Latest / IMI Podcasts / They Lied to You About French Visas and Citizenship
Transcript
- 0:00SPEAKER_00: 300,000 euros gets you a 4 year EU residence card, full Schengen access, extensive family inclusion, minimal stay, and a path to one of the only G7 citizenships still available through investments.
- 0:15SPEAKER_00: It's not Malta, it's not Portugal, it's France.
- 0:18SPEAKER_00: And after this video, you'll understand why it's Europe's most overlooked golden visa.
- 0:25SPEAKER_00: Bonjour everyone, I'm Charlie Magie, CEO of the Open World Residencies and Citizenships, and full disclosure, a proud French citizen myself.
- 0:33SPEAKER_00: I've seen this system from the inside.
- 0:35SPEAKER_00: What I'm about to share will challenge everything you think you know about moving to or investing in France, which has one of the most sophisticated residence frameworks in Europe.
- 0:45SPEAKER_00: It's just not branded that way.
- 0:47SPEAKER_00: We don't have that flashy golden visa marketing that Portugal, Greece and now Italy have, just a legally codified structured system that's been available this entire time.
- 0:57SPEAKER_00: Let's dispel this myth.
- 0:59SPEAKER_00: Myth one the passport talent is a single visa.
- 1:02SPEAKER_00: Most people hear passport talent and assume it's one visa.
- 1:05SPEAKER_00: It's not.
- 1:06SPEAKER_00: The passport talent is an umbrella framework containing 14 different residence categories.
- 1:12SPEAKER_00: It covers entrepreneurs, investors, researchers, artists, company directors, employees of innovative startups and family members.
- 1:21SPEAKER_00: Every category grants a four-year renewable residence card, full right to live, work, operate a company, access healthcare and education, and bring your family.
- 1:31SPEAKER_00: It's a direct pathway to France's 10-year permanent residency card or citizenship.
- 1:36SPEAKER_00: Myth two.
- 1:37SPEAKER_00: There are only a few options.
- 1:38SPEAKER_00: The main categories for under the French immigration code.
- 1:42SPEAKER_00: For investors, the investor economic direct.
- 1:45SPEAKER_00: That's the 300,000 euros pathway.
- 1:48SPEAKER_00: You commit capital to a French business, create or protect jobs within four years, and you're in.
- 1:53SPEAKER_00: The investment can be made personally or through a company where you own at least 30%.
- 1:58SPEAKER_00: What most people don't realize is how clear and investor friendly this process can be when structured properly.
- 2:04SPEAKER_00: You do not need to transfer the money before the residence card is approved.
- 2:08SPEAKER_00: A formal investment commitment is enough to apply.
- 2:11SPEAKER_00: The four year residence card is issued within a maximum of three months only once the file is complete under a system supported at government level and aligned with the Minister de l'Interior.
- 2:21SPEAKER_00: The investment itself is done with a strong partner who has real experience in company restructuring and business turnaround, which is exactly the kind of economic impact France wants.
- 2:31SPEAKER_00: The program is open to all nationalities, and investor funds can stay protected in a secured escrow structure before they are used.
- 2:39SPEAKER_00: This model is also built to make financial sense for the investor with the high targeted returns and capital return after five years while your residence status remains fully valid.
- 2:49SPEAKER_00: For entrepreneurs, the creator dentreprise, for people starting a real, viable business in France.
- 2:55SPEAKER_00: And there are many more categories.
- 2:57SPEAKER_00: The family accompanied category means your immediate family comes with you.
- 3:01SPEAKER_00: Same rights, same for your card.
- 3:04SPEAKER_00: Every single one of this leads to permanent residency or citizenship, same destination, multiple entry points.
- 3:10SPEAKER_00: Mid three and four, the tax question.
- 3:13SPEAKER_00: Now, the thing that stops most investors code, taxes.
- 3:16SPEAKER_00: Everyone assumes that getting French residence means becoming a French tax resident.
- 3:21SPEAKER_00: This is simply not true.
