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The Best Financial Advice You Will Ever Receive: 4 Money Rules That Will Change Your Life · The Table with Anthony ONeal

0:00
[SPEAKER_00]: Same one.
0:02
[SPEAKER_00]: I am 22 years old.
0:07
[SPEAKER_00]: I literally pull my content a gas station and it stops right when I get to the gas pump.
0:15
[SPEAKER_00]: I call the bank to check my balances because back in early 2000s we didn't have internet like that.
0:21
[SPEAKER_00]: The automate voice tells me that I have $6 in 32 cents to my name.
0:29
[SPEAKER_00]: Not in all of my accounts in my only account that I had.
0:35
[SPEAKER_00]: That was everything I had to my name.
0:38
[SPEAKER_00]: It was Wednesday evening.
0:39
[SPEAKER_00]: I didn't get paid until Friday.
0:41
[SPEAKER_00]: I drove to McDonald's, I ordered two double cheese burgers, and two sweet teas, got home, took out a kitchen knife.
0:48
[SPEAKER_00]: I cut both of the burgers in half, and added water to the tea to stretch it for another couple of days.
0:55
[SPEAKER_00]: That was my food for the next two days.
0:58
[SPEAKER_00]: And you know what?
0:59
[SPEAKER_00]: The scariest part was, I thought that was normal.
1:08
[SPEAKER_00]: scene two.
1:08
[SPEAKER_00]: I'm 40 years old.
1:13
[SPEAKER_00]: I'm gonna private yacht on the coast of Italy.
1:17
[SPEAKER_00]: The chef comes out on the yacht and tells me about the fish that they caught that afternoon right outside of the boat.
1:28
[SPEAKER_00]: And when I told him that that was the best fish I had ever tasted.
1:32
[SPEAKER_00]: He looked at me dead series and said, Mr.
1:35
[SPEAKER_00]: Renew, would you like me to cook this again for you on tomorrow night?
1:41
[SPEAKER_00]: Listen, it's the same person, different decisions.
1:46
[SPEAKER_00]: Today, I'm going to give to you the four rules that made the difference to go from struggling to being on a yacht and chill them, having options.
2:05
[SPEAKER_00]: Family, welcome back to the table.
2:11
[SPEAKER_00]: As a lot of you all know, some of y'all may not know my name is Anthony O'Neill, some call me A.O.
2:16
[SPEAKER_00]: And if you're brand new here to the table, the special edition of the table, welcome home.
2:25
[SPEAKER_00]: This channel exists for one reason, and that is to help you get out of the red and get you into the black.
2:32
[SPEAKER_00]: So you gotta hit the subscribe button right now if you haven't already, but now listen.
2:37
[SPEAKER_00]: Before we get into the four rules, I need to tell you something real quick.
2:44
[SPEAKER_00]: Everything I am about to teach you today is pulled directly from my brand new book, stop living paycheck to paycheck.
2:53
[SPEAKER_00]: Alright, the brand new book is called Stop Living Page Check the Page Check.
2:59
[SPEAKER_00]: The proven path to break free from debt, build real wealth, and live a life free on any income.
3:09
[SPEAKER_00]: And I'm super excited because it will be released, August 25th of this year, 2026.
3:14
[SPEAKER_00]: The pre-order link is already in the descriptions right now.
3:19
[SPEAKER_00]: I'm gonna tell you more about it here, including some of the exclusive bonuses and just a few minutes.
3:25
[SPEAKER_00]: So you gotta stay with me, but I need to write now to grab your no-pad because what I'm about to share with you is not just content.
3:33
[SPEAKER_00]: This is a plan straight from the book.
3:37
[SPEAKER_00]: and I want to get into it right now.
3:41
[SPEAKER_00]: The crisis is real.
3:42
[SPEAKER_00]: Before I give you the four rules, before I give you the four rules, I need to be honest with you about something, something that I believe you need to hear.
3:49
[SPEAKER_00]: You see, most people don't have a money problem.
3:52
[SPEAKER_00]: They have a vision problem.
3:55
[SPEAKER_00]: I'll even go deeper and say they have a lack of a vision problem.
4:01
[SPEAKER_00]: We have a plan problem.
4:03
[SPEAKER_00]: We have a mindset problem.
4:05
[SPEAKER_00]: We have a strategy problem.
4:09
[SPEAKER_00]: 67% of Americans, two out of three people.
