Latest / Felix Nikolas Prehn's Podcast / Felix Prehn - The Brutal Truth About the Stock Market in 2026 + Stock Market News 28 October 2025

Transcript

Felix Prehn - The Brutal Truth About the Stock Market in 2026 + Stock Market News 28 October 2025 · Felix Nikolas Prehn's Podcast

• 0:00
  SPEAKER_00: 2026 is around the corner, and three massive forces are colliding right now that'll determine whether you will build wealth or fall behind.
• 0:09
  SPEAKER_00: Those three forces are the following.
• 0:11
  SPEAKER_00: The job market is weakening faster than most people realize.
• 0:14
  SPEAKER_00: The government is spending money they don't have at an unprecedented rate, and AI is transforming business and employment at an incredible speed.
• 0:22
  SPEAKER_00: So in just two years, unemployment has gone from 3.6 to 4.3%.
• 0:27
  SPEAKER_00: Remember, these are government numbers, so you know.
• 0:29
  SPEAKER_00: Job additions drop by 50%, though.
• 0:32
  SPEAKER_00: And the last job stater we had, only 20,000 jobs were created for the entire US economy.
• 0:39
  SPEAKER_00: But here's what most people don't understand.
• 0:41
  SPEAKER_00: These changes are creating massive investment opportunities if you know where to look.
• 0:46
  SPEAKER_00: So in the next 20 minutes, I'm going to show you exactly what's happening with the job market, the economic growth, inflation, and more importantly, how do you use these changes to build wealth for yourself and your family in 2026 and beyond.
• 0:58
  SPEAKER_00: And to make this video insanely high value for you, I'm also going to give you my full research, literally a 40-page research report that uh Rose worked on for ages.
• 1:07
  SPEAKER_00: Doesn't she look like a little bat?
• 1:08
  SPEAKER_00: She looks like a little bat, doesn't she?
• 1:10
  SPEAKER_00: Very sweet little bat.
• 1:11
  SPEAKER_00: And you can get that in our free community at felixfriends.org slash resource.
• 1:15
  SPEAKER_00: It'll be posted in there, completely free of charge, nothing required from you other than some desire to learn.
• 1:22
  SPEAKER_00: My name is Felix.
• 1:23
  SPEAKER_00: I'm an ex-invest and banker who now runs the GOAT Academy as my retirement hobby.
• 1:27
  SPEAKER_00: And we've already taught 20,000 students how to invest.
• 1:30
  SPEAKER_00: I'm also the co-founder of tradevision.io, and it's there where we use this exact kind of economic analysis and data to find the kind of opportunities we're going to be talking about today.
• 1:41
  SPEAKER_00: So the information you're about to learn should have been taught to you before you graduated high school or college, but it wasn't.
• 1:48
  SPEAKER_00: And in 2026, understanding this is more important than ever.
• 1:53
  SPEAKER_00: Now, I want to be transparent with you.
• 1:55
  SPEAKER_00: Nobody knows for sure what's going to happen in the future.
• 1:57
  SPEAKER_00: Your job is to make sure you have your own financially educated opinion.
• 2:01
  SPEAKER_00: So don't blindly follow me or anybody else, not the news, not the president, not the Fed, and definitely not some random guy on YouTube who's holding a kitten because she's really warm and fluffy and lovely.
• 2:14
  SPEAKER_00: But if you're somebody who wants to understand what's really happening in our economy, so you can make smarter investment decisions, then this is the right video for you.
• 2:22
  SPEAKER_00: Okay, let me hit you over the head with some data.
• 2:24
  SPEAKER_00: Let's start with the job market because that's where most Americans feel the economy first.
• 2:30
  SPEAKER_00: She's limping a little bit still.
• 2:31
  SPEAKER_00: She heard a little paw yesterday.
• 2:32
  SPEAKER_00: Okay, I'm sorry.
• 2:33
  SPEAKER_00: Okay, stay in my lap.
• 2:35
  SPEAKER_00: So, 2023, long time ago, the unemployment rate was 3.6%, historic low, essentially for employment.
• 2:42
  SPEAKER_00: Now, last year that ticked up to 3.8%.
• 2:44
  SPEAKER_00: And in 2025, we're sitting at 4.3%, a four-year high.