- 3:22SPEAKER_00: Under Article 4b of the French tax code, your only tax resident if your main home is in France, your stay more than 183 days per year there, or your principal professional or economic interests are located there.
- 3:36SPEAKER_00: If your family, income, and business remain abroad, you are not a French tax resident.
- 3:40SPEAKER_00: You can hold a French residency, spend time in the country, enjoy the benefits without paying French taxes, as long as your center of life remains elsewhere.
- 3:49SPEAKER_00: But what about double taxation?
- 3:50SPEAKER_00: France has more than 130 double taxation treaties.
- 3:54SPEAKER_00: Income isn't taxed twice.
- 3:56SPEAKER_00: Taxes paid abroad are either credited or the income is exempted in France.
- 4:00SPEAKER_00: This network is one of the most comprehensive in the world.
- 4:03SPEAKER_00: The tax objection is based on a misconception, not reality.
- 4:07SPEAKER_00: Myth five.
- 4:08SPEAKER_00: France doesn't offer an investor residency.
- 4:11SPEAKER_00: France has an investor residency.
- 4:14SPEAKER_00: As discussed earlier, the Pasport Talon Investisor Economic Direct grants a four year residence card for investors committing at least three hundred thousand euros in a productive French business and creating or safeguarding jobs.
- 4:26SPEAKER_00: The investment must be active.
- 4:28SPEAKER_00: It includes family members and it leads to a long-term residence or citizenship.
- 4:33SPEAKER_00: The difference between France and other programs?
- 4:35SPEAKER_00: Friends reward real economic contribution over passive financial placement.
- 4:40SPEAKER_00: That's a feature, not a bug.
- 4:42SPEAKER_00: Myth six.
- 4:43SPEAKER_00: The six month stay requirement.
- 4:45SPEAKER_00: There is no fixed physical presence rule for passport talent holders.
- 4:49SPEAKER_00: None.
- 4:50SPEAKER_00: What matters is that your investment or activity remains active.
- 4:53SPEAKER_00: Prefectures verify business continuity at renewal, but they don't require proof of 183 days in France.
- 5:00SPEAKER_00: Yes, to obtain the 10 year residence or citizenship you need to remain in France.
- 5:05SPEAKER_00: But for the passport talent, build for people who have businesses and live elsewhere.
- 5:09SPEAKER_00: That's where in European investor programs.
- 5:12SPEAKER_00: Myth 7.
- 5:13SPEAKER_00: Buying property grants residency.
- 5:15SPEAKER_00: Owning property does not automatically qualify you for residence in France.
- 5:20SPEAKER_00: Only active job creating investment is eligible under the economic pathway.
- 5:25SPEAKER_00: However, if you want to reside without professional activity, there is another route.
- 5:29SPEAKER_00: The VLSTS Visitor is a one year renewable permit that only requires proof of sufficient means and health insurance.
- 5:37SPEAKER_00: No investment, no employment.
- 5:39SPEAKER_00: We'll talk more about this option in a moment.
- 5:41SPEAKER_00: It's one of the most underrated pathways in European immigration.
- 5:45SPEAKER_00: Myth 8.
- 5:46SPEAKER_00: France has no permanent residence system.
- 5:48SPEAKER_00: After five years of legal residence or three years for spouse of French citizens, you can obtain the carte de resident.
- 5:56SPEAKER_00: This is a renewable 10-year permanent residence card with full work rights and Schengen mobility.
- 6:02SPEAKER_00: It renews automatically as long as you maintain residence in France.
- 6:06SPEAKER_00: 10 years automatic renewal, that stability you won't find in most investor programs.
- 6:11SPEAKER_00: Met 9.
- 6:12SPEAKER_00: The French Long State D Visa is ordinary.
- 6:15SPEAKER_00: The VLSTS Visa de Long Sejour Valentine de Sejour, translated literally by long visa equivalent to residency title, is one of the most underestimated residence tours in Europe.
- 6:26SPEAKER_00: It functions as both an entry visa and resident permit, valid for one year and automatically renewable.
