Latest / Becoming Financially Confident / Are the Debt Stories You’ve Been Told Actually True?
Transcript
- 0:37Have
- 0:37you
- 0:37ever
- 0:38heard
- 0:38a
- 0:38money
- 0:38phrase
- 0:38so
- 0:39many
- 0:39times
- 0:39it
- 0:39stopped
- 0:40sounding
- 0:40like
- 0:40an
- 0:40opinion
- 0:41and
- 0:41started
- 0:41sounding
- 0:42like
- 0:42prophecy?
- 0:43Like
- 0:43this
- 0:43one.
- 0:44Everybody
- 0:45has
- 0:45debt.
- 0:46Or
- 0:46maybe
- 0:46this
- 0:46one,
- 0:46you'll
- 0:47always
- 0:47live
- 0:47with
- 0:48it.
- 0:48Or
- 0:48maybe
- 0:49you've
- 0:49heard
- 0:49this
- 0:49one.
- 0:50That's
- 0:50just
- 0:50how
- 0:51life
- 0:51works.
- 0:52And
- 0:52you're
- 0:52sitting
- 0:52there
- 0:53thinking,
- 0:53is
- 0:54that
- 0:54really
- 0:54my
- 0:54future?
- 0:55Is
- 0:55that
- 0:55what
- 0:55my
- 0:56kids
- 0:56will
- 0:56inherit
- 0:57from
- 0:57me?
- 0:57Is
- 0:57this
- 0:58just
- 0:58life?
- 1:00Friend,
- 1:00today
- 1:00isn't
- 1:01about
- 1:01pressure.
- 1:01It's
- 1:02about
- 1:02truth.
- 1:02Because
- 1:03some
- 1:03of
- 1:03the
- 1:03heaviest
- 1:04chains
- 1:04aren't
- 1:04on
- 1:05your
- 1:05credit
- 1:05report.
- 1:06They're
- 1:06in
- 1:06your
- 1:06head.
- 1:29Hey,
- 1:29friend.
- 1:29Ralph
- 1:29Estep
- 1:30Jr.
- 1:30Here.
- 1:30Welcome
- 1:31to
- 1:31Financially
- 1:32Confident
- 1:32Christian,
- 1:33where
- 1:33we're
- 1:33learning
- 1:33how
- 1:33to
- 1:34walk
- 1:34through
- 1:34life
- 1:34and
- 1:34money
- 1:35with
- 1:35wisdom,
- 1:36with
- 1:36peace,
- 1:37and
- 1:37with
- 1:37a
- 1:37heart
- 1:37anchored
- 1:38in
- 1:38God's
- 1:38truth.
- 1:39My
- 1:39mission
- 1:39is
- 1:40simple.
- 1:40To
- 1:40help
- 1:41you
- 1:41break
- 1:41that
- 1:41cycle
- 1:42of
- 1:42financial
- 1:42shame
- 1:43and
- 1:43build
- 1:43those
- 1:43steady
- 1:44habits
- 1:44that
- 1:44are
- 1:45rooted
- 1:45in
- 1:45faith.
- 1:46And
- 1:46to
- 1:46truly
- 1:47become
- 1:47the
- 1:47kind
- 1:47of
- 1:47believer
- 1:48who
- 1:48handles
- 1:48money
- 1:49with
- 1:49clarity,
- 1:50with
- 1:50confidence,
- 1:51and
- 1:51with
- 1:51spiritual
- 1:52purpose.
- 1:53Yesterday
- 1:53we
- 1:53talked
- 1:54about
- 1:54why
- 1:54debt
- 1:54can
- 1:55feel
- 1:55like
- 1:55a
- 1:55prison,
- 1:56not
- 1:56just
- 1:56financially,
- 1:57but
- 1:57emotionally
- 1:58and
- 1:59and
- 1:59spiritually.
- 2:00And
- 2:00today
- 2:00we're
- 2:00going
- 2:01to
- 2:01go
- 2:01one
- 2:01level
- 2:01deeper.
