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How Can Setting Up Fall Routines Save My Time and Money? · Becoming Financially Confident

• 0:37
  School's
• 0:38
  back
• 0:38
  in,
• 0:38
  activities
• 0:39
  are
• 0:39
  starting
• 0:40
  and
• 0:40
  chaos
• 0:40
  is
• 0:41
  creeping
• 0:41
  in.
• 0:42
  Do
• 0:42
  you
• 0:42
  want
• 0:42
  to
• 0:42
  save
• 0:42
  time
• 0:43
  and
• 0:43
  money
• 0:43
  as
• 0:43
  fall
• 0:44
  unfolds?
• 0:45
  Well,
• 0:45
  join
• 0:45
  me
• 0:45
  today
• 0:45
  as
• 0:46
  we
• 0:46
  build
• 0:46
  some
• 0:46
  smart
• 0:46
  routines
• 0:47
  that
• 0:47
  bless
• 0:47
  your
• 0:48
  family
• 0:48
  and
• 0:48
  your
• 0:49
  budget.
• 0:49
  Because
• 0:49
  I've
• 0:49
  got
• 0:50
  the
• 0:50
  solution
• 0:51
  for
• 0:51
  eliminating
• 0:51
  the
• 0:52
  chaos
• 0:52
  on
• 0:53
  today's
• 0:53
  show.
• 0:54
  This
• 0:55
  is
• 0:55
  Financially
• 0:56
  Confident
• 0:56
  Christian,
• 0:57
  your
• 0:57
  daily
• 0:57
  dose
• 0:58
  of
• 0:58
  gospel,
• 0:58
  grounded
• 0:59
  insight
• 0:59
  and
• 0:59
  faith
• 1:00
  driven
• 1:00
  tips
• 1:01
  to
• 1:01
  help
• 1:01
  you
• 1:01
  break
• 1:01
  the
• 1:02
  cycle
• 1:02
  of
• 1:02
  financial
• 1:03
  shame
• 1:03
  with
• 1:03
  confidence.
• 1:06
  Hey
• 1:06
  there
• 1:07
  and
• 1:07
  welcome
• 1:07
  back
• 1:07
  to
• 1:07
  Financially
• 1:08
  Confident
• 1:08
  Christian.
• 1:09
  Hey,
• 1:09
  I'm
• 1:09
  Ralph
• 1:10
  and
• 1:10
  we're
• 1:10
  in
• 1:10
  our
• 1:11
  series
• 1:11
  Smart
• 1:11
  Money
• 1:12
  for
• 1:12
  Back
• 1:12
  to
• 1:12
  School
• 1:13
  and
• 1:13
  beyond.
• 1:13
  Now
• 1:13
  yesterday
• 1:14
  we
• 1:14
  talked
• 1:15
  about
• 1:15
  how
• 1:15
  to
• 1:15
  teach
• 1:15
  your
• 1:16
  kids
• 1:16
  money
• 1:16
  habits
• 1:17
  and
• 1:17
  we
• 1:17
  talked
• 1:17
  about
• 1:18
  how
• 1:18
  to
• 1:18
  start
• 1:18
  that
• 1:19
  early.
• 1:19
  So
• 1:19
  if
• 1:19
  you
• 1:19
  missed
• 1:20
  it,
• 1:20
  I'm
• 1:20
  going
• 1:20
  to
• 1:20
  encourage
• 1:21
  you
• 1:21
  to
• 1:21
  check
• 1:21
  it
• 1:21
  out.
• 1:21
  Hey,
• 1:21
  you
• 1:22
  can
• 1:22
  find
• 1:22
  all
• 1:22
  of
• 1:22
  our
• 1:23
  episodes
• 1:25
  at
• 1:26
  financiallyconfidentchristian.com.
• 1:27
  now
• 1:27
  today
• 1:27
  we're
• 1:28
  going
• 1:28
  to
• 1:28
  go
• 1:28
  in
• 1:28
  a
• 1:28
  new
• 1:29
  direction.
• 1:29
  We're
• 1:29
  going
• 1:29
  to
• 1:29
  be
• 1:29
  talking
• 1:30
  about
• 1:30
  building
• 1:31
  fall
• 1:31
  routines
• 1:32
  that
• 1:32
  reduce
• 1:33
  stress
• 1:33
  and
• 1:34
  increase
• 1:34
  your
• 1:34
  savings.
• 1:35
  Hey,
• 1:36
  I
• 1:36
  remember
• 1:36
  when
• 1:36
  my
• 1:36
  kids
• 1:37
  were
• 1:37
  younger
• 1:37
  we
• 1:38
  got
• 1:38
  into
• 1:38
  that
• 1:38
  summer
• 1:39
  routine
• 1:39
  and
• 1:39
  along
• 1:40
  came
• 1:40
  the
• 1:40
  school
• 1:40
  year
• 1:40
  and
• 1:41
  is
• 1:41
  back
• 1:41
  to
• 1:41
  get
• 1:41
  into
• 1:41
  that
• 1:42
  fall
• 1:42
  routine.
• 1:42
  And
• 1:43
  that
• 1:43
  can
• 1:43
  be
• 1:43
  a
• 1:43
  time
• 1:44
  of
• 1:44
  chaos,
• 1:44
  like
• 1:44
  I
• 1:44
  mentioned
• 1:45
  earlier,
• 1:45
  and
• 1:46
  can
• 1:46
  cause
• 1:46
  a
• 1:46
  lot
• 1:46
  of
• 1:47
  stress
• 1:47
  and
• 1:47
  also
• 1:47
  cost
• 1:48
  you
• 1:48
  some
• 1:48
  money.
• 1:49
  See,
• 1:50
  the
• 1:50
  truth
• 1:50
  is
• 1:50
  summer's
• 1:51
  slow
• 1:51
  pace
• 1:52
  is
• 1:52
  getting
• 1:52
  ready
• 1:52
  to
• 1:53
  be
• 1:53
  gone.
