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KOSTER REALTY TEAM SRES SHOW 7-1-26 · One on One With a Professional

• 0:05
  Speaker 1: Good morning, good morning, good morning, and welcome, welcome, welcome.
• 0:09
  Speaker 1: It's time now for one on one with the pro
• 0:11
  Speaker 1: and we have Miss Shelley Costry in here with us today.
• 0:15
  Speaker 1: And today we'll be talking about moving closer to the
• 0:17
  Speaker 1: grandchildren and is it the right move? Hmm. This is
• 0:22
  Speaker 1: where we are going to provide a little she is
• 0:24
  Speaker 1: not me, provide some trusted guidance and practical resources to
• 0:28
  Speaker 1: help our seniors and their families navigate through life transitions
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  Speaker 1: with confidence. So we've got a lot of retirees who
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  Speaker 1: are dreaming of spending a little bit more time with
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  Speaker 1: the family.
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  Speaker 2: But how's that going to look? You know, is it
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  Speaker 2: a good idea to get close to the grand kids?
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  Speaker 2: I just talked to it.
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  Speaker 3: I guess it depends, you know. Some people want to
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  Speaker 3: move close, some people want to move further. No, you know,
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  Speaker 3: I will say this, Tom, I take it for granted
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  Speaker 3: because I'm blessed and fortunate enough that all six of
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  Speaker 3: my grandchildren live very close to me, and I love it.
• 1:01
  Speaker 3: But we are starting to see this a lot. Jamie
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  Speaker 3: and I were talking about it the other day about
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  Speaker 3: how many people were seeing retire and they're wanting to
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  Speaker 3: move and get closer to their grandchildren. They don't. You
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  Speaker 3: don't want to miss those times. Time is precious and
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  Speaker 3: it can go really really quickly. So it is.
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  Speaker 2: I talked to mine yesterday. There are three.
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  Speaker 1: They were little boys, but on the phone they had Yeah,
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  Speaker 1: two years.
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  Speaker 3: I can't believe my oldest turned twelve, So I almost
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  Speaker 3: it's going to happen. Yes, have a teenager and I
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  Speaker 3: I mean it seems like just yesterday.
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  Speaker 2: Oh myke.
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  Speaker 1: You know, Shelley is with the senior real estate specialist
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  Speaker 1: with cost Team here. She specializes in everything that we
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  Speaker 1: are talking about today.
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  Speaker 2: So why so many grandparents are moving? Well, there's lots
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  Speaker 2: of reasons to.
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  Speaker 3: Move, yes. So what we're finding Toms is we've talked
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  Speaker 3: a lot about about about parents being in seniors and
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  Speaker 3: helping them make that transition. But we also wanted to
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  Speaker 3: touch base on when you're ready to retire, right you
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  Speaker 3: have kids out of the house, you're empty nester, so
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  Speaker 3: you want to downsize. We're seeing a lot of that
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  Speaker 3: and is at the right time. And the market is
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  Speaker 3: really picked up the last couple of weeks. It's really
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  Speaker 3: picked up. It's crazy and it's where do you want
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  Speaker 3: to go? So it really is. I want to be
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  Speaker 3: closer to the grandkids, but we also don't want you
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  Speaker 3: to overlook what is else is in there for me,
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  Speaker 3: because we all know our grandkids are. They're busy, right,
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  Speaker 3: they got they have lives, they have friends, they get
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  Speaker 3: involved with teams, and so what else is there? I
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  Speaker 3: want to be close to them, and I want to
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  Speaker 3: be able to participate in their functions and their activities.
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  Speaker 3: But you also want to make sure that you're picking
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  Speaker 3: a community that meets your needs to.
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  Speaker 1: That's very very important. Sounds like this is more about
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  Speaker 1: lifestyle than not anything.
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  Speaker 2: Yes, so wow, that's great.
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  Speaker 1: Now, once again, when it comes to looking to get
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  Speaker 1: into that next house, we're looking at a variety of
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  Speaker 1: different things. So once again we have to ask yourself
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  Speaker 1: a few questions, and we did. What does retirement look like? Yeah,
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  Speaker 1: and it's different for everyone. Now, questions we're going to
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  Speaker 1: ask before making the move. What are some of the
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  Speaker 1: most important questions families should consider before making such a
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  Speaker 1: big decision as this.