• 2:50
  SPEAKER_00: Still low historically, so we're not in a crisis, but the direction but the direction matters more than the number itself here.
• 2:57
  SPEAKER_00: We've gone from 3.6 to 4.3 in just two years.
• 3:00
  SPEAKER_00: That's a 20% increase in unemployment.
• 3:03
  SPEAKER_00: And the trend is what the market cares about.
• 3:05
  SPEAKER_00: But here is where it gets really important.
• 3:08
  SPEAKER_00: It's not just about unemployment, it's about how many new jobs are being created.
• 3:14
  SPEAKER_00: And in 2024, the US economy was allegedly creating 180,000 jobs.
• 3:19
  SPEAKER_00: That White House was particularly creative at creating them.
• 3:23
  SPEAKER_00: This year, that number has now dropped to 85,000 per month, so 50% less.
• 3:29
  SPEAKER_00: And then in August, the economy added only 20,000 jobs for the entire United States.
• 3:34
  SPEAKER_00: I mean, that's a big place.
• 3:36
  SPEAKER_00: That's really not a lot.
• 3:37
  SPEAKER_00: September, no net job growth at all.
• 3:41
  SPEAKER_00: So this is actually the weakest job growth we've seen outside of an actual recession.
• 3:46
  SPEAKER_00: Fewer and fewer jobs are being added month after month.
• 3:49
  SPEAKER_00: So people are not being booted out of their jobs, but no one's creating any.
• 3:52
  SPEAKER_00: So what's causing this?
• 3:53
  SPEAKER_00: There are multiple factors.
• 3:55
  SPEAKER_00: But one of the biggest is A and I.
• 3:58
  SPEAKER_00: 35% of large US companies are adopting an AI-driven workforce.
• 4:03
  SPEAKER_00: 20% of companies plan to slow hiring.
• 4:06
  SPEAKER_00: And the lovely people of the World Economic Forum, who only have our best interests at heart, could actually get that out.
• 4:13
  SPEAKER_00: They say AI will displace 8% of current jobs, as in destroy.
• 4:18
  SPEAKER_00: That's millions of jobs.
• 4:20
  SPEAKER_00: Now it's not just AI, tariffs, economic uncertainty, policy changes, and so on are also playing a role.
• 4:26
  SPEAKER_00: And this is not a doom and gleam video, by the way.
• 4:27
  SPEAKER_00: We're going to get to the opportunity in this, which is also why you want to want to download that workbook.
• 4:32
  SPEAKER_00: And actually, let me do one better for you.
• 4:34
  SPEAKER_00: Just before we get to the opportunity here, if you actually just want to learn what's a good stock to pick this week or this month or this year, whenever you're watching this.
• 4:45
  SPEAKER_00: Like literally, you could be watching this in 30 years' time, and the same system would still apply.
• 4:49
  SPEAKER_00: Because the rules that Wall Street banks and Wall Street investors use have been around for 50 years at least.
• 4:56
  SPEAKER_00: I use them.
• 4:57
  SPEAKER_00: I learned them from my mentors.
• 4:58
  SPEAKER_00: I'll give them to you if you'd like.
• 5:00
  SPEAKER_00: If you want to learn them, put an L in the chat for learn and then do one better for yourself and actually show up for a live training where I'll teach you.
• 5:07
  SPEAKER_00: FelixFriends.org slash training.
• 5:10
  SPEAKER_00: Links down below.
• 5:12
  SPEAKER_00: And that's life.
• 5:13
  SPEAKER_00: There's no replay.
• 5:14
  SPEAKER_00: If you don't show up, you don't learn.
• 5:16
  SPEAKER_00: But if you show up, I'll teach you the three rules that Wall Street uses to spit pick the right sector and the right stock and how the whole thing makes sense.
• 5:25
  SPEAKER_00: If you're game, sign up, FelixFriends.org slash training.
• 5:28
  SPEAKER_00: Okay, but before we get to the opportunity, you need to understand something which is a little confusing.
• 5:33
  SPEAKER_00: The Trump administration is predicting better job numbers in 2026, but the Fed are saying the job market is weakening.
• 5:41
  SPEAKER_00: Literally, Fed Governor Waller said softening job creation with significant downwards revisions.
• 5:47
  SPEAKER_00: Yet, with all that statistic nonsense out there, there's what actually really matters is that half, almost half the US lacks the confidence in finding a good job, which is up significantly from last year.
