Latest / Anele and the Club on 947 / What new scams have you discovered?

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What new scams have you discovered? · Anele and the Club on 947

• 0:00
  Speaker 1: Wake up with a bang.
• 0:02
  Speaker 2: Hey, wake up! Anele and the club.
• 0:05
  Speaker 1: On 947.
• 0:05
  Speaker 2: So Timbegile's got a theory that it is so easy
• 0:09
  Speaker 2: for us South Africans to get scammed because we love
• 0:13
  Speaker 2: to share information.
• 0:15
  Speaker 3: I think, I don't know if it's the Ubuntu stuff
• 0:17
  Speaker 3: or whatever, but South Africans, my dears, your WhatsApps.
• 0:22
  Speaker 1: Are getting hacked.
• 0:23
  Speaker 2: Everything is getting hacked.
• 0:24
  Speaker 3: Yet, every day you guys are on the internet answering
• 0:27
  Speaker 3: security questions. Like, why are you taking part in a
• 0:30
  Speaker 3: trend that's asking you for your date of birth, your surname,
• 0:35
  Speaker 3: your high school.
• 0:36
  Speaker 2: To our defense. Your child's name. To our defense, Timbukile,
• 0:40
  Speaker 2: they're not asking it at the same time. These surveys
• 0:43
  Speaker 2: happen over a period of time and I love to
• 0:47
  Speaker 2: engage on social media.
• 0:48
  Speaker 3: But then what are you most likely to use as
• 0:50
  Speaker 3: a password if not your, if not your name?
• 0:53
  Speaker 2: I'm not going to tell you that now. Your child's name,
• 0:56
  Speaker 2: your surname. What was your street name? Because there was
• 0:59
  Speaker 2: one that's like, oh, what was the street name that
• 1:01
  Speaker 2: you first lived in? I'm like, Atral Madala.
• 1:04
  Speaker 1: There we go. What's your favorite destination you've traveled to?
• 1:06
  Speaker 2: Maldives.
• 1:07
  Speaker 1: The second favorite, the third favorite, the fourth favorite.
• 1:10
  Speaker 2: Who was your grade two teacher? Oh, Mrs.
• 1:13
  Speaker 1: Morton.
• 1:13
  Speaker 2: I loved her.
• 1:14
  Speaker 1: And then your password is Mrs. Morton at 1968.
• 1:16
  Speaker 2: Yeah, those are the security questions, though. You'll never get
• 1:19
  Speaker 2: my password. Do you know why? Because even I don't know.
• 1:22
  Speaker 3: In fact, Anneliese calling the hacker going, listen, my babe,
• 1:28
  Speaker 3: what is the password?
• 1:29
  Speaker 1: How did you get in? If you get in, please
• 1:31
  Speaker 1: let me know. I've been struggling.
• 1:34
  Speaker 2: So we're dedicating this hour to scams because every month
• 1:39
  Speaker 2: there's a brand new scam.
• 1:42
  Speaker 4: Scammers are getting smarter. They almost got me. Last night,
• 1:46
  Speaker 4: I'm about to go to sleep. I get a 9,000
• 1:47
  Speaker 4: rand charge on my card. Capitech gives you that thing
• 1:52
  Speaker 4: that says agree or decline.
• 1:53
  Speaker 5: This charge, I said decline and report it as fraud.
• 1:56
  Speaker 6: Shut up.
• 1:56
  Speaker 5: Now, like now, I swear, like 10 minutes ago. Get
• 1:59
  Speaker 5: a call. They say, this is Capitech. We saw some
• 2:01
  Speaker 5: fraudster try to do this and this.
• 2:03
  Speaker 1: I'm like, yeah, they did.
• 2:04
  Speaker 5: Everything seems normal. Everything seems fine.
• 2:07
  Speaker 4: Until they ask you, they ask me, what's your expiry
• 2:10
  Speaker 4: date on your card?
• 2:11
  Speaker 5: I was like, so I make up some numbers.
• 2:14
  Speaker 6: I say 0828.