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  Speaker 3: Well, I think that it's going to be you want
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  Speaker 3: to pick the community as well, right, you want to
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  Speaker 3: pick the community, And obviously I love Bartlesville and we
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  Speaker 3: are very attractive to many because we have we are small,
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  Speaker 3: so we have that small town phil but we also
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  Speaker 3: have such diversity. We have the you know, ok mos art,
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  Speaker 3: we have you know, the woolwarks. We have so much
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  Speaker 3: that most communities don't have the theater, all of those things.
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  Speaker 3: And so am I going to volunteer? What's retirement look like? Right?
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  Speaker 3: Retirement sounds great? It doesn't to me. People ask me
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  Speaker 3: all the time, when are you going to retire? And
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  Speaker 3: I'm like, I don't realtors, we just die, We never retire.
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  Speaker 3: But what does that look like? Because I have a
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  Speaker 3: lot of conversations song where it's well, now what do
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  Speaker 3: I do? I'm bored? And you think you're going to
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  Speaker 3: move and be closer to the kids, and you want
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  Speaker 3: to do that, But there's so much more to it
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  Speaker 3: than that. So where am I going to volunteer? What
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  Speaker 3: do I want? Are their activities around? Are their seniors?
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  Speaker 3: Are their senior you know, like we have the fifty
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  Speaker 3: five plus? Are there things that I can do outside
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  Speaker 3: of Do I like to golf? What do I want
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  Speaker 3: to do in my pastime that doesn't involve just my
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  Speaker 3: family and my kids?
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  Speaker 2: Wow, that's a lot to consider. And you better consider
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  Speaker 2: at all.
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  Speaker 1: Yes, I'm telling you so many people have lived in
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  Speaker 1: the same home for decades. I mean, how many times
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  Speaker 1: have we visited our friends' parents and you want, boy,
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  Speaker 1: sure remember this when I was five and they've been
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  Speaker 1: there a long time.
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  Speaker 2: So it's that emotional attachment.
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  Speaker 3: There is a b huge emotional attachment and making that
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  Speaker 3: decision in that move is a hard one. We were
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  Speaker 3: here to kind of help guide you through that, and
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  Speaker 3: most of the time it's people don't want to take
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  Speaker 3: on that. We procrastinate. I don't look, I've been here.
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  Speaker 3: I would hate to think the thought of me packing
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  Speaker 3: up my home and moving and all of the stuff
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  Speaker 3: I've accumulated in twenty some years. It's easy to accumulate
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  Speaker 3: that in just a few years. But you really want
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  Speaker 3: to think, is this you want to think, you know,
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  Speaker 3: long term? Am I going to be here the upkeep
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  Speaker 3: of it? Do I want to travel? Do I want
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  Speaker 3: to go and live next to my grandkids and then?
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  Speaker 3: But I also want to travel and that might not
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  Speaker 3: be my forever home there, right, So you always want
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  Speaker 3: to be thinking. In any real estate, we always want
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  Speaker 3: you to think reseale, you know, so you want to
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  Speaker 3: look again at the areas. What is there to do?
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  Speaker 3: Because I hear a lot of retired people say I'm bored.
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  Speaker 2: Yeah, I'm bored.
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  Speaker 3: I don't have anything to do. You know, I don't
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  Speaker 3: miss working, but I miss having something to do. What
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  Speaker 3: am I going to get up and occupy my time with?
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  Speaker 3: Are there? Bridge clubs? Are there? Cars? Are there? What
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  Speaker 3: you know? In our communities? What is there for me
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  Speaker 3: to get involved in? So I would recommend obviously go
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  Speaker 3: be where the kids are, but get to know people,
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  Speaker 3: visit the community, visit the activities that you like, and
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  Speaker 3: think big picture.
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  Speaker 1: And also, you're not leaving your memories behind when you
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  Speaker 1: leave that that house.
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  Speaker 3: No, you're not leaving them. You're never leaving them. And
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  Speaker 3: you're going to take those with you and those you
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  Speaker 3: will always carry with you. And you're going to yes,
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  Speaker 3: take but don't be afraid to hold onto that. To
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  Speaker 3: make that, to make that leap, you're going to create
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  Speaker 3: new memories and your next journey.
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  Speaker 1: Well, speaking of holding on, you never recommend that someone
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  Speaker 1: makes a rash decision. Always consider, like we've been talking
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  Speaker 1: about yes for months now.