• 1:53
  If
• 1:53
  you're
• 1:53
  listening
• 1:54
  to
• 1:54
  this
• 1:54
  when
• 1:54
  it's
• 1:55
  actually
• 1:55
  released,
• 1:55
  we're
• 1:55
  not
• 1:56
  too
• 1:56
  far
• 1:56
  away
• 1:56
  from
• 1:56
  that.
• 1:57
  And
• 1:57
  if
• 1:57
  you're
• 1:58
  like
• 1:58
  my
• 1:58
  family,
• 1:58
  mornings
• 1:59
  can
• 1:59
  be
• 1:59
  frantic
• 2:00
  and
• 2:00
  then
• 2:00
  when
• 2:01
  the
• 2:01
  kids
• 2:01
  get
• 2:01
  home
• 2:01
  from
• 2:01
  school
• 2:02
  in
• 2:02
  the
• 2:02
  evenings,
• 2:02
  it's
• 2:03
  completely
• 2:03
  disorganized
• 2:04
  and,
• 2:04
  and
• 2:04
  takeout,
• 2:05
  yeah,
• 2:05
  takeout.
• 2:06
  Food
• 2:06
  becomes
• 2:06
  the
• 2:07
  norm
• 2:07
  and
• 2:07
  before
• 2:08
  long,
• 2:08
  if
• 2:08
  you're
• 2:09
  not
• 2:09
  paying
• 2:09
  attention,
• 2:10
  deadlines
• 2:10
  are
• 2:10
  getting
• 2:11
  missed
• 2:11
  and
• 2:11
  stress
• 2:12
  builds.
• 2:13
  And
• 2:14
  here's
• 2:14
  my
• 2:14
  big
• 2:14
  takeaway
• 2:15
  for
• 2:15
  today,
• 2:16
  why
• 2:16
  I
• 2:16
  talk
• 2:16
  about
• 2:16
  it
• 2:17
  on
• 2:17
  today's
• 2:17
  show.
• 2:18
  Money
• 2:18
  leaks
• 2:18
  through
• 2:19
  last
• 2:19
  minute
• 2:19
  chaos.
• 2:21
  Because
• 2:21
  if
• 2:22
  you're
• 2:22
  like
• 2:22
  my
• 2:22
  family
• 2:23
  life
• 2:23
  feels
• 2:24
  more
• 2:24
  reactive
• 2:25
  and
• 2:25
  not
• 2:25
  intentional.
• 2:26
  And
• 2:26
  hey,
• 2:26
  we
• 2:26
  just
• 2:26
  did
• 2:27
  a
• 2:27
  whole
• 2:27
  series
• 2:27
  about
• 2:28
  living
• 2:28
  intentionally.
• 2:29
  But
• 2:30
  here's
• 2:30
  the
• 2:30
  thing
• 2:30
  I
• 2:30
  want
• 2:31
  you
• 2:31
  to
• 2:31
  understand
• 2:31
  today.
• 2:32
  Routines
• 2:33
  are
• 2:33
  a
• 2:33
  gift.
• 2:34
  They're
• 2:35
  not
• 2:35
  a
• 2:35
  prison.
• 2:35
  Let's
• 2:36
  get
• 2:36
  to
• 2:36
  the
• 2:36
  word.
• 2:36
  Let's
• 2:37
  look
• 2:37
  at
• 2:37
  the
• 2:37
  book
• 2:37
  of
• 2:38
  First
• 2:38
  Corinthians,
• 2:39
  chapter
• 2:39
  14,
• 2:40
  verse
• 2:40
  40.
• 2:40
  And
• 2:41
  it
• 2:41
  says
• 2:41
  this,
• 2:42
  everything
• 2:42
  should
• 2:43
  be
• 2:43
  done
• 2:43
  in
• 2:43
  a
• 2:43
  fitting
• 2:44
  and
• 2:44
  orderly
• 2:45
  way.
• 2:45
  Now
• 2:45
  you
• 2:45
  say
• 2:45
  that
• 2:46
  to
• 2:46
  your
• 2:46
  kids
• 2:46
  and
• 2:46
  be
• 2:47
  like,
• 2:47
  oh,
• 2:47
  sure,
• 2:47
  that
• 2:47
  sounds
• 2:48
  good,
• 2:48
  mom
• 2:48
  and
• 2:48
  dad,
• 2:49
  but
• 2:49
  you
• 2:49
  know,
• 2:49
  back
• 2:50
  to
• 2:50
  school
• 2:50
  is
• 2:50
  not
• 2:50
  necessarily
• 2:51
  an
• 2:51
  orderly
• 2:52
  way,
• 2:52
  but
• 2:52
  that's
• 2:52
  what
• 2:52
  the
• 2:52
  word
• 2:52
  says.
• 2:53
  Let's
• 2:53
  look
• 2:53
  at
• 2:53
  the
• 2:54
  Book
• 2:54
  of
• 2:54
  Ephesians
• 2:55
  chapter
• 2:55
  5,
• 2:55
  verses
• 2:56
  15
• 2:56
  and
• 2:57
  16.
• 2:57
  It
• 2:57
  says,
• 2:58
  See
• 2:58
  then
• 2:58
  that
• 2:58
  you
• 2:59
  walk
• 2:59
  circumspectly,
• 3:01
  not
• 3:01
  as
• 3:01
  fools,
• 3:01
  but
• 3:02
  as
• 3:02
  wise,
• 3:03
  redeeming
• 3:04
  the
• 3:04
  time.
• 3:04
  Because
• 3:04
  I
• 3:05
  love
• 3:05
  the
• 3:05
  ending
• 3:05
  of
• 3:05
  this
• 3:06
  because
• 3:07
  the
• 3:07
  days
• 3:07
  are
• 3:08
  evil.