• 2:14
  Speaker 5: Oh, okay.
• 2:17
  Speaker 1: Okay, cool, cool, cool.
• 2:18
  Speaker 5: So that means August of 2028. Okay, cool, cool.
• 2:21
  Speaker 4: And then he's like, so your card number starts at 12345678, right?
• 2:24
  Speaker 4: I'm like, yeah. What's the rest of the numbers?
• 2:29
  Speaker 5: Who do you think I am?
• 2:31
  Speaker 1: You mad?
• 2:31
  Speaker 2: You trying to scare me?
• 2:33
  Speaker 6: Everything is fine.
• 2:34
  Speaker 4: I'll stay on the call until you ask me for
• 2:36
  Speaker 4: personal information. Oh, what?
• 2:39
  Speaker 2: Guys, and it's also this notion of people calling you. Hi,
• 2:43
  Speaker 2: I'm calling you from Standard Bank. Please give us your
• 2:46
  Speaker 2: ID number to confirm who you are. My angel, you
• 2:49
  Speaker 2: called me, okay? You can confirm who you are.
• 2:53
  Speaker 7: Yeah, well, that's exactly it, right? So you should have
• 2:56
  Speaker 7: this information. I mean, this wasn't a scam call, but
• 2:59
  Speaker 7: I had a few people phone me for insurance.
• 3:01
  Speaker 1: You know, like the insurance guys who phone you.
• 3:03
  Speaker 7: And the one place phoned, but I have insurance with them.
• 3:06
  Speaker 7: So when they phoned, I said, I have insurance with you.
• 3:08
  Speaker 7: And then the Tanya on the line went, short circuit.
• 3:10
  Speaker 7: She's like, oh, no, I don't know what to do.
• 3:13
  Speaker 7: I don't know how to progress with this call. But
• 3:16
  Speaker 7: I think it's important to talk about these things because
• 3:18
  Speaker 7: they change all the time, right? Scammers have different ways
• 3:21
  Speaker 7: of doing this, and it's heading into the festive season.
• 3:24
  Speaker 3: Aha.
• 3:25
  Speaker 1: Your guard is going to be down.
• 3:26
  Speaker 2: Everything is going to be doubled down in scammer land. 011-8838-947.
• 3:32
  Speaker 2: What's the latest way where you feel like, no, man,
• 3:35
  Speaker 2: these people were trying to scam me?
• 3:36
  Speaker 8: Just yesterday, I actually got an email to my work
• 3:39
  Speaker 8: address saying that I had won a 1,500-ran shopping voucher
• 3:43
  Speaker 8: from Pick and Pay to reward my loyalty.
• 3:46
  Speaker 9: Nice.
• 3:47
  Speaker 2: And you are loyal to them.
• 3:47
  Speaker 1: I can imagine.
• 3:48
  Speaker 8: And then I looked and the first eight, it looks
• 3:51
  Speaker 8: legit because the first eight numbers of the smart shopper
• 3:54
  Speaker 8: that they had on my email was my number. And
• 3:57
  Speaker 8: I was like, how did they get that? And then
• 4:00
  Speaker 8: our producer Ryan, I was talking to him and he
• 4:02
  Speaker 8: was like, no, hang on, let me see what my
• 4:04
  Speaker 8: first four numbers are on my smart shopper. And they
• 4:06
  Speaker 8: were similar. So they obviously taking like a stab in
• 4:09
  Speaker 8: the dark. You just see the first eight numbers and
• 4:11
  Speaker 8: you go, okay, well, the first four are the same.
• 4:13
  Speaker 2: So that must be it.
• 4:14
  Speaker 8: But then I looked down, down, down. The marketing manager said, Seven.
• 4:19
  Speaker 8: Then I just went online, Google, who's the marketing manager
• 4:22
  Speaker 8: of Pick and Pay?
• 4:22
  Speaker 1: Oh, it's some lady.
• 4:23
  Speaker 8: Oh, this is not the same person. But the email
• 4:26
  Speaker 8: address even said at pnp.co.za.
• 4:28
  Speaker 2: No.