- 2:02Because
- 2:02a
- 2:02lot
- 2:02of
- 2:03people
- 2:03don't
- 2:03stay
- 2:03stuck
- 2:03in
- 2:04debt
- 2:04because
- 2:04they're
- 2:04lazy,
- 2:05they
- 2:05say,
- 2:05stuck
- 2:06because
- 2:06they
- 2:06accepted
- 2:07a
- 2:07story
- 2:07that
- 2:07quietly
- 2:08killed
- 2:08their
- 2:08hope
- 2:09not
- 2:09to
- 2:09shame
- 2:10you,
- 2:10to
- 2:10set
- 2:10you
- 2:11free.
- 2:12A
- 2:12listener
- 2:12asked
- 2:13me
- 2:13this.
- 2:13Ralph,
- 2:14I
- 2:14hear
- 2:14people
- 2:14say
- 2:15debt
- 2:15is
- 2:15just
- 2:15part
- 2:16of
- 2:16life,
- 2:16that
- 2:16freedom
- 2:17is
- 2:17unrealistic.
- 2:18Is
- 2:19it
- 2:19wrong
- 2:19to
- 2:19want
- 2:20more
- 2:20than
- 2:20survival?
- 2:21Ralph?
- 2:22And
- 2:22I
- 2:22just
- 2:22want
- 2:23to
- 2:23say,
- 2:23first
- 2:23off,
- 2:24no,
- 2:24it's
- 2:24not
- 2:24wrong.
- 2:25That
- 2:25desire
- 2:26for
- 2:26freedom,
- 2:27that's
- 2:27not
- 2:27naive.
- 2:28That's
- 2:28God
- 2:29given.
- 2:29Because
- 2:30underneath
- 2:30that
- 2:31question
- 2:31is
- 2:31this.
- 2:32I
- 2:32don't
- 2:33want
- 2:33to
- 2:33hope
- 2:33and
- 2:33then
- 2:33get
- 2:34disappointed.
- 2:35I
- 2:35don't
- 2:35want
- 2:35to
- 2:36fight
- 2:36in
- 2:36a
- 2:36battle
- 2:37I
- 2:37can't
- 2:37win.
- 2:37I'm
- 2:38tired
- 2:38of
- 2:38feeling
- 2:38foolish
- 2:39for
- 2:39wanting
- 2:39something
- 2:40better.
- 2:41Friend.
- 2:42Wanting
- 2:42freedom
- 2:43isn't
- 2:43foolish.
- 2:44But
- 2:44believing
- 2:45lies,
- 2:45even
- 2:45the
- 2:46popular
- 2:46lies,
- 2:46can
- 2:47quietly
- 2:47steal
- 2:47your
- 2:48peace.
- 2:49Here's
- 2:49what
- 2:49I've
- 2:49learned
- 2:50over
- 2:50and
- 2:50over.
- 2:51People
- 2:51don't
- 2:52just
- 2:52move
- 2:52because
- 2:53of
- 2:53what
- 2:53they
- 2:54earn.
- 2:54They
- 2:54move
- 2:55because
- 2:55of
- 2:55what
- 2:55they
- 2:55believe
- 2:56is
- 2:56possible.
- 2:57If
- 2:57you
- 2:58believe
- 2:58debt
- 2:58is
- 2:58permanent,
- 2:59guess
- 2:59what
- 2:59you're
- 2:59going
- 2:59to
- 3:00do?
- 3:00You're
- 3:00going
- 3:00to
- 3:00stop
- 3:00planning,
- 3:01you're
- 3:01going
- 3:01to
- 3:01stop
- 3:02trying,
- 3:02and
- 3:02you're
- 3:03going
- 3:03to
- 3:03stop
- 3:03expecting
- 3:04anything
- 3:04to
- 3:04change.