- 6:33SPEAKER_00: It grants legal residence once validated online.
- 6:36SPEAKER_00: Immediate access to healthcare registration, banking and daily life in France.
- 6:41SPEAKER_00: Within the passive income category, France's long-stay visa D has become a key reference point for internationally mobile individuals and families.
- 6:49SPEAKER_00: Structurally, it is neither an investment visa nor a work permit.
- 6:53SPEAKER_00: It is granted on the basis of financial independence, and income can come from multiple sources, active or passive, whether from the country where you live, your country of citizenship, or even assets linked to a CBI investment, let's say.
- 7:07SPEAKER_00: The process is consulate-based and relatively fast.
- 7:10SPEAKER_00: After arrival, the residence card is typically issued within a few months.
- 7:14SPEAKER_00: Renewals are handled online and importantly, there is no relocation requirement just to renew.
- 7:20SPEAKER_00: You don't need to move your center of life to France or spend a fixed number of days there simply to keep the status.
- 7:25SPEAKER_00: In real cases, application might be filed under a newly acquired CBI passport while relying on prior Schengen travel history from an original passport.
- 7:35SPEAKER_00: A practical detail that often makes planning much smoother.
- 7:39SPEAKER_00: For retirees, remote business owners, and financially independent families, this is one of the most simple legal routes to secure European residence.
- 7:48SPEAKER_00: Because it requires no qualifying investment, only standard legal and processing costs, it works extremely well as a complement to a CBI, adding a stable European residence layer without any large capital commitment.
- 8:01SPEAKER_00: And while many use it purely for mobility and security, it also preserves long-term optionality.
- 8:07SPEAKER_00: Those who later choose to genuinely settle in France can move toward long-term residence and eventually citizenship.
- 8:15SPEAKER_00: Myth 10.
- 8:16SPEAKER_00: Tax residence required for healthcare and education.
- 8:18SPEAKER_00: Healthcare and education in France depend on legal residence, not fiscal status.
- 8:23SPEAKER_00: Anyone who has been legally residing in France for more than three months can access public healthcare coverage through PUMA, Protection Universelle Maladie, the French national healthcare insurance system.
- 8:34SPEAKER_00: Children of legal residents are also entitled to free public education.
- 8:39SPEAKER_00: France separates social rights from tax obligations, that's uncommon, and it matters for planning.
- 8:44SPEAKER_00: Myth 11.
- 8:46SPEAKER_00: Buying a company guarantees a passport talent.
- 8:48SPEAKER_00: If you're thinking of buying an inactive shell company just to tick a box, don't.
- 8:53SPEAKER_00: French authorities verify that the company is operational, retreal activity and employment.
- 8:58SPEAKER_00: Purchasing a dormant company solely for visa purposes gets rejected.
- 9:02SPEAKER_00: Friends prioritize authenticity and substance.
- 9:04SPEAKER_00: The system rewards genuine economic contribution.
- 9:08SPEAKER_00: Myth twelve.
- 9:09SPEAKER_00: Startup visas can rely on symbolic projects.
- 9:12SPEAKER_00: The passport talent createur d'entreprise and the French Tech Visa for founders both require credible business plans and sufficient funding.
- 9:21SPEAKER_00: For French Tech specifically, you need endorsement from an approved incubator.
- 9:25SPEAKER_00: This isn't window dressing.
- 9:27SPEAKER_00: France has become a major European startup destination, but they are selective about who gets access.
- 9:33SPEAKER_00: Myth 13 France has citizenship by investment.
- 9:36SPEAKER_00: France does not sell citizenship.
- 9:39SPEAKER_00: Naturalization is earned through residence and integration.
- 9:42SPEAKER_00: After five years of continuous residence, applicants who speak French and contribute economically may apply for citizenship under a transparent, codified procedure.
- 9:51SPEAKER_00: This is a legal pathway to naturalization, not a purchase.
- 9:55SPEAKER_00: There have been rare exceptional cases.