• 4:28
  Speaker 3: But you see, what you did, for example, going to Google,
• 4:32
  Speaker 3: how many people... actually in the moment think that far
• 4:36
  Speaker 3: because all you're thinking is oh my goodness I could
• 4:38
  Speaker 3: buy Weet-Bix and Balk or whatever else you could buy
• 4:41
  Speaker 3: with a hamper.
• 4:42
  Speaker 8: And you know what it's so concerning because my mom
• 4:44
  Speaker 8: is online a lot and obviously the generation before us
• 4:47
  Speaker 8: are not tech savvy so I always just say to
• 4:50
  Speaker 8: her do not pay a fine online because if you
• 4:52
  Speaker 8: get an SMS to pay your fine and then you
• 4:54
  Speaker 8: click on that link your money's gone I'm like do
• 4:56
  Speaker 8: not do anything online unless I am sitting next to
• 4:59
  Speaker 8: you at a laptop and we are going through this.
• 5:01
  Speaker 2: Together 011-8838-947, what is the latest way that they try
• 5:08
  Speaker 2: to scam you?
• 5:09
  Speaker 1: This is wild. And it feels so intrusive. That's the
• 5:12
  Speaker 1: thing about scammers.
• 5:14
  Speaker 7: I mean, long ago, I also nearly got scammed on
• 5:17
  Speaker 7: a cell phone network scam, right? But of course they
• 5:20
  Speaker 7: promised me a prize and I was excited about it.
• 5:22
  Speaker 9: Yes.
• 5:23
  Speaker 1: And you get excited. You're like, how did I win?
• 5:24
  Speaker 2: Yeah, because I was like, yes, pick and pay. I
• 5:26
  Speaker 2: am loyal. I do deserve a voucher. Do you know
• 5:29
  Speaker 2: what I've found that deters a scammer when they call you? Listen,
• 5:33
  Speaker 2: I'm very busy. Whatever it is, you have to tell me.
• 5:35
  Speaker 2: Just send it to me in email. And then they're like, no,
• 5:38
  Speaker 2: but let's just, ma'am, let's just do it now. I'm like,
• 5:41
  Speaker 2: don't you rush me. Okay, you, whatever you have to say,
• 5:44
  Speaker 2: send it to me on email. My email address is
• 5:47
  Speaker 2: won'tgetscammed at gmail.com.
• 5:49
  Speaker 3: Ow!
• 5:49
  Speaker 2: 011-8838-947. There's a new scam every single day, and we
• 5:55
  Speaker 2: want to know about it.
• 5:56
  Speaker 10: So every couple of weeks, I get a message from
• 5:59
  Speaker 10: a rent merchant, a bank, and they tell me, no,
• 6:02
  Speaker 10: there's fraud on my account, and there's about 20,000 rent
• 6:05
  Speaker 10: that's thrown out from my account.
• 6:07
  Speaker 1: The funny thing is, I don't have a rent merchant
• 6:09
  Speaker 1: account at the moment.
• 6:09
  Speaker 11: Just to give you my secret of what I do
• 6:12
  Speaker 11: now lately. So when I do get a phone call
• 6:16
  Speaker 11: from what I think could be scammers and they ask you,
• 6:19
  Speaker 11: what is your occupation? I say that I'm a lawyer
• 6:23
  Speaker 11: and I promise you when I say I'm a lawyer,
• 6:26
  Speaker 11: they just drop the phone.
• 6:27
  Speaker 1: Guys, we have a problem.
• 6:29
  Speaker 2: The inheritance we have overseas. Your uncle has died.
• 6:35
  Speaker 1: So much of our money is lying overseas.
• 6:38
  Speaker 2: Can I tell you, that was the first scam. Actually,
• 6:41
  Speaker 2: that was the first time I ever received an email
• 6:43
  Speaker 2: wanting to scam me. It was that, like 2008. I
• 6:45
  Speaker 2: was just like, what?
• 6:47
  Speaker 3: How much money was that?
