Latest / Money And Wealth With John Hope Bryant / From Bus Rides to Boardrooms: Anthony Anderson’s Incredible Success Story

Transcript

From Bus Rides to Boardrooms: Anthony Anderson’s Incredible Success Story · Money And Wealth With John Hope Bryant

• 0:00
  Speaker 1: Welcome the Money and Wealth with John O'Bryant, a production
• 0:03
  Speaker 1: of The Black Effect Podcast Network and iHeartRadio.
• 0:15
  Speaker 2: And these you guys who welcome to the Save with
• 0:17
  Speaker 2: the Big Hand Clan, an American.
• 0:20
  Speaker 3: Financial literacy entrepreneur, author, and financialists known.
• 0:23
  Speaker 2: For founding the Operation Hope, the nation's.
• 0:27
  Speaker 3: Largest non profit dedicated to financial empowerment for underdeserved community communities.
• 0:32
  Speaker 2: Mister John Hope Bryant, you can't clap for guys.
• 0:38
  Speaker 3: Also with comedian extraordin there actor mister Anthony Anderson.
• 0:51
  Speaker 2: You yo, yo, why you cutting off some short man
• 0:59
  Speaker 2: that was grooven? You know we now walk up day?
• 1:02
  Speaker 1: I don't know.
• 1:05
  Speaker 2: All you cut it out? All right?
• 1:09
  Speaker 3: How's everybody doing out there tonight one this afternoon at
• 1:12
  Speaker 3: Walmart Grand openings. It's technically technically now after the Yeah, hey, John,
• 1:19
  Speaker 3: do you see the women in the green jacket?
• 1:20
  Speaker 2: Do you know them? The black women of Wall Street?
• 1:22
  Speaker 2: Right here? I think I'm sicking for you guys.
• 1:28
  Speaker 3: They have on their green jackets and we have John's
• 1:30
  Speaker 3: green socks.
• 1:31
  Speaker 2: Here for Green Socks Day.
• 1:33
  Speaker 3: Let's talk about that, John before we get into Actually, I.
• 1:37
  Speaker 4: Want to thank Walmart because Doug McMillan and Julie.
• 1:41
  Speaker 2: Gersty and all the people in Walmart helped.
• 1:43
  Speaker 4: Last year, we thought, at a time where no one
• 1:47
  Speaker 4: seems to agree on anything where you can't have a
• 1:50
  Speaker 4: conversation that arguing about black and white or red or blue?
• 1:54
  Speaker 2: Can we disagree on the greed that's now married? And
• 1:59
  Speaker 2: so Walmart was all in.
• 2:01
  Speaker 4: They donated the socks last year, thousands of them.
• 2:04
  Speaker 2: This year another company built made them, preferred by Walmart.
• 2:08
  Speaker 4: They've donated all the proceeds operation. But basically it's global.
• 2:12
  Speaker 2: April thirtieth tomorrow tomorrow.
• 2:15
  Speaker 4: And you put your green socks on, take a photo,
• 2:17
  Speaker 4: post it online, tag it, and everybody who tags it
• 2:22
  Speaker 4: and gets posted you'll get all. You'll be able to
• 2:24
  Speaker 4: do a virtual lunch with me and ask whatever question
• 2:28
  Speaker 4: you want.
• 2:28
  Speaker 2: So it's gonna be global.
• 2:30
  Speaker 4: And we just ring the bell at Nasdak yesterday and
• 2:33
  Speaker 4: out on our Green Socks Day. We're going back there
• 2:35
  Speaker 4: in May with some of the top video submitters from
• 2:40
  Speaker 4: Green Socks Day. We're going to invite them to Wall
• 2:42
  Speaker 4: Street to ring the bell and Nasdack. So it's pretty cool.
• 2:47
  Speaker 4: Put on your your green socks tomorrow, buying for Walmart.
• 2:51
  Speaker 2: You don't have them. That's what I was gonna say.
• 2:53
  Speaker 2: So they can go into Walmart right now and get
• 2:55
  Speaker 2: these socks.
• 2:55
  Speaker 4: They can get green socks. I'm not sure they can
• 2:57
  Speaker 4: give those. They should be able to.
• 2:58
  Speaker 3: Okay, all right, everybody, get your green socks and screenshot
• 3:03
  Speaker 3: them and put him on the ground and you get
• 3:05
  Speaker 3: a virtual lunch with that man right there and ask
• 3:09
  Speaker 3: him anything you want to ask him in the financial world.
• 3:13
  Speaker 4: Before we go any further, I think you guys don't
• 3:16
  Speaker 4: understand who's here.
• 3:19
  Speaker 2: Can we do this one more time? By Afony ender O?
• 3:26
  Speaker 2: Thank you, thank you.
• 3:28
  Speaker 4: I'm excited to be here, John, honored to be here
• 3:31
  Speaker 4: with you, and my god coincidence, I was just way
• 3:35
  Speaker 4: and remaining anonymous.
• 3:36
  Speaker 2: Yes, sir, that's Andrew Young quote. We're sitting in the
• 3:40
  Speaker 2: trailer and it's like mind blowing.
• 3:44
  Speaker 4: How much connective tissue he and I have together so much.
• 3:50
  Speaker 2: And I'm gonna shut up and let him sort of
• 3:53
  Speaker 2: tee this up.
• 3:54
  Speaker 4: But I want to also say that this is the
• 3:58
  Speaker 4: connection between least culture community in Capitol and this goes
• 4:09
  Speaker 4: back to Sam Walton. Okay, Sam Walton with a pickup
• 4:14
  Speaker 4: truck in a storefront in a high school education and
• 4:18
  Speaker 4: a dream, and he didn't start it for anybody who
• 4:21
  Speaker 4: is in your forties or in your fifties and you're
• 4:24
  Speaker 4: wondering if you could make it. He didn't start this
• 4:27
  Speaker 4: until his mid to late forties. The company went public
• 4:31
  Speaker 4: in his mid fifties and people had written him off.
• 4:35
  Speaker 4: In fact, the first store he opened, Anthony, the guy
• 4:38
  Speaker 4: who was a landlord saw he had a good concept,
• 4:43
  Speaker 4: stole the business.
• 4:44
  Speaker 2: Idea from him. Oh I didn't know that.
• 4:46
  Speaker 4: Yes, his first Walmart store, they stole the business idea,
• 4:50
  Speaker 4: shut him down. He was undeterred, started another one happened
• 4:55
  Speaker 4: to be in Bendonville. The person was not in Mindeville.
• 5:00
  Speaker 2: Oh I didn't know that. Never give up.
• 5:02
  Speaker 4: And now is the biggest retailer in the world, the
• 5:04
  Speaker 4: largest employer of African Americans in the world, and smartly
• 5:09
  Speaker 4: just recently their new CEO, John and we we know
• 5:11
  Speaker 4: Dougie Millan was amazing.
• 5:13
  Speaker 2: John Ferner is also great guy.
• 5:15
  Speaker 4: They recently committed they're not laying people off on it
• 5:18
  Speaker 4: because of Ai.
• 5:19
  Speaker 2: They're gonna teach him AI. That's the way too, That's
• 5:22
  Speaker 2: the way to do it. Uh So to.
• 5:24
  Speaker 4: Go from that dream to this reality and then to
• 5:28
  Speaker 4: invite you and me, Yeah, in this conversation. Yeah, and
• 5:33
  Speaker 4: then for us to have this backstory, it's unbelievable. I
• 5:37
  Speaker 4: don't know if you want to tell your backstory first
• 5:39
  Speaker 4: or mind, but let's just get out.
• 5:41
  Speaker 3: I'll kill mine and they're going to collide, you know.
• 5:43
  Speaker 3: Speaking of dreams, you know, I was just a kid
• 5:45
  Speaker 3: with the dream.
• 5:47
  Speaker 2: Nine years old growing up in Compton, California.
• 5:50
  Speaker 1: Uh.
• 5:50
  Speaker 3: And I realized that I was blessed with the gift.
• 5:53
  Speaker 3: I don't call what I have a talent. I call
• 5:55
  Speaker 3: what I have a gift, and being blessed with the gift,
• 5:58
  Speaker 3: it's my responsibility to share this gift that I've been
• 6:01
  Speaker 3: blessed with with the world.