• 5:59
  SPEAKER_00: So it doesn't really matter who's right, the Fed or the Trump administration, the job market is clearly weakening.
• 6:06
  SPEAKER_00: And that has implications for the economy and your investments.
• 6:10
  SPEAKER_00: But to understand why that matters so much, you need to understand how the economic growth actually works.
• 6:17
  SPEAKER_00: So let's talk about the economy and while the government is spending money they don't have.
• 6:22
  SPEAKER_00: What is actually economic growth?
• 6:23
  SPEAKER_00: What the heck is GDP?
• 6:25
  SPEAKER_00: So I studied economics many years ago, stands for gross domestic product.
• 6:30
  SPEAKER_00: It's really a measure of all the spending that happens in the United States.
• 6:35
  SPEAKER_00: Think about it this way.
• 6:36
  SPEAKER_00: If you go to Chipotle, and I can never pronounce that, Mexican restaurant chain, let me know down below in the comments how that's pronounced.
• 6:42
  SPEAKER_00: Chip Chipotle or something?
• 6:44
  SPEAKER_00: Something like that.
• 6:44
  SPEAKER_00: I sorry.
• 6:46
  SPEAKER_00: My apologies for that.
• 6:47
  SPEAKER_00: But say you buy a bowl there of whatever they sell for 12 bucks, and well, that 12 bucks gets added to the GDP.
• 6:54
  SPEAKER_00: If a million people go and buy those chip something bolts, uh, that's 12 million dollars to the GDP.
• 7:02
  SPEAKER_00: Now multiply that by every purchase that every business makes, every transaction, every government contract, every export, that's GDP.
• 7:09
  SPEAKER_00: So why does that matter?
• 7:11
  SPEAKER_00: Well, GDP growth means the economy is expanding.
• 7:14
  SPEAKER_00: More spending, more business activity, more jobs.
• 7:17
  SPEAKER_00: A decline means a recession.
• 7:19
  SPEAKER_00: Now a strong job market needs a strong economy.
• 7:23
  SPEAKER_00: A strong economy requires spending, lots of spending.
• 7:27
  SPEAKER_00: And if you look at GDP here in 2023, let me get a less menacing pen colour.
• 7:33
  SPEAKER_00: It was at about 27.7 trillion.
• 7:36
  SPEAKER_00: Let's call it 28 trillion to make our life a little easier.
• 7:40
  SPEAKER_00: That was all the spending you guys did.
• 7:42
  SPEAKER_00: You swiped a lot of plastic, you maniacs.
• 7:45
  SPEAKER_00: Now by 2024, that number grew to about 29 trillion.
• 7:50
  SPEAKER_00: And for this year, we're on track for about 30.5 trillion.
• 7:54
  SPEAKER_00: So on the surface, it looks great, right?
• 7:57
  SPEAKER_00: Brilliant! Growth.
• 7:58
  SPEAKER_00: Economy's growing, everyone's wonderful.
• 8:00
  SPEAKER_00: But who's doing all the spending?
• 8:02
  SPEAKER_00: Where is this growth actually coming from?
• 8:06
  SPEAKER_00: Well, the answer is that the biggest spender in the US economy isn't consumers, it isn't businesses, it's the government.
• 8:12
  SPEAKER_00: We're looking at about 7.1 trillion in government spending this year.
• 8:17
  SPEAKER_00: Just let that sink in.
• 8:18
  SPEAKER_00: The government is spending$7.1 trillion.
• 8:22
  SPEAKER_00: That's more than the GDP of every country in the world except for the US and China.
• 8:28
  SPEAKER_00: The entire economy of they say the UK or France or Germany or it's more than that.
• 8:34
  SPEAKER_00: And this massive government spending is a huge driver of economic growth.
• 8:37
  SPEAKER_00: Without a GDP, it would be in a recession.
• 8:41
  SPEAKER_00: So why do we care?
• 8:43
  SPEAKER_00: Well, there is a little problem here.
• 8:45
  SPEAKER_00: They're spending money they don't have.
• 8:47
  SPEAKER_00: So the green bar here is revenue, so that's income.
• 8:52
  SPEAKER_00: And then the red bar is spending, right?