• 6:49
  Speaker 8: Actually, you could probably tell somebody's age by how they
• 6:52
  Speaker 8: were scammed. You've got an uncle who has an unclaimed
• 6:55
  Speaker 8: inheritance in Nigeria.
• 6:57
  Speaker 1: No, I'm pretty sure I don't.
• 7:00
  Speaker 2: Kerry, you and Mother Fontaine. Good morning, madam.
• 7:03
  Speaker 12: Hi, this is Nellie in the club.
• 7:03
  Speaker 3: How are you all?
• 7:04
  Speaker 2: We are great. How are you, Kerry?
• 7:07
  Speaker 12: Well, thank you. So tell us Friday. Yeah, Friday afternoon
• 7:11
  Speaker 12: or Friday we had our school golf day. And last
• 7:16
  Speaker 12: minute we had a few more four balls. So I
• 7:17
  Speaker 12: tried to get cards. Eventually got hold of this website,
• 7:20
  Speaker 12: Fairway Cards. Looks all legitimate. There's positive. Hello, Peter reviews.
• 7:25
  Speaker 12: Paid them 6,000 rand. And Friday morning, no cards arrived.
• 7:31
  Speaker 12: So we had to have some of our golfers walking
• 7:34
  Speaker 12: the course. Yeah, just shocking. Phoned the guys back and
• 7:38
  Speaker 12: they said to me, no, they need to check their records.
• 7:41
  Speaker 12: And I said, no, there's no way you need to
• 7:42
  Speaker 12: do that. And can't get hold of them since then.
• 7:45
  Speaker 8: What?
• 7:45
  Speaker 10: Wow.
• 7:47
  Speaker 2: Fairways course.
• 7:48
  Speaker 12: School charity day, yeah. Fairways course.
• 7:50
  Speaker 2: Golf course for rent and sale South Africa. Shop by category.
• 7:54
  Speaker 2: Featured products. Oh, it does look legit.
• 7:57
  Speaker 1: It does, hey? They got a seriously nice website.
• 8:00
  Speaker 2: How do you know it wasn't legit?
• 8:02
  Speaker 8: Like, how do you know that they maybe just, it
• 8:05
  Speaker 8: was like too late of a booking or they actually
• 8:08
  Speaker 8: are a legit company that just maybe there was a
• 8:10
  Speaker 8: glitch in the matrix?
• 8:12
  Speaker 12: So I went back and looked at the website and
• 8:15
  Speaker 12: went and looked at Hello Peter reviews and reviews and
• 8:17
  Speaker 12: everything was good, which they've obviously put up. But if
• 8:19
  Speaker 12: you put the website into AI, which I didn't know,
• 8:22
  Speaker 12: into Gemini, it'll actually tell you that it's a scam.
• 8:26
  Speaker 7: Yeah, when you look at the website and this, you'll
• 8:29
  Speaker 7: never see this because now we're looking at it with
• 8:32
  Speaker 7: a critical eye, Kerry. But if you look at the site,
• 8:34
  Speaker 7: you'll see that all the pictures are American pictures. Like
• 8:38
  Speaker 7: the little houses in the background.
• 8:40
  Speaker 2: I thought that was Cape Town.
• 8:42
  Speaker 1: Oh, there goes Nana's money. Where in South Africa are
• 8:45
  Speaker 1: you going to find those cactuses?
• 8:46
  Speaker 8: Well, maybe they just use a stock picture from overseas, frankly,
• 8:50
  Speaker 8: to show that they're going to import.
• 8:53
  Speaker 2: Why don't they have photos of the carts that they've
• 8:55
  Speaker 2: sold in South Africa?
• 8:56
  Speaker 8: It says golf carts for sale in South Africa. I
• 8:59
  Speaker 8: swear that's Table Mountain.
• 9:01
  Speaker 12: And I mean, as you guys are saying, at last minute,
• 9:03
  Speaker 12: like you're in a rush and you don't look at
• 9:05
  Speaker 12: the details.
