Latest / The Equity Builders Club Podcast
Why Paying Off Your Mortgage Early Is a Terrible Financial Strategy (For Investors and Homeowners)
Paying off your mortgage early is often framed as the ultimate financial win, peace of mind, freedom, and “no debt.” But from an investment and wealth-building perspective, it’s usually a bad decision. In this episode, we break the discussion into two parts.
First, we explain why aggressively paying down mortgages on investment properties destroys returns. Interest is a business expense. Real estate wealth comes from leverage, appreciation, rent growth, and refinancing, not from racing to zero debt. If spending $10 to make $20 sounds like a good deal, your mortgage should be viewed the same…
The skinny
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