Latest / The Table with Anthony ONeal / Want to Quit Your Job? My 5-Step Strategy to Exit in 15 Months Instead of 7 Years

Transcript

Want to Quit Your Job? My 5-Step Strategy to Exit in 15 Months Instead of 7 Years · The Table with Anthony ONeal

0:00
[SPEAKER_00]: Today's show is going to be a transparent one in on this one.
0:06
[SPEAKER_00]: I was making six figures and I couldn't afford to quit my job.
0:10
[SPEAKER_00]: You see, I would get paid only 15th of the month.
0:14
[SPEAKER_00]: And by the 26th of the month, I was broke.
0:18
[SPEAKER_00]: I had 11 days of my paycheck, but I still had 19 days of the month left.
0:27
[SPEAKER_00]: Every time I think about that, I get a little disappointed in the old, the younger Anthony O'Neill.
0:35
[SPEAKER_00]: Online, here's what a lot of people are telling you.
0:38
[SPEAKER_00]: Before you quit your job, say, six or 12 months of your expenses, and I do not teach that.
0:44
[SPEAKER_00]: I teach, I want you to have at least three to six months of your take home pay.
0:49
[SPEAKER_00]: And I know that sounds like the bigger number.
0:53
[SPEAKER_00]: So let me say this up front in today's episode.
0:57
[SPEAKER_00]: for most of you is actually going to be a smaller number.
1:01
[SPEAKER_00]: It's one number off or one number of your direct deposit.
1:08
[SPEAKER_00]: It doesn't ask you to live small and I'm going to prove on today's episode both of those to you in the next three minutes.
1:19
[SPEAKER_00]: that I really need you to dial in because I do believe that God is calling a lot of you off of your job and into entrepreneurship or watch this off of your current job and into your career and to your purpose.
1:35
[SPEAKER_00]: But after I give you those numbers, I'm going to show you how to get there in 15 months instead of for seven years.
1:42
[SPEAKER_00]: have five rules that I need you to dial in and listen to because this is what I did.
1:52
[SPEAKER_00]: I've never talked about this on a show before.
1:57
[SPEAKER_00]: You all know I've been saying this recently that the first car I ever lived out of was a 1987 Nissan Maximum.
2:03
[SPEAKER_00]: I was homeless deep in the back of my car instead of the California.
2:07
[SPEAKER_00]: And about six years later, it was on making six figures a year.
2:11
[SPEAKER_00]: And there was a brand new Nissan Maximum sitting in the driveway that I'm making payments on.
2:16
[SPEAKER_00]: I had the same badge, but two very different price tags, and I was stuck both times.
2:23
[SPEAKER_00]: that's the part I really want you to sit with today.
2:26
[SPEAKER_00]: The car changed, but the plan didn't.
2:29
[SPEAKER_00]: And if I had walked into that office on a Monday and resigned, I could not even cover 15 days.
2:36
[SPEAKER_00]: 15 days.
2:42
[SPEAKER_00]: So here's the number I use now.
2:45
[SPEAKER_00]: And I call this your freedom exit number.
2:48
[SPEAKER_00]: This is not like your freedom retirement number.
2:51
[SPEAKER_00]: This is your freedom exit number.
2:54
[SPEAKER_00]: This is your freedom exit number is your monthly take home pay times three to six months.
3:01
[SPEAKER_00]: say when we're talking, your freedom exit number from your current position is going to be three months of your take home pay.
3:08
[SPEAKER_00]: This is what actually hits your bank account, not your essentials, not a budget worksheet.
3:14
[SPEAKER_00]: You're going to abandon in 11 days.
3:17
[SPEAKER_00]: The money that actually lands in your account after after taxes and after your insurance comes out.
3:33
[SPEAKER_00]: Now, most people in the industry will tell you to add up your essential expenses and save six to 12 months of that.
3:41
[SPEAKER_00]: I want you to look at what that's actually asking you to do.
3:46
[SPEAKER_00]: It's asking you to plan for a stripped-down version of your life during the single most important decision of your career life.
3:58
[SPEAKER_00]: I want that to sit with you for a little bit.
4:05
[SPEAKER_00]: And let me say this.
4:08
[SPEAKER_00]: Could have been sensitive about today's episode.
4:11
[SPEAKER_00]: I don't want you surviving by your deciding.
4:15
[SPEAKER_00]: I want you living, because when you don't have to downgrade anything, we all make better decisions.
4:23
[SPEAKER_00]: You're not worried, you're not scared.
4:26
[SPEAKER_00]: And somebody who was worried and scared takes the first offer that comes along and calls it freedom.
4:39
[SPEAKER_00]: I wanna park right there and be this little vulnerable today.