• 8:55
  SPEAKER_00: It's like a teenager who gets his first credit card or hers and is going absolutely bananas on shopping.
• 9:03
  SPEAKER_00: And it's getting worse every single year.
• 9:05
  SPEAKER_00: So how does the government spend literally the gap this year is 1.8 trillion?
• 9:11
  SPEAKER_00: Well, they borrow it.
• 9:12
  SPEAKER_00: And the Fed essentially prints money to cover the difference.
• 9:16
  SPEAKER_00: And this brings us to the national debt, right?
• 9:19
  SPEAKER_00: It's something like$38 trillion right now.
• 9:22
  SPEAKER_00: It's growing at the fastest rate ever outside of COVID when we had to create all these pharma billionaires.
• 9:29
  SPEAKER_00: I mean, you know, the money was obviously well spent.
• 9:32
  SPEAKER_00: So$11,000 of debt for every single person in the United States, including, you know, grandmothers and children and golden retrievers.
• 9:39
  SPEAKER_00: So this leads us perfectly into the next section, which is inflation.
• 9:44
  SPEAKER_00: It's like, oh my God, it's like an economics lecture.
• 9:46
  SPEAKER_00: Felix, get to the point.
• 9:47
  SPEAKER_00: Where's the opportunity?
• 9:48
  SPEAKER_00: You need to understand these basics to be able to make better decisions going into 2026.
• 9:54
  SPEAKER_00: This is why I'm torturing you slightly with the data.
• 9:56
  SPEAKER_00: Now, inflation right now, it's actually come down a bit from 2023.
• 10:00
  SPEAKER_00: Right now, it's at about 3%.
• 10:02
  SPEAKER_00: Now, this is what the government officially says prices are rising by.
• 10:06
  SPEAKER_00: The real inflation debate is a very different story.
• 10:10
  SPEAKER_00: A lot of people don't understand your personal inflation rate might be very different from the reported rate.
• 10:16
  SPEAKER_00: So, how does the government measure inflation?
• 10:19
  SPEAKER_00: Well, they put this basket of goods and services together.
• 10:23
  SPEAKER_00: But if you're spending most of your money on, say, housing, which is a lot of people, maybe it's healthcare or maybe it's education, well, your personal inflation will be much, much higher than what the government puts out there.
• 10:39
  SPEAKER_00: So, for example, housing inflation is about 3.6%, energy prices are up, and there is no exact measurement of your inflation, but a lot of people use a rule of thumb that says the real inflation is about double what the government says it is.
• 10:55
  SPEAKER_00: So we would put inflation then at more like 6%.
• 10:57
  SPEAKER_00: Are you getting 6% pay increases every year?
• 11:00
  SPEAKER_00: Probably not, right?
• 11:01
  SPEAKER_00: I noticed inflation the other day.
• 11:03
  SPEAKER_00: I went to a three Michelin-starred restaurant.
• 11:05
  SPEAKER_00: I know, real, real problems, I get it.
• 11:07
  SPEAKER_00: And um it's the two of us, and we had a bill, we don't, we don't drink, uh, we're vegetarians, and the bill was a thousand US dollars.
• 11:14
  SPEAKER_00: And I was like, wow, that's the biggest bill I've been presented with for two people ever.
• 11:20
  SPEAKER_00: And for me, it's not a problem.
• 11:21
  SPEAKER_00: I'm very lucky, very fortunate.
• 11:23
  SPEAKER_00: But am I going back there?
• 11:24
  SPEAKER_00: Probably not.
• 11:25
  SPEAKER_00: But I remember going to that restaurant probably 10 years ago, and the bill was maybe$300.
• 11:32
  SPEAKER_00: That's inflation, right?
• 11:33
  SPEAKER_00: That's my inflation.
• 11:34
  SPEAKER_00: So um, we better get back to the investing part so we can cover that.
• 11:40
  SPEAKER_00: But in 2026, inflation could be very different.
• 11:44
  SPEAKER_00: First of all, there are tariffs and they seem to be sticking around, somewhere between 10 to 140%.
• 11:50
  SPEAKER_00: Nobody knows quite exactly where they are, but they're going to cause some inflation over time.
• 11:57
  SPEAKER_00: Now, that's a one-off inflation because the prices only go up once.
• 12:02
  SPEAKER_00: But who pays for this?