• 6:03
  Speaker 2: So I was in the theater.
• 6:05
  Speaker 3: My mother is a horrible actress, but she was in
• 6:08
  Speaker 3: the production of A Raisin in the Sun at Compton
• 6:10
  Speaker 3: Community College. I'm the oldest four children, three boys and
• 6:15
  Speaker 3: a girl. My sisters the youngest. She wasn't born at
• 6:18
  Speaker 3: the time. I was nine years old. My next brother
• 6:20
  Speaker 3: was five, and mother brother and that was three. We're
• 6:25
  Speaker 3: in the back of the theater and I just happened
• 6:26
  Speaker 3: to look up on the stage and I see my
• 6:28
  Speaker 3: mother and rehearsal for raising in the sun, and I say,
• 6:31
  Speaker 3: that is what I'm going.
• 6:32
  Speaker 2: To do with the rest of my life. And this
• 6:34
  Speaker 2: part of the story just speaks to dreams.
• 6:36
  Speaker 3: And you talk about Sam Walton having his dream, It's
• 6:39
  Speaker 3: just my dream to be able to do what I'm
• 6:42
  Speaker 3: doing today, to travel the world, to heal people with
• 6:45
  Speaker 3: laughter and to entertain. I believe that's what my energy
• 6:49
  Speaker 3: was put on this earth to do, to entertain.
• 6:52
  Speaker 2: And just a kid from Compton.
• 6:55
  Speaker 3: So backstage talking to John, John says, and you don't
• 7:01
  Speaker 3: know that I'm from Compton, I said, no, I didn't.
• 7:03
  Speaker 2: He gives his address. He's less than ten minutes away.
• 7:06
  Speaker 3: From where I grew up in Compton, same neighborhood and
• 7:10
  Speaker 3: everything yours is a little better, by the way.
• 7:14
  Speaker 4: Anybody knows counting anybody else if you if you want
• 7:17
  Speaker 4: other pretty girls who in a stuck on neighborhood, the
• 7:19
  Speaker 4: Stuckle houses.
• 7:20
  Speaker 2: Y'all were upscale. Yeah, I'm in the O G Compton. Yeah,
• 7:26
  Speaker 2: I called a counting.
• 7:27
  Speaker 4: People are so ported you could afford to o R
• 7:29
  Speaker 4: this boy.
• 7:30
  Speaker 2: We were reading go to that. We had the O Rye.
• 7:34
  Speaker 3: But you know, we were just sharing our experiences backstage,
• 7:37
  Speaker 3: and you know, we started talking about our grade schools.
• 7:40
  Speaker 2: Middle school, junior high schools, and we went to the
• 7:42
  Speaker 2: same schools.
• 7:44
  Speaker 3: We went to the same junior high school, Wayley Junior
• 7:46
  Speaker 3: High School in Compton. He's telling me the story how
• 7:49
  Speaker 3: he went. I said, well, I would have went to Domingus.
• 7:51
  Speaker 3: He said, Dimingus would have been my high school. He said, well,
• 7:55
  Speaker 3: I said, well, where did you go to high school?
• 7:56
  Speaker 3: He said, he went to Hollywood Business School.
• 7:59
  Speaker 2: And I said, well, I went to.
• 8:00
  Speaker 3: The Los Angeles County High School for the Performing Arts,
• 8:03
  Speaker 3: but then I got kicked out and I ended up transferring.
• 8:06
  Speaker 2: To the Hollywood school that he went to.
• 8:08
  Speaker 3: And we were just sharing our experiences of catching the
• 8:12
  Speaker 3: bus to school.
• 8:13
  Speaker 2: I had to catch the bus two hours each way.
• 8:15
  Speaker 3: Rough tough and thirty rough trepreneury at the RTV, that's
• 8:18
  Speaker 3: what we call it. He rode his bike to Hollywood
• 8:22
  Speaker 3: from thirty ninth to thirty fourth.
• 8:25
  Speaker 4: Then we moved to thirty fifth in the Western and
• 8:27
  Speaker 4: I had a drive right from thirty fifth in the
• 8:28
  Speaker 4: Westerners and my dad wouldn't drive me.
• 8:30
  Speaker 2: He was working in his own business and right at
• 8:32
  Speaker 2: the Hollywood Boulevard at the Hollywood Professional School. Yeah, you
• 8:36
  Speaker 2: guys don't know anything about that.
• 8:37
  Speaker 3: That's a long bike ride for a thirteen fourteen, fifteen
• 8:41
  Speaker 3: year old got corect.
• 8:43
  Speaker 2: Said what I got Jack from? I got Jack from
• 8:45
  Speaker 2: his next bike on the way home one day. But
• 8:49
  Speaker 2: the moral of was not the moral of the story.
• 8:51
  Speaker 3: But the story is his two black men from Compton,
• 8:54
  Speaker 3: California living the dream and doing the things that we
• 8:56
  Speaker 3: love to do. I got I used to walk hollyod
• 9:00
  Speaker 3: Boulevard after high school and say one day I'm going
• 9:03
  Speaker 3: to have.
• 9:03
  Speaker 2: A star on Hollywood Boulevard. A few years ago during.
• 9:08
  Speaker 3: COVID, I got my star on Hollywood Boulevard, on the
• 9:11
  Speaker 3: corner of Hollywood Boulevard and Island. And as I got
• 9:16
  Speaker 3: my star, I stood there and looked, literally Walmart is
• 9:22
  Speaker 3: my high school.
• 9:22
  Speaker 2: This is my star. Here.
• 9:24
  Speaker 3: I'm looking at my high school and remembering the dream
• 9:27
  Speaker 3: and the manifestation that I had at seventeen years old
• 9:31
  Speaker 3: and say, one day I'm going to have this.
• 9:33
  Speaker 2: And I got it. And I got to stand there
• 9:35
  Speaker 2: as it was.
• 9:35
  Speaker 3: Being installed into the ground and look and saw where
• 9:39
  Speaker 3: that dream started, literally across the street from me. So
• 9:43
  Speaker 3: you know, we talk about dreams, we talk about passion,
• 9:47
  Speaker 3: we talk about manifestation. We talk about all those things,
• 9:50
  Speaker 3: or at least that's what I do. And I'm a
• 9:52
  Speaker 3: living testament to dreams coming true. If you put in
• 9:57
  Speaker 3: the hard work, and if you make the sac and
• 10:00
  Speaker 3: if you believe, and if you surround yourself with the
• 10:03
  Speaker 3: right people, anything is possible.
• 10:06
  Speaker 2: As God is good. We're a going to have church
• 10:08
  Speaker 2: in here today. Look, this is really quite a man.
• 10:13
  Speaker 4: This may be You're going to be part of the
• 10:17
  Speaker 4: Money and Wealth podcast is my podcast on iHeartRadio and
• 10:21
  Speaker 4: Black Effect Network with Charlemagne Like God, and we're one
• 10:24
  Speaker 4: top one percent podcast in the world.
• 10:27
  Speaker 2: So this might be.
• 10:30
  Speaker 4: The most interesting, inspiring, and certainly the most real episode
• 10:37
  Speaker 4: in three seasons I've ever done, because I'm not often surprised.
• 10:44
  Speaker 4: I come prepared, yes, and I was completely floored by
• 10:52
  Speaker 4: not only our conversation and the backstory, but the improbability
• 10:59
  Speaker 4: of the coincident, which means it's all God and it's.
• 11:03
  Speaker 2: Meant to inspire you because you can't make this up,
• 11:07
  Speaker 2: not at all, or.
• 11:11
  Speaker 4: Did everything that I'm gonna say, And a lot of
• 11:14
  Speaker 4: what Anthony's going to say has never been said before.
• 11:18
  Speaker 4: I'm never I know for me, I've never repeated what
• 11:20
  Speaker 4: I'm about to tell you now. So, Anthony, I didn't
• 11:26
  Speaker 4: tell you that I was nine years old and confident.
• 11:29
  Speaker 4: You said you were nine. I didn't tell you that
• 11:34
  Speaker 4: I went to school and this banker came and taught
• 11:39
  Speaker 4: me financial literacy. And I asked him just to cut
• 11:43
  Speaker 4: to the chase of the story, because he came once
• 11:46
  Speaker 4: a week for six weeks.