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  Speaker 3: Yes, you're never going to see me go into a
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  Speaker 3: home and say, oh, we want to move close to
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  Speaker 3: the grandkids. I'm going to always ask those questions because
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  Speaker 3: what I don't want and I have seen, is people
• 7:01
  Speaker 3: regret moving right because they regret I hear, well, the
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  Speaker 3: family just doesn't have as much time as I thought,
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  Speaker 3: or you know, I don't. There's not really a lot
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  Speaker 3: here for me to do outside of my kids. So
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  Speaker 3: think about that. What am I going to miss here?
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  Speaker 3: What do I really love about where I'm at before
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  Speaker 3: you decide to make that move? And am I going
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  Speaker 3: to be able to replace it? Am I going to
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  Speaker 3: gain that in another aspect of my life? Wherever I go? Right,
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  Speaker 3: you really want to think big picture and we're going
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  Speaker 3: to help walk you through that.
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  Speaker 2: Well, that's good. It's always nice to know you have Yes.
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  Speaker 3: You always want to write down everything, the pros and
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  Speaker 3: the cons, what's great about it, what isn't And it
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  Speaker 3: may be there's a neighborhood that's thirty minutes an hour
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  Speaker 3: away that I can still go to all my grandkids
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  Speaker 3: games and activities and things like that and be a
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  Speaker 3: part of their life. But this down here may have
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  Speaker 3: more that fits me and my needs and what we're
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  Speaker 3: going to do on a day to day.
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  Speaker 2: Basis keeping it hole. I like that choosing the write home.
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  Speaker 1: When someone decides to relocate, what should they be looking
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  Speaker 1: for in that new home?
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  Speaker 3: Well, the new home is again we're going to ask
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  Speaker 3: them to write down what are the things they love
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  Speaker 3: about their home? And you need this much space? Are
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  Speaker 3: you really going to have family come and stay with you?
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  Speaker 1: What?
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  Speaker 3: We want you to be realistic. We don't ever want
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  Speaker 3: anybody to be married to a home. And obviously at
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  Speaker 3: that they're retiring, so they're not going to be tied
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  Speaker 3: to a mortgage. But you want them to be able
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  Speaker 3: to pack up and move if they want to go,
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  Speaker 3: or not move back up and travel if that's what
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  Speaker 3: they want to do. We want you to think, you know, simpler, right,
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  Speaker 3: We want you to think simpler.
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  Speaker 2: Yeah.
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  Speaker 1: Let's the older I get, the more I really hate complication.
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  Speaker 3: Yeah right, And we want you to plan for that
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  Speaker 3: next stage because and this is a great I'm not
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  Speaker 3: going to touch base, but I was doing a inspection
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  Speaker 3: last Friday for a buyer. Yeah, and I was with
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  Speaker 3: the seller, spent three hours with him, and not my
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  Speaker 3: client was another client, the realtor who's also the seller,
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  Speaker 3: was in Florida. We left thirty minutes later, the client
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  Speaker 3: was gone like past he just passed away heart attack,
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  Speaker 3: health issues.
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  Speaker 1: Wow.
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  Speaker 3: And he was moving to Florida to be closer to
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  Speaker 3: his to be with his They were moving closer to
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  Speaker 3: be closer to family. So you want to think, what
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  Speaker 3: if that happens. Am I leaving my family where they
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  Speaker 3: know what my intentions are? They are going to be
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  Speaker 3: able to come in And you want to think, not
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  Speaker 3: just about you, but how is this going to affect
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  Speaker 3: the rest of my family if something God forbid should
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  Speaker 3: happen to me?
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  Speaker 2: Once again, Shelley, as you've always said, the big.
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  Speaker 3: Picture, look at the big picture.
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  Speaker 1: You got to take it all in. I imagine it's also
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  Speaker 1: important to have realistic expectations. And we've been talking about Man,
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  Speaker 1: he knows a little bit too. Yeah, what's the real deal.
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  Speaker 3: Well, so the biggest part is I want to downsize
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  Speaker 3: and they have a really hard time with that.
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  Speaker 1: Right.
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  Speaker 3: Most of the time, it's getting rid of the of
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  Speaker 3: of the items and it's okay, do I have a
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  Speaker 3: two story home? Now? I'm good with it. Now I'm sixty,
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  Speaker 3: I'm good with it.