4:45
[SPEAKER_00]: Because when I transitioned from my last situation, I said, hey, I'm finally at a place where I can make decisions based upon me.
4:53
[SPEAKER_00]: For years, I'm gonna have to honor of serving some amazing leaders.
4:57
[SPEAKER_00]: From ministry to the corporate space, but I always had to serve their vision.
5:02
[SPEAKER_00]: So there was some form of guardrails and some form of a lease around me of what I could do, what I could say.
5:10
[SPEAKER_00]: So when I finally got to a place where I no longer had a lease around me, which was an negative thing because we all got to have a job, we all got to serve people so we can be better in our future, right?
5:20
[SPEAKER_00]: But when I got out, so many offers came my way.
5:26
[SPEAKER_00]: And these offers were disguised to be good offers, but they were shorter leashes.
5:36
[SPEAKER_00]: But y'all, I had almost
5:42
[SPEAKER_00]: had enough time to talk to mentors, to talk to friends, to talk to my parents, to talk to God.
5:50
[SPEAKER_00]: And like, oh, is this a good offer?
5:52
[SPEAKER_00]: And y'all, nine out of ten of the things that came my way wasn't a good offer, but if I would have only had.
6:00
[SPEAKER_00]: Expensive saved, if I would have been fearful, if I would have been scared, I would probably took five of those offers.
6:12
[SPEAKER_00]: Father though, so let's break this down, let's say you take home six hours a month and you're essentials run to say 4,000 hours a month, somebody's other people, their way is six must be essentials, says 4,000 times six, that's 24,000 dollars.
6:34
[SPEAKER_00]: My way would I teach inside of Stoplineman Page at the paycheck is three months of your take home pay that $6,000 times three that's $18,000.
6:42
[SPEAKER_00]: I'll tell you earlier, $18,000 is smaller than $24,000.
6:44
[SPEAKER_00]: It's the same person with the same
7:04
[SPEAKER_00]: and you can figure that out in 10 seconds.
7:07
[SPEAKER_00]: You know, you just press sheet, you need your direct deposit.
7:13
[SPEAKER_00]: To see it.
7:15
[SPEAKER_00]: So I'm gonna give you five rules.
7:18
[SPEAKER_00]: I'm gonna really help you go from where you are.
7:21
[SPEAKER_00]: Watch this to where God wants you to be.
7:26
[SPEAKER_00]: God came so that we may have life and have life more abundantly.
7:31
[SPEAKER_00]: And some of our jobs.
7:34
[SPEAKER_00]: is preventing us and not allowing us to be within our purpose and to have life more abundantly.
7:40
[SPEAKER_00]: So here's a rule, number one.
7:44
[SPEAKER_00]: Never quit on a filling.
7:46
[SPEAKER_00]: I need you to quit on a number.
7:50
[SPEAKER_00]: Someone put that inside the chat if you're watching this live.
7:53
[SPEAKER_00]: Write this down.
7:54
[SPEAKER_00]: Never quit on a filling by need you to quit on a number.
7:57
[SPEAKER_00]: Everybody has had the Friday afternoon.
8:00
[SPEAKER_00]: You boss say something to your sideways, an email lands wrong, and you drive home doing the math on how good it would feel to walk away on Monday and handing your notice with also probably cussing out your boss.
8:13
[SPEAKER_00]: This is beyond it.
8:14
[SPEAKER_00]: So I'm Christian, I'm saying, but I felt like cussing out some bosses before.
8:17
[SPEAKER_00]: But that filling is real, and it's information.
8:24
[SPEAKER_00]: It's telling you something is wrong.
8:25
[SPEAKER_00]: Something is off, but it may be honest with you,
8:30
[SPEAKER_00]: a filling is not a plan.
8:37
[SPEAKER_00]: Because here's what happens to the person who quits on Friday's filling.
8:44
[SPEAKER_00]: Three weeks later, the Rhinus do.
8:46
[SPEAKER_00]: The car notice do.
8:48
[SPEAKER_00]: Your kids have something come up.
8:50
[SPEAKER_00]: And the freedom they were so excited about has a not inside of their stomach.
8:59
[SPEAKER_00]: and they go back to something worse than what they just left.
9:03
[SPEAKER_00]: Because near negotiation, power came from emptied.
9:08
[SPEAKER_00]: You had to rush.
9:11
[SPEAKER_00]: This particular person, or maybe you, I'm gonna put they here.
9:15
[SPEAKER_00]: They didn't fail because they were weak.
9:17
[SPEAKER_00]: They failed because they left when they feeling instead of a number.
9:22
[SPEAKER_01]: What happens to your family if something happened to you?
9:27
[SPEAKER_01]: I'm gonna ask out again.
9:28
[SPEAKER_01]: What happens to your family when something happens to you?
