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Credit Cards 101: The Habits That Actually Matter
Credit cards get a bad rap — but they're not the villain in your money story. In this episode, Meghan and Maddie share their own credit card journeys (mistakes included), bust the biggest myths about cards and debt, and break down the three non-negotiables that keep you in control: paying in full, paying on time, and keeping your utilization in check. Plus, a quick primer on how rewards actually work and whether that annual fee is really worth it. This is Part 1 of a two-part series — next episode, we get into the strategy that turns your everyday spending into free travel.
Budget Blueprint…
The skinny
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