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  Speaker 1: Now?
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  Speaker 3: Am I going to be good with two stories? Am
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  Speaker 3: I ever going to go upstairs or do I just
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  Speaker 3: want a one level? Again? We want you to be realistic.
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  Speaker 3: Am I close to healthcare? You know? I mean I
• 10:18
  Speaker 3: know mentally I still feel like I'm in my thirties,
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  Speaker 3: but sixty. When I get up every morning, I can
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  Speaker 3: tell I'm in my sixties.
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  Speaker 1: Right.
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  Speaker 3: I can't stay when my kids remind me of that,
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  Speaker 3: But you know it's true. You just want to be
• 10:31
  Speaker 3: realistic and think logistically about it.
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  Speaker 2: Indeed, you do advice for adult children.
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  Speaker 1: So if you've got mom and dad still around, folks,
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  Speaker 1: pay attention. Okay, what advice would you give the adult
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  Speaker 1: children whose parents are considering a.
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  Speaker 3: Closer move kind of the same thing that I told you.
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  Speaker 3: It's be very honest with them about what your lives
• 10:56
  Speaker 3: look like, right, what does my life look like? Where
• 10:59
  Speaker 3: do where do they fit into your life? And think
• 11:04
  Speaker 3: about it for them long term as well, And then
• 11:09
  Speaker 3: just be as realistic and as open as you can
• 11:12
  Speaker 3: and think about am I close to healthcare? What if
• 11:15
  Speaker 3: something God forbid? What happen to my family? Know all
• 11:18
  Speaker 3: of those options, just like we talk on the show,
• 11:21
  Speaker 3: you know, on all of our shows, Know all of
• 11:23
  Speaker 3: your health care options if something should happen and be
• 11:26
  Speaker 3: prepared have those conversations with them. Again, this gentleman didn't
• 11:30
  Speaker 3: have a will, didn't have a trust, didn't have anything.
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  Speaker 3: Do you have that because you don't want that burden
• 11:36
  Speaker 3: and they don't want you to have that burden. They
• 11:38
  Speaker 3: just don't know what they don't know.
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  Speaker 1: It's true, It's true. So, Shelley, is that we begin
• 11:44
  Speaker 1: to wrap up. What's one piece of advice you'd like
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  Speaker 1: to leave our listeners with today?
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  Speaker 3: I want you just to be thinking future. It sneaks
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  Speaker 3: up on you really quickly. I want you to be thinking,
• 11:57
  Speaker 3: what do I want my future to look like? When
• 11:59
  Speaker 3: I reach hire? Where do I want to go? What
• 12:02
  Speaker 3: does that look like for me? Am I going to
• 12:05
  Speaker 3: be in a gated safe community because I'm going to
• 12:07
  Speaker 3: travel all the time? Am I clothes? To healthcare? And
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  Speaker 3: what does that look like for me? I want I
• 12:15
  Speaker 3: want to see the big picture and I want to
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  Speaker 3: see people have conversations with family members and everybody be
• 12:20
  Speaker 3: on the same page. I see it happen too much
• 12:22
  Speaker 3: where families get torn apart over things that a simple
• 12:25
  Speaker 3: conversation could have helped.
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  Speaker 2: Amen to that. Amen to that. So if you're.
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  Speaker 1: Considering downsizing, relocating, or simply exploring your options. Shelley Coster
• 12:35
  Speaker 1: and the Coster.
• 12:35
  Speaker 2: Team are held here to help you create that plan
• 12:38
  Speaker 2: that we've been talking about.
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  Speaker 1: That that's your goals, it's your family, and it's your
• 12:44
  Speaker 1: future house.
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  Speaker 2: Get a hold of.
• 12:45
  Speaker 3: You four three four four four or the Cooster Team
• 12:49
  Speaker 3: dot com.
• 12:50
  Speaker 2: That's really easy to find. Take it in your googles.
• 12:53
  Speaker 2: You'll get it. Shelley. It's always great to no Tom.
• 12:56
  Speaker 3: I always enjoy it, and I hope everybody has a
• 12:58
  Speaker 3: fabulous and say forth.
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  Speaker 1: All right, we'll see you next time right here on
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  Speaker 1: K one.
• 13:06
  Speaker 2: Thanks for listening to one on one with a professional,
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  Speaker 2: A paid presentation of fourteen ule K one