• 12:04
  SPEAKER_00: Well, at the moment it's US importers and US companies, and at the moment they're squeezing their margins.
• 12:10
  SPEAKER_00: Now, if they feel like they can get away with it, they're going to pass those prices on to you.
• 12:15
  SPEAKER_00: So we're likely going to see some level of inflation from tariffs here.
• 12:20
  SPEAKER_00: And then at the same time, the Fed is cutting interest rates a bit reluctantly, but Trump gets to put a new Fed chair in in early 2026.
• 12:29
  SPEAKER_00: And I'm going to tell you, he's going to put a guy in, he's going to want to cut rates.
• 12:32
  SPEAKER_00: That's the requirement for the job.
• 12:33
  SPEAKER_00: Because you show up to that job interview and you say, I'm not so sure about interest rate cuts, it's going to be, you know, in the jungeon to the crocodiles.
• 12:41
  SPEAKER_00: So they're definitely going to cut rates next year.
• 12:43
  SPEAKER_00: And what does that do?
• 12:45
  SPEAKER_00: Well, let me walk you through why this matters.
• 12:48
  SPEAKER_00: Let me give you an example here.
• 12:50
  SPEAKER_00: So, what do you do is you lower interest rates.
• 12:53
  SPEAKER_00: What does that mean?
• 12:54
  SPEAKER_00: Well, let's look focus on housing.
• 12:56
  SPEAKER_00: You lower mortgage costs, right?
• 12:58
  SPEAKER_00: Now, some of you might have fixed rates, but a lot of people are going to want to lower their mortgage costs.
• 13:03
  SPEAKER_00: What does that mean?
• 13:03
  SPEAKER_00: So more people can now afford to buy a home, right?
• 13:07
  SPEAKER_00: So basically more affordable housing.
• 13:12
  SPEAKER_00: What does that mean?
• 13:13
  SPEAKER_00: Zoom out a little bit for you.
• 13:15
  SPEAKER_00: That means we now have more buyers.
• 13:18
  SPEAKER_00: What does that mean?
• 13:19
  SPEAKER_00: It means there's more competition for every single house because more people can now afford it.
• 13:23
  SPEAKER_00: So there's a bidding war.
• 13:25
  SPEAKER_00: Bidding wars means what?
• 13:26
  SPEAKER_00: Higher prices for homes.
• 13:30
  SPEAKER_00: What does that mean?
• 13:31
  SPEAKER_00: That means higher inflation.
• 13:32
  SPEAKER_00: So cutting interest rates in itself actually causes higher inflation.
• 13:39
  SPEAKER_00: So you've got higher prices from imports and lower interest rates, so you get a double whummy of higher inflation.
• 13:46
  SPEAKER_00: So you get this funky economic dilemma that we need to understand.
• 13:50
  SPEAKER_00: But first of all, for investors, it creates an opportunity in real estate, REITs, and companies that benefit from increased housing activity.
• 13:59
  SPEAKER_00: But it also means inflation might not stay as low as the Fed hopes, right?
• 14:03
  SPEAKER_00: Like, for example, I've been buying some home builders.
• 14:06
  SPEAKER_00: They had a little bit of a wobble in the last few weeks, but I'm still quite liking the sector.
• 14:10
  SPEAKER_00: Not telling you to run how I don't buy it, but there are opportunities.
• 14:12
  SPEAKER_00: That's all I'm saying.
• 14:13
  SPEAKER_00: Opportunities beyond what everybody talks about.
• 14:16
  SPEAKER_00: If you want to find how to find those opportunities without needing me, then join us on the live training because I'll give you the skills.
• 14:22
  SPEAKER_00: FelixFenselock slash training is the link for that.
• 14:24
  SPEAKER_00: So let's put all these pieces together.
• 14:26
  SPEAKER_00: The job market, the economic growth, and the inflation.
• 14:29
  SPEAKER_00: And it's becoming a little bit lecture-like, right?
• 14:31
  SPEAKER_00: Let me know what you make of this kind of a video.
• 14:34
  SPEAKER_00: Is this too much?
• 14:34
  SPEAKER_00: Is it just too much?
• 14:35
  SPEAKER_00: Maybe it's a bit too much.
• 14:36
  SPEAKER_00: Let me down below.