4:17
[SPEAKER_00]: And when I dug into that number, do you know exactly what shocked me?
4:22
[SPEAKER_00]: over 20% of households making $150,000 a year are still living paycheck to paycheck.
4:33
[SPEAKER_00]: 67% of people are living paycheck to paycheck.
4:38
[SPEAKER_00]: What tells me, and I need to hear you, I need you to hear this clearly, income alone is not the solution.
4:47
[SPEAKER_00]: people I believe can get more money and be real to I believe African Americans people of color we are the hardest working group of people we know how to get the back.
4:58
[SPEAKER_00]: We know how to get the back so income alone is not the solution people are going to get more money and they just get broke at a higher level.
5:07
[SPEAKER_00]: Why is that?
5:09
[SPEAKER_00]: Because they never had a plan they never had a strategy they never had a vision.
5:16
[SPEAKER_00]: they never had a system, a proven system that works.
5:19
[SPEAKER_00]: 86% of workers say debt is causing them significant stress.
5:28
[SPEAKER_00]: 86% of workers.
5:32
[SPEAKER_00]: debt doesn't just steal your money, family, it steals your piece.
5:38
[SPEAKER_00]: It steals your presence, it steals your marriage,
5:43
[SPEAKER_00]: It steals you from being an active father or active mother because you've got to work two or three jobs just so you can pay bills just you can pay them back I recently talked with a couple on a zoom call and a wife told me something that just stopped me cold She said Anthony
6:09
[SPEAKER_00]: We went out on an amazing date night.
6:13
[SPEAKER_00]: Everything was beautiful.
6:14
[SPEAKER_00]: We came home, I lit the candles, and when we got in bed, I could not be present with my husband.
6:26
[SPEAKER_00]: She said, all I could think about was that our dinner, just added another $100 to our credit card balance.
6:37
[SPEAKER_00]: debt is deadly and most people are trapped in
6:47
[SPEAKER_00]: But here's what I need you to understand.
6:50
[SPEAKER_00]: You're not broken, family.
6:52
[SPEAKER_00]: And you're not behind.
6:54
[SPEAKER_00]: You're not too far going.
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[SPEAKER_00]: But there is a better way.
6:57
[SPEAKER_00]: And today, I'm going to give it to you for rules that would change your money forever, for rules that changed my life forever, forever.
7:13
[SPEAKER_00]: Let's get into it.
7:15
[SPEAKER_00]: Here's rule number one, you got to write your financial vision, got to, got to, I know some of you are thinking, Anthony, I came here for real financial advice, not journaling, and I get you, I need you to stay with me because this is the step that 99% of people will skip.
7:35
[SPEAKER_00]: And it's the reason why 99% of people stay broke.
7:39
[SPEAKER_00]: You see, a dream is a fantasy.
7:42
[SPEAKER_00]: A vision is a dream with a plan and a commitment.
7:47
[SPEAKER_00]: And here's a difference.
7:49
[SPEAKER_00]: A dream is something you think about.
7:52
[SPEAKER_00]: You say one day or if only.
7:57
[SPEAKER_00]: Dreams don't require anything from you today.
8:01
[SPEAKER_00]: A vision is a dream that gets written down.
8:05
[SPEAKER_00]: A vision is a dream that becomes a plan.
8:07
[SPEAKER_00]: A vision is a dream you have committed to, and when I say committed to you, you've committed to achieve.
8:15
[SPEAKER_00]: I firmly believe that dreams pacify you, but a vision is gonna drive you forward.
8:20
[SPEAKER_00]: A vision is gonna drive you through hell when the devil tries to throw something away.
8:25
[SPEAKER_00]: A vision is going to drive you.
8:32
[SPEAKER_00]: working with a young couple.
8:35
[SPEAKER_00]: For today's show, I'm going to put up the names, but I'm going to call them John and Jasmine.
8:39
[SPEAKER_00]: They're in their mid 20s, right around 25 to 26 years old.
8:43
[SPEAKER_00]: Already they have about $50,000 in consumer debt.
8:46
[SPEAKER_00]: Consumer debt means it's not an asset debt.
8:48
[SPEAKER_00]: It's not mortgage, it's not a real estate.
8:50
[SPEAKER_00]: They live in a small apartment in Atlanta.
8:54
[SPEAKER_00]: Jasmine was pregnant with their first child on the way.
8:57
[SPEAKER_00]: The first thing I asked them to do was write out their financial vision, not their budget, not their debt list, what is the vision for your money?