• 9:07
  Speaker 2: And what bank account are they using? Because I know
• 9:11
  Speaker 2: there's specific banks that once you pay into that kind
• 9:14
  Speaker 2: of bank, you'll never get your money back. But there's
• 9:16
  Speaker 2: other banks that go fetch your money.
• 9:19
  Speaker 9: Yeah, Palm Bank.
• 9:22
  Speaker 3: Oh.
• 9:23
  Speaker 2: I love the way you could just... Time Bank. Yeah.
• 9:26
  Speaker 1: Oh.
• 9:27
  Speaker 2: No, but Time Bank pride themselves on the fact that
• 9:29
  Speaker 2: they can't get scammed.
• 9:32
  Speaker 8: No, they're probably not using Time Bank itself. They're using
• 9:36
  Speaker 8: a page that looks like Time Bank, but you're actually
• 9:38
  Speaker 8: paying it into their account.
• 9:40
  Speaker 1: Well, it doesn't matter because it's not the bank that's scamming.
• 9:43
  Speaker 7: Remember, they've opened an account in a fake way.
• 9:46
  Speaker 2: Yes, but this is what I'm saying, Kerry, is that
• 9:48
  Speaker 2: you can call Time Bank and because they've re-cut that customer,
• 9:53
  Speaker 2: they know that customer, they know exactly what it is
• 9:55
  Speaker 2: and get your money back.
• 9:57
  Speaker 12: Okay, so we've tried our own bank, but yeah, that's
• 9:59
  Speaker 12: a good idea.
• 10:00
  Speaker 6: It doesn't matter, we could do that.
• 10:02
  Speaker 2: Yes, go to them. Trust me, it's one of their
• 10:04
  Speaker 2: unique selling points, GoTime, is that everyone who is there
• 10:08
  Speaker 2: is properly, properly, properly re-cut. They know exactly who they are.
• 10:12
  Speaker 6: Okay.
• 10:12
  Speaker 2: Go get your money.
• 10:13
  Speaker 5: Don't rest.
• 10:14
  Speaker 2: 6,000 rand is a lot of money.
• 10:16
  Speaker 6: Exactly, exactly.
• 10:16
  Speaker 12: Especially for school, hey?
• 10:18
  Speaker 1: Yeah, exactly.
• 10:19
  Speaker 2: Go carry. Go get them.
• 10:21
  Speaker 12: Thank you.
• 10:22
  Speaker 2: Let us know how it goes.
• 10:24
  Speaker 6: Yes, will do.
• 10:25
  Speaker 2: Thank you. Go get them.
• 10:28
  Speaker 3: I do love that the game is no VIP section.
• 10:31
  Speaker 2: Schools, churches, everyone's getting hits. Everyone is getting it. What
• 10:35
  Speaker 2: are you going to say, Frank?
• 10:36
  Speaker 1: They're based in Krabihan, eh? Eastern Cape. It's the Eastern Cape.
• 10:41
  Speaker 8: But like kudos to them because you can literally go
• 10:44
  Speaker 8: online and add a 150,000 Rand cart to cart. The
• 10:51
  Speaker 8: latest scam SMS's I have been receiving are about my
• 10:53
  Speaker 8: traffic signs.
• 10:55
  Speaker 2: Every now and then there's an SMS and it's always
• 10:57
  Speaker 2: so urgent. Urgently pay this amount. Your license will be suspended.
• 11:01
  Speaker 2: And then they attach a funny link at the bottom.
• 11:03
  Speaker 2: I'm like, bye.
• 11:04
  Speaker 1: I got scammed out of a cat.
• 11:07
  Speaker 2: I'm a huge animal lover and looking for this little
• 11:09
  Speaker 2: munchkin cat.
• 11:11
  Speaker 1: Found it online, found this legit website, contacted this lady.
• 11:15
  Speaker 1: She sent me a copy of her ID.
• 11:17
  Speaker 9: She was all legit.
• 11:19
  Speaker 11: I had to pay a deposit and still waiting for
• 11:23
  Speaker 11: my cat like six years later.
• 11:26
  Speaker 1: This is a big thing, by the way.