• 11:47
  Speaker 2: What do you do for a living? And how did
• 11:49
  Speaker 2: you get rich legally?
• 11:53
  Speaker 4: I was dead serious. What do you do and how'd
• 11:56
  Speaker 4: you get rich legally? A beautiful suit and stitching?
• 12:01
  Speaker 2: What do you do?
• 12:01
  Speaker 4: He said, I'm a banker and our finance entrepreneurs. I said,
• 12:04
  Speaker 4: I don't know what an entrepreneur is, but if it's legal, yeah,
• 12:07
  Speaker 4: and you're financing it, I'm gonna be one.
• 12:11
  Speaker 2: Yes. And I went home and opened the dictionary. It's
• 12:14
  Speaker 2: a Google search today to the word.
• 12:16
  Speaker 4: And by the way, if you were in Counton or
• 12:18
  Speaker 4: South Central, you had if your parents were aspirational, you
• 12:22
  Speaker 4: had a Encyclopedia.
• 12:24
  Speaker 2: Partaking Encyclopedia book. Queen used to walk door to door
• 12:28
  Speaker 2: to settlement. My mom and daddy Baltimore.
• 12:30
  Speaker 4: Yes, and you never opened it, but everybody had it,
• 12:35
  Speaker 4: and you couldn't sit on the on the couch because
• 12:37
  Speaker 4: it was coming with plastic.
• 12:38
  Speaker 2: That is the got me cut you off. That is
• 12:41
  Speaker 2: the book that I looked in when I saw Atlanta
• 12:44
  Speaker 2: for the first time, and I said, that's where I
• 12:45
  Speaker 2: want to move it.
• 12:46
  Speaker 3: Going back to Yes, Well, I told you right before
• 12:48
  Speaker 3: we walked down stats that is where I saw the picture.
• 12:51
  Speaker 1: This is Yes.
• 12:52
  Speaker 4: So so I said, you know, if you fall asleep
• 12:55
  Speaker 4: on your mother's upholstery with that plastic on it, your face.
• 12:59
  Speaker 2: Is glued on the side of the of the couch.
• 13:03
  Speaker 2: And I get amen, Amen, So you up your hat, your.
• 13:07
  Speaker 4: Face, you get your slide outside of your mouth. And
• 13:10
  Speaker 4: I see this inside of Pedia Fortetica. Pull it out
• 13:13
  Speaker 4: and I opened it to the word entrepreneur, frinch, word
• 13:16
  Speaker 4: bill create something or.
• 13:17
  Speaker 2: Nothing, just like Sam Walton did. And I go, I'm
• 13:21
  Speaker 2: reading this and God, that's me. That's what I want
• 13:24
  Speaker 2: to do.
• 13:25
  Speaker 4: So I'm walking down the street now, going back to school,
• 13:28
  Speaker 4: and I see them the muffler shop. That's a business,
• 13:32
  Speaker 4: and I see the nail salon, that's a business. I
• 13:35
  Speaker 4: see the barber shop. That's a business. But I see
• 13:38
  Speaker 4: the grocery you little grocery store. By the way, what
• 13:40
  Speaker 4: me to Walmart has done. It's taking all those and
• 13:42
  Speaker 4: roll them up and do a new kind of business.
• 13:44
  Speaker 2: And I said, my god, they're all around us. This
• 13:47
  Speaker 2: is capitalism. He's are owners, and I want to be
• 13:51
  Speaker 2: an owner.
• 13:51
  Speaker 4: So I went later on, I went to the back
• 13:56
  Speaker 4: of the banker and I said, he said, you know,
• 13:58
  Speaker 4: the next week because he didn't want to be there.
• 14:00
  Speaker 4: He said, you know, you kids, you're not so bad.
• 14:02
  Speaker 4: Remind me and my kids. I said, well, you're not
• 14:05
  Speaker 4: so bad for a white dude. And we started building
• 14:08
  Speaker 4: a relationship. And then he started teaching this about free
• 14:11
  Speaker 4: enterprise of capitalism. And I went home and I saw
• 14:14
  Speaker 4: the liquor store so candy. I told my mother I
• 14:17
  Speaker 4: wanted to start a.
• 14:18
  Speaker 2: Business to put the liquor store out of the candy business.
• 14:21
  Speaker 2: She loaned me.
• 14:22
  Speaker 4: She's my first banker. Loan me the money, and I
• 14:24
  Speaker 4: make a long story short, put them out of the
• 14:27
  Speaker 4: candy business. I was nine years old. I got that idea.
• 14:30
  Speaker 2: I was ten years old. I put them out of business,
• 14:33
  Speaker 2: and then I got on that.
• 14:34
  Speaker 4: Then I moved to South Central to my dad's house,
• 14:37
  Speaker 4: and that's where I rode the bus to Hollywood professional school,
• 14:40
  Speaker 4: and you had a similar story of ambition and aspiration,
• 14:44
  Speaker 4: and you rode the bus further than me.
• 14:46
  Speaker 2: Now let's fast forward to our adulthood.
• 14:49
  Speaker 4: Now he's going to do an event for one of
• 14:52
  Speaker 4: these lovely ladies who year for Walmart. And I'm not
• 14:57
  Speaker 4: gonna tell his story, but he ends up at because
• 15:00
  Speaker 4: the airline loses his luggage. Now I'm invited by Douging
• 15:05
  Speaker 4: Millan to speak at one of their events, and we
• 15:10
  Speaker 4: take Helton and from Atlanta and somehow because no.
• 15:15
  Speaker 2: No, no, I'm sorry, no no. I was going to
• 15:17
  Speaker 2: meet some billionaires in the middle of the country.
• 15:20
  Speaker 4: There's another trip, but he had to take two different
• 15:22
  Speaker 4: connections and they lost my luggage and the connection. When
• 15:25
  Speaker 4: I get off, I have nothing, so I tell the
• 15:28
  Speaker 4: driver hide me a Walmart. I'm sure there's a Walmart somewhere.
• 15:33
  Speaker 4: I need one open at midnight, so it's by her superstore.
• 15:37
  Speaker 4: I go in and I have nothing, So we go
• 15:40
  Speaker 4: and get the toiletries and the underwear and the socks. Yes,
• 15:43
  Speaker 4: he's a Walmart socks here, and we go and get
• 15:46
  Speaker 4: everything and clothes, everything to go meet these millionaires.
• 15:50
  Speaker 2: I'm trying to do some business and my wife has
• 15:52
  Speaker 2: to get her stuff. So we go dress up. Look great.
• 15:56
  Speaker 2: I still wear those clothes this day. I set a
• 15:57
  Speaker 2: photo to Dougan Villain. I wasn't as smart as you.
• 16:02
  Speaker 4: Okay, now what's your Is your story somewhat similar but
• 16:07
  Speaker 4: just better?
• 16:08
  Speaker 2: My story is somewhat similar.
• 16:11
  Speaker 3: I was invited to come down to Bittonville to speak
• 16:14
  Speaker 3: at the Saturday morning meeting for all the Walmart employees.
• 16:18
  Speaker 3: I was not to put anybody on the last I
• 16:21
  Speaker 3: was promised the Walmart jet. You know that would gonna happen.
• 16:25
  Speaker 4: Yeah, Walmarts you yeah, I mean, I mean cost conscience,
• 16:29
  Speaker 4: I mean very smart.
• 16:30
  Speaker 1: Yeah.
• 16:31
  Speaker 2: So one day before the jet was supposed.
• 16:33
  Speaker 3: To pick me up, I get the call to say
• 16:36
  Speaker 3: the jet is double books.
• 16:38
  Speaker 2: So they were like, well, you don't have to come.
• 16:40
  Speaker 2: I say no, no, it's all about building relationships. I said,
• 16:42
  Speaker 2: I don't need a jet to get to pitch slow.
• 16:46
  Speaker 4: You hear what you just said, relationship capital.
• 16:50
  Speaker 2: If you hang around nine pro people, you'll.
• 16:52
  Speaker 4: Be the two true amen and the opposite. That's also true.
• 16:58
  Speaker 2: So here's a star. He's a legit global star who's
• 17:02
  Speaker 2: now saying, wait.