9:31
[SPEAKER_01]: You see, life insurance feels scary, it feels complicated, and even expensive.
9:36
[SPEAKER_01]: But here's the thing, it doesn't have to be anymore.
9:41
[SPEAKER_01]: Most of us are walking around with no life insurance policy, but we have a name brand item.
9:48
[SPEAKER_01]: Thinking, I'm young, I'm healthy, I got time.
9:52
[SPEAKER_01]: And I want to be honest with you, I'm so sorry.
9:54
[SPEAKER_01]: That's not fate, that is pure foolishness.
9:58
[SPEAKER_01]: Here's what I love about my friends already, those.
10:01
[SPEAKER_01]: They've made getting term life insurance 100% simple.
10:05
[SPEAKER_01]: No medical exams, no waiting weeks for approval.
10:08
[SPEAKER_01]: You can get a quote online in literally 10 minutes like myself and get approved the exact same day.
10:14
[SPEAKER_01]: We're talking coverage from $100,000 up to $2 million with absolutely no blood work for way less than what you actually think.
10:23
[SPEAKER_01]: Term life insurance.
10:24
[SPEAKER_01]: is pure protection at a fraction of the cost of whole life insurance.
10:29
[SPEAKER_01]: Look, I healthy 30-year-old can get a 500,000 policy for about 25,000 months.
10:35
[SPEAKER_01]: That's less than your Netflix and Spotify combined.
10:38
[SPEAKER_00]: Listen, your family deserves to be protected.
10:43
[SPEAKER_01]: Don't leave them struggling to pay bills.
10:46
[SPEAKER_01]: and funeral costs because you kept putting this off.
10:50
[SPEAKER_01]: While you're in heaven, smiling, your family's down here stressed because of your poor decisions.
10:55
[SPEAKER_01]: Let's stop playing games with your family's future.
10:59
[SPEAKER_01]: Get your free quote today in 10 minutes by going to Anthonyonil.com for Sasha Eatos.
11:04
[SPEAKER_01]: Again, go to Anthonyonil.com for Sasha Eatos.
11:10
[SPEAKER_01]: And our promise you,
11:12
[SPEAKER_01]: You will feel way better and sleep better at night.
11:16
[SPEAKER_01]: All right, let's get back to today's show.
11:20
[SPEAKER_00]: A lot of you all know that I have the extreme pleasure and opportunity to be an adjunct professor at consumer of at Virginia Union University teaching consumer economics.
11:33
[SPEAKER_00]: And I have students in my class who are in between 19 all the way up to 50 years old who have already held a job.
11:45
[SPEAKER_00]: You come to school to get a degree, okay?
11:50
[SPEAKER_00]: The degree, what gets you a job?
11:53
[SPEAKER_00]: The job gets you a paycheck and nobody ever taught you what to do with the paycheck.
12:02
[SPEAKER_00]: Nobody teaches you watch this how to even exit properly either.
12:07
[SPEAKER_00]: School teaches you how to get the job.
12:09
[SPEAKER_00]: Nobody teaches you how to leave.
12:12
[SPEAKER_00]: So today, that's what I'm going to talk to you about because I've had to leave three companies and I've learned a lot.
12:20
[SPEAKER_00]: Things that I wish I can go back and do differently, things that I'm actually proud of, but somebody quitting on the feeling is having a reaction.
12:29
[SPEAKER_00]: Somebody quitting on a number is running a strategy.
12:34
[SPEAKER_00]: And only one of them is escaping.
12:37
[SPEAKER_00]: The other is choosing.
12:41
[SPEAKER_00]: And I want you to choose, so you remember, never quit on the filling, never resign on a filling, resign on a number.
12:52
[SPEAKER_00]: Was leaves me into row number two, and this is the one I really need you to get so please turn up your volume.
13:00
[SPEAKER_00]: If you're walking around the house, come look at me, because this one is important.
13:12
[SPEAKER_00]: Yeah, I said it, because your payments are the reason your number is big, and they're the reason you can't reach it.
13:23
[SPEAKER_00]: Somebody watching this just hurt me say three months of take home pay.
13:28
[SPEAKER_00]: They did that math in their head and started to close this episode.
13:33
[SPEAKER_00]: Let me talk to you for a quick minute.
13:34
[SPEAKER_00]: Come on.
13:34
[SPEAKER_00]: Don't go nowhere.
13:36
[SPEAKER_00]: I know what 18,000 are looks like when you got 400 hours a month to work with.
13:42
[SPEAKER_00]: I've been there.
13:44
[SPEAKER_00]: Don't leave just that because this next part of today's episode is the whole video.
13:51
[SPEAKER_00]: I gave you a range of three to six months.
13:54
[SPEAKER_00]: Let me tell you what what decides where you land inside of it.