• 3:09
  That
• 3:09
  pretty
• 3:09
  much
• 3:09
  stands
• 3:10
  on
• 3:10
  its
• 3:10
  own.
• 3:10
  But
• 3:10
  let's
• 3:11
  look
• 3:11
  at
• 3:11
  this
• 3:11
  one.
• 3:11
  This
• 3:11
  is
• 3:12
  from
• 3:12
  the
• 3:12
  book
• 3:12
  of
• 3:12
  Proverbs,
• 3:13
  chapter
• 3:14
  14,
• 3:14
  verse
• 3:15
  23.
• 3:16
  And
• 3:16
  it
• 3:16
  says
• 3:16
  this.
• 3:16
  And
• 3:17
  I
• 3:17
  think
• 3:17
  this
• 3:17
  is
• 3:17
  a
• 3:17
  good
• 3:18
  way
• 3:18
  to
• 3:19
  cap
• 3:19
  off
• 3:20
  our
• 3:20
  scripture
• 3:20
  for
• 3:20
  today.
• 3:21
  All
• 3:22
  hard
• 3:22
  work
• 3:22
  brings
• 3:23
  a
• 3:23
  profit.
• 3:24
  All
• 3:25
  hard
• 3:25
  work
• 3:25
  brings
• 3:26
  a
• 3:26
  prophecy.
• 3:26
  Stewardship
• 3:27
  isn't
• 3:27
  just
• 3:28
  about
• 3:28
  money.
• 3:29
  It'd
• 3:29
  be
• 3:29
  easy
• 3:30
  for
• 3:30
  me
• 3:30
  to
• 3:30
  talk
• 3:30
  to
• 3:30
  you
• 3:30
  about,
• 3:30
  hey,
• 3:31
  let's
• 3:31
  do
• 3:31
  this
• 3:31
  for
• 3:31
  money.
• 3:31
  Let's
• 3:32
  do
• 3:32
  this,
• 3:32
  this,
• 3:32
  and
• 3:32
  we'll
• 3:33
  all
• 3:33
  be
• 3:33
  set.
• 3:34
  But
• 3:35
  stewardship's
• 3:35
  bigger
• 3:36
  than
• 3:36
  that.
• 3:37
  Stewardship
• 3:37
  is
• 3:38
  also
• 3:38
  about
• 3:38
  your
• 3:39
  time.
• 3:39
  It's
• 3:40
  about
• 3:40
  your
• 3:40
  energy.
• 3:41
  It's
• 3:41
  about
• 3:41
  a
• 3:42
  rhythm.
• 3:42
  And
• 3:42
  hey,
• 3:43
  if
• 3:43
  we
• 3:43
  do
• 3:43
  it
• 3:43
  all
• 3:44
  right,
• 3:44
  it's
• 3:44
  about
• 3:45
  peace.
• 3:46
  Because
• 3:46
  routines
• 3:47
  in
• 3:47
  the
• 3:48
  end
• 3:48
  are
• 3:48
  a
• 3:48
  spiritual
• 3:49
  act
• 3:49
  of
• 3:50
  alignment.
• 3:51
  So
• 3:51
  you
• 3:51
  might
• 3:51
  be
• 3:51
  saying,
• 3:52
  Ralph,
• 3:52
  okay,
• 3:53
  I'm
• 3:54
  on
• 3:54
  the
• 3:54
  same
• 3:54
  page
• 3:54
  as
• 3:54
  you.
• 3:55
  Let's
• 3:55
  figure
• 3:55
  this
• 3:55
  out.
• 3:56
  What
• 3:56
  can
• 3:56
  we
• 3:56
  do?
• 3:57
  Well,
• 3:57
  here's
• 3:58
  my
• 3:58
  solution
• 3:58
  for
• 3:58
  today.
• 3:59
  I
• 3:59
  want
• 3:59
  you
• 3:59
  to
• 4:00
  really
• 4:00
  identify
• 4:01
  one
• 4:01
  chaotic
• 4:02
  point
• 4:02
  in
• 4:02
  your
• 4:02
  week
• 4:02
  and
• 4:03
  apply
• 4:03
  a
• 4:03
  time
• 4:04
  saving,
• 4:04
  money
• 4:05
  saving
• 4:05
  tweak.
• 4:06
  So
• 4:06
  here's
• 4:07
  your
• 4:07
  one
• 4:07
  action
• 4:07
  step
• 4:08
  for
• 4:08
  today.
• 4:08
  I
• 4:08
  want
• 4:09
  you
• 4:09
  to
• 4:09
  start
• 4:09
  by
• 4:09
  identifying
• 4:10
  just
• 4:11
  one
• 4:11
  chaos
• 4:11
  point.
• 4:12
  Hey,
• 4:12
  maybe
• 4:13
  for
• 4:13
  you
• 4:13
  it's
• 4:13
  that
• 4:14
  morning
• 4:14
  routine.
• 4:15
  Getting
• 4:15
  the
• 4:15
  kids
• 4:16
  ready,
• 4:16
  getting
• 4:16
  the
• 4:17
  bags
• 4:17
  packed
• 4:17
  and
• 4:17
  all
• 4:17
  that
• 4:18
  sort
• 4:18
  of
• 4:18
  thing.
• 4:18
  Maybe
• 4:18
  that's
• 4:19
  what
• 4:19
  it
• 4:19
  is.
• 4:19
  Or
• 4:19
  maybe
• 4:20
  for
• 4:20
  you
• 4:20
  it's
• 4:20
  dinner
• 4:21
  time.
• 4:21
  Dinner
• 4:22
  times
• 4:22
  can
• 4:22
  be
• 4:22
  tough.
• 4:23
  We
• 4:23
  got
• 4:23
  homework
• 4:23
  to
• 4:23
  worry
• 4:24
  about.