9:08
[SPEAKER_00]: And here's what they wrote.
9:10
[SPEAKER_00]: 20 years from now when we are both 45, we will own a family home that is fully paid off.
9:19
[SPEAKER_00]: We will have over $1 million in retirement.
9:22
[SPEAKER_00]: Our children will go to college 100% consumer debt free and we will give generously.
9:30
[SPEAKER_00]: That is specific, that is emotional, and that is something worth fighting for.
9:36
[SPEAKER_00]: I once heard Darious Daniels pastor, the pastor, doctor, or doctor pastor Darious Daniels say, if your lie doesn't make you cry, then the price of commitment will always be too high.
9:51
[SPEAKER_00]: So you've got to write the vision.
9:53
[SPEAKER_00]: That's role number one.
9:55
[SPEAKER_00]: You're not going to be successful without the vision.
10:00
[SPEAKER_00]: Now, I told you at the top of this video that I was going to tell you more about the book.
10:07
[SPEAKER_00]: This is that moment.
10:09
[SPEAKER_00]: Because you see role number one, the financial vision, that's just honestly the beginning.
10:15
[SPEAKER_00]: There are four more phases after this.
10:18
[SPEAKER_00]: Five phases total, and I put it all.
10:21
[SPEAKER_00]: I put all of it.
10:23
[SPEAKER_00]: Every step, every framework, every tool, into one complete system.
10:29
[SPEAKER_00]: Stop live in paycheck to paycheck.
10:30
[SPEAKER_00]: The complete five-fabescape plane, and you can order it now.
10:35
[SPEAKER_00]: It releases an August 25th.
10:37
[SPEAKER_00]: It is my brand new book family.
10:40
[SPEAKER_00]: Stop live in paycheck to paycheck.
10:42
[SPEAKER_00]: is available for pre-order today.
10:44
[SPEAKER_00]: The link is inside the description or you can go to anthonyo.com for such a book right now.
10:49
[SPEAKER_00]: This is the escape plan.
10:51
[SPEAKER_00]: The escape plan and the escape strategy on how to go from the red into the black.
10:56
[SPEAKER_00]: How to go from being in debt to being wealthy.
10:59
[SPEAKER_00]: It's five phases.
11:00
[SPEAKER_00]: I lay out inside this book.
11:01
[SPEAKER_00]: Phase number one is you've got a later foundation.
11:04
[SPEAKER_00]: Phase number two, you've got to clear the ground.
11:06
[SPEAKER_00]: You've got to eliminate all consumer debt.
11:09
[SPEAKER_00]: Phase three is you've got to build the solid framework, build your savings.
11:14
[SPEAKER_00]: Phase four, you've got to scale the structure.
11:17
[SPEAKER_00]: You've got to invest and make your money work for you.
11:22
[SPEAKER_00]: Phase five, because you got to submit the legacy.
11:24
[SPEAKER_00]: You've got to build generational wealth.
11:27
[SPEAKER_00]: It's five phases, one, one complete system, everything you need inside, stop living paycheck to paycheck.
11:38
[SPEAKER_00]: And if you were to pre-order two days, you get exclusive bonuses.
11:42
[SPEAKER_00]: If you order one copy, here's what you're going to get.
11:45
[SPEAKER_00]: So be coming up on the screen, right?
11:49
[SPEAKER_00]: If you're going to order two copies or more, maybe one for you and maybe one for your spouse, your sister, your loved one, your best friend.
11:59
[SPEAKER_00]: Here's exactly what you're going to get.
12:01
[SPEAKER_00]: It should be up on the screen, right?
12:05
[SPEAKER_00]: These bonuses alone are worth more than a price of the book.
12:11
[SPEAKER_00]: I need you to go pre-order right now to link us inside the description, or you can go to anthonyoneo.com for slash book.
12:18
[SPEAKER_00]: And when you do, I want you to do my favorite send me a screenshot on Instagram at anthonyoneo.
12:23
[SPEAKER_00]: I want to celebrate with you personally.
12:25
[SPEAKER_00]: I want to help you accomplish your dreams and your goals and get to where God wants you to come.
12:34
[SPEAKER_00]: So again, go to anthonyo.com 4-stage book, and let's keep building.
12:42
[SPEAKER_00]: There's room number two.
12:44
[SPEAKER_00]: That's also on the side of my brand new book.
12:46
[SPEAKER_00]: Room number two is where things get really, really, really practical.