14:00
[SPEAKER_00]: Consumer debt.
14:02
[SPEAKER_00]: If you're carrying a car payment and a credit card, minimal balance, right?
14:07
[SPEAKER_00]: You need six months.
14:09
[SPEAKER_00]: Those payments don't stop on your paycheck stops.
14:12
[SPEAKER_00]: The lender doesn't care that you're between things.
14:15
[SPEAKER_00]: The lender doesn't care that you're trying to get more into your purpose, more into your goals, more into your abundance, more into thriving.
14:24
[SPEAKER_00]: They want their money on the first, the same as they always do.
14:29
[SPEAKER_00]: And if you have no consumer debt, then three is enough, because nothing's chasing you.
14:36
[SPEAKER_00]: So now I want you to watch what happens.
14:40
[SPEAKER_00]: You take on pay is $6,000 a month.
14:42
[SPEAKER_00]: You've got a $600 car payment, and $200 credit car payments that are minimums.
14:47
[SPEAKER_00]: That's $800 a month going out the door to people who are not you, to somebody else's last name, whether they're their own last name.
14:57
[SPEAKER_00]: because you're carrying that dead.
14:59
[SPEAKER_00]: You're at the six month end, six times, six thousand, your freedom number is 36,000 dollars.
15:07
[SPEAKER_00]: And after those payments, you've got $400 a month left to say.
15:13
[SPEAKER_00]: 36,000 dollars, that $400 a month is 90 months.
15:18
[SPEAKER_00]: 90 months, seven and a half years.
15:21
[SPEAKER_00]: That's a kid no gardener, finishing middle school before you can hand in your notice.
15:28
[SPEAKER_00]: It's not a plan.
15:31
[SPEAKER_00]: That is honestly, I believe, why people give up.
15:34
[SPEAKER_00]: So now we can get rid of these payments via the Death Snowball method.
15:38
[SPEAKER_00]: You attack that $800 a month.
15:40
[SPEAKER_00]: Your car payment is going.
15:42
[SPEAKER_00]: Your credit cards are at zero and should be cut up.
15:46
[SPEAKER_00]: Right?
15:47
[SPEAKER_00]: Read the book.
15:47
[SPEAKER_00]: I explained to you why.
15:50
[SPEAKER_00]: Two things should happen at the same time.
15:52
[SPEAKER_00]: And this is the part I need you to see.
15:55
[SPEAKER_00]: Number one, you moved to the three-month end.
15:59
[SPEAKER_00]: Your freedom number just dropped from 36,000 to $18,000.
16:04
[SPEAKER_00]: The target came down by 18,000 and you didn't save, you didn't, you didn't save a dime to do it.
16:12
[SPEAKER_00]: I'm going to say it one more time.
16:16
[SPEAKER_00]: Your freedom exit number just came down and you didn't have to work harder to do it.
16:23
[SPEAKER_00]: My number two, that $800 a month you were sending to somebody else now yours.
16:30
[SPEAKER_00]: $400 plus $800 is now a margin of $1200 a month.
16:37
[SPEAKER_00]: $18,000 at $1200 a month is 15 months.
16:41
[SPEAKER_00]: So put those next to each other, seven and a half years, or 15 months.
16:49
[SPEAKER_00]: same person, it's the exact same paycheck, it's the exact same job living in the exact same city.
16:56
[SPEAKER_00]: The only thing that changed is what you hold.
17:02
[SPEAKER_00]: Listen, this is what I mean when I say order of operations.
17:07
[SPEAKER_00]: It's not that dead payoff matters more than saving.
17:13
[SPEAKER_00]: Is that doing it first is what makes the saving work.
17:19
[SPEAKER_00]: Your car payment isn't a car payment.
17:21
[SPEAKER_00]: It's the reason you have to keep the job.
17:24
[SPEAKER_00]: It's the reason why you have to stay unhappy.
17:28
[SPEAKER_00]: It's the reason why you can't go from just surviving to living within your purpose, to living within your thriving season.
17:37
[SPEAKER_00]: That's important.
17:40
[SPEAKER_00]: Let's talk about rule number three.
17:43
[SPEAKER_00]: This is where I specialize in.
17:49
[SPEAKER_00]: this publicly.
17:52
[SPEAKER_00]: Make your current job pay for your accent.
18:01
[SPEAKER_00]: Right now you might be looking at that job like it's the thing standing between you and your life.
18:08
[SPEAKER_00]: You'll flip it.
18:10
[SPEAKER_00]: For the next 15 months
18:19
[SPEAKER_00]: I tell all of my people who work with me, and we've had two people transition out into contractors because they started their own business.
18:26
[SPEAKER_00]: You know, partner with me.