• 4:24
  Maybe
• 4:24
  we're
• 4:25
  shuffling
• 4:25
  this
• 4:25
  one
• 4:25
  to
• 4:26
  this
• 4:26
  extracurricular
• 4:27
  or
• 4:27
  something
• 4:27
  like
• 4:28
  that.
• 4:29
  Sports
• 4:29
  going
• 4:29
  on,
• 4:29
  that
• 4:29
  can
• 4:30
  be
• 4:30
  chaotic.
• 4:30
  And
• 4:31
  then
• 4:31
  how
• 4:31
  about
• 4:31
  Sunday
• 4:32
  night
• 4:32
  chaos?
• 4:33
  That
• 4:33
  can
• 4:33
  be
• 4:33
  something
• 4:34
  too.
• 4:34
  Just
• 4:35
  name
• 4:35
  it.
• 4:35
  I'll
• 4:36
  tell
• 4:36
  you
• 4:36
  a
• 4:36
  story
• 4:36
  about
• 4:36
  my
• 4:37
  boys
• 4:37
  right
• 4:37
  now
• 4:37
  because
• 4:38
  this
• 4:38
  will
• 4:38
  really
• 4:39
  bring
• 4:39
  this
• 4:39
  home
• 4:40
  completely.
• 4:40
  So
• 4:41
  picture
• 4:41
  this.
• 4:41
  My
• 4:42
  two
• 4:42
  boys.
• 4:42
  Now,
• 4:42
  my
• 4:43
  oldest
• 4:43
  son,
• 4:43
  he's
• 4:44
  a
• 4:44
  very
• 4:44
  precise
• 4:45
  guy.
• 4:45
  I
• 4:45
  mean,
• 4:46
  he
• 4:46
  is
• 4:46
  always
• 4:47
  on
• 4:47
  time.
• 4:48
  In
• 4:48
  fact,
• 4:49
  if
• 4:49
  it
• 4:49
  was
• 4:49
  time
• 4:49
  to
• 4:50
  leave
• 4:50
  at
• 4:50
  7:30,
• 4:51
  he
• 4:51
  was
• 4:51
  walking
• 4:52
  out
• 4:52
  the
• 4:52
  door
• 4:52
  at
• 4:53
  7:29.
• 4:53
  There's
• 4:54
  no
• 4:54
  excuses,
• 4:55
  no,
• 4:55
  no
• 4:55
  room
• 4:55
  for
• 4:56
  flexibility
• 4:56
  for
• 4:57
  him.
• 4:57
  He's.
• 4:57
  He's
• 4:57
  tapping
• 4:58
  on
• 4:58
  his
• 4:58
  watch.
• 4:58
  It's
• 4:59
  all
• 4:59
  about
• 4:59
  the
• 5:00
  schedule.
• 5:01
  Now
• 5:01
  my
• 5:01
  other
• 5:01
  son
• 5:02
  is
• 5:02
  a
• 5:02
  different
• 5:02
  story.
• 5:03
  I
• 5:03
  mean,
• 5:03
  my
• 5:04
  youngest
• 5:04
  son,
• 5:04
  no
• 5:04
  worry,
• 5:05
  no
• 5:05
  hurry.
• 5:06
  So
• 5:06
  picture
• 5:06
  this.
• 5:07
  My
• 5:07
  one
• 5:07
  son,
• 5:07
  the
• 5:08
  oldest
• 5:08
  is
• 5:08
  sitting
• 5:08
  at
• 5:08
  the
• 5:09
  door
• 5:09
  tapping
• 5:09
  on
• 5:09
  his
• 5:10
  watch.
• 5:10
  He
• 5:10
  has
• 5:10
  got
• 5:10
  his
• 5:11
  backpack
• 5:11
  on.
• 5:11
  He's
• 5:11
  ready
• 5:12
  to
• 5:12
  go
• 5:12
  out
• 5:12
  the
• 5:12
  door.
• 5:13
  My
• 5:13
  other
• 5:13
  son
• 5:14
  is
• 5:14
  just
• 5:14
  now
• 5:15
  starting
• 5:15
  to
• 5:15
  make
• 5:15
  his
• 5:16
  way
• 5:16
  down
• 5:16
  the
• 5:16
  steps
• 5:17
  from
• 5:17
  his
• 5:17
  bedroom
• 5:17
  on
• 5:18
  the
• 5:18
  second
• 5:18
  floor.
• 5:18
  He's
• 5:19
  got
• 5:19
  shirt
• 5:19
  half
• 5:20
  dressed,
• 5:20
  he's
• 5:20
  disheveled,
• 5:21
  and
• 5:22
  it's
• 5:22
  now
• 5:22
  already
• 5:23
  7:30.
• 5:24
  And
• 5:24
  inevitably,
• 5:25
  the
• 5:25
  battle
• 5:26
  would
• 5:26
  ensue.
• 5:27
  Unfortunately,
• 5:28
  my
• 5:28
  wife
• 5:28
  became
• 5:29
  the
• 5:29
  referee
• 5:29
  on
• 5:29
  the
• 5:30
  way
• 5:30
  to
• 5:30
  school.
• 5:30
  We
• 5:31
  used
• 5:31
  to
• 5:31
  call
• 5:31
  it
• 5:31
  the
• 5:31
  MMA
• 5:32
  battle
• 5:32
  in
• 5:32
  the
• 5:32
  backseat
• 5:33
  of
• 5:33
  her
• 5:33
  car.
• 5:34
  And
• 5:34
  that's
• 5:34
  what
• 5:34
  I'm
• 5:35
  talking
• 5:35
  about
• 5:35
  when
• 5:35
  I
• 5:35
  say
• 5:36
  chaos.