• 17:03
  Speaker 4: A minute, I'm trying to go from the camera to
• 17:06
  Speaker 4: the business. Yes, sir, so he needs relationships on the
• 17:10
  Speaker 4: business side, okay.
• 17:12
  Speaker 3: And I realized that's what it was all about. It's
• 17:15
  Speaker 3: about relationships.
• 17:16
  Speaker 2: I was like, that's fine.
• 17:17
  Speaker 3: I'm not upset that I don't have a gent. I'll
• 17:19
  Speaker 3: get there commercially. They're like, we'll pay for your ticket,
• 17:22
  Speaker 3: so they put me on a Delta flight. Delta flight
• 17:25
  Speaker 3: is direct from LA to Bittonville. I get to Bittonville,
• 17:29
  Speaker 3: my clothes.
• 17:30
  Speaker 2: End up in Dallas. I don't know how that happens.
• 17:33
  Speaker 3: So on the way to the hotel, the Saturday morning
• 17:37
  Speaker 3: meeting is first thing in the morning.
• 17:39
  Speaker 2: I have no idea if I'm going to have clothes
• 17:41
  Speaker 2: to wear.
• 17:42
  Speaker 3: So I have my driver take me to a Walmart supercenter.
• 17:46
  Speaker 3: I go in there, group of girls out there raising
• 17:49
  Speaker 3: money from back to school or back to school program
• 17:52
  Speaker 3: and back to school supplies. I say, I will give
• 17:54
  Speaker 3: you one hundred dollars, but you're going to have to
• 17:55
  Speaker 3: work for it. I talk to the teachers and then
• 17:57
  Speaker 3: their parents, and it's like, that's fine. I go into Walmart.
• 18:00
  Speaker 3: I bought everything that I need toiletry, socks, draws, t shirts,
• 18:04
  Speaker 3: everything that I need clothes for the next morning, because
• 18:07
  Speaker 3: I have no idea if my luggage is going to ride.
• 18:11
  Speaker 3: I then take all of the supplies and the Walmart
• 18:15
  Speaker 3: employee and I go to the home and garden section
• 18:18
  Speaker 3: and I sit on one of those lawnmowers that you
• 18:21
  Speaker 3: drive yourself. I have a thirteen foot canoe behind me.
• 18:24
  Speaker 3: I have all of the other lawn supplies around me,
• 18:27
  Speaker 3: and I have all of the girls from the middle
• 18:28
  Speaker 3: school hold an item that I bought in the store.
• 18:32
  Speaker 3: I have someone film it, and I say, unfortunately, the airline.
• 18:37
  Speaker 2: Lost my luggage.
• 18:37
  Speaker 3: But fortunately for me, there's a Walmart wherever I go,
• 18:41
  Speaker 3: and I can buy socks, I can buy draws, I
• 18:43
  Speaker 3: can buy toothpaste, I can buy mouthwash.
• 18:45
  Speaker 2: I can even buy this lawnmower in this canoe if
• 18:51
  Speaker 2: I wanted to.
• 18:52
  Speaker 3: And even while I'm there, I can donate to the
• 18:55
  Speaker 3: Saint Mary's School for Girls. And when I say that,
• 18:57
  Speaker 3: we all say thank you Walmart.
• 19:00
  Speaker 2: I take that video. This is just for fun for me.
• 19:03
  Speaker 2: I give it to Shiranda.
• 19:05
  Speaker 3: It's lady right here stating in the black who used
• 19:07
  Speaker 3: to work for Walmart. He was responsible for my relationship
• 19:10
  Speaker 3: with Walmart. I give it to her, and I say
• 19:13
  Speaker 3: this is how I want to be brought onto stage
• 19:16
  Speaker 3: at the Saturday morning meeting.
• 19:18
  Speaker 2: Everybody, please pay attention to what comes next this.
• 19:21
  Speaker 3: I have no idea what the Saturday morning meeting is
• 19:25
  Speaker 3: other than it's just all of the employees in the
• 19:28
  Speaker 3: Bittonville area coming to this Saturday morning meeting. Fifteen hundred employees.
• 19:33
  Speaker 3: The CEOs, all the CEO, CEO, CMO, all of the
• 19:39
  Speaker 3: olds of Walmart are there. Sharanda plays the video. I
• 19:45
  Speaker 3: come on stage. The crowd goes wild. Not only did
• 19:49
  Speaker 3: they go wild for me, but they went wild because
• 19:51
  Speaker 3: Lenny Kravitz was there on stage with me as well.
• 19:54
  Speaker 3: I tend to think they were screaming for me. I
• 19:57
  Speaker 3: agree with you, Yeah, thank you. So at the end
• 20:00
  Speaker 3: the day, I see Sharonda huddled with the CEOs, the
• 20:03
  Speaker 3: CMO and all of these people I don't know who
• 20:07
  Speaker 3: they are. And she comes to me and she says, Anthony,
• 20:11
  Speaker 3: they fucked or they asked me the question, when did
• 20:15
  Speaker 3: we send a film crew to film Anthony at a Walmart.
• 20:19
  Speaker 3: Sharonda says, we didn't. The airline actually lost his luggage,
• 20:25
  Speaker 3: so he went to Walmart and filmed that on his
• 20:28
  Speaker 3: own and just wanted us to bring.
• 20:30
  Speaker 2: Him on stage with that.
• 20:32
  Speaker 3: Because of that little thing that I did, the CEO
• 20:35
  Speaker 3: of Walmart at the time gave me their holiday campaign
• 20:39
  Speaker 3: on the spot, and I ended up shooting fifty six
• 20:43
  Speaker 3: commercials for Walmart that holiday season, Thanksgiving, Christmas, and New Year,
• 20:50
  Speaker 3: all because of the relationship that I wanted to build
• 20:55
  Speaker 3: with this company that we're sending here for right now.
• 20:58
  Speaker 2: And you're giving spirit and my givings. Bill, you didn't
• 21:02
  Speaker 2: have your handout. Well, I transactional. It wasn't about what
• 21:05
  Speaker 2: you have to get. It is what you had to give, exactly.
• 21:08
  Speaker 2: And whatever goes around comes around.
• 21:11
  Speaker 4: So relationships are really important. And he did the right
• 21:17
  Speaker 4: thing because it was the right thing, not because of
• 21:20
  Speaker 4: what he thought he was going to get. And as
• 21:22
  Speaker 4: a result of that, the universe rewarded him with this
• 21:26
  Speaker 4: incredible opportunity and why he's filming Blackish, which.
• 21:31
  Speaker 2: Is an incredible hit.
• 21:32
  Speaker 4: He then has to go to another studio in Hollywood
• 21:36
  Speaker 4: to film the commercials for three weeks, two weeks.
• 21:39
  Speaker 2: Two weeks, fourteen days.
• 21:41
  Speaker 3: This was the first year of Blackish, and the same
• 21:43
  Speaker 3: time I got to the holiday campaign from Walmart, I'm
• 21:48
  Speaker 3: shooting fourteen to sixteen hours a day on Blackish. As
• 21:51
  Speaker 3: soon as I finished work, I had to go to
• 21:53
  Speaker 3: a different studio to shoot another twelve hours a day
• 21:57
  Speaker 3: to shoot these Walmart commercials.
• 21:59
  Speaker 2: So for two weeks straight, I never went home. I
• 22:03
  Speaker 2: was in between two studios, in two dressing rooms.
• 22:06
  Speaker 3: And that is about dedication and it's about passion.
• 22:12
  Speaker 2: But that is what happened for me, and that is
• 22:14
  Speaker 2: part of the story.
• 22:15
  Speaker 3: And this took place back in twenty thirteen and here
• 22:20
  Speaker 3: we are in twenty twenty six. I still have this
• 22:23
  Speaker 3: relationship with Walmart. Cedric the entertainer and I was start
• 22:27
  Speaker 3: of the Barbecue Lifestyle Company. And when I did, I
• 22:31
  Speaker 3: called up Doug McMillan, who was the CEO at the time.
• 22:34
  Speaker 2: He remembered me.
• 22:35
  Speaker 3: I remember with him when he was just an associated Walmart.
