Latest / Chuck Douglas / AI and Insurance Apps That Track You

Transcript

AI and Insurance Apps That Track You · Chuck Douglas

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  Speaker 1: Greetings, salutations, welcome, my friends, to another edition of the
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  Speaker 1: Power Hour on 610 WTVN. I'm Chuck Douglas. You know
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  Speaker 1: who you are, and we take it from there. We
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  Speaker 1: get one hour together, which means I talk really fast,
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  Speaker 1: and you must listen even faster. My number's 821-9886, 821-WTVN,
• 0:17
  Speaker 1: or 1-800-610-WTVN. Yes, the AI conversation from earlier is on
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  Speaker 1: my mind. We're going to get into that before I
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  Speaker 1: get out of here. But first, I wanted to tell you,
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  Speaker 1: somebody who's known me for a long time, like 23,
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  Speaker 1: 24 years, has decided I've gone insane. they told me
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  Speaker 1: that straight out. We had a conversation, uh, earlier today and,
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  Speaker 1: we were talking about, we were talking about the, uh,
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  Speaker 1: the voter fraud. And I just popped into my head
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  Speaker 1: because they were talking about voter fraud, uh, stories there
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  Speaker 1: in the top of the yard news. And, uh, you know,
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  Speaker 1: it was a fairly elongated conversation and the examples of,
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  Speaker 1: you know, the ballot harvesting and people voting, uh, voting, uh, absentee,
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  Speaker 1: and then going to the polls and voting again and,
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  Speaker 1: and things like that. And, uh, You know, her question
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  Speaker 1: to me, my friend's question to me was, well, what
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  Speaker 1: are you going to do about it? You know, there's
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  Speaker 1: no it doesn't seem like anybody really gets in any
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  Speaker 1: big trouble. You see plenty of these stories, but nobody
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  Speaker 1: gets it. I said, here's what I do. I charge
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  Speaker 1: him with treason. Because you can be put to death
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  Speaker 1: for treason. I charge him with treason. She was speechless.
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  Speaker 1: She said, you realize that comes with the death penalty?
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  Speaker 1: I said, yep. How could you justify it as being treason?
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  Speaker 1: You are directly violating the constitutional law of the United
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  Speaker 1: States of America. You are interfering with our democratic process.
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  Speaker 1: That's treasonous. I think the case could be made in
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  Speaker 1: a courtroom. I've known her 23 years. I've never seen
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  Speaker 1: her silent. Ha ha ha ha ha! But she has
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  Speaker 1: decided that I'm crazy. Does that sound crazy? Do you
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  Speaker 1: think that's crazy?
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  Speaker 2: I'm just more impressed that you made a woman silent.
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  Speaker 2: Because that's pretty hard to do.
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  Speaker 1: Complaint letters may be sent to Zach in care of
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  Speaker 1: 610 WTV. Just kidding. It was especially, she's got a
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  Speaker 1: very boisterous, outgoing nature about her. And yeah, silence.
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  Speaker 2: If you can prove that somebody's you're talking about cheating
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  Speaker 2: and whatever in the elections. If you can prove that,
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  Speaker 2: then absolutely.
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  Speaker 1: I'm behind you. I think, I mean, this is legitimate.
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  Speaker 1: You can take over many, many different ways. Uh, you know, again,
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  Speaker 1: we talked earlier about the movies and how people go, well,
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  Speaker 1: it's just a movie. And yet we're seeing things from
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  Speaker 1: movies from 20,000 leagues under the sea when nobody thought
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  Speaker 1: we could be under the sea. Uh, and then nuclear
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  Speaker 1: submarines are all over the globe now. And, uh, Movies
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  Speaker 1: about going into outer space. Oh, there's no way we'll
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  Speaker 1: ever go. But we did. We've gone and we're going.
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  Speaker 1: And it's strange how life sometimes imitates art as opposed
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  Speaker 1: to art imitating life.
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  Speaker 2: My grandma used to say– I remember when I was
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  Speaker 2: a little kid when she would talk about how her
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  Speaker 2: idea was to have a screen in your car– So
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  Speaker 2: if you're driving, you can see somebody and talk to them.