- 3:05But
- 3:06when
- 3:06you
- 3:06truly
- 3:06believe
- 3:07that
- 3:07freedom
- 3:07is
- 3:07possible,
- 3:08even
- 3:08if
- 3:08it's
- 3:09slow,
- 3:09you
- 3:10take
- 3:10that
- 3:10next
- 3:11step
- 3:11that
- 3:12beliefs
- 3:12shape
- 3:13direction.
- 3:14And
- 3:14I've
- 3:14watched
- 3:15people
- 3:15stay
- 3:15stuck
- 3:16not
- 3:16because
- 3:16they
- 3:16lacked
- 3:17ability,
- 3:18but
- 3:18because
- 3:18they
- 3:18accepted
- 3:19the
- 3:19ideas
- 3:19that
- 3:20they
- 3:20were
- 3:20never
- 3:20true
- 3:21to
- 3:21begin
- 3:21with.
- 3:22And
- 3:22when
- 3:23those
- 3:23myths
- 3:23were
- 3:23gently
- 3:24challenged,
- 3:24hey,
- 3:24sometimes
- 3:25abruptly
- 3:25Challenged,
- 3:26hope
- 3:27returned,
- 3:28motivation
- 3:28followed,
- 3:29and
- 3:29progress
- 3:30became
- 3:30possible.
- 3:31I'll
- 3:32never
- 3:32forget
- 3:32working
- 3:32with
- 3:33the
- 3:33woman
- 3:33who
- 3:33told
- 3:33me,
- 3:33ralph,
- 3:34I'm
- 3:34going
- 3:34to
- 3:35always
- 3:35have
- 3:35debt.
- 3:35Everyone
- 3:36knows.
- 3:37So
- 3:38we
- 3:38sat
- 3:38down.
- 3:39We
- 3:39didn't
- 3:39do
- 3:39anything
- 3:39dramatic.
- 3:40We
- 3:40didn't
- 3:40do
- 3:40any
- 3:41hype.
- 3:41No
- 3:41miracle.
- 3:42Just
- 3:42clarity
- 3:43and
- 3:43truth.
- 3:44And
- 3:44we
- 3:44walked
- 3:44through
- 3:45her
- 3:45numbers
- 3:45together.
- 3:46Yeah,
- 3:46we
- 3:46found
- 3:46some
- 3:46leaks,
- 3:47and
- 3:47we
- 3:47built
- 3:48a
- 3:48simple
- 3:48plan.
- 3:49A
- 3:49few
- 3:50months
- 3:50later,
- 3:50she
- 3:50said
- 3:51something
- 3:51I
- 3:51will
- 3:51never
- 3:52forget.
- 3:53I
- 3:53didn't
- 3:54realize
- 3:54I
- 3:54stopped
- 3:55believing,
- 3:55Ralph,
- 3:56that
- 3:56freedom
- 3:56was
- 3:56possible,
- 3:58friend.
- 3:58That
- 3:59belief
- 3:59was
- 3:59heavier
- 3:59than
- 4:00that
- 4:00debt
- 4:00itself.
- 4:02So
- 4:02here's
- 4:02today's
- 4:03general
- 4:03question.
- 4:04What
- 4:04if
- 4:04some
- 4:05of
- 4:05the
- 4:05debt
- 4:05you're
- 4:05carrying
- 4:06is
- 4:06being
- 4:06reinforced
- 4:07by
- 4:07the
- 4:07stories
- 4:08you
- 4:08inherited
- 4:08that
- 4:08were
- 4:09never
- 4:09true
- 4:09from
- 4:09the
- 4:09beginning?
- 4:11Let's
- 4:11take
- 4:11a
- 4:11look
- 4:11at
- 4:11a
- 4:11few
- 4:12with
- 4:12grace.
- 4:12Here's
- 4:12myth
- 4:13number
- 4:13one.
- 4:13Debt
- 4:14is
- 4:14normal.
- 4:15I
- 4:15hear
- 4:15this
- 4:16constantly.
