Latest / Mortgage Research Network Podcast
Shutdown & Your Mortgage: What Stops, What Slows, What Still Closes
Most shutdowns don’t halt the entire mortgage market—but they can delay key verifications and derail timelines. Tim Lucas and Craig Berry explain what actually pauses, what keeps moving, and how to keep your loan on track.In this episode you’ll learn:What pauses vs. proceeds: IRS 4506-T transcripts, some SSA checks, and new NFIP flood policies pause; private flood and most lender operations continue.Loan-by-loan cheat sheet: Conventional = slows (verifications, flood docs). FHA = core loans can close; reverse/Title I/condo approvals disrupted. VA = insuring continues; DD-214 requests may lag…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.