• 11:28
  Speaker 7: If you're shopping, if you're looking for a specific breed
• 11:32
  Speaker 7: of dog or a cat or a pet.
• 11:34
  Speaker 2: You are not going to get a French bulldog from
• 11:38
  Speaker 2: the Northern Cape, guys. They are scamming you.
• 11:41
  Speaker 1: Well, this is the thing.
• 11:42
  Speaker 7: Really do your due diligence around the people if they
• 11:45
  Speaker 7: are offering.
• 11:45
  Speaker 1: I've heard so many people in this issue.
• 11:47
  Speaker 2: It's always a French bulldog and it's always in Northern Cape.
• 11:50
  Speaker 2: And the deposit is always 35,000 rand.
• 11:53
  Speaker 5: Stop it.
• 11:53
  Speaker 2: They are taking your money. Tino, you in Rudderport. Good morning.
• 11:58
  Speaker 6: Morning, morning. How are you in the club?
• 12:00
  Speaker 2: I am intrigued by these scammers.
• 12:02
  Speaker 5: Jeez.
• 12:04
  Speaker 6: Yeah, I know. It's a very interesting one. So I've
• 12:07
  Speaker 6: been working in the finance industry for quite an extensive
• 12:09
  Speaker 6: period of time. And there's this new one that's come
• 12:12
  Speaker 6: around which you actually don't realize you're being enrolled into
• 12:16
  Speaker 6: debt review. So what they say is we will reduce
• 12:20
  Speaker 6: your interest rates and your premiums at X place. And
• 12:24
  Speaker 6: they somehow find... what you actually have. How I caught
• 12:28
  Speaker 6: these guys out is because they offered me an amazing
• 12:31
  Speaker 6: rate on a vehicle, yet with the business that I'm
• 12:35
  Speaker 6: involved in, we actually provide the best interest rates when
• 12:38
  Speaker 6: it comes to vehicles. So before you know it, you've
• 12:42
  Speaker 6: given them your ID number, you've consented yes for them
• 12:45
  Speaker 6: to run a credit check, but when you say yes,
• 12:47
  Speaker 6: they actually enroll you for debt review. Which means what happens?
• 12:52
  Speaker 6: You're in serious trouble. Well, which means, in essence, you
• 12:55
  Speaker 6: can't borrow funds from any other financial institution for the
• 12:58
  Speaker 6: next three to five years until that note is actually cleared.
• 13:03
  Speaker 1: But what is the benefit for them to do that?
• 13:05
  Speaker 6: Look, the benefit for them is obviously they're able to
• 13:08
  Speaker 6: consolidate your debt into a more streamlined and simpler environment.
• 13:13
  Speaker 6: So obviously they're making funds off that. But the interest
• 13:16
  Speaker 6: rates they charge you on arranging that for that you're
• 13:19
  Speaker 6: kind of rolling into an even bigger mess than you're
• 13:22
  Speaker 6: actually facing currently.
• 13:23
  Speaker 2: Yeah, because I've had these calls before, right? But, okay,
• 13:28
  Speaker 2: so all they need to do, let's look at the
• 13:30
  Speaker 2: law now by itself. All that needs to happen for
• 13:34
  Speaker 2: me to be enrolled into debt review, as you said,
• 13:37
  Speaker 2: is for them to have my ID number.
• 13:39
  Speaker 6: No. So, firstly, they will ask you for your ID number.
• 13:42
  Speaker 6: You will confirm it. And then they will send you
• 13:44
  Speaker 6: a link for you to actually opt in and accept.
• 13:47
  Speaker 6: And that's where you actually get it. It comes via
• 13:50
  Speaker 6: SMS or email. But the best way to manage these
• 13:52
  Speaker 6: guys is to actually say to them, Oh, Laka, so
• 13:54
  Speaker 6: you're actually going to give me money for free? You're
• 13:57
  Speaker 6: going to help me pay my debts and I don't
• 13:58
  Speaker 6: have to pay you back? And they normally look at
• 14:00
  Speaker 6: you like, no, man, you're mad. And then as soon
• 14:02
  Speaker 6: as you say, well, look, I'm telling you that.
