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The Financing Wall: Why Scaling Real Estate in Canada Is So Hard
Most Canadian real estate investors never scale past a condo, duplex, or triplex because eventually they hit a financing wall.
In Canada, residential properties are usually qualified based on your personal income and debt ratios. Even if your portfolio cash flows, the bank may stop lending because you no longer qualify personally.
That is where multifamily financing becomes essential.
In this episode, we break down the shift from residential lending to true commercial and DSCR-based financing, where lenders focus more on the building’s income than your salary. We also cover why so few…
The skinny
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