18:27
[SPEAKER_00]: I do not expect you to work with me forever.
18:30
[SPEAKER_00]: When you leave me, you should not be leaving, going to a better job.
18:33
[SPEAKER_00]: You should be leaving me, going to entrepreneurship and having ownership, and we can still work together.
18:38
[SPEAKER_00]: I've had two employees leave me, and I've, they left me as a W2, and now my company pays them a contract fee.
18:49
[SPEAKER_00]: If you want to start a business, start it on Saturday.
18:54
[SPEAKER_00]: Start it five to nine.
18:56
[SPEAKER_00]: Get one customer, make a dollar.
18:59
[SPEAKER_00]: You don't necessarily need a LLC in the logo and the website.
19:03
[SPEAKER_00]: You need proof that a stranger will pay you.
19:07
[SPEAKER_00]: If you want to change careers, find somebody already doing their job, and ask them what they hate about it.
19:14
[SPEAKER_00]: Watch this, not what they love.
19:16
[SPEAKER_00]: What do you hate about the job?
19:19
[SPEAKER_00]: Because you're going to inherit that part too.
19:23
[SPEAKER_00]: We always ask, what do you love about it?
19:25
[SPEAKER_00]: I mean, man, man, man, it's amazing.
19:26
[SPEAKER_00]: It's amazing over there.
19:27
[SPEAKER_00]: But we never ask them, hey, man, listen, I know every job, everything comes with something that is not polished, something that is not good.
19:33
[SPEAKER_00]: They'll tell me a little bit about your ball.
19:35
[SPEAKER_00]: Tell me a little bit about the leadership there.
19:40
[SPEAKER_00]: I know for a fat people who come where with me, they better be having that conversation, because I know me, I'm a great leader, but there are things about me that I could do better.
19:49
[SPEAKER_00]: That are not great.
19:50
[SPEAKER_00]: You need to know those things.
19:53
[SPEAKER_00]: And I know some of you are watching this and don't even know what's next.
20:00
[SPEAKER_00]: You're saying, Anthony, I'm just tired.
20:03
[SPEAKER_00]: I'm tired of getting up going to a job that I just feel miserable.
20:08
[SPEAKER_00]: And I hear you, but let me be honest, you do not get clarity by quitting.
20:15
[SPEAKER_00]: You get it on a Saturday morning with your paycheck still coming in.
20:27
[SPEAKER_00]: Quitting does a hand you freedom without proper strategy, it hands you a headache, but let's be honest, the job market right now is rough, his rough, which is exactly the argument for doing this the right way.
20:47
[SPEAKER_00]: When the market is tight, the person with no debt and money in the bank has options.
20:54
[SPEAKER_00]: That person with $800 a month in payments and nothing safe takes whatever comes.
21:16
[SPEAKER_00]: We've done several videos on this particular show about people adding 50,000 dollars a year to their income without ever leaving their nine to five.
21:27
[SPEAKER_00]: To me, my personal opinion, that's the safest position there is.
21:31
[SPEAKER_00]: New income, old paycheck, nothing at risk.
21:37
[SPEAKER_00]: Build the boat while you're still standing on the dock.
21:41
[SPEAKER_00]: Build the boat while you're still standing on the dock.
21:47
[SPEAKER_00]: I'll tell you this is something that I've idea personally and there's a way that you position your current company to pay for your exit.
22:03
[SPEAKER_00]: I knew that my season was coming up in my last two situations and about a year and a half
22:17
[SPEAKER_00]: I never forget one particular day I came home and I said, yeah, my time is about it.
22:24
[SPEAKER_00]: I gave the company the best part of me, both of them.
22:29
[SPEAKER_00]: But I knew my season was coming to an end.
22:32
[SPEAKER_00]: One time I sold my house and transitioned down to a smaller house.
22:37
[SPEAKER_00]: And I was just stacking money.
22:39
[SPEAKER_00]: I still showed up every single day.
22:41
[SPEAKER_00]: I showed up and did my very best some days.
22:43
[SPEAKER_00]: I did not give them my very best.
22:45
[SPEAKER_00]: My be honest.
22:46
[SPEAKER_00]: Because I already knew that my time was coming to an end.
22:52
[SPEAKER_00]: But I downsize and I was saving and no one knew.
22:57
[SPEAKER_00]: No one knew what I was doing.
23:01
[SPEAKER_00]: And when I resigned, I had a year's worth of savings because I didn't know what was going to happen, what was going to go on with me going from working for the last 15 years of my life, or 10 to 12 years of my life, to stepping into entrepreneurship full time.
23:14
[SPEAKER_00]: Some people thought I was going to go back and be a pastor, or go back to selling cars, but the whole time, no one really knew that I had a strategy that I've been working for the last 15 months.