• 22:39
  Speaker 3: He is now the CEO. I have seasonings, barbecue seasings,
• 22:43
  Speaker 3: and barbecue sauces that I'm trying to get into the
• 22:46
  Speaker 3: marketplace because he remembered me and what I did that
• 22:50
  Speaker 3: day at the Saturday morning meeting. He gave me two
• 22:53
  Speaker 3: thousand stores to put my barbecue seasonings and sauces in
• 22:58
  Speaker 3: the stores. And as a result of that, we now
• 23:02
  Speaker 3: have me and Cedric's cookbook ac Barbecue, the Husky and
• 23:07
  Speaker 3: Handsome Gud the Grilling in Walmart stores. Now Seed also
• 23:12
  Speaker 3: has his mother's wine in Walmart stores. So it's all
• 23:17
  Speaker 3: about relationships and the equity that you put into that.
• 23:21
  Speaker 3: Not going into it thinking it's a transactional thing, but
• 23:25
  Speaker 3: to build a relationship based on you know, brand recognition,
• 23:30
  Speaker 3: passion and belief and understanding.
• 23:33
  Speaker 4: Yes, I mean I have now that you're saying this,
• 23:36
  Speaker 4: I have spoken for Walmart a number of times.
• 23:39
  Speaker 2: I've never talked to them about my commercial rates or
• 23:42
  Speaker 2: that kind of stuff.
• 23:43
  Speaker 4: They has to come do it the good of my community,
• 23:45
  Speaker 4: the good of my philanthropy operation.
• 23:47
  Speaker 2: Hope. I see the sincerity. Dog's my friend.
• 23:52
  Speaker 4: Yeah, sure, I'm happy to show up and having nothing
• 23:55
  Speaker 4: to do with that in my mind. Here they go
• 23:58
  Speaker 4: supporting my work in around financial literacy, and we're supporting my.
• 24:03
  Speaker 2: Work around my books.
• 24:05
  Speaker 4: And it's not connected, but it's connected. Yes, you don't
• 24:09
  Speaker 4: do it seeking an outcome. You understand what I'm saying.
• 24:13
  Speaker 4: You're about the inputs. It's about what you give, not
• 24:16
  Speaker 4: what you get. Another thing that Anthony has said that
• 24:19
  Speaker 4: I want you to understand. Only in the dictionary does
• 24:23
  Speaker 4: the word success come before the word work because it's
• 24:28
  Speaker 4: alphabetical every place else, work comes before first.
• 24:35
  Speaker 2: So he put in the work he put This is
• 24:38
  Speaker 2: which is the stories you don't hear, the stuff that
• 24:40
  Speaker 2: happens behind the camera, behind the scenes.
• 24:44
  Speaker 4: The meetings with Walmart executives, the meetings with the community,
• 24:47
  Speaker 4: the stuff he does with Century the entertainer and others
• 24:50
  Speaker 4: that nobody sees.
• 24:51
  Speaker 2: That has the value because it shows its character. What
• 24:55
  Speaker 2: we did coming up, taking the busy from Compton to
• 24:59
  Speaker 2: pursu our dreams.
• 25:01
  Speaker 4: And by the way, let me tell you how much
• 25:02
  Speaker 4: if this is an impossibility, there's only two hundred people
• 25:07
  Speaker 4: that went to Hollywood Professional School. I have never met
• 25:11
  Speaker 4: another person in my adult life that went the Hollywood
• 25:15
  Speaker 4: Professional School's statistically almost impossible.
• 25:19
  Speaker 2: This ain't digging me on the planet. The fact that
• 25:21
  Speaker 2: he and I were both were lived.
• 25:24
  Speaker 4: In Compton, California, within fiver ten minutes from each other.
• 25:27
  Speaker 4: We both at nine years old, triggered our passions. Our
• 25:31
  Speaker 4: mothers were the instigators of that.
• 25:34
  Speaker 2: Yes, we caught the bus.
• 25:36
  Speaker 4: To Hollywood from Compton and pursued our dreams and turned
• 25:42
  Speaker 4: our so called negatives into positives. I mentioned that the
• 25:46
  Speaker 4: banker was a white dude. I have no problem with
• 25:49
  Speaker 4: white people. That was a positive experience because he we
• 25:53
  Speaker 4: teased each other, but we built a relationship and a
• 25:56
  Speaker 4: rapport and now I.
• 25:58
  Speaker 2: Can flow through I'm by Lincoln. Yes we are.
• 26:05
  Speaker 4: We're multi linguals.
• 26:06
  Speaker 2: Yes.
• 26:06
  Speaker 4: And so you had that same experience when you had
• 26:09
  Speaker 4: in Hollywood. You had to change your language. You could
• 26:12
  Speaker 4: not be living in a surviving mindset. You had to
• 26:16
  Speaker 4: be in a thriving and a building mindset.
• 26:19
  Speaker 2: Yes, all these subtle things.
• 26:22
  Speaker 4: I hope you're getting it, because this is really what
• 26:25
  Speaker 4: success requires, the right mind set. Money is under overvalue.
• 26:33
  Speaker 4: Getting that bad, getting that dollar, getting that cash useless, ridiculous,
• 26:37
  Speaker 4: make change of value. You build wealth in your sleep, Yeah,
• 26:41
  Speaker 4: you make money during the day. You build wealth in
• 26:44
  Speaker 4: your sleep.
• 26:48
  Speaker 2: And so Anthony, yes, the first time you gotta check, yes,
• 26:53
  Speaker 2: a big one. Did you lose your mind or did
• 26:57
  Speaker 2: you do it? I mean, what was that experience? Like?
• 26:59
  Speaker 3: No, I didn't, I didn't move my mind that the
• 27:03
  Speaker 3: you know, it was always survival mode. And even when
• 27:07
  Speaker 3: I was working early as an actor, you know, coming
• 27:10
  Speaker 3: from nothing, and I had experiences where I got to
• 27:13
  Speaker 3: watch people lose everything, so.
• 27:16
  Speaker 2: I didn't want that experience to be for me.
• 27:18
  Speaker 3: I like beautiful things, I like big things, I like
• 27:21
  Speaker 3: expensive things. But I didn't want to fall into that trap.
• 27:25
  Speaker 3: So when I got the first my first big check,
• 27:29
  Speaker 3: I went and bought me a piece of property. I
• 27:31
  Speaker 3: bought my first home. I bought my first home for
• 27:34
  Speaker 3: my family. I didn't waste it on cars. I didn't
• 27:37
  Speaker 3: waste it on anything. I spent my money on something
• 27:40
  Speaker 3: that was going to grow in value. Where'd that maturity
• 27:43
  Speaker 3: comes from? What were you signaling your parents, your uncle, who?
• 27:48
  Speaker 3: Or what in the was it in the back of
• 27:50
  Speaker 3: your mind that got the fog out and you decided
• 27:53
  Speaker 3: you're gonna win the war, not just the battle. I
• 27:56
  Speaker 3: think watching other people's failures. I think that's where it
• 28:01
  Speaker 3: came from.
• 28:02
  Speaker 2: I think the fact that my parents lost.
• 28:07
  Speaker 3: Our first home to foreclosure. I didn't want that to happen, yeah,
• 28:12
  Speaker 3: to me and to my family. I just learned from experiences.
• 28:17
  Speaker 3: I had friends in the industry who were on top
• 28:19
  Speaker 3: of the world, and now they were, you know.
• 28:22
  Speaker 2: Begging Paul to pay Peter.
• 28:24
  Speaker 3: I didn't want to fall into that, and I just
• 28:27
  Speaker 3: wanted to be smart about the money that I was
• 28:30
  Speaker 3: making now because where we come from, we're never taught
• 28:35
  Speaker 3: financial literacy.
• 28:36
  Speaker 2: That's right.
• 28:36
  Speaker 3: We're not taught financial literacy. We're not we're not taught
• 28:42
  Speaker 3: generational wealth. We're not taught any of those things. And
• 28:45
  Speaker 3: I still didn't learn those things until later on in
• 28:48
  Speaker 3: life for me, even after I had become successful.
• 28:52
  Speaker 2: So those are things that I'm learning now. So it's
• 28:55
  Speaker 2: fortuitous that you and I met a couple of weeks ago.
• 28:57
  Speaker 3: In Atlanta, and then I went to you and say, John,
• 28:59
  Speaker 3: you gonna be a Walmrans Like I don't know what
• 29:01
  Speaker 3: my schedules like. I was like, no, you're gonna be
• 29:03
  Speaker 3: a Walmart, you know, selling your book and doing your podcast.
