Latest / Stagflation Conversations with Fexingo: High Inflation, Slow Growth, and 1970s Echoes
Stagflation Is Reshaping the Home Insurance Market
In episode 45 of Stagflation Conversations with Fexingo, Lucas and Luna examine how persistent high inflation and slow growth are upending the home insurance industry. With consumer prices rising 4.2% annually in May 2026 and core inflation sticky, insurers are jacking up premiums, pulling out of high-risk states, and tightening underwriting. Lucas breaks down the data: replacement costs for building materials have surged over 30% since 2020, and reinsurance rates have nearly doubled, forcing carriers to recalculate risk models. Luna notes that in states like California and Florida…
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