23:26
[SPEAKER_00]: No one knew that I had extra money put inside my savings account.
23:29
[SPEAKER_00]: No one knew that I had relationships already forming and I was getting wise counsel from other people.
23:37
[SPEAKER_00]: I allowed my company to pay and provide watches, not just for my exit, but a part of my future to give me cushion to build what I really want it to build.
23:51
[SPEAKER_00]: Which leaves me all into number four.
23:59
[SPEAKER_00]: trying to say this correctly, because it's a sensitive rule number four is count what the paycheck is quietly buying you.
24:09
[SPEAKER_00]: And I'm starting with the one almost nobody talks about.
24:14
[SPEAKER_00]: health insurance.
24:16
[SPEAKER_00]: Your take on pay is already, already, after your premium comes out.
24:23
[SPEAKER_00]: So you have never actually seen what your helped insurance cause.
24:27
[SPEAKER_00]: Your employer has been covering honestly most of it, quietly for years, and it never showed up in a number you looked at.
24:34
[SPEAKER_00]: that they you leave, the whole thing lands on you and it comes out of your freedom exit number.
24:41
[SPEAKER_00]: I'm trying to tell you, you're me clearly.
24:44
[SPEAKER_00]: So before you go anywhere, I need you to go price it, go to the marketplace, your spouse's plan, cobra, get the real monthly figure.
24:53
[SPEAKER_00]: Because if it's, if let's say if it's an x to 600 dollars a month, that's one line item that can be a
25:05
[SPEAKER_00]: I'd rather you find out at your kitchen table while you're on the job than in a parking lot, the day after you left your job.
25:17
[SPEAKER_00]: Same with the match.
25:18
[SPEAKER_00]: If your company matches 4% and you're making $100,000 a year, that's $4,000 somebody was handing you every single year.
25:27
[SPEAKER_00]: When you walk off that job, and I'ma say this very clearly, it is not a reason to stay.
25:34
[SPEAKER_00]: but it is a number that you need to know.
25:39
[SPEAKER_00]: and your life insurance, and your disability coverage.
25:44
[SPEAKER_00]: A lot of people have those through work and don't realize the badge is what's paying for them.
25:50
[SPEAKER_00]: When the badge goes back, so does your life insurance, so does your disability check.
25:56
[SPEAKER_00]: This is why you guys have always hurt me, suggest getting a term-like policy outside of your worker.
26:03
[SPEAKER_00]: If you want to get a quote today,
26:09
[SPEAKER_00]: specifically antinode.com for us as life insurance because you should always have a coverage and coverage outside of your job.
26:19
[SPEAKER_00]: Now hear me clearly.
26:21
[SPEAKER_00]: Nobody should stay somewhere that's damaging to the mentally that is abusive to the mentally.
26:30
[SPEAKER_00]: And you definitely shouldn't stay that damaging to either your income.
26:37
[SPEAKER_00]: walk out with your eyes open as all that I'm asking.
26:41
[SPEAKER_00]: Somebody who leaves knowing the real cost is prepared.
26:44
[SPEAKER_00]: Somebody who leaves and finds out in month two or in month one or in month not month week one is in trouble.
26:54
[SPEAKER_00]: I need to count it.
26:55
[SPEAKER_00]: I need you to add it and then decide.
26:58
[SPEAKER_00]: But let me say this before we go to the last rule.
27:02
[SPEAKER_00]: Don't stay because you get good benefits.
27:04
[SPEAKER_00]: I hear people say this all the time, and I'm staying because the benefits are amazing.
27:08
[SPEAKER_00]: Listen, if God gave you something on the inside, God is also going to give you the same benefits because now you've stepped out on faith, and you've stepped out not just on faith, you've stepped out with faith and a strategy.
27:22
[SPEAKER_00]: Don't say because you got a matching 401k because you got a hundred percent health insurance.
27:26
[SPEAKER_00]: No, no, no.
27:27
[SPEAKER_00]: You probably will make so much more money that you want to even realize that you're paying for this stuff.
27:32
[SPEAKER_00]: Hello somebody.
27:33
[SPEAKER_00]: He's talking straight to you.
27:37
[SPEAKER_00]: What I pay on health insurance myself, what I pay within 401k, y'all check this out.
27:41
[SPEAKER_00]: I was just talking to my home boy.
27:43
[SPEAKER_00]: I pay myself a payroll.
27:45
[SPEAKER_00]: I pay myself payroll taxes.
27:48
[SPEAKER_01]: But I don't really feel it.
27:52
[SPEAKER_00]: I don't, because God has blessed this company, but everything is about strategy, which leads me to rule number five to the answer one.
28:04
[SPEAKER_00]: Know the two times you leave before the number is red, ready?
