Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
Tax-Loss Harvesting Strategies for Early Retirement
Lucas and Luna explore how early retirees can use tax-loss harvesting to reduce their tax bill without complicating their investment strategy. They walk through a concrete scenario: a retiree with a portfolio of $1.2 million who sells a losing ETF in a market dip, harvesting $8,000 in losses. They explain how those losses can offset capital gains from rebalancing and even reduce ordinary income by up to $3,000 per year. The hosts also cover the wash-sale rule, how to avoid it, and why selling losers can be emotionally hard but financially smart. This episode is for anyone living off…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.