- 9:57SPEAKER_00: For example, foreign nationals with extraordinary contributions to France such as significant cultural, scientific, economic, or humanitarian impact, where the French state has granted citizenship by discretionary decree.
- 10:11SPEAKER_00: A high profile example of fans cited in media is George Clunet, who received French citizenship in recognition of his ties and contributions to France.
- 10:19SPEAKER_00: Myth 14.
- 10:20SPEAKER_00: The two year citizenship path is a myth.
- 10:22SPEAKER_00: This one is real.
- 10:23SPEAKER_00: Foreigners will complete at least two years of higher education in France, bachelor's level and above, and obtain a recognized diploma can apply for citizenship after only two years of residence.
- 10:33SPEAKER_00: Two years, not five.
- 10:35SPEAKER_00: This pathway was designed to retain skilled international graduates and entrepreneurs trained in France.
- 10:40SPEAKER_00: If you or your children are considering French education, this changes the calculation entirely.
- 10:45SPEAKER_00: Myth 15.
- 10:46SPEAKER_00: Any large investment qualifies.
- 10:48SPEAKER_00: France limits eligibility to direct, productive investments tied to real economic activity.
- 10:54SPEAKER_00: Passive financial holdings, bonds, listed shares are excluded.
- 10:58SPEAKER_00: The system rewards tangible impact and job creation, not paper wealth.
- 11:03SPEAKER_00: This is why France's program hasn't attracted the same controversy as others.
- 11:07SPEAKER_00: It's built differently.
- 11:09SPEAKER_00: Myth 16.
- 11:10SPEAKER_00: France is too bureaucratic for investors.
- 11:12SPEAKER_00: I won't pretend French bureaucracy doesn't exist, but the data tells us a different story.
- 11:17SPEAKER_00: Visa issuance through French consulates can take as little as one week once a complete file is accepted, especially for passport LSTS, applications submitted without waiting for standard appointments.
- 11:29SPEAKER_00: After arrival, prefectures have a legal maximum of three months to issue the residence card after receiving a complete file.
- 11:36SPEAKER_00: That's Article R three hundred two one one two of the C Sida.
- 11:40SPEAKER_00: In practice, many deliver passport talent cards within weeks.
- 11:44SPEAKER_00: Applications are fully digital through France visa and ANEF.
- 11:48SPEAKER_00: Decisions follow clear legal criteria.
- 11:50SPEAKER_00: Is it perfect?
- 11:51SPEAKER_00: No.
- 11:52SPEAKER_00: Is it predictable and secure?
- 11:54SPEAKER_00: Absolutely.
- 11:54SPEAKER_00: Myth 17.
- 11:56SPEAKER_00: Naturalization is always complicated.
- 11:58SPEAKER_00: Naturalization in France is structured but not unreachable.
- 12:01SPEAKER_00: Applicants who reside legally speak French and demonstrate integration typically receive a decision within 12 to 18 months.
- 12:08SPEAKER_00: Prefectures must forward complete applications to the Ministry of the Interior within six months.
- 12:14SPEAKER_00: The interviews are professional, they focus on integration, not wealth.
- 12:17SPEAKER_00: Compared with many EU countries, where naturalization can take a decade or remain permanently uncertain, France's route is achievable.
- 12:25SPEAKER_00: For graduates and long-term passport talent holders, citizenship is a realistic outcome.
- 12:29SPEAKER_00: France's residency ecosystem is a coherent legal framework refined over decades.
- 12:35SPEAKER_00: The passport talent offers four-year residence with full rights.
- 12:38SPEAKER_00: The VLSTS provides accessibility entry routes for different profiles.
- 12:43SPEAKER_00: Investors aren't automatically tax residents.
- 12:46SPEAKER_00: The 10-year card de residence secures long-term settlement and the path to citizenship, including the two-year option for graduate, is codified.
- 12:54SPEAKER_00: The question isn't whether France has a golden visa program, it does.
- 12:58SPEAKER_00: The question is why more people aren't talking about it.