• 29:07
  Speaker 2: Is I'll be there selling my.
• 29:08
  Speaker 3: Book and doing your podcast. And so here we are
• 29:11
  Speaker 3: today talking to you. So I have a lot of
• 29:13
  Speaker 3: questions I'm going to ask you, you know, probably on
• 29:15
  Speaker 3: this sage and even after this, uh, just about you know,
• 29:19
  Speaker 3: financial literacy and building that wealth for my grandchildren's grandchildren,
• 29:24
  Speaker 3: because that's what it's all about.
• 29:26
  Speaker 4: Well, I mean honored to answer them, but I'm gonna
• 29:27
  Speaker 4: tell you what you've already. You've inspired me, and you
• 29:30
  Speaker 4: did I'm a little I never used this word. Ever,
• 29:34
  Speaker 4: I'm a little jealous of something.
• 29:36
  Speaker 2: You said, what's that? And you did that? I didn't.
• 29:39
  Speaker 4: I want to. I'm trying to get I'm trying not
• 29:41
  Speaker 4: to get emotional here. That banker changed my life. Yeah,
• 29:51
  Speaker 4: he happened to be Caucasian. The teachers changed my life.
• 29:54
  Speaker 4: There are all racists, my elementary school, middle school teachers.
• 30:00
  Speaker 2: I wanted to say thank you.
• 30:01
  Speaker 4: Ever, since I didn't get the business card, I didn't
• 30:06
  Speaker 4: get their numbers, I didn't remember their names.
• 30:08
  Speaker 2: I was moving so fast and going back.
• 30:13
  Speaker 4: There was no internet back then, there was no digitization,
• 30:16
  Speaker 4: so the records are almost nonexistent.
• 30:18
  Speaker 2: And it hurts my heart that I can't go back
• 30:22
  Speaker 2: and say thank you. You change because of you.
• 30:25
  Speaker 4: I stepped on a ledge called opportunity for myself and
• 30:29
  Speaker 4: I never looked back.
• 30:31
  Speaker 2: And a lot of my friends, our friends, prison of probation, parole,
• 30:34
  Speaker 2: in death. Yes, and we have to carry their names
• 30:37
  Speaker 2: and their legacies for it because the world has forgotten
• 30:39
  Speaker 2: about it. Yes, sir, And.
• 30:42
  Speaker 4: You told me you know the name of the teacher
• 30:47
  Speaker 4: who taught you at Hollywood Professional School and another school
• 30:51
  Speaker 4: you went to.
• 30:52
  Speaker 2: You're still connected to him.
• 30:53
  Speaker 4: You know these names and these histories, and so I have,
• 30:57
  Speaker 4: in my later years documented everything. So I don't miss
• 31:02
  Speaker 4: the opportunity to go back and say thank you to everybody. Black, white, red, brown, yellow, male, female.
• 31:07
  Speaker 4: I want everybody to know you're part of my story
• 31:10
  Speaker 4: and I'm part of yours. So just real respect. You
• 31:12
  Speaker 4: also remind me of Quincy Jones.
• 31:16
  Speaker 2: And Stevie Wonder. These are friends of mine. And in
• 31:20
  Speaker 2: the sense that you're both.
• 31:22
  Speaker 4: You're a right brain genius, like you're creative genius. Everybody
• 31:26
  Speaker 4: knows you from stage and comedy and movies and TV.
• 31:30
  Speaker 4: But you also are a good business man. I can
• 31:33
  Speaker 4: know that just by talking to you. You're also a listener.
• 31:38
  Speaker 4: You have both right brain and left brain. That's a
• 31:41
  Speaker 4: very unique combination.
• 31:44
  Speaker 2: Okay, and I commend you, thank you for that. Yes,
• 31:48
  Speaker 2: you know, just such fun those who we think. I'm
• 31:51
  Speaker 2: still in contact with those teachers I know. Yeah. Gails
• 31:55
  Speaker 2: Fan was my twelfth grade.
• 31:57
  Speaker 3: English teacher at Hollywood, and she was a woman that
• 32:01
  Speaker 3: my teacher who believed in me. And I remember sitting
• 32:03
  Speaker 3: in her class one day and she said, Anthony, where
• 32:05
  Speaker 3: are you applying to college?
• 32:07
  Speaker 2: I hadn't even thought about college at that time, and
• 32:09
  Speaker 2: I was like, I don't know, miss man. She said,
• 32:12
  Speaker 2: I think you would be a good fit at Howard University.
• 32:15
  Speaker 3: So that was the only college that I applied to,
• 32:18
  Speaker 3: and I got accepted and I received my degree from
• 32:21
  Speaker 3: Howard University.
• 32:22
  Speaker 2: By the way, went back to school.
• 32:27
  Speaker 4: Now he goes back to school and to Howard University
• 32:31
  Speaker 4: to get his degree.
• 32:32
  Speaker 2: He's making smart sexty again. Yeah.
• 32:35
  Speaker 3: No, I you know, it's crazy because I had to
• 32:38
  Speaker 3: leave after my junior year due to financial hardships. Okay,
• 32:42
  Speaker 3: and and then I came home and you know, went
• 32:45
  Speaker 3: to junior college at home in Compton because I wanted
• 32:47
  Speaker 3: to keep my mind active because I had every intention
• 32:50
  Speaker 3: on returning back to Howard to finish my senior year.
• 32:53
  Speaker 3: And then my career took off. You know, my career
• 32:56
  Speaker 3: took off. I started a family, and then I just
• 32:59
  Speaker 3: didn't have the time. Well, in twenty eighteen, my son
• 33:02
  Speaker 3: got accepted to Howard University. Nice and I told him,
• 33:05
  Speaker 3: I said, you know what, son, I'm going to walk
• 33:08
  Speaker 3: with you in twenty twenty two. I only have a
• 33:11
  Speaker 3: year left at fifteen credits to complete. I could do
• 33:15
  Speaker 3: that in four years. So in twenty twenty two, I
• 33:18
  Speaker 3: went back to school and I was able to walk
• 33:21
  Speaker 3: and get my degree from Howard University. Yeah, and even
• 33:26
  Speaker 3: before that, I also have two doctorates now.
• 33:28
  Speaker 2: I received a.
• 33:29
  Speaker 3: Doctorate from Talladega College, University.
• 33:31
  Speaker 2: And Virginia Union as well.
• 33:35
  Speaker 3: So you know, education is an important part of my
• 33:40
  Speaker 3: life and from my family. I would have been the
• 33:42
  Speaker 3: first person to graduate college in my family, and so
• 33:46
  Speaker 3: it was disappointing to me when I didn't finish in
• 33:49
  Speaker 3: nineteen ninety two. So that's why I have a foundation
• 33:54
  Speaker 3: called the Anderson Family Foundation, where my eighth year now
• 33:58
  Speaker 3: and so for the last two years I've reached dedicated
• 34:00
  Speaker 3: my foundation to raising scholarship funds pursuit at Howard University.
• 34:04
  Speaker 4: Nice rainbows after storms, Anthony, yes, sah, and not have
• 34:08
  Speaker 4: a rainbow without a storm exactly. First, are you guys
• 34:12
  Speaker 4: starting in the audience, are you getting the memo that
• 34:15
  Speaker 4: you can do this?
• 34:17
  Speaker 1: Absolutely?
• 34:18
  Speaker 4: I mean, by the way, if you work at Walmart,
• 34:22
  Speaker 4: Walmart's not compensating me to say this. I'm under no contractual,
• 34:27
  Speaker 4: They're not sponsoring nothing. Let me tell you you can
• 34:30
  Speaker 4: work at Walmart and make fifty to one hundred thousand
• 34:33
  Speaker 4: dollars as a store manager. Many are making five hundred
• 34:38
  Speaker 4: thousand dollars a year as a store manager with a.
• 34:43
  Speaker 2: High school education.
• 34:45
  Speaker 4: So whether it's working here, are you using your community
• 34:49
  Speaker 4: as a catalyst to go pursue your dreams as we have.
• 34:53
  Speaker 4: Are you getting the memo that you can go from
• 34:55
  Speaker 4: the streets to the suites?