12:50
[SPEAKER_00]: All right.
12:53
[SPEAKER_00]: You got to give your money a mission, that's for one or two.
12:58
[SPEAKER_00]: You're at a nice restaurant.
13:00
[SPEAKER_00]: Nill is dying, check comes.
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[SPEAKER_00]: You pull out your debit card.
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[SPEAKER_00]: And on the inside, you are terrified, please go through.
13:11
[SPEAKER_00]: Anyone ever been there?
13:12
[SPEAKER_00]: Take out your car and I'll please go through please go through please go through I've been there Please please please please please go through and it name of Jesus I've rebuilt that devil right now We were built in ourselves If you gotta pray and ask God from your car to go through that just simple means
13:29
[SPEAKER_00]: do not be in the good story to be fine finances and y'all I've been there more times than what I want to honestly admit and here is the thing that fear it's not because you don't have the money it's because you don't have a plan for your money.
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[SPEAKER_00]: The median emergency fund in America is $500.
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[SPEAKER_00]: This came from Empower and Power Research.
13:55
[SPEAKER_00]: $500.
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[SPEAKER_00]: So one bad day away from a financial disaster.
14:07
[SPEAKER_00]: So number rule number two is give your money a mission.
14:13
[SPEAKER_00]: The tool for that, it, it, it, it, it, it, this is, I will say, washes, this is a tool for what I call a monthly money vision.
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[SPEAKER_00]: This, this is so important.
14:30
[SPEAKER_00]: And, and I'm trying to take my time on this one, because I really need you on to hear me on this.
14:36
[SPEAKER_00]: Now, I know you all have heard the word budget and budget more.
14:41
[SPEAKER_00]: I don't know some of you just cringe when the word budget comes, but I want to flip that for you.
14:48
[SPEAKER_00]: You say, a budget is not a no plan.
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[SPEAKER_00]: A budget to me has become a quote-unquote yes plan.
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[SPEAKER_00]: If it's how you say yes to the things that actually matter and know to the things that are quietly still in your future.
15:08
[SPEAKER_00]: And,
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[SPEAKER_00]: I'm trying to keep my cool today.
15:12
[SPEAKER_00]: But here's how it works.
15:15
[SPEAKER_00]: Before the month begins, before the first dollar comes in, you sit down at a side where every single dollar is going.
15:21
[SPEAKER_00]: You give every single dollar a job, a mission, a purpose, every single dollar gets an assignment.
15:30
[SPEAKER_00]: Because Peter wants to say, you can't manage what you do not measure.
15:34
[SPEAKER_00]: So start with six corner zones.
15:38
[SPEAKER_00]: Housing in some of one, utilities, groceries, transportation, childcare and education, and you already know we can go back up to the top and include our tides and offering.
15:51
[SPEAKER_00]: Those six go in first to your monthly money vision aka your budget.
15:57
[SPEAKER_00]: every single time.
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[SPEAKER_00]: There's no exceptions.
16:01
[SPEAKER_00]: A good friend, Johnny Jasmine, from the Carolinas, when they finally built their monthly money vision.
16:09
[SPEAKER_00]: Jasmine told me something I was so interesting.
16:12
[SPEAKER_00]: She said, Anthony, for the first time in our marriage, we stopped fighting over money.
16:17
[SPEAKER_00]: because the budget says no to us.
16:20
[SPEAKER_00]: The vision says no to us.
16:24
[SPEAKER_00]: I don't have to ask my husband.
16:26
[SPEAKER_00]: My husband doesn't have to ask me.
16:27
[SPEAKER_00]: The vision told us no.
16:31
[SPEAKER_00]: And I found this stat pretty interesting that 42% of divorced individuals named credit cards and overspending as a factor in their divorce.
16:43
[SPEAKER_00]: What is this showing us that many problems lead to marriage problems and a real monthly money vision is one of the most powerful tools for maintaining peace in your home and for saving your marriage?
17:01
[SPEAKER_00]: That's rule number two.
17:02
[SPEAKER_00]: Give your money a mission and stop just going around and playing around with it.
17:09
[SPEAKER_00]: This $5, you're gonna do this.
17:12
[SPEAKER_00]: This $100, you're gonna do this.
17:13
[SPEAKER_00]: This $1,000, you're gonna do this.
17:16
[SPEAKER_00]: Do not play with your money.
17:21
[SPEAKER_00]: And why are we on that subject?
