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EP # 201 | Underspending in Retirement: Why Running Out of Money Isn't Your Biggest Risk

Most people worry about running out of money in retirement. But for many careful savers, the bigger risk is the opposite: reaching the end of life having never spent what you worked so hard to build. In this episode, Joe explains why the habits that made you a great saver can quietly stop you from enjoying your retirement income, and what it actually takes to give yourself permission to spend.

Joe talks about a pattern he sees constantly with clients: disciplined savers who reach retirement financially secure, but who can't switch off the saving instinct that got them there. He walks through…

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