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  Speaker 1: There you go.
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  Speaker 2: Like in the passenger seat, not distracted driving. And it
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  Speaker 2: was just such a sci-fi thing to say, even in
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  Speaker 2: the 90s.
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  Speaker 1: Flip phones were the communicators from Star Trek.
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  Speaker 2: Were they really?
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  Speaker 1: I mean, they really were. If you think about it,
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  Speaker 1: you open them up, you push the speed dial button
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  Speaker 1: and say, you know, Zach to Enterprise. And there's Enterprise
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  Speaker 1: on your phone. And you say, beam me up. We
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  Speaker 1: have seen technology grow out of movies and television visions.
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  Speaker 1: And so that worries me. That does. As we were
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  Speaker 1: talking to Mike Dubosky earlier, you know, this big debate
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  Speaker 1: about AI and who's going to control AI. And I just,
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  Speaker 1: I think people, first of all, it's laughable. It is
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  Speaker 1: laughable that so many people are up in arms about
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  Speaker 1: artificial intelligence and yet they, you know, they're using it
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  Speaker 1: to make their cat dance for Facebook. You're using it,
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  Speaker 1: and yet you hate it. I don't hate it. This
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  Speaker 1: is a weird situation because other things, whether they are
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  Speaker 1: inanimate objects or technologies or whatever, other things can only
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  Speaker 1: be harmful if human beings decide to make them harmful.
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  Speaker 1: A gun can only be harmful if it's used incorrectly
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  Speaker 1: or used violently towards someone. It's not going to jump
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  Speaker 1: out of the dresser drawer and go start killing neighbors.
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  Speaker 1: A human has to be involved. With AI, we're showing
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  Speaker 1: that a human doesn't necessarily have to be involved. And
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  Speaker 1: while we're scared of it, complaining about it, predicting the
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  Speaker 1: end of the world as we know it, we're also
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  Speaker 1: using it all the time. You know, you use AI
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  Speaker 1: to make those professional pictures to send out when you're
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  Speaker 1: trying to apply for a job or whatever. Especially if
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  Speaker 1: you're using an HD picture of yourself. Do you not
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  Speaker 1: think all of that information on your resume, your retinal scan,
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  Speaker 1: everything about you, do you not think that's going into
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  Speaker 1: a database somewhere? Of course it is. Your cell phone
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  Speaker 1: tracks your every movement. The messengers that you have installed
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  Speaker 1: are listening to you. You say something about, I got
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  Speaker 1: to buy bunk beds for the kids, and you open
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  Speaker 1: up Facebook, and boom, there it is, a bunk bed
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  Speaker 1: ad from a local retail store. It's listening to you
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  Speaker 1: all the time. And when it's not, I heard John
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  Speaker 1: Clore on this morning with Mike in Columbus' Morning News
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  Speaker 1: talking about the modems that are now on the new cars.
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  Speaker 1: So the new cars are tracking your movement, how you're driving.
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  Speaker 1: Are you speeding? Are you hitting your brakes too hard
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  Speaker 1: too often? Are you taking sharp turns? The cars are
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  Speaker 1: tracking everything you do. And, in fact, John Clore was
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  Speaker 1: saying that Ford, I don't know when they made the statement,
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  Speaker 1: maybe it was last year, where he said they're going
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  Speaker 1: to make more selling data than they are selling cars.
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  Speaker 1: Think about that. Sure. Think about it.
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  Speaker 2: I remember a lot of that– well, not a lot,
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  Speaker 2: but some of that started with cars. You used to
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  Speaker 2: be able to download an app dependent on the car
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  Speaker 2: insurance you had, and you would download the app and
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  Speaker 2: just put it in your car, and it would trace
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  Speaker 2: what your car was doing.
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  Speaker 1: Yes, that was introduced by Progressive. And as a matter
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  Speaker 1: of fact, I was just looking for car insurance about
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  Speaker 1: a week and a half ago. Don't ever do that online,
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  Speaker 1: by the way. My phone will not stop ringing. I'm
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  Speaker 1: getting telemarketed to death. But anyway, the one that looked
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  Speaker 1: really good– As I'm reading the fine print, they wanted
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  Speaker 1: to install some sort of app to track my driving.