28:10
[SPEAKER_00]: Every rule so far has been math.
28:14
[SPEAKER_00]: This one, it isn't.
28:18
[SPEAKER_00]: The first one is your health.
28:21
[SPEAKER_00]: Somebody watching this has been at the same desk for 20 years and your body has started sending you the bail.
28:28
[SPEAKER_00]: I'm talking about the blood pressure.
28:31
[SPEAKER_00]: I'm talking about you not getting enough sleep.
28:33
[SPEAKER_00]: The Sunday afternoon where your chest gets tight before you've even gotten in the car.
28:40
[SPEAKER_00]: I want to talk to you for a second.
28:43
[SPEAKER_00]: There is no freedom exit number, worth the thing, the number two was for.
28:50
[SPEAKER_00]: You're saving up for a life, if the job is taking the life while you say for it, the math is already gone.
29:00
[SPEAKER_00]: Yes, you still need a plan, you still need a strategy.
29:04
[SPEAKER_00]: But you just need a fast one.
29:11
[SPEAKER_00]: and take a bridge job.
29:14
[SPEAKER_00]: A bridge job, y'all is not a failure.
29:18
[SPEAKER_00]: It's a smaller paycheck, the buys your body back while you figure out what's next.
29:25
[SPEAKER_00]: I'd rather you step down and breathe and stay and break.
29:30
[SPEAKER_00]: The second one is your safety.
29:33
[SPEAKER_00]: or your families.
29:35
[SPEAKER_00]: If the environment is abusive, if somebody is being harmed, y'all, you gotta get the heck about it here.
29:41
[SPEAKER_00]: You don't run math on that.
29:45
[SPEAKER_00]: You go and you rebuild the plan from whatever you land.
29:51
[SPEAKER_00]: I want to say something to the parents because children change this equation on a same both directions.
29:58
[SPEAKER_00]: Having kept in kids means you need more runway.
30:02
[SPEAKER_00]: More people depending on that account.
30:04
[SPEAKER_00]: More people depending on the decision that you make.
30:07
[SPEAKER_00]: It also means you have less time to wait because they are watching how you live right now.
30:13
[SPEAKER_00]: They're learning what work is supposed to cost a person by watching you at the
30:20
[SPEAKER_00]: So get the payments going, make it 15 months instead of for seven years, and let your kids watch you build something, watch this, instead of watching you disappear.
30:32
[SPEAKER_00]: I want that to sit for a little bit.
30:38
[SPEAKER_00]: I know what it feels like to be on a, on a job.
30:41
[SPEAKER_00]: That's a good job, but Anthony O'Neill was disappearing.
30:48
[SPEAKER_00]: That's the whole point of this, it's not that you should stay as that you should be able to leave if you're losing yourself.
31:01
[SPEAKER_00]: Let me bring this home a little bit.
31:04
[SPEAKER_00]: Let's put this back together.
31:07
[SPEAKER_00]: five rules.
31:09
[SPEAKER_00]: First, please do not quit on a fillet.
31:13
[SPEAKER_00]: Quit on a number and the number is three to six months of your take home pay.
31:18
[SPEAKER_00]: This is your net pay.
31:19
[SPEAKER_00]: The second, get out of your consumer debt because those are the reasons your number may have to sit at six months of three and the reason you can't get there.
31:30
[SPEAKER_00]: To the third, make your job pay for the exit family.
31:35
[SPEAKER_00]: test the next thing while your direct deposit is still hitting, save as much as you possibly can.
31:42
[SPEAKER_00]: While you're on the job, going there smiling because now you're going there saying, hey, you know what?
31:47
[SPEAKER_00]: You're just paying for me the transition.
31:49
[SPEAKER_00]: Thank you.
31:50
[SPEAKER_00]: Do the very best you can on that job.
31:53
[SPEAKER_00]: And then when you leave, leave it respect, leave it grace.
31:58
[SPEAKER_00]: Fourth, count with the paycheck was quietly buying you, especially health insurance.
32:03
[SPEAKER_00]: because you honestly never really seen a full price before.
32:06
[SPEAKER_00]: And the fifth, know the two situations where you leave before the number is ready and have a plan for the landing.
32:17
[SPEAKER_00]: I put everyone into this one, because this video is needed, that was needed.
32:23
[SPEAKER_00]: Back when I was making some stupid decisions.
32:29
[SPEAKER_00]: This video is for that person who's sitting on their job and they're saying, you know what I'm saying?
32:33
[SPEAKER_00]: I don't know what's next or Anthony.
32:37
[SPEAKER_00]: I'm sick and tired.
32:37
[SPEAKER_00]: You know, many times, my bosses went off for me about something that I did not do.
32:43
[SPEAKER_00]: You know how many times I honestly came home and said, man, I've never said this before.