• 34:58
  Speaker 2: I mean, there's a reason that I mean over.
• 35:00
  Speaker 3: The years, over the last thirteen years that I've been in.
• 35:04
  Speaker 2: Partnership with Walmart.
• 35:05
  Speaker 3: There here's a reason that these employees have been here
• 35:08
  Speaker 3: twenty thirty forty years.
• 35:11
  Speaker 2: You know, you're not just here punching the clock. Tis
• 35:13
  Speaker 2: because oh it's a paycheck.
• 35:15
  Speaker 3: You know, it's a community that they're part of, and
• 35:17
  Speaker 3: there's a reason that they're here in this community.
• 35:20
  Speaker 4: So let's get into the problem we won't have is
• 35:24
  Speaker 4: we will run out of time evenore we run out
• 35:25
  Speaker 4: of question?
• 35:26
  Speaker 2: See there, how are you tell them on the five?
• 35:27
  Speaker 3: Are you guys enjoying the how the time we don't
• 35:29
  Speaker 3: have trying to.
• 35:30
  Speaker 2: Find many minutes started? Even what we want to come
• 35:35
  Speaker 2: to you? John, it's crazy because you mentioned that you said.
• 35:39
  Speaker 3: You wanted to at nine years old, you wanted to
• 35:42
  Speaker 3: put the candy store out of business.
• 35:44
  Speaker 2: This was my hustle. In junior high school.
• 35:47
  Speaker 3: There used to be magazines called right On and Word Magazine.
• 35:51
  Speaker 2: Yeah, i'gree you gonna come yeah right On all the time.
• 35:54
  Speaker 2: So I would go by the magazine, and the magazines
• 35:59
  Speaker 2: were like a dollar dollar ninety five at the time.
• 36:03
  Speaker 3: Michael Jackson was huge at the time. Michael Jackson was
• 36:05
  Speaker 3: on the cover, and they were whoever was the hottest
• 36:07
  Speaker 3: thing of it. So I would get the magazines.
• 36:09
  Speaker 2: I would spending my dollar dollar fifty on the magazine.
• 36:12
  Speaker 2: I would bring it to school.
• 36:14
  Speaker 3: People wanted the pictures out of the magazine. I had
• 36:20
  Speaker 3: the foresight to get the magazine and cut them out
• 36:23
  Speaker 3: and sell the pictures for three dollars a piece. Wow,
• 36:28
  Speaker 3: they could have went and bought the magazine.
• 36:30
  Speaker 2: For a dollar.
• 36:32
  Speaker 3: I cut out one Michael Jackson picture and sold it
• 36:35
  Speaker 3: for free, which means I could go by another three
• 36:39
  Speaker 3: magazines and triple that money.
• 36:42
  Speaker 2: That's right.
• 36:42
  Speaker 3: So that was my business acumen growing up as a kid.
• 36:51
  Speaker 3: You know, when we first met, you asked me this
• 36:53
  Speaker 3: question is I'm going to close it to you? You
• 36:55
  Speaker 3: asked me what am I passionate about it? So I'm
• 36:58
  Speaker 3: gonna ask you, what are you passionate about John changing
• 37:03
  Speaker 3: the world.
• 37:04
  Speaker 4: In my lifetime, finishing the unfinished work of doctor Margaret
• 37:10
  Speaker 4: the King Jr. Which, when he was assassinated was a
• 37:13
  Speaker 4: poor people's campaign. Yes, and that was about poor blacks
• 37:16
  Speaker 4: and poor whites and poor Latinos and everybody left behind
• 37:20
  Speaker 4: and connecting them to the economy. He had integrated the
• 37:24
  Speaker 4: lunch counter, but didn't integrate the dollar. And Andrew Young,
• 37:28
  Speaker 4: my mentor, said, to live in a system of free
• 37:32
  Speaker 4: enterprise and not to understand the rules of free enterprise
• 37:37
  Speaker 4: must be the very definition of slavery. And I think
• 37:41
  Speaker 4: we integrated the lunch counter, but we didn't teach people
• 37:43
  Speaker 4: how to pay.
• 37:44
  Speaker 2: The bill or own the building, own the building. And
• 37:46
  Speaker 2: it's what we don't know that we don't know, but
• 37:49
  Speaker 2: we think we know. And so I vote. I wrote
• 37:52
  Speaker 2: the book Financial Literacy Bral, which is the best seller.
• 37:54
  Speaker 4: I wrote this book Capitalism Bral, which is which is
• 37:57
  Speaker 4: this is a very disruptive book.
• 37:59
  Speaker 2: And I I put this out there in people's.
• 38:01
  Speaker 4: Face bluntly, because we're all living in capitalism.
• 38:05
  Speaker 2: We just don't understand it.
• 38:07
  Speaker 4: And people say, I hate rich people in our community,
• 38:11
  Speaker 4: and I say, no, you don't, you hate rich people
• 38:15
  Speaker 4: until you become rich. Exactly what you hate is a
• 38:18
  Speaker 4: game system. What you hate is the system, And no
• 38:21
  Speaker 4: matter how hard you work, you can't seem to get ahead.
• 38:24
  Speaker 4: So let's ungame the system. So I wanted to go
• 38:28
  Speaker 4: back to my childhood, Anthony, when I was in Comson,
• 38:30
  Speaker 4: and that banker opened my brain to free enterprise and capitalism.
• 38:35
  Speaker 2: And I said, other bankers like you.
• 38:38
  Speaker 4: There's millions, he said, And your job to teach, which
• 38:42
  Speaker 4: are to lend poor people money?
• 38:43
  Speaker 2: Yes? And all I got to do is prove I
• 38:45
  Speaker 2: can pay it back. Yes. And what happens if I
• 38:48
  Speaker 2: don't pay it back? Do I get dead?
• 38:50
  Speaker 4: Because you know, in our neighborhood you didn't pay it
• 38:53
  Speaker 4: back the local lender. Yeah, you disappear, Yes, he laughed
• 38:57
  Speaker 4: and said, why would.
• 38:57
  Speaker 2: I kill you? Of course not. I give you a
• 38:59
  Speaker 2: notice that I said, you give me a piece of paper. Oh,
• 39:03
  Speaker 2: sign me up.
• 39:08
  Speaker 4: I've been so Operation Hope really is an institutionalization of
• 39:12
  Speaker 4: the lesson I learned, and what and and really the
• 39:16
  Speaker 4: four to half billion dollars that we've deployed in capital
• 39:19
  Speaker 4: for home ownership, for small business ownership, for entrepreneurship, for
• 39:24
  Speaker 4: consumer credit at prime rates getting credits for us up
• 39:28
  Speaker 4: debt down, savings up so we can apply for prime credit.
• 39:33
  Speaker 4: And the bank out of the no business back in
• 39:34
  Speaker 4: the Yes business.
• 39:36
  Speaker 2: Even the Delta.
• 39:36
  Speaker 4: Employees on the plane that we flew in Long last
• 39:40
  Speaker 4: night on my clients and I coached all Delta employees.
• 39:43
  Speaker 2: My mission is to finish with Frederick Douglass and.
• 39:49
  Speaker 4: Doctor King started, but there just did not have an
• 39:53
  Speaker 4: opportunity to complete a call of the third reconstruction. I
• 39:58
  Speaker 4: think we're in it right now, and I think that
• 40:01
  Speaker 4: this conversation is critical, Anthony, because doctor King couldn't have
• 40:06
  Speaker 4: done this work. I'm not even deserved to be at
• 40:09
  Speaker 4: the hem of his garments. I'm not putting myself in
• 40:11
  Speaker 4: that context, but I do know he couldn't have got
• 40:14
  Speaker 4: what he got done without Sidney Potier, without all the
• 40:21
  Speaker 4: Muhammad A Lea, Arry Belafonte, the celebrities that they made
• 40:26
  Speaker 4: that work alluring and interesting and attractive to the masses
• 40:33
  Speaker 4: and not just the classes.
• 40:35
  Speaker 2: I need you, I need t I I need Killer Mike, I.
• 40:40
  Speaker 4: Need two Chains, I need I need all these heroes
• 40:43
  Speaker 4: and sheros that are that have got this this generation's
• 40:47
  Speaker 4: attention to make smart sexy again.