• 14:38
  SPEAKER_00: A strong economy requires spending.
• 14:41
  SPEAKER_00: A strong job market requires a strong economy.
• 14:44
  SPEAKER_00: The government is the biggest spender.
• 14:47
  SPEAKER_00: So because the government spending exceeds tax revenue by near 2 trillion, they borrow and they print money to deal with the gap.
• 14:57
  SPEAKER_00: Printing money, however, creates inflation, makes everything more expensive.
• 15:03
  SPEAKER_00: So here's the dilemma.
• 15:04
  SPEAKER_00: The government needs to keep spending to maintain jobs and economy.
• 15:09
  SPEAKER_00: But that causes inflation.
• 15:12
  SPEAKER_00: If they cut spending, the economy contracts, job disappear, they they raise taxes to cover the spending, they also hurt the economy and jobs.
• 15:18
  SPEAKER_00: And if they did either of those things, they'd also lose their jobs.
• 15:21
  SPEAKER_00: So politicians are not going to do that, right?
• 15:23
  SPEAKER_00: It's a popularity contest.
• 15:24
  SPEAKER_00: That's the purpose of democracy.
• 15:26
  SPEAKER_00: So if the government but it's so serious that economists warn that if the US government stopped deficit spending, we could see a massive recession, possibly worse than 2008.
• 15:38
  SPEAKER_00: And in 2008, unemployment went to 10%.
• 15:41
  SPEAKER_00: Almost 9 million people lost their jobs.
• 15:44
  SPEAKER_00: So no one's going to want to repeat that.
• 15:47
  SPEAKER_00: In other words, deficit spending is here to stay, inflation is here to stay.
• 15:52
  SPEAKER_00: Because the government is basically trapped.
• 15:54
  SPEAKER_00: So as an investor, you need to ask yourself, how do I position my portfolio for this new world order?
• 16:00
  SPEAKER_00: How do I protect my growth, my wealth, and the government is trapped in this cycle?
• 16:05
  SPEAKER_00: And then away they are trapped.
• 16:06
  SPEAKER_00: It's like, who's going to spend all that time to get elected only to get kicked out at the next opportunity?
• 16:11
  SPEAKER_00: Like two years later, you'd be out of a job, basically.
• 16:14
  SPEAKER_00: And then on top of that, there is a very new factor that's changing everything.
• 16:19
  SPEAKER_00: And that, my friends, is AI.
• 16:22
  SPEAKER_00: We're talking about hundreds of billions of dollars flowing into AI.
• 16:26
  SPEAKER_00: Goldman Sachs, the lovely invest in bankers who care about fluffy kittens, they are saying investments in AI are approaching 200 billion this year.
• 16:36
  SPEAKER_00: The big tech giants, Amazon, Alphabet, Microsoft, and Meta, they're planning to spend$300 billion just in 2025.
• 16:46
  SPEAKER_00: And here's the truth about AI and jobs.
• 16:49
  SPEAKER_00: You probably won't be replaced by AI directly.
• 16:52
  SPEAKER_00: The real threat is you'd be replaced by somebody who knows how to use AI better than you do.
• 16:57
  SPEAKER_00: Think about it this way.
• 16:59
  SPEAKER_00: Building an app used to cost about a quarter of a million dollars.
• 17:03
  SPEAKER_00: With AI tools today, you can build a similar app for basically nothing.
• 17:08
  SPEAKER_00: Now, I say$25,000, you could do a lot cheaper.
• 17:11
  SPEAKER_00: It depends obviously on how complicated it is, right?
• 17:14
  SPEAKER_00: But if a business can do the same work with fewer people and they can use AI, they will.
• 17:19
  SPEAKER_00: It's just economics, right?
• 17:21
  SPEAKER_00: That's basically what it is.
• 17:22
  SPEAKER_00: They are forced to do that because otherwise their competitors will drive them out of business.
• 17:28
  SPEAKER_00: In which case, everybody loses their jobs.
• 17:30
  SPEAKER_00: So with everything we've covered here, weakening job market, unsustainable government spending, rising inflation, AI disruption, you might be wondering who actually wins.
• 17:40
  SPEAKER_00: So let me introduce you to the uh big framework.
• 17:43
  SPEAKER_00: We were trying to make it bigly, uh, but it ended up as um CBI, I suppose.
