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Flood Insurance You Didn’t Know You Needed | Albany News
Flash floods in the Capital Region and Hudson Valley exposed a shocking insurance gap: most homeowners weren’t covered for flood damage. Standard policies exclude it—flood insurance is a separate, essential purchase that can protect your home up to $250K and belongings up to $100K. Even water main breaks count as floods, meaning everyone’s at risk. Artist Laura Lee Ross lost years of her work without coverage, now relying on friends—and warning others to act fast. State officials are urging victims to report damage via an online tool to help secure federal disaster aid. Don’t wait—get your…
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