17:22
[SPEAKER_00]: I'm feeling good.
17:23
[SPEAKER_00]: Excuse me if we get an album.
17:24
[SPEAKER_00]: Here we go rule number three.
17:26
[SPEAKER_00]: You gotta attack you.
17:27
[SPEAKER_00]: You can assume we're dead with the death snowball.
17:29
[SPEAKER_00]: The average American carries 30,000.
17:31
[SPEAKER_00]: Well, I'll say right about 31,000.
17:33
[SPEAKER_00]: And now I'm more just dead.
17:35
[SPEAKER_00]: You got 31 bands that you owe.
17:40
[SPEAKER_00]: The average married couple has over $60,000 in consumer debt.
17:45
[SPEAKER_00]: $60,000, I'm gonna get the math here.
17:51
[SPEAKER_00]: What does $60,000 add up to on a monthly basis?
17:55
[SPEAKER_00]: They got to extra $5,000 a month that they got to pay back on consumer debt on top of their regular bills.
18:03
[SPEAKER_00]: It's credit cards, card notes, student loans, medical bills by now pay later nine cents.
18:18
[SPEAKER_00]: The Bible says that the rich, the wealthy rule over the poor and that the barber who borrows money for consumer debt is slave to the rich white man.
18:37
[SPEAKER_00]: It's slave to the rich man and or woman, whether you black white Hispanic, that don't care if you borrow money from me, I own you my guy.
18:47
[SPEAKER_00]: You've got to pay me back.
18:58
[SPEAKER_00]: That's not just a financial principle.
19:00
[SPEAKER_00]: That's a spiritual one.
19:03
[SPEAKER_00]: That's a spiritual one.
19:04
[SPEAKER_00]: And here's the plan, the desk no ball, method.
19:09
[SPEAKER_00]: This simple, it's very simple.
19:12
[SPEAKER_00]: Step number one is you got to list every debt from smallest ballets to arches.
19:19
[SPEAKER_00]: I buy the inches rate, but buy the balance.
19:21
[SPEAKER_00]: Step number two, you're gonna make the minimum payment on everything except the smallest debt.
19:27
[SPEAKER_00]: When that one, the smallest ad, you're going to throw every extra dollar you found in your budget.
19:35
[SPEAKER_00]: Step three is when the smallest ad is paid off, you're going to celebrate, go get you a nice steak, go get a celebrate with your family.
19:41
[SPEAKER_00]: As soon as you get done celebrating for an hour, right?
19:45
[SPEAKER_00]: Once you get done dancing, you're lighting them candles.
19:47
[SPEAKER_00]: Because you just want a bottle, step four, you're going to take everything you were paying on a very first debt and you're going to roll that into the next one and your payment gets bigger.
19:58
[SPEAKER_00]: Your momentum bills, your snowball starts rolling.
20:03
[SPEAKER_00]: You keep doing that and doing that and doing that.
20:07
[SPEAKER_00]: You see the desk snowball, smallest balance first, stack the winds, build momentum, get it 100% free.
20:15
[SPEAKER_00]: Now know some of you are thinking, sitting on a pair off the highest interest rate first, isn't that the smarter mathematical mathematical thing to do?
20:24
[SPEAKER_00]: Maybe on paper, I know that too.
20:28
[SPEAKER_00]: But do you know what doesn't work on paper?
20:32
[SPEAKER_00]: Human psychology.
20:34
[SPEAKER_00]: The decimal ball works because of momentum, because of wins, because every time you cross a debt payoff situation on your list, something happens in your spirit.
20:46
[SPEAKER_00]: And it says, oh, I can do this.
20:49
[SPEAKER_00]: Yo, this is actually working.
20:52
[SPEAKER_00]: Yes, let's go, babe.
20:55
[SPEAKER_00]: John and Jasmine, six deaths, $50,000 total.
21:00
[SPEAKER_00]: They started with the 1250, 1,250, I believe, a hospital bill, three months later, crossed off.
21:09
[SPEAKER_00]: John put out a dry erase marker and you went lying through it.
21:14
[SPEAKER_00]: And Jasmine told me, I cried, because for the first time I believed we were actually going to make it.
21:24
[SPEAKER_00]: Less than three years.
21:27
[SPEAKER_00]: All going off fifty thousand dollars go on.
21:31
[SPEAKER_00]: That's what the death snowball can do.
21:34
[SPEAKER_00]: That's rule number three.