• 5:36
  So
• 5:36
  maybe
• 5:37
  your
• 5:37
  chaos
• 5:37
  looks
• 5:38
  something
• 5:38
  like
• 5:38
  that.
• 5:38
  So
• 5:39
  identify
• 5:39
  it.
• 5:40
  That's
• 5:40
  where
• 5:40
  we're
• 5:40
  going
• 5:40
  to
• 5:41
  start.
• 5:41
  Second
• 5:41
  thing
• 5:41
  I'm
• 5:42
  going
• 5:42
  to
• 5:42
  encourage
• 5:42
  you
• 5:42
  to
• 5:42
  do
• 5:43
  is
• 5:43
  brainstorm
• 5:44
  some
• 5:44
  solutions.
• 5:45
  You
• 5:45
  know,
• 5:46
  we
• 5:46
  did
• 5:46
  this,
• 5:46
  for
• 5:46
  example,
• 5:47
  maybe
• 5:47
  in
• 5:47
  the
• 5:48
  mornings,
• 5:48
  you
• 5:48
  prep
• 5:49
  those
• 5:49
  clothes.
• 5:49
  The
• 5:49
  night
• 5:50
  before,
• 5:50
  lay
• 5:50
  out
• 5:50
  the
• 5:50
  clothes.
• 5:51
  Especially
• 5:51
  if
• 5:51
  you
• 5:51
  got
• 5:52
  real
• 5:52
  young
• 5:52
  children,
• 5:53
  lay
• 5:53
  out
• 5:53
  the
• 5:53
  clothes
• 5:53
  ahead
• 5:54
  of
• 5:54
  time.
• 5:54
  Maybe
• 5:54
  you
• 5:54
  packed
• 5:55
  the
• 5:55
  lunches
• 5:55
  the
• 5:55
  night
• 5:56
  before.
• 5:56
  One
• 5:57
  of
• 5:57
  the
• 5:57
  things
• 5:57
  that
• 5:57
  we
• 5:57
  did
• 5:58
  is
• 5:58
  we
• 5:58
  made
• 5:58
  sure
• 5:58
  those
• 5:59
  backpacks
• 5:59
  were
• 5:59
  ready
• 6:00
  to
• 6:00
  go.
• 6:00
  My
• 6:00
  wife
• 6:01
  actually
• 6:01
  bought
• 6:01
  a
• 6:01
  bench
• 6:02
  that
• 6:02
  sat
• 6:02
  sort
• 6:03
  of
• 6:03
  on
• 6:03
  the
• 6:03
  way
• 6:03
  out
• 6:03
  the
• 6:04
  door.
• 6:04
  And
• 6:04
  every
• 6:04
  night
• 6:05
  before
• 6:05
  she
• 6:05
  went
• 6:05
  to
• 6:05
  bed
• 6:06
  on
• 6:06
  a
• 6:06
  school
• 6:07
  night,
• 6:07
  she'd
• 6:07
  make
• 6:07
  sure
• 6:07
  both
• 6:08
  of
• 6:08
  their
• 6:08
  backpacks
• 6:09
  were
• 6:09
  lined
• 6:09
  up
• 6:09
  and
• 6:09
  ready
• 6:10
  to
• 6:10
  go.
• 6:10
  Now,
• 6:10
  of
• 6:10
  course,
• 6:11
  picture
• 6:11
  my
• 6:12
  two
• 6:12
  kids.
• 6:12
  The
• 6:12
  one
• 6:12
  is
• 6:13
  very
• 6:13
  regimented.
• 6:13
  The
• 6:13
  other
• 6:14
  one,
• 6:14
  not
• 6:14
  so
• 6:14
  much.
• 6:15
  My
• 6:15
  oldest
• 6:15
  son,
• 6:15
  his
• 6:16
  stuff
• 6:16
  was
• 6:16
  always
• 6:17
  precise.
• 6:17
  Everything
• 6:18
  was
• 6:18
  zipped
• 6:18
  up.
• 6:18
  My
• 6:19
  youngest
• 6:19
  son,
• 6:19
  man,
• 6:19
  there
• 6:19
  was
• 6:20
  stuff
• 6:20
  hanging
• 6:20
  out
• 6:20
  the
• 6:20
  sides.
• 6:21
  That's
• 6:21
  for
• 6:21
  another
• 6:22
  day,
• 6:22
  but
• 6:22
  that
• 6:23
  could
• 6:23
  be
• 6:23
  your
• 6:23
  morning.
• 6:23
  And
• 6:23
  that
• 6:24
  may
• 6:24
  be
• 6:24
  a
• 6:24
  brainstorming
• 6:25
  solution
• 6:25
  for
• 6:25
  the
• 6:25
  mornings.
• 6:26
  For
• 6:26
  dinners,
• 6:27
  how
• 6:27
  about
• 6:27
  this?
• 6:28
  Plan
• 6:28
  meals
• 6:28
  and
• 6:28
  shop
• 6:29
  on
• 6:29
  Sunday.
• 6:30
  You
• 6:30
  know,
• 6:30
  one
• 6:30
  of
• 6:30
  the
• 6:30
  things
• 6:31
  that
• 6:31
  my
• 6:31
  wife
• 6:31
  became,
• 6:32
  and
• 6:32
  I'll
• 6:33
  use
• 6:33
  it
• 6:33
  just
• 6:33
  kind
• 6:33
  of
• 6:34
  funny
• 6:34
  way
• 6:34
  of
• 6:34
  saying
• 6:34
  it,
• 6:34
  but
• 6:34
  my
• 6:35
  wife
• 6:35
  was
• 6:35
  the
• 6:35
  queen
• 6:36
  of
• 6:36
  the
• 6:36
  crock
• 6:36
  pot.