• 40:50
  Speaker 2: We've been making dumb sexy the way too long.
• 40:53
  Speaker 4: We've dumbed down and celebrated it, and it's time to
• 40:57
  Speaker 4: make smart sexy. I can't do it, and that's why
• 41:02
  Speaker 4: I'm doing this, and that's why I'm so inspired by
• 41:05
  Speaker 4: sharing your story.
• 41:06
  Speaker 2: I love it. Now.
• 41:06
  Speaker 3: Now, I know you probably can't get into detail.
• 41:09
  Speaker 2: About the question I'm about to ask you next because
• 41:11
  Speaker 2: you mentioned.
• 41:13
  Speaker 3: By the way, oh I'm interviewing you brother, do this.
• 41:17
  Speaker 3: But just but you brought about getting your credit up
• 41:20
  Speaker 3: and your debt down. And I know it's an intricate
• 41:25
  Speaker 3: thing to do. But what can we tell the people
• 41:27
  Speaker 3: out there? How can we help them? But where can
• 41:30
  Speaker 3: we turn this or how can we educate them into
• 41:36
  Speaker 3: raising their credit scores? Yes, and getting their debt down.
• 41:40
  Speaker 3: But let's just talk about raising that credit score, because
• 41:42
  Speaker 3: that's what you know. There's a lot of things on
• 41:44
  Speaker 3: the in and OEt you know, call experience at eight
• 41:46
  Speaker 3: o'clock in the morning, you say this, and then by
• 41:48
  Speaker 3: eight fifteen you'll get thirty points on your credit.
• 41:51
  Speaker 2: Don't believe that. But what can we what can they do?
• 41:54
  Speaker 4: And don't educate them and don't pay for credit counseling,
• 41:58
  Speaker 4: don't pay any of these telling you they're gonna change
• 42:01
  Speaker 4: your life, and don't pay for some fake profile of
• 42:05
  Speaker 4: yours that is illegal.
• 42:07
  Speaker 2: By the way, you're going to jail. So here's the
• 42:10
  Speaker 2: way to do this. I know, we gotta saw. Here's
• 42:12
  Speaker 2: a way to do this. You get my book Capitalism
• 42:15
  Speaker 2: Verrall's here. Get Anthony's book because you want to cook
• 42:18
  Speaker 2: why you're why? All right?
• 42:23
  Speaker 4: But but sit in at the kitchen table once a week,
• 42:26
  Speaker 4: open my good capitals of Overall and read a chapter
• 42:29
  Speaker 4: one of the powerful chapters Anthony is on seven of
• 42:32
  Speaker 4: the credit schools.
• 42:33
  Speaker 2: Okay, so here's what you do. This is this is
• 42:36
  Speaker 2: making me more sexy. The law states there's three credit bureaus.
• 42:40
  Speaker 2: If they can't.
• 42:41
  Speaker 4: Confirm that's something, you don't recognize your credit.
• 42:45
  Speaker 2: Story is yours. Within thirty days of being notified, they
• 42:48
  Speaker 2: must remove it.
• 42:51
  Speaker 4: So my team at Operations Home, which is in forty
• 42:54
  Speaker 4: three states, which doesn't cost you a dollar, which scholarships
• 42:57
  Speaker 4: you in, they.
• 42:58
  Speaker 2: Will coach you.
• 42:58
  Speaker 4: If we pull your credit score and you don't recognize
• 43:02
  Speaker 4: what's on there. And there's a good chance if you
• 43:04
  Speaker 4: haven't pulled your credit scord in a year or two,
• 43:06
  Speaker 4: there's an error on your credit report. If you say,
• 43:09
  Speaker 4: what's that, we write a letter to the credit girls
• 43:12
  Speaker 4: within thirty days. If they cannot confirm that that is yours,
• 43:17
  Speaker 4: they must remove it by law. When they remove it,
• 43:21
  Speaker 4: it happens ninety percent of the time you get a
• 43:23
  Speaker 4: thirty to forty point pop an.
• 43:26
  Speaker 2: Increase in your credit scord. So if you're at five
• 43:28
  Speaker 2: point eighty and you pop it thirty points, you're at
• 43:31
  Speaker 2: what six ten? What happens to your self esteem?
• 43:36
  Speaker 3: It goes up, You're confidence, you're belief in the system,
• 43:39
  Speaker 3: and then we just keep working on it and working
• 43:41
  Speaker 3: on it.
• 43:42
  Speaker 2: It gets you up to seven.
• 43:43
  Speaker 4: Hundred, where you're not black or white or brown, or
• 43:47
  Speaker 4: you're not a gender.
• 43:49
  Speaker 2: You're green, you're economic green. The computer just says yes
• 43:53
  Speaker 2: to you above seven hundred. Let me ask you a
• 43:56
  Speaker 2: final question that we wrap here that no way all
• 43:58
  Speaker 2: the time. If you had to think that your eighteen
• 44:00
  Speaker 2: year old self, yes, what advice would you give them?
• 44:04
  Speaker 4: And what advice could you give this audience and the
• 44:07
  Speaker 4: one listening about one thing to do or not do
• 44:12
  Speaker 4: that you wish your eighteen year old self new. That's
• 44:16
  Speaker 4: what we're talking about right now. Financial literacy.
• 44:19
  Speaker 2: You know how to manage a.
• 44:20
  Speaker 3: Check book, you know how to pay, how to buy
• 44:24
  Speaker 3: something that you're how to invest in something that's going
• 44:27
  Speaker 3: to grow, and not invest in something that's going to
• 44:31
  Speaker 3: have a depreciation a depreciating asset. Not go out and
• 44:35
  Speaker 3: buy the fancy car just because.
• 44:37
  Speaker 2: I have the money to go do it.
• 44:39
  Speaker 3: But what can I take this money and invest in
• 44:42
  Speaker 3: that is going to grow exponentially over time and at
• 44:46
  Speaker 3: the end of that or during the duration of that,
• 44:49
  Speaker 3: I can pull that money out and then go buy
• 44:51
  Speaker 3: whatever it is that I want.
• 44:53
  Speaker 2: I would have a financial conversation with my younger self.
• 44:56
  Speaker 3: Because I wasn't taught that from my mother and because.
• 45:00
  Speaker 2: They weren't taught that, and I didn't want.
• 45:03
  Speaker 3: To complete or continue that cycle, which I didn't, fortunately
• 45:08
  Speaker 3: for me. But I would go back and have that
• 45:11
  Speaker 3: conversation and in depth conversation with my eighteen year old self,
• 45:14
  Speaker 3: and I believe I would be much further in life financially,
• 45:19
  Speaker 3: investment wise, wealth wise, and not not that I worry now,
• 45:24
  Speaker 3: but not having to worry about the future for my children,
• 45:28
  Speaker 3: my children's children and their children.
• 45:30
  Speaker 2: Let me tell you something.
• 45:31
  Speaker 4: I mean a lot of people coachs wearing sunglasses at night.
• 45:38
  Speaker 4: This dude here is a real deal and you don't
• 45:40
  Speaker 4: have to worry about anything because you're as smart as
• 45:43
  Speaker 4: you are funny. And I am honored. Thank you, know you,
• 45:46
  Speaker 4: and whether you like it or not, you are my
• 45:48
  Speaker 4: new friend. You're stuck with me.
• 45:50
  Speaker 2: Oh you stuck with me, brother. So look, I gotta
• 45:52
  Speaker 2: go sign these books. Capitals of raw. I hear there's
• 45:54
  Speaker 2: a line can give you. Give some love to Anthony.
• 46:01
  Speaker 3: Thank you very much, and give us a up for
• 46:03
  Speaker 3: John Hope right here as well. And I will be
• 46:06
  Speaker 3: back to have a conversation on health and wellness and diabetes.
• 46:10
  Speaker 2: And all that stuff, and we'll be signing the book
• 46:11
  Speaker 2: later on today. Thank you guys for coming out.
• 46:14
  Speaker 1: Money and Wealth with John O'Brien is a production of
• 46:17
  Speaker 1: the Black Effect Podcast Network. For more podcasts from the
• 46:20
  Speaker 1: Black Effect Podcast Network, visit the iHeartRadio app, Apple Podcasts,
• 46:25
  Speaker 1: or wherever you listen to your favorite shows.