- 4:16Yes,
- 4:17debt
- 4:17may
- 4:17be
- 4:18common,
- 4:18but
- 4:19common
- 4:19doesn't
- 4:19mean
- 4:19healthy,
- 4:20and
- 4:20it
- 4:20doesn't
- 4:21mean
- 4:21God's
- 4:21design.
- 4:22Hey,
- 4:22a
- 4:22lot
- 4:22of
- 4:23people
- 4:23are
- 4:23overweight.
- 4:24That
- 4:24doesn't
- 4:24mean
- 4:24they're
- 4:25healthy.
- 4:25It's
- 4:25a
- 4:25common
- 4:25thing.
- 4:26A
- 4:26lot
- 4:26of
- 4:26things
- 4:27are
- 4:27normal.
- 4:27They
- 4:28still
- 4:28harm
- 4:28people.
- 4:29The
- 4:29truth
- 4:30is,
- 4:30God
- 4:30invites
- 4:31you
- 4:31to
- 4:31wisdom,
- 4:31not
- 4:32to
- 4:32crowd
- 4:32behavior.
- 4:33A
- 4:33lot
- 4:33of
- 4:33people
- 4:33think,
- 4:33oh,
- 4:34well,
- 4:34everybody's
- 4:34doing
- 4:34it.
- 4:35I
- 4:35got
- 4:35to
- 4:35do
- 4:35that.
- 4:36So
- 4:36stop
- 4:36saying
- 4:37normal
- 4:37and
- 4:38start
- 4:38saying,
- 4:38I'm
- 4:39changing
- 4:39the
- 4:39pattern.
- 4:40I'm
- 4:40setting
- 4:40a
- 4:40new
- 4:41normal.
- 4:41Here's
- 4:42myth
- 4:42number
- 4:42two.
- 4:43I
- 4:43will
- 4:43always
- 4:44have
- 4:44debt.
- 4:45Another
- 4:45one
- 4:45I
- 4:46hear
- 4:46constantly.
- 4:47And
- 4:47here's
- 4:47the
- 4:47thing.
- 4:48This
- 4:48one
- 4:48sounds
- 4:49protective,
- 4:49like,
- 4:50if
- 4:50I
- 4:50don't
- 4:50hope,
- 4:51I
- 4:51can't
- 4:51hurt
- 4:51myself.
- 4:53But
- 4:53that
- 4:53belief
- 4:53is
- 4:54paralyzing,
- 4:55because
- 4:55if
- 4:55you
- 4:55believe
- 4:56you'll
- 4:56always
- 4:56have
- 4:56it,
- 4:57then
- 4:57why
- 4:57budget?
- 4:58Why
- 4:58plan?
- 4:58Why
- 4:59fight?
- 5:00The
- 5:00truth
- 5:00is,
- 5:01freedom
- 5:01is
- 5:01often
- 5:01built
- 5:02one
- 5:02boring
- 5:02step
- 5:03at
- 5:03a
- 5:03time.
- 5:03It's
- 5:04some
- 5:04bores
- 5:04from
- 5:05there.
- 5:06So
- 5:06don't
- 5:06focus
- 5:07on
- 5:07always.
- 5:08Just
- 5:08focus
- 5:08on.
- 5:09Next,
- 5:09here's
- 5:10myth
- 5:10number
- 5:10three.
- 5:11I
- 5:11can't
- 5:12get
- 5:12ahead
- 5:12without
- 5:13debt.
- 5:13And
- 5:14I
- 5:14hear
- 5:14this
- 5:14one
- 5:14all
- 5:15the
- 5:15time.
- 5:15And
- 5:16this
- 5:16one
- 5:16feels
- 5:16somewhat
- 5:17practical,
- 5:18but
- 5:18it
- 5:18often
- 5:19confuses
- 5:19speed
- 5:20with
- 5:20progress.
- 5:21Yes,
- 5:21debt
- 5:22can
- 5:22make
- 5:22something
- 5:23faster
- 5:24without
- 5:24making
- 5:24it
- 5:25better.