• 6:37
  And
• 6:37
  the
• 6:37
  crock
• 6:37
  pot
• 6:38
  really
• 6:38
  saved
• 6:38
  us
• 6:39
  because
• 6:39
  we
• 6:39
  weren't
• 6:39
  scurrying
• 6:40
  around
• 6:40
  and
• 6:40
  say,
• 6:40
  okay,
• 6:41
  what
• 6:41
  kind
• 6:41
  of
• 6:41
  takeout
• 6:42
  we
• 6:42
  going
• 6:42
  to
• 6:42
  get?
• 6:42
  But
• 6:42
  we
• 6:43
  planned
• 6:43
  those
• 6:43
  things.
• 6:43
  Or
• 6:44
  I
• 6:44
  should
• 6:44
  say,
• 6:44
  better.
• 6:45
  She
• 6:45
  planned
• 6:45
  them.
• 6:45
  I
• 6:46
  can't
• 6:46
  take
• 6:46
  credit
• 6:46
  for
• 6:46
  that.
• 6:47
  You
• 6:47
  know,
• 6:47
  I
• 6:47
  made
• 6:47
  sure
• 6:48
  we
• 6:48
  got
• 6:48
  our
• 6:48
  shopping
• 6:48
  done
• 6:49
  on
• 6:49
  Sunday,
• 6:49
  so
• 6:49
  that
• 6:50
  by
• 6:50
  the
• 6:50
  time
• 6:50
  that
• 6:51
  Monday
• 6:51
  morning
• 6:51
  rolled
• 6:52
  around,
• 6:52
  we
• 6:52
  were
• 6:52
  ready
• 6:53
  to
• 6:53
  go.
• 6:54
  So
• 6:54
  that's
• 6:54
  the
• 6:54
  second
• 6:54
  thing.
• 6:55
  Brainstorm
• 6:56
  some
• 6:56
  solutions.
• 6:57
  And
• 6:57
  then
• 6:57
  I
• 6:57
  don't
• 6:58
  want
• 6:58
  you
• 6:58
  to
• 6:58
  do
• 6:58
  too
• 6:58
  much.
• 6:59
  I
• 6:59
  just
• 6:59
  want
• 6:59
  you
• 6:59
  to
• 6:59
  implement
• 7:00
  one
• 7:00
  change.
• 7:00
  Just
• 7:01
  pick
• 7:01
  one
• 7:01
  small
• 7:02
  change
• 7:02
  and
• 7:03
  start
• 7:03
  it
• 7:03
  when
• 7:04
  school
• 7:04
  goes
• 7:04
  back.
• 7:04
  And
• 7:05
  if
• 7:05
  you're
• 7:05
  listening
• 7:05
  to
• 7:05
  this
• 7:05
  and
• 7:06
  school's
• 7:06
  already
• 7:06
  started,
• 7:07
  start
• 7:07
  it
• 7:07
  this
• 7:07
  week.
• 7:08
  And
• 7:08
  here's
• 7:09
  another
• 7:09
  little
• 7:10
  bonus
• 7:10
  tip.
• 7:11
  Budget
• 7:11
  for
• 7:12
  helpful
• 7:12
  tools.
• 7:13
  So
• 7:13
  maybe
• 7:14
  you
• 7:14
  need
• 7:14
  to
• 7:14
  find
• 7:14
  a
• 7:15
  planner.
• 7:15
  You
• 7:15
  know,
• 7:15
  one
• 7:15
  of
• 7:15
  the
• 7:15
  things
• 7:16
  that
• 7:16
  one
• 7:16
  of
• 7:16
  My
• 7:16
  customers
• 7:17
  told
• 7:17
  me
• 7:17
  about.
• 7:17
  One
• 7:17
  of
• 7:17
  my
• 7:17
  clients
• 7:18
  says,
• 7:18
  hey,
• 7:18
  you
• 7:18
  know,
• 7:18
  we
• 7:19
  do
• 7:19
  during
• 7:19
  the
• 7:19
  school
• 7:19
  year,
• 7:19
  Ralph,
• 7:20
  we
• 7:20
  bought
• 7:20
  one
• 7:20
  of
• 7:20
  those,
• 7:21
  the
• 7:21
  plastic
• 7:21
  calendars
• 7:22
  that
• 7:22
  you
• 7:22
  put
• 7:22
  on
• 7:22
  the
• 7:22
  wall.
• 7:23
  And
• 7:23
  we
• 7:23
  just
• 7:23
  wrote
• 7:24
  everything
• 7:24
  that's
• 7:25
  going
• 7:25
  on
• 7:25
  for
• 7:25
  the
• 7:26
  next
• 7:26
  month.
• 7:27
  I
• 7:27
  thought
• 7:27
  that
• 7:27
  was
• 7:28
  a
• 7:28
  great
• 7:28
  idea.
• 7:28
  Or
• 7:29
  maybe
• 7:29
  you
• 7:29
  need
• 7:29
  to
• 7:29
  become
• 7:30
  the
• 7:30
  queen
• 7:30
  of
• 7:31
  the
• 7:31
  slow
• 7:31
  cooker
• 7:32
  as
• 7:32
  well.
• 7:32
  So
• 7:32
  get
• 7:32
  something
• 7:32
  like
• 7:33
  that
• 7:33
  or
• 7:33
  maybe
• 7:33
  some
• 7:34
  bins
• 7:34
  or
• 7:34
  containers.
• 7:36
  But
• 7:36
  if
• 7:36
  it
• 7:36
  truly
• 7:37
  helps
• 7:37
  you
• 7:37
  plan
• 7:37
  and
• 7:38
  purchase
• 7:38
  intentionally.
• 7:40
  Because
• 7:40
  my
• 7:40
  whole
• 7:41
  goal
• 7:41
  with
• 7:41
  all
• 7:41
  the
• 7:41
  things
• 7:41
  I've
• 7:42
  talked
• 7:42
  about
• 7:42
  today
• 7:42
  is
• 7:43
  to
• 7:43
  really
• 7:43
  help
• 7:43
  you
• 7:44
  reduce
• 7:44
  your
• 7:44
  stress
• 7:45
  and
• 7:45
  also
• 7:46
  reduce
• 7:46
  that
• 7:46
  scattered
• 7:47
  spending.
