Latest / RENEWA Sanierungsnavigator / KfW-Zinsen steigen – warum sich Sanierungsförderung trotzdem weiter lohnt
Transcript
- Oliver: you Today I a short update from the funding world and that is important for everyone who about my renovation. Since 15, 2026, the KfW has on the interest rates. That means specifically, some funding credits have become more Programmes around renovation and housing so exactly the things that are relevant now. For example, classic BEG housing building loan 261, the supplementary loan for individual measures 358, 359, and also program, old-fashioned, 159. But, that's the good news, the funding remains attractive, because you don't just a credit KfW, but a total package. That means the interest rates have increased, but you still interest rates and can interest rates from BAFA and KfW. And that's exactly what makes the difference. Let's an example. With the program 261, can currently of up to 150,000 euros. depending on which efficiency standard you achieve during Some of it will be the end. So you money, but to less back. And that is quite compared to classic banking financing. Even exciting than the supplementary credit, you can to 120,000 euros in for example for new heating, insulation, window or system technology. And you combine thing with the normal subsidies. That means you lower your own capital burden and still get the funding on top. And then is the topic of barrier-free conversion in 159 You get up to 50,000 euros credit if you your house age-wise. This is often underestimated, but is extremely relevant. Now maybe the most important question, should you still wait Honestly, rather not. The interest rates have increased, yes, the logic of remains the and energy prices, CO2 costs and regulatory pressure are increasing. That means, renovation is not cheaper when you wait, but mostly more expensive. who has ever a roof offer and then for the roof work three years later, he knows what I'm And another point that many overlook, some programs have not been adapted young buys old, for families a stock, that currently unchanged. This can be for buyers of unsanitary real estate, because you buy cheap, funding and raise the value increase over the renovation. So yes, the KfW interest has increased, but the funding is still the huge lever for the renovation. And very important, it's not just about the interest rate, it's about total package of grants, financing and planning. If you it all together, then a renovation is always it, no matter how high the interest rate is such a KfW credit. And if you think about what makes then don't at the interest rates, but the whole setup. And you need help, then just us, because we do it every day. We have this for thousands of renovation fees and of course we would like you. The links find them in Show Notes.