32:51
[SPEAKER_00]: You know, many times I went into work and I had to put on a different face.
32:57
[SPEAKER_00]: I had to become a man that I really didn't recognize that it was only maybe 40 percent of me.
33:03
[SPEAKER_00]: And then when I will come home, I got to put back on Anthony when I get back around family and some of my friends had to put back on Anthony.
33:11
[SPEAKER_00]: I got tired of being two different people just to make a check.
33:21
[SPEAKER_01]: Just a me six week.
33:28
[SPEAKER_00]: And I remember the day that I stepped out of my own, I no longer had to submit to a pastor, submit to a boss.
33:37
[SPEAKER_00]: I had to submit, watch this, steal the guy, and prove, evolve, mature.
33:44
[SPEAKER_00]: Because while I was on the job, I made some bad decisions.
33:47
[SPEAKER_00]: I ain't gonna lie to nobody.
33:51
[SPEAKER_00]: And I couldn't afford to make those bad decisions myself, but now I was in a space to where,
33:57
[SPEAKER_00]: I had freedom to truly be myself, and because I was truly myself and I exit correctly.
34:04
[SPEAKER_00]: To this day, to this day, I will always honor my previous situations.
34:12
[SPEAKER_00]: And those of you who've been following me for years, you know, I was in car salesman.
34:16
[SPEAKER_00]: I was a youth pass.
34:17
[SPEAKER_00]: I had the honor of working from one of the, the, I believe, the greatest guru in the financial literacy space day, Bramsey.
34:25
[SPEAKER_00]: And to this day, you will never hear me knock or discredit or speak negative about my former situations because everywhere I've been sold into me.
34:38
[SPEAKER_00]: And I wanted to make sure that I honor that because I would not be the man today if I did not sell cars, I would not be the man I am today.
34:45
[SPEAKER_00]: If I wasn't a youth pastor and another pastor saw something in me, I would not be the man I am today, even especially in the finance space, if Dave Ramsey didn't give me an
34:56
[SPEAKER_01]: I honor every single person.
35:00
[SPEAKER_00]: But now this is the season Anthony O'Neill can truly be myself.
35:08
[SPEAKER_00]: God is calling some of you all to leave, maybe not to leave to be an entrepreneur, but maybe to leave to get into a career filled that is better fitting for your assignment of your life.
35:24
[SPEAKER_00]: I do believe, a lot of you should leave your job because God is calling you to go fulfill something for him and his kingdom in the entrepreneur's space.
35:38
[SPEAKER_00]: But you cannot do that.
35:40
[SPEAKER_00]: Hear me clearly Christian people, you can't leave your job because you believe God sits
35:53
[SPEAKER_00]: hate it when I hear people say, I quit my job because God told me, I'm supposed to be doing this.
35:57
[SPEAKER_00]: Okay, cool, how much money you got in your bank?
36:02
[SPEAKER_00]: Because let me be honest as I end today's episode.
36:07
[SPEAKER_00]: I left with money in the bank and I still was facing hail.
36:13
[SPEAKER_00]: If I'm being vulnerable and really honest, the last two months of my life,
36:19
[SPEAKER_00]: While I'm on your smiling, while I'm on your teaching, when I'm traveling around the world, promoting this book, do you know the spiritual warfare, the hell I've been going through?
36:31
[SPEAKER_00]: But, graphely, I had money in the bank, and I had money in the bank.
36:36
[SPEAKER_00]: That's where that was in the problem, but I had to deal with things privately.
36:41
[SPEAKER_00]: I had to deal with things that that was not public.
36:46
[SPEAKER_00]: And thankfully, because I exit correctly, I was prepared, and money wasn't that.
36:53
[SPEAKER_00]: Could you imagine going through spiritual warfare, and you also got to go through practical lack of resources?
37:03
[SPEAKER_00]: That could put you into pression.
37:05
[SPEAKER_00]: That could make you want to go back and get a job because you don't want to deal with that.
37:16
[SPEAKER_00]: is going to provide extra level of peace and the build of foundation because if you're going to build something, you're going to face some obstacles, I think Biggie said it, I'm going to have 99 problems, but money ain't going to be one of them, the Shabway Anthony on Neil.
37:40
[SPEAKER_00]: like you made it to the end.
37:42
[SPEAKER_00]: Hit that like button.
37:44
[SPEAKER_00]: Subscribe join this community.
37:46
[SPEAKER_00]: Share today's episode with someone who you know they've been complaining about the job, but they don't have a strategy in place on how to quit their job.
37:55
[SPEAKER_00]: Send this to them and be a blessing.
37:58
[SPEAKER_00]: I'll see you in the next episode.
37:59
[UNKNOWN]: Peace out.