21:40
[SPEAKER_00]: Now that we got we're out of consumer debt.
21:43
[SPEAKER_00]: Here's rule number four.
21:44
[SPEAKER_00]: We position ourselves to have something that I've been teaching about.
21:50
[SPEAKER_00]: specifically at my school, we're number four.
21:54
[SPEAKER_00]: This is the one that's going to separate people.
21:58
[SPEAKER_00]: This is the one that's going to help separate a lot of people.
22:03
[SPEAKER_00]: This is the one that I teach them to my team and to my students.
22:06
[SPEAKER_00]: The difference between people who are drowning in debt and the people who are building wealth is called margin.
22:13
[SPEAKER_00]: You see, wealthy people and people who are consumer debt free have positioned themselves to build margin and 64% of Americans fear running out of money more than they fear death.
22:27
[SPEAKER_00]: If you lost your job tomorrow, how long could you survive
22:34
[SPEAKER_00]: Gen Z's, meeting emergency find is $400.
22:37
[SPEAKER_00]: Millennials $300.
22:38
[SPEAKER_00]: $400?
22:43
[SPEAKER_00]: This is not cushion.
22:46
[SPEAKER_00]: That is the crack on a freaking floor.
22:49
[SPEAKER_00]: Margin is not just for a financial concept.
22:53
[SPEAKER_00]: Margin is freedom.
22:54
[SPEAKER_00]: The book that I wrote today is not a money book.
22:56
[SPEAKER_00]: It's a freedom book.
22:58
[SPEAKER_00]: When you have margin, you have options.
23:01
[SPEAKER_00]: You can say yes to opportunities.
23:04
[SPEAKER_00]: You can say yes or no to bad situations.
23:08
[SPEAKER_00]: You can breathe and here's the principle.
23:10
[SPEAKER_00]: Spin less than you are in every single month.
23:14
[SPEAKER_00]: Live, wave, blow your means without any expectations.
23:19
[SPEAKER_00]: Because I'm a study by Velour said that financial stress cost us, cost the US and employers $1.1 trillion a year.
23:30
[SPEAKER_00]: This is $1.1 trillion.
23:34
[SPEAKER_00]: Because people are so stressed about money.
23:38
[SPEAKER_00]: They can't even show up fully to work.
23:41
[SPEAKER_00]: So what is what is building margin look like?
23:45
[SPEAKER_00]: Once you've paid off your consumer debt, I want you to take all that money you were throwing at your consumer debt and redirected to a high-year sales account.
23:54
[SPEAKER_00]: I personally use so far and best so you can go to amphinyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyony
24:12
[SPEAKER_00]: not your, uh, total check, not, no, in that page.
24:19
[SPEAKER_00]: I moved a last time.
24:21
[SPEAKER_00]: I worked for a corporation.
24:24
[SPEAKER_00]: Oh, Jesus, I can crazy.
24:26
[SPEAKER_00]: I remember the last time I worked for a corporation, I could fill my season there coming to an end.
24:32
[SPEAKER_00]: So I built up a full year of my income actually, inside of my high-o savings account.
24:37
[SPEAKER_00]: And when my boss and I set down and had a conversation, you know that mean it, right?
24:43
[SPEAKER_00]: I really wasn't scared.
24:45
[SPEAKER_00]: I wasn't sweating, I really wasn't tripping, I was just honestly honored that we were able to end that relationship in a respectful way on both sides.
24:56
[SPEAKER_00]: Why?
24:58
[SPEAKER_00]: Because I had margin.
25:00
[SPEAKER_00]: You see, margin gives you confidence, margin allows you to walk into the office when you get a text message on Saturday, asking them to see you on Monday morning.
25:08
[SPEAKER_00]: margin gives you peace, margin gives you the ability to walk into any room, any conversation, any opportunity, and operate from a place of strength instead of a place of desperation.
25:23
[SPEAKER_00]: I don't want any of my employees to operate and move off of, I'm desperate, I need this job.
25:28
[SPEAKER_00]: I don't know.
25:28
[SPEAKER_00]: I want to help you get to the point where you don't need it, so when you stay, you want to say because you want to stay.
25:35
[SPEAKER_00]: Home owners have a median net worth of $400,000.
25:39
[SPEAKER_00]: Rinters, $10,400.
25:41
[SPEAKER_00]: 40 times wealthier, 40 freaking times wealthier.
25:50
[SPEAKER_00]: And the path to home ownership runs directly through margin.
