Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
How Falling Birth Rates Are Reshaping the Insurance Industry
In this episode of The Demographics Podcast, Lucas and Luna explore how declining birth rates are transforming the insurance industry beyond life insurance. They focus on long-term care insurance, which many insurers have stopped selling due to low interest rates and miscalculated assumptions about longevity and care costs. With fewer children to care for aging parents, demand for long-term care coverage is rising, but supply is shrinking. The hosts discuss why Genworth exited the market, how this creates a gap in retirement planning, and what policymakers in states like Washington are doing…
The skinny
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