Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Fintechs Use Real-Time Sales Data for Dynamic Inventory Financing
In this episode, Lucas and Luna explore how real-time sales data is transforming inventory financing for small and mid-sized businesses. They focus on the case of Pipe, a platform that uses point-of-sale data to offer dynamic, pay-as-you-go capital. The discussion covers how this differs from traditional asset-based lending, the specific metrics fintechs use to underwrite inventory in real-time—like sell-through rate and days-on-hand—and the risk of over-leverage when capital adjusts too quickly. Lucas shares the story of a boutique furniture retailer that used Pipe to double its inventory…
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