sign up
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  with us, and even before you can call us and ask us any questions,
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  look at our website. We post articles, we post information you want
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  to learn more about the process. We can definitely help you with that,
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  but we additionally help subscribers with anything they find. So with our service,
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  you are going to get a title report and actually we have an offer for
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  your listeners today. I can repeat it at the end again. If you
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  go to our website and use free thirty, they can get a free title
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  report, look and make sure that everything is good with their title. There's
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  nothing that they don't know that exists currently, you know, any you know,
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  zombie mortgages or anything like that. They can check on their title,
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  make sure everything looks good, and then they get thirty days of free protection.
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  So the great thing about our team is that we not only answer questions
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  and make sure that people are comfortable, we also have instances where, you
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  know, we had someone call us the other day and say, hey,
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  my wife's name is not my title but it should be. There was a
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  mistake of the county, or they mistype something, they spelled a name wrong.
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  So our team will also help with those things to make sure that everything
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  is in order. It's not just instances of fraud, but that is our
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  main objective. We want to keep your house safe. They spell your name
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  wrong, could be a major problem to correct in deeds and affidavits and stuff.
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  I've had it happen to me personally where the name got spelled wrong and
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  like three months worth of nonsense. Somebody's head and rolled for that, But
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  for me, I didn't care. But it's important that your home be recorded
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  properly for a number of reasons. Yeah so all right, So tell us
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  the website, tell us the discount code and how we sign up www dot
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  com, titlelock dot com. Go to the website, check it out,
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  sign up using free thirty. You're going to get thirty days of protection for
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  free. You're going to get a title scan and it's going to tell you
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  everything that's currently there that's on record that we can find. If you have
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  any questions, any concerns, you call us immediately and we can answer any
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  questions that you have. It's home title lot dot com three thirty all right,
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  beautiful and the link is in the show notes interview on Financial Survival Network
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  dot com. If you got any questions about this, you could shoot me
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  an email. We'll get you an answer real quick. Kl at Carrie LUTs
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  dot com. While you're at the site, please sign up for your free
• 10:13
  newsletter. You get deals like this and a lot of other money saving,
• 10:16
  money making advice, and it's Financial Survival Network dot com. Just click the
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  newsletter put in your email. That's it. We don't want names. If
• 10:26
  you want to give us your first name, you can, but we don't
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  need it. And Natalie appreciate you coming on. We're giving us some insight
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  into what appears to be a very widespread and the kind of intractable problem.
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  I've been seeing this issue as a former practicing attorney for thirty years, and
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  I'm sure with the electronic record it's the ability to literally look up anybody's title
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  in the world here in the United States online, it's just made it much
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  easier. Absolutely. Plus a lot of people don't realize that the counties,
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  even though they have certain things in place for your personal information that is redacted
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  or what have you, they try to protect against data breaches, but they
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  also sell your information to third parties, like if you ever used id ME,
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  that information is coming directly from those county databases and they do not have
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  liability if those those third parties have data breaches. So our information it's all
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  out there. Nothing is secure. Nothing is the especially with all of the
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  cyber theft and AI and everything's getting so crazy. There's no way that we
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  can really stop things from happening to us, right, So we just have
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  to make sure that we are protected in any way we can be. Yeah,
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  and Florida is the leading state for data sales because literally everything that Florida
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  files is online. They might have stuff redacted. They might have things that
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  are sealed, like family court matrimonial court records, but everything else is out
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  there. They'll seal the social Security number so you only have like the last
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  four digits, or they might only have the first five digits. I don't
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  remember how it works in Florida, but everything Florida is the sunshine state when
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  it comes to public records. That sunshine is shining the brightest in this state.
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  So definitely, the potentials there were major mayhem. You need to stop
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  it. When Ken, the link will be in the show notes. Don't
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  forget the discount code that'll be there too. Hey, Natalie, appreciate you
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  coming by and we'll talk to you again soon. Absolutely, thanks so much
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  foray, thanks for having me on, Thanks for listening to carry Lenz's Financial
• 12:39
  Survival Network. Your solution to today's trying times For the latest, go to
• 12:46
  Financial Survivalnetwork dot com. Financial Survival Network now more than ever