- 5:25Here's
- 5:26the
- 5:26truth.
- 5:26Patience
- 5:27builds
- 5:27peace.
- 5:28Now,
- 5:28a
- 5:28lot
- 5:28of
- 5:28people
- 5:28don't
- 5:29want
- 5:29to
- 5:29take
- 5:29the
- 5:29time
- 5:29for
- 5:30patience,
- 5:30but
- 5:31it
- 5:31does
- 5:31build
- 5:31peace.
- 5:32So
- 5:32before
- 5:32you
- 5:33borrow,
- 5:33ask
- 5:33this
- 5:34question.
- 5:35Is
- 5:35this
- 5:35solving
- 5:35a
- 5:36problem
- 5:36or
- 5:36feeding
- 5:37a
- 5:37feeling?
- 5:37That
- 5:38one
- 5:38hurts.
- 5:38But
- 5:39ask
- 5:39yourself,
- 5:40is
- 5:40this
- 5:40solving
- 5:41a
- 5:41problem
- 5:41or
- 5:42feeding
- 5:42a
- 5:43feeling?
- 5:44And
- 5:44here's
- 5:44truth.
- 5:45Myth
- 5:45number
- 5:45four
- 5:46buys
- 5:47break
- 5:47one
- 5:47at
- 5:48a
- 5:48time.
- 5:49Freedom
- 5:49doesn't
- 5:49start
- 5:50with
- 5:50a
- 5:50perfect
- 5:50plan.
- 5:51It
- 5:52starts
- 5:52with
- 5:52renewed
- 5:53thinking.
- 5:54One
- 5:54lie
- 5:54replaced
- 5:55with
- 5:55one
- 5:55truth
- 5:56changes
- 5:56your
- 5:56entire
- 5:57direction.
- 5:58And
- 5:58that
- 5:58Direction
- 5:59over
- 5:59time
- 6:00changes
- 6:00everything.
- 6:01Jesus
- 6:02says
- 6:02it
- 6:02plainly
- 6:03in
- 6:03John
- 6:038:32.
- 6:05Then
- 6:05you
- 6:05will
- 6:05know
- 6:06the
- 6:06truth
- 6:06and
- 6:07the
- 6:07truth
- 6:07will
- 6:08set
- 6:08you
- 6:08free.
- 6:09Truth
- 6:10doesn't
- 6:10shame
- 6:10you.
- 6:11Truth
- 6:11liberates
- 6:12you.
- 6:12And
- 6:12God's
- 6:13truth
- 6:13always
- 6:14leads
- 6:14towards
- 6:15freedom.
- 6:16Lord,
- 6:16thank
- 6:17you
- 6:17for
- 6:17truth
- 6:17that
- 6:17breaks
- 6:18those
- 6:18quiet
- 6:19chains.
- 6:19Gently
- 6:20expose
- 6:20the
- 6:20lies
- 6:21we
- 6:21believed
- 6:21about
- 6:22money
- 6:22and
- 6:22about
- 6:22ourselves
- 6:23and
- 6:23replace
- 6:24them
- 6:24with
- 6:24your
- 6:24word,
- 6:25with
- 6:25your
- 6:26wisdom
- 6:26and
- 6:27your
- 6:27hope.
- 6:27Lead
- 6:27us
- 6:28into
- 6:28freedom.
- 6:29One
- 6:29step
- 6:29at
- 6:29a
- 6:29time.
- 6:30And
- 6:30we
- 6:30ask
- 6:30this
- 6:30in
- 6:31Jesus
- 6:31name,
- 6:32Amen.
- 6:33Okay,
- 6:33here's
- 6:34today's
- 6:34step.
- 6:34I
- 6:35want
- 6:35you
- 6:35to
- 6:35write
- 6:35down
- 6:35one
- 6:36debt
- 6:36belief
- 6:37that
- 6:37you've
- 6:37accepted
- 6:38as
- 6:38fact.