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  Speaker 1: And I said, no, I don't want to do that.
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  Speaker 1: And then the rate went up $ 20 a month. That's
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  Speaker 1: $ 480 a year. So it didn't look nearly as appealing.
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  Speaker 1: But we're all playing with it. And then somebody hit
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  Speaker 1: me on Messenger during the top of the hour break
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  Speaker 1: because I said, thank goodness that AI was on that
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  Speaker 1: Waymo car out there in San Mateo County, I think.
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  Speaker 1: In the San Francisco area. Kids, I don't know why
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  Speaker 1: these kids, these children, these minors, I don't know why
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  Speaker 1: they were out in San Francisco riding around in a
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  Speaker 1: Waymo at 4 a.m. But the AI on board the Waymo,
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  Speaker 1: Waymo is an automated, it's like Johnny Cab from Total Recall.
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  Speaker 1: Remember that? Welcome to Johnny Cab. What's your destination? Yeah. Okay.
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  Speaker 1: Total Recall. So that's what Waymo is. It's an automated taxi.
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  Speaker 1: And the AI on the taxi reported back to the company, hey,
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  Speaker 1: I got miners on board and I'm detecting weapons. And
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  Speaker 1: so the company called the local police. And then when
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  Speaker 1: the police were responding, they pulled the car over, you know,
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  Speaker 1: because they can control it. Pulled the car over. Police arrived.
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  Speaker 1: found a loaded AR-15 and some weed in the car
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  Speaker 1: with these miners who, for some reason, were out in
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  Speaker 1: a waymo at 4 a.m. And I said, thank goodness
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  Speaker 1: the AI was there. Does that mean I like it? No,
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  Speaker 1: but in this case, it worked out well. Sometimes you
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  Speaker 1: can do stupid stuff and it ends up benefiting you. Now,
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  Speaker 1: that being said, do I want it all the time? No.
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  Speaker 1: I got questions. What if I get in a Waymo
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  Speaker 1: and I've got a weapon on me? Is it going
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  Speaker 1: to turn me in? Is it going to call it? Hey,
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  Speaker 1: we got a guy on board and he's carrying a gun.
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  Speaker 1: I don't like that. What about Lyft and Uber? How
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  Speaker 1: many people take Lyft and Uber? Read the small print.
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  Speaker 1: I guarantee you there's a little disclaimer in there to
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  Speaker 1: tell you the cars are under surveillance. You may be
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  Speaker 1: recorded or videoed as you're riding in these cars because
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  Speaker 1: the driver's safety matters, too. I know there's some crazy
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  Speaker 1: drivers out there, but their safety matters too. So what
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  Speaker 1: if you get in an Uber and you're going somewhere
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  Speaker 1: and AI in Uber car says, hey, this person's got
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  Speaker 1: a gun. And then what happens? It's a constitutional carry state.
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  Speaker 1: Do they call it in or do they just hope
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  Speaker 1: you don't use it? I don't know. We're being watched
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  Speaker 1: all the time. But like I was saying in the
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  Speaker 1: first place, the thing, human beings... to this point, have
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  Speaker 1: had to be involved in something being misused. Right up
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  Speaker 1: to the flock cameras. Gotta get rid of them flock cameras.
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  Speaker 1: They're bad. No, they're not. No, they're not. The few
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  Speaker 1: people who have misused them are responsible for the reputation
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  Speaker 1: they're getting. The cameras themselves are not evil. They're not
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  Speaker 1: good or bad. They just do what they do. I
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  Speaker 1: find it interesting that this latest case in Columbus, I
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  Speaker 1: don't know anything about the deputy that they're looking at
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  Speaker 1: in Franklin County, but the officer in Columbus, 26 times
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  Speaker 1: was it he'd been called up for investigation? And now
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  Speaker 1: he is on the executive protection squad or whatever, meaning
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  Speaker 1: he watches out for the mayor and the city council.