• 17:48
  SPEAKER_00: Um no fun acronym.
• 17:50
  SPEAKER_00: B I C B I C is that better?
• 17:52
  SPEAKER_00: Big framework?
• 17:52
  SPEAKER_00: I don't know.
• 17:53
  SPEAKER_00: You let me know.
• 17:54
  SPEAKER_00: So anyway, first we have the consumer.
• 17:56
  SPEAKER_00: That's most people.
• 17:57
  SPEAKER_00: That's you, right?
• 17:58
  SPEAKER_00: That's me.
• 17:59
  SPEAKER_00: Consumers spend money on goods and services.
• 18:01
  SPEAKER_00: Then we have the businesses.
• 18:05
  SPEAKER_00: And probably incredibly inappropriate to pretend to stutter, isn't it?
• 18:08
  SPEAKER_00: I'm sure I've offended somebody.
• 18:10
  SPEAKER_00: Businesses receive money from consumers and then they send them back goods or services.
• 18:17
  SPEAKER_00: And then you've got investors.
• 18:18
  SPEAKER_00: And hopefully you're one of those.
• 18:20
  SPEAKER_00: That's number three.
• 18:21
  SPEAKER_00: Investors own the businesses and they receive for profits money in return.
• 18:32
  SPEAKER_00: So consumers spend, businesses receive the money, and investors get rich.
• 18:39
  SPEAKER_00: That's basically the American system.
• 18:42
  SPEAKER_00: So in this system, investors always win.
• 18:46
  SPEAKER_00: Always.
• 18:47
  SPEAKER_00: And here is something they should have taught you in school.
• 18:49
  SPEAKER_00: Wages have not kept up with inflation for decades.
• 18:52
  SPEAKER_00: Real average wages have showed very little change over decades.
• 18:58
  SPEAKER_00: Very little change.
• 18:59
  SPEAKER_00: The purchasing power, so how much that money is worth for American wage slaves, sorry, uh employees, peaked in 1973.
• 19:10
  SPEAKER_00: That might have something to do with the gold standard and the rest of it, but let's not get into that.
• 19:13
  SPEAKER_00: Rabbit hole.
• 19:14
  SPEAKER_00: So what happens?
• 19:16
  SPEAKER_00: Well, inflation happens, prices go up, the consumers have to spend more, otherwise they can't obtain the services, right?
• 19:22
  SPEAKER_00: Business revenue actually increases and profits actually increase.
• 19:26
  SPEAKER_00: The year after COVID, Pepsi came out and said, everything got more expensive.
• 19:30
  SPEAKER_00: We're gonna raise prices by 17%.
• 19:32
  SPEAKER_00: Their costs had not risen.
• 19:34
  SPEAKER_00: 17%, it was just an opportunity.
• 19:36
  SPEAKER_00: Everyone was talking about inflation.
• 19:37
  SPEAKER_00: They thought, let's freaking go for it.
• 19:39
  SPEAKER_00: We're Pepsi, right?
• 19:40
  SPEAKER_00: People are addicted to the sugar water that we sell.
• 19:43
  SPEAKER_00: This system is a system designed intentionally to make investors richer.
• 19:49
  SPEAKER_00: How do they get richer?
• 19:50
  SPEAKER_00: Who pays for it?
• 19:51
  SPEAKER_00: The bottom 50%.
• 19:52
  SPEAKER_00: Actually, the bottom 75%.
• 19:54
  SPEAKER_00: Yeah, that's how serious it is.
• 19:56
  SPEAKER_00: So if you look at all the people in America, this is all the people who buy income.
• 20:04
  SPEAKER_00: So up here they have more money, these people down here have less money.
• 20:07
  SPEAKER_00: The people down here are basically low income, and then in the middle, you have the paycheck-to-paycheck crowd.
• 20:13
  SPEAKER_00: These guys up here, the top 25%, they own enough investments, enough assets, enough stocks, they get richer.
• 20:23
  SPEAKER_00: The bottom 75% pay for it.
• 20:26
  SPEAKER_00: And it's it's unfair.
• 20:28
  SPEAKER_00: But there is no alternative to the system.
• 20:30
  SPEAKER_00: So what can you do?
• 20:32
  SPEAKER_00: Move yourself from this lot, paying for it, into the rich bracket.