• 7:47
  Because
• 7:47
  with
• 7:48
  chaos
• 7:48
  comes
• 7:49
  scattered
• 7:49
  spending,
• 7:50
  and
• 7:50
  that
• 7:50
  could
• 7:50
  put
• 7:50
  you
• 7:50
  in
• 7:51
  a
• 7:51
  down
• 7:51
  spiral
• 7:52
  for,
• 7:52
  for
• 7:52
  your
• 7:52
  budget.
• 7:53
  It
• 7:53
  also
• 7:53
  helps
• 7:54
  boost
• 7:54
  family
• 7:54
  peace.
• 7:55
  Listen,
• 7:55
  there
• 7:55
  wasn't
• 7:56
  much
• 7:56
  we
• 7:56
  could
• 7:56
  do
• 7:56
  about
• 7:56
  the
• 7:57
  two
• 7:57
  of
• 7:57
  ours.
• 7:57
  Like
• 7:58
  I
• 7:58
  said,
• 7:58
  it
• 7:58
  was
• 7:58
  literally
• 7:59
  MMA
• 7:59
  in
• 7:59
  the
• 7:59
  back
• 7:59
  seat.
• 8:00
  But
• 8:00
  if
• 8:00
  you
• 8:01
  have
• 8:01
  a
• 8:01
  plan,
• 8:01
  if
• 8:02
  you've
• 8:02
  got
• 8:02
  a
• 8:02
  routine
• 8:03
  and
• 8:03
  a
• 8:03
  rhythm,
• 8:03
  I
• 8:03
  think
• 8:04
  it's
• 8:04
  really
• 8:04
  going
• 8:04
  to
• 8:04
  promote
• 8:05
  family
• 8:05
  peace.
• 8:06
  It
• 8:06
  also
• 8:06
  certainly
• 8:07
  increases
• 8:07
  consistency
• 8:08
  and
• 8:08
  it
• 8:09
  increases
• 8:09
  clarity.
• 8:10
  And
• 8:10
  here's
• 8:11
  the
• 8:11
  thing
• 8:11
  it
• 8:11
  does
• 8:11
  in
• 8:11
  the
• 8:12
  end,
• 8:12
  it
• 8:12
  honors
• 8:12
  God
• 8:13
  with
• 8:13
  structure
• 8:14
  and
• 8:14
  order.
• 8:15
  As
• 8:15
  the
• 8:15
  scripture
• 8:15
  said,
• 8:16
  God
• 8:16
  loves
• 8:17
  structure
• 8:17
  and
• 8:18
  he
• 8:18
  loves
• 8:18
  order.
• 8:18
  So
• 8:19
  let's
• 8:19
  pray
• 8:19
  together
• 8:19
  right
• 8:19
  now.
• 8:20
  Father
• 8:20
  God,
• 8:21
  we
• 8:21
  just
• 8:21
  thank
• 8:21
  you
• 8:22
  for
• 8:22
  the
• 8:22
  gift
• 8:22
  of
• 8:22
  time
• 8:23
  and
• 8:23
  the
• 8:23
  gift
• 8:24
  of
• 8:24
  structure.
• 8:25
  And
• 8:25
  Lord,
• 8:25
  we
• 8:25
  confess,
• 8:26
  we
• 8:26
  often
• 8:26
  let
• 8:26
  schedules
• 8:27
  overwhelm
• 8:28
  us.
• 8:28
  So
• 8:28
  we
• 8:28
  just
• 8:28
  ask
• 8:29
  that
• 8:29
  you
• 8:29
  would
• 8:29
  help
• 8:29
  us
• 8:30
  create
• 8:30
  rhythms
• 8:30
  that
• 8:31
  reflect
• 8:31
  your
• 8:31
  peace.
• 8:32
  Show
• 8:32
  us
• 8:33
  where
• 8:33
  we
• 8:33
  can
• 8:33
  save
• 8:34
  time,
• 8:34
  Lord,
• 8:34
  and
• 8:35
  money
• 8:35
  through
• 8:35
  this
• 8:35
  order
• 8:36
  and
• 8:36
  really
• 8:37
  not
• 8:37
  get
• 8:37
  stuck
• 8:37
  in
• 8:38
  that
• 8:38
  chaos.
• 8:38
  And
• 8:38
  we
• 8:38
  just
• 8:39
  ask
• 8:39
  that
• 8:39
  you
• 8:39
  would
• 8:39
  give
• 8:40
  us
• 8:40
  discipline
• 8:40
  to
• 8:41
  follow
• 8:41
  through
• 8:42
  and
• 8:42
  more
• 8:42
  importantly,
• 8:43
  Lord,
• 8:43
  joy
• 8:44
  in
• 8:44
  the
• 8:44
  process.
• 8:45
  And
• 8:45
  we
• 8:45
  ask
• 8:45
  this
• 8:45
  in
• 8:46
  boldness
• 8:46
  and
• 8:46
  in
• 8:47
  confidence
• 8:47
  and
• 8:48
  in
• 8:48
  Jesus
• 8:48
  name,
• 8:49
  amen.
• 8:50
  Listen,
• 8:51
  Fall
• 8:51
  doesn't
• 8:52
  have
• 8:52
  to
• 8:52
  feel
• 8:52
  frantic.
• 8:53
  It
• 8:53
  certainly
• 8:53
  doesn't
• 8:54
  have
• 8:54
  to
• 8:54
  feel
• 8:54
  chaotic.