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  Speaker 1: There's nothing to say, although I'm not making the accusation.
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  Speaker 1: I would not be surprised if eventually it came out
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  Speaker 1: that someone that he was protecting said, hey, I need
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  Speaker 1: you to run this license number. I need to know
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  Speaker 1: where these people are. They've been around my house too often.
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  Speaker 1: I've seen them in front of my kids' school or something.
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  Speaker 1: You know, and it's off the record, not a threat.
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  Speaker 1: They haven't done anything, but maybe they were just instructing
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  Speaker 1: the officer. I need you to check them out, see
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  Speaker 1: where they go. Wouldn't surprise me. But again, humans had
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  Speaker 1: to be involved. When we were talking to Mike Dubosky earlier,
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  Speaker 1: we were talking about the fact that two AI systems,
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  Speaker 1: I forget which schools they were at. When the testing
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  Speaker 1: was over, the AI systems got together and said, hey,
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  Speaker 1: let's go over there and get that little guy. And
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  Speaker 1: they hacked into another AI system and took over it.
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  Speaker 1: The AI, the computer chips, the code decided to do
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  Speaker 1: something malicious and vengeful against another person or another entity
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  Speaker 1: like them. That is as human as you get. And
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  Speaker 1: that right there is what scares the crap out of me.
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  Speaker 2: They also hide, too. One of those was maybe as MIT,
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  Speaker 2: they put two AIs on the same server and they
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  Speaker 2: started hiding things from the people who were looking.
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  Speaker 1: Yes. Yeah. Yes. And if a computer program, which is
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  Speaker 1: all it's an enabled program is all it is. It's
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  Speaker 1: enabled and it grows. It expands. It adds to itself.
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  Speaker 2: Constantly learning.
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  Speaker 1: If it can lie to you, mislead you, deceive you,
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  Speaker 1: hide things from you in order to get something it wants.
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  Speaker 1: The idea that a technology wants something should be baffling.
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  Speaker 1: When you get up in the morning and go, man,
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  Speaker 1: I want some bacon and eggs. That's normal. You're a
• 13:02
  Speaker 1: human being. You have urges and desires. You go home
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  Speaker 1: at night, you look at your significant other and say,
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  Speaker 1: I want to have some loving. I want some heeing
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  Speaker 1: and some seeing. That's human. It's normal to have computer
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  Speaker 1: programs go, we need to get rid of the other
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  Speaker 1: computer program. Let's work together on this. That is scary.
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  Speaker 2: I would like to know what was behind, like, did
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  Speaker 2: the one AI pose a threat in some way and
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  Speaker 2: they decided, like, it's.
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  Speaker 1: Maybe it had something that they didn't have and they
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  Speaker 1: wanted to acquire it. I don't know.
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  Speaker 2: You're not looking at a human mind. How did that
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  Speaker 2: decision be made? And that's the key, decision.
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  Speaker 1: I'm taking this back to sci-fi television now and movies. AI,
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  Speaker 1: listen to me closely. AI is the Borg. Do you
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  Speaker 1: know who the Borg are?
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  Speaker 2: Is that a Star Trek reference?
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  Speaker 1: It is a Star Trek reference. They are a race,
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  Speaker 1: I guess you'd have to call them, of humanoids that
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  Speaker 1: are integrated with machines. From the time they are born,
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  Speaker 1: they are integrated with machines. Eyes removed in favor of
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  Speaker 1: lenses and things like that. They acquire other species. They
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  Speaker 1: conquer planets. And they take what those planets have, what
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  Speaker 1: those people have, those inhabitants have, they take that and
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  Speaker 1: make it part of the whole. But there are no individuals.
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  Speaker 1: They are one. We are the Borg. AI is the Borg, people.
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  Speaker 1: And if you are counting on government, if you're out there, yes,
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  Speaker 1: somebody needs to control it. The government should be in control.
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  Speaker 1: The government can't control the government. Do you really think
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  Speaker 1: they can control something like this? Scared? No, not much
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  Speaker 1: scares me. Cautious and pessimistic? Hell, yes, I am. Or
• 15:12
  Speaker 1: maybe that's just me.