25:55
[SPEAKER_00]: This is why I do what I do.
25:57
[SPEAKER_00]: This is why I built the system.
25:59
[SPEAKER_00]: This is why I wrote the book.
26:05
[SPEAKER_00]: this is why this is why stop living paycheck to paycheck is the book that you need to get.
26:15
[SPEAKER_00]: Because if you're still in consumer debt, if you haven't built a level of wealth that you do not have to work, you need this book.
26:25
[SPEAKER_00]: Go to www.anthedonio.com $4.00 book, check the link out and show notes.
26:29
[SPEAKER_00]: Get a copy for you and for your friend.
26:31
[SPEAKER_00]: But let me bring this home and let you go.
26:34
[SPEAKER_00]: Four rules.
26:35
[SPEAKER_00]: That's it.
26:36
[SPEAKER_00]: Rule number one.
26:37
[SPEAKER_00]: Write your financial vision.
26:39
[SPEAKER_00]: Stop dreaming and start planning.
26:41
[SPEAKER_00]: Get specific.
26:42
[SPEAKER_00]: Get emotional.
26:44
[SPEAKER_00]: But clearly write it down.
26:45
[SPEAKER_00]: Rule number two is give your money a mission.
26:49
[SPEAKER_00]: Build a monthly vision before the month even begins.
26:54
[SPEAKER_00]: Give every single job an assignment.
26:58
[SPEAKER_00]: An assignment.
26:59
[SPEAKER_00]: Rule three.
27:01
[SPEAKER_00]: Attack debt with the decimal ball.
27:03
[SPEAKER_00]: Smalls bounces first.
27:06
[SPEAKER_00]: Stack your wins build momentum and get financial lead free.
27:12
[SPEAKER_00]: And rule number four, you got to build, you got to build margin, have to spend less than you earn, build your emergency fund, live from strength, not stress.
27:24
[SPEAKER_00]: Four rules, one plan, your freedom, is on the other side.
27:31
[SPEAKER_00]: Listen, I beg you to get this book to help you out, it will tremendously bless you.
27:38
[SPEAKER_00]: It took me five years to write this book.
27:43
[SPEAKER_00]: and these four rules are inside of that book.
27:45
[SPEAKER_00]: But these four rules, they're just a surface.
27:51
[SPEAKER_00]: The book gives you the phases deep and really gives you practical things to do.
27:56
[SPEAKER_00]: It covers investing, buying a home the right way, building a legacy for your children's children, every single thing that I've been working on in the last five years.
28:06
[SPEAKER_00]: You can pre-order right now by going to AnthonyOneau.com for slash book.
28:10
[SPEAKER_00]: But this book is for the single mom tired of choosing between groceries and electric bill.
28:17
[SPEAKER_00]: This book is for the couple who fights about money every single month and doesn't know how to stop.
28:23
[SPEAKER_00]: This book is for the person making good money.
28:27
[SPEAKER_00]: You know, who still can't figure out why they're broke.
28:31
[SPEAKER_00]: This book is for you.
28:34
[SPEAKER_00]: It's for me too, so pre-art.
28:37
[SPEAKER_00]: The link is in the side of the description, bonuses are waiting for you, and when you order, send them a screenshot again like I said at Anthony O'Neill on Instagram and TikTok and Facebook.
28:49
[SPEAKER_00]: I want to celebrate with you, families and I love you.
28:53
[SPEAKER_00]: I mean, I'm from the bottom of my heart.
28:55
[SPEAKER_00]: This is why I do what I do.
28:57
[SPEAKER_00]: Not for the views, not for the numbers and heck no.
29:02
[SPEAKER_00]: But because I know what it feels like to be trapped, I know what it feels like living paycheck to paycheck.
29:08
[SPEAKER_00]: I know what it feels like to be cutting a burger and a half, drinking a tea thinking about what is this normal?
29:16
[SPEAKER_00]: I know what it feels like to be free.
29:19
[SPEAKER_00]: I know what it feels like to go in the yacht and to travel around the world.
29:23
[SPEAKER_00]: So, let's get this book together.
29:29
[SPEAKER_00]: Let's do this thing together.
29:32
[SPEAKER_00]: Join my book club so we can read this thing together.
29:37
[SPEAKER_00]: Again go to antitonio.com for a search book.
29:41
[SPEAKER_00]: I'll see you in our next show.
29:43
[SPEAKER_00]: Peace out.