• 8:56
  Smart
• 8:56
  routines
• 8:56
  are
• 8:57
  your
• 8:57
  secret
• 8:57
  to
• 8:58
  peace
• 8:58
  and
• 8:58
  they're
• 8:59
  your
• 8:59
  secret
• 8:59
  to
• 8:59
  saving.
• 9:00
  So
• 9:00
  again,
• 9:00
  I'm
• 9:01
  going
• 9:01
  to
• 9:01
  encourage
• 9:01
  you
• 9:01
  now.
• 9:02
  Identify
• 9:02
  your
• 9:03
  one
• 9:03
  chaos
• 9:03
  point
• 9:04
  and
• 9:04
  work
• 9:04
  on
• 9:05
  tweaking
• 9:05
  it
• 9:05
  this
• 9:05
  week.
• 9:06
  Just
• 9:06
  take
• 9:06
  one
• 9:06
  at
• 9:06
  a
• 9:06
  time
• 9:07
  and
• 9:07
  hey,
• 9:07
  maybe
• 9:07
  you
• 9:08
  do
• 9:08
  one
• 9:08
  a
• 9:08
  week
• 9:08
  and
• 9:09
  over
• 9:09
  a
• 9:09
  month
• 9:09
  or
• 9:09
  two,
• 9:10
  you
• 9:10
  can
• 9:10
  get
• 9:10
  all
• 9:10
  that
• 9:10
  chaos
• 9:11
  knocked
• 9:11
  out.
• 9:12
  Now,
• 9:12
  while
• 9:12
  I'm
• 9:12
  talking
• 9:13
  about
• 9:13
  chaos,
• 9:14
  one
• 9:14
  of
• 9:14
  the
• 9:14
  things
• 9:14
  I
• 9:14
  would
• 9:14
  love
• 9:15
  for
• 9:15
  you
• 9:15
  to
• 9:15
  do
• 9:15
  is
• 9:16
  share
• 9:16
  the
• 9:16
  show
• 9:16
  with
• 9:17
  somebody
• 9:17
  else.
• 9:17
  Maybe
• 9:17
  they've
• 9:18
  got
• 9:18
  that
• 9:18
  chaos
• 9:19
  going
• 9:19
  on
• 9:19
  in
• 9:19
  their
• 9:20
  lives.
• 9:20
  Maybe
• 9:20
  you've
• 9:20
  heard
• 9:21
  stories
• 9:21
  of
• 9:21
  your
• 9:22
  girlfriend
• 9:22
  or
• 9:22
  somebody
• 9:23
  told
• 9:23
  you,
• 9:23
  hey,
• 9:23
  guess
• 9:23
  what?
• 9:24
  I
• 9:24
  got
• 9:24
  this
• 9:24
  kind
• 9:24
  of
• 9:25
  craziness
• 9:25
  going
• 9:25
  on
• 9:25
  in
• 9:26
  my
• 9:26
  house.
• 9:26
  Share
• 9:26
  the
• 9:27
  show
• 9:27
  with
• 9:27
  them,
• 9:27
  send
• 9:27
  them
• 9:28
  a
• 9:28
  text,
• 9:28
  send
• 9:28
  them
• 9:28
  an
• 9:28
  email.
• 9:29
  Share
• 9:29
  it
• 9:29
  with
• 9:30
  friends
• 9:30
  and
• 9:30
  family
• 9:30
  who
• 9:31
  may
• 9:31
  need
• 9:31
  the
• 9:31
  same
• 9:32
  idea
• 9:32
  that
• 9:32
  we
• 9:32
  talked
• 9:33
  about.
• 9:33
  Just
• 9:33
  send
• 9:34
  them
• 9:34
  to
• 9:34
  financiallyconfidentchristian.com
• 9:37
  and
• 9:37
  say,
• 9:37
  hey,
• 9:37
  this
• 9:38
  guy
• 9:38
  Ralph,
• 9:38
  he's
• 9:39
  got
• 9:39
  some
• 9:39
  great
• 9:39
  ideas
• 9:40
  on
• 9:40
  how
• 9:40
  to
• 9:40
  get
• 9:40
  ready
• 9:40
  for
• 9:41
  back
• 9:41
  to
• 9:41
  school.
• 9:42
  Now
• 9:42
  tomorrow
• 9:42
  we're
• 9:43
  going
• 9:43
  to
• 9:43
  be
• 9:43
  talking
• 9:43
  about
• 9:43
  intentional
• 9:44
  fall
• 9:44
  meal
• 9:45
  planning.
• 9:45
  I'm
• 9:46
  going
• 9:46
  to
• 9:46
  show
• 9:46
  you
• 9:46
  how
• 9:46
  to
• 9:46
  save
• 9:47
  money
• 9:47
  and
• 9:47
  eat
• 9:48
  better,
• 9:48
  so
• 9:48
  I'm
• 9:48
  going
• 9:48
  to
• 9:48
  encourage
• 9:49
  you
• 9:49
  not
• 9:49
  to
• 9:49
  miss
• 9:50
  it.
• 9:50
  Now
• 9:50
  let's
• 9:50
  all
• 9:51
  go
• 9:51
  out
• 9:51
  there
• 9:51
  today
• 9:51
  and
• 9:52
  be
• 9:52
  financially
• 9:53
  confident
• 9:54
  Christians.
• 9:55
  You
• 9:55
  can
• 9:55
  do
• 9:55
  this.
• 9:56
  I
• 9:56
  truly
• 9:57
  believe
• 9:57
  in
• 9:57
  you.
• 9:58
  Believe
• 9:58
  in
• 9:58
  yourself,
• 9:59
  stay
• 9:59
  financially
• 10:00
  savvy,
• 10:00
  God
• 10:01
  bless
• 10:01
  you,
• 10:01
  and
• 10:01
  you
• 10:02
  have
• 10:02
  a
• 10:02
  great
• 10:02
  day.