• 20:36
  SPEAKER_00: How do you do that?
• 20:37
  SPEAKER_00: You own more assets.
• 20:40
  SPEAKER_00: That's all there is to it.
• 20:42
  SPEAKER_00: Bring in more money and invest it.
• 20:43
  SPEAKER_00: That's really all there is to it.
• 20:45
  SPEAKER_00: And the old game, the stable job, forget about it.
• 20:49
  SPEAKER_00: Save money in the bank, worst thing you could do.
• 20:52
  SPEAKER_00: Get a pension.
• 20:53
  SPEAKER_00: Don't know about that.
• 20:54
  SPEAKER_00: Social Security, how much is that gonna pay for?
• 20:56
  SPEAKER_00: Retire comfortably, that's gonna be a challenge.
• 20:58
  SPEAKER_00: That's the old system.
• 20:59
  SPEAKER_00: The new system is pensions are worth less, social security is underfunded.
• 21:04
  SPEAKER_00: Savings, definitely destroyed by inflation, and job security, forget about it.
• 21:09
  SPEAKER_00: Massive debt.
• 21:10
  SPEAKER_00: That's accelerating.
• 21:12
  SPEAKER_00: But it isn't a bad thing if you know what to do.
• 21:14
  SPEAKER_00: All you're gonna do is you're gonna move from depending on a salary to depending on assets.
• 21:20
  SPEAKER_00: If you take that shift and you start today, good things will happen to you.
• 21:25
  SPEAKER_00: Very likely.
• 21:26
  SPEAKER_00: So since you're only one path forward, you must become a significant investor.
• 21:30
  SPEAKER_00: You must figure out how much investments do you need to replace your income so you can retire off that.
• 21:36
  SPEAKER_00: So you could have stocks, you could have real estate, you could own businesses.
• 21:39
  SPEAKER_00: Owning stocks and owning businesses, sort of the same thing, but it I'm saying you could have your own business, right?
• 21:45
  SPEAKER_00: Or any kind of assets.
• 21:46
  SPEAKER_00: Obviously, crypto and you know things like that, gold and you know, silver, other things we could look at.
• 21:51
  SPEAKER_00: But for that, you need to understand how the economy works, how the market functions, and how to analyze your investments so you know you're picking the good ones, the decent ones, right?
• 21:59
  SPEAKER_00: So the government doesn't give you any financial education.
• 22:02
  SPEAKER_00: What's that all about?
• 22:04
  SPEAKER_00: Well, Wall Street donates billions of dollars to Washington every year.
• 22:08
  SPEAKER_00: Might have something to do with it.
• 22:09
  SPEAKER_00: It's just a just a hypothesis, of course.
• 22:11
  SPEAKER_00: I'm sure they have the greatest intent, and and you just want to make the average Joe on the street wealthy.
• 22:17
  SPEAKER_00: So you need to understand market cycles, make better decisions, identify opportunities, and know how to build lasting wealth.
• 22:24
  SPEAKER_00: And in 2026, with inflation accelerating, you want to be on the right side.
• 22:28
  SPEAKER_00: That's what I'm saying.
• 22:29
  SPEAKER_00: I'm not trying to scare you, I'm just trying to nudge you into taking some action.
• 22:33
  SPEAKER_00: So join me at feedixfrends.org slash training.
• 22:36
  SPEAKER_00: I'll put the link down below on Tuesday.
• 22:38
  SPEAKER_00: Read through the research I'm giving you for free.
• 22:40
  SPEAKER_00: There's also a link down below in FelixFriends.org slash resource.
• 22:44
  SPEAKER_00: And all I can say to you is it isn't difficult.
• 22:48
  SPEAKER_00: It isn't time consuming.
• 22:50
  SPEAKER_00: It's much, much easier than the job that you currently do or whatever else it is you do in your life.
• 22:54
  SPEAKER_00: It's just most people have been conditioned to not take action.
• 22:58
  SPEAKER_00: But if you're an action taker and you want to take your money seriously and your retirement seriously and your freedom seriously, and maybe make sure your children don't have to work, then come and love.
• 23:08
  SPEAKER_00: Felix Ransolog slash training.
• 23:10
  SPEAKER_00: And I wish you tremendous success and freedom.
• 23:13
  SPEAKER_00: All the best.