- 6:39And
- 6:39then
- 6:39I
- 6:39want
- 6:39you
- 6:39to
- 6:39write
- 6:40a
- 6:40new
- 6:40line
- 6:40under
- 6:40it
- 6:41I
- 6:41want
- 6:41you
- 6:41to
- 6:41write
- 6:41but
- 6:42God's
- 6:42truth
- 6:43says
- 6:43this.
- 6:44And
- 6:44if
- 6:44you
- 6:45want
- 6:45a
- 6:45simple
- 6:45anchor,
- 6:46right
- 6:46John
- 6:468:32
- 6:47besides
- 6:47it
- 6:48because
- 6:48truth
- 6:49grows
- 6:49when
- 6:49it's
- 6:49named
- 6:51friend.
- 6:51A
- 6:51lot
- 6:51of
- 6:51people
- 6:52discover
- 6:52they're
- 6:52not
- 6:53stuck
- 6:53financially,
- 6:54they're
- 6:54stuck
- 6:54mentally
- 6:55and
- 6:55inside
- 6:56the
- 6:56financially
- 6:56confident
- 6:57Christian
- 6:57community.
- 6:57People
- 6:58often
- 6:58say,
- 6:59I
- 6:59didn't
- 6:59realize
- 7:00how
- 7:00much
- 7:00relief
- 7:01came
- 7:01from
- 7:01just
- 7:02telling
- 7:02the
- 7:02truth.
- 7:03Our
- 7:04community
- 7:04is
- 7:04a
- 7:04safe
- 7:05place.
- 7:05It's
- 7:05a
- 7:06grace
- 7:06filled
- 7:06place
- 7:07and
- 7:07it's
- 7:07a
- 7:07place
- 7:08where
- 7:08lies
- 7:08lose
- 7:09their
- 7:09power.
- 7:09And
- 7:09I'm
- 7:09going
- 7:09to
- 7:09encourage
- 7:10you
- 7:10to
- 7:10go
- 7:10there.
- 7:10Now
- 7:10go
- 7:11to
- 7:11financiallyconfidentchristian.com/join.
- 7:15That's
- 7:15financiallyconfidentchristian.com/Join.
- 7:19You're
- 7:19always
- 7:19welcome
- 7:19to
- 7:20come
- 7:20and
- 7:20join
- 7:20us.
- 7:21And
- 7:21let
- 7:21me
- 7:21leave
- 7:22you
- 7:22with
- 7:22this.
- 7:23You
- 7:23don't
- 7:23have
- 7:24to
- 7:24believe
- 7:24every
- 7:24story
- 7:25you've
- 7:25been
- 7:25told.
- 7:26God's
- 7:26truth
- 7:27is
- 7:27stronger,
- 7:28freedom
- 7:28is
- 7:28possible,
- 7:29and
- 7:29this
- 7:30journey
- 7:30is
- 7:30already
- 7:31underway
- 7:31for
- 7:32you.
- 7:32And
- 7:32tomorrow
- 7:32we're
- 7:33going
- 7:33to
- 7:33talk
- 7:33about
- 7:33what
- 7:34to
- 7:34do
- 7:34when
- 7:34motivation
- 7:35fades
- 7:35and
- 7:36you're
- 7:36tempted
- 7:36to
- 7:36quit.
- 7:36So
- 7:36don't
- 7:37forget
- 7:37to
- 7:37come
- 7:37to
- 7:38tomorrow's
- 7:38show
- 7:39and
- 7:39today,
- 7:39go
- 7:40out
- 7:40there
- 7:40and
- 7:40be
- 7:40a
- 7:41financially
- 7:41confident
- 7:42Christian.
- 7:43You
- 7:43can
- 7:43do
- 7:43this.
- 7:44Stay
- 7:44financially
- 7:45savvy,
- 7:45God
- 7:45bless
- 7:46you
- 7:46and
- 7:46I'll
- 7:46see
- 7:46you
- 7:47on
- 7:47tomorrow's
- 7:47show.