• 14:05
  Speaker 6: I don't want it, one. But two, I also mess
• 14:08
  Speaker 6: around with them a few times and say, I'm under
• 14:10
  Speaker 6: debt review. And they say, no, we'll still lower your premium.
• 14:12
  Speaker 6: And I say, okay, well, according to the National Credit Regulator,
• 14:15
  Speaker 6: you actually are trying to force me to take on
• 14:18
  Speaker 6: more funding, even though I'm saying to you over, I'm
• 14:22
  Speaker 6: in debt review. So in essence, like, you know, you've
• 14:24
  Speaker 6: got them on a recorded line. They generally drop the
• 14:27
  Speaker 6: minute you throw in the National Credit Regulator. But it's
• 14:29
  Speaker 6: one of the most dangerous scams that a lot of
• 14:31
  Speaker 6: young people have economy are currently falling very quickly.
• 14:36
  Speaker 7: Okay but yeah okay so that was my question here
• 14:39
  Speaker 7: because we're talking about illegally things right the scamming but
• 14:43
  Speaker 7: what you're talking about it's not legal it's just a
• 14:45
  Speaker 7: bad deal yeah.
• 14:47
  Speaker 6: It's a bad deal then it's a too good to be.
• 14:48
  Speaker 1: True deal Okay.
• 14:50
  Speaker 7: So when it comes to debt review, because the debt
• 14:52
  Speaker 7: review is a thing, Tino, it is a thing. But
• 14:55
  Speaker 7: obviously you're saying keep to the legitimate ones.
• 14:58
  Speaker 1: And check it.
• 14:59
  Speaker 2: You know, Tino, I actually think that your conversation should
• 15:02
  Speaker 2: be a longer one by itself.
• 15:04
  Speaker 1: Yeah.
• 15:05
  Speaker 2: Because I don't think people understand what you are saying. Right.
• 15:09
  Speaker 2: Like we kind of get it. But like because like
• 15:11
  Speaker 2: Frank is saying, because there is a tinge of legality
• 15:15
  Speaker 2: in it, that's how they get away with it. and
• 15:17
  Speaker 2: then locking you down inside debt review for three years.
• 15:19
  Speaker 7: Yeah, that's what I'm saying. Debt review is a real thing.
• 15:22
  Speaker 7: It's not a scam. It's just a bad deal is
• 15:25
  Speaker 7: what you're trying to say.
• 15:26
  Speaker 1: Be careful for.
• 15:27
  Speaker 2: And even then, there's loopholes most days. Once a company
• 15:30
  Speaker 2: sells your debt to somebody else, you actually don't have
• 15:32
  Speaker 2: to pay it. There's loopholes anyway. That's what I'm saying.
• 15:35
  Speaker 2: This thing, it's a 30-minute conversation.
• 15:37
  Speaker 1: No, this is a longer conversation, definitely. All right, thank you, Tino.
• 15:39
  Speaker 2: Thank you, Tino. Ryan, why don't you grab Tino's number
• 15:42
  Speaker 2: so we can have a conversation with him like one
• 15:44
  Speaker 2: of these days, like just separately. So we can unpack
• 15:46
  Speaker 2: the entire thing.
• 15:47
  Speaker 1: But I'm getting a lot of debt review calls.
• 15:49
  Speaker 8: Yes.
• 15:50
  Speaker 7: I think all of us are. So to Tina's point,
• 15:52
  Speaker 7: please be careful of those calls.
• 15:53
  Speaker 2: Because even then, some of them are, some of them aren't.
• 15:56
  Speaker 1: Yeah, exactly.
• 15:56
  Speaker 2: Let's wrap it up. Deboko, you're in Bryanston. What do
• 15:58
  Speaker 2: you have to say?
• 15:59
  Speaker 9: Good morning, Underlander Club. So I wanted to actually add,
• 16:04
  Speaker 9: I actually agree with the gentleman who just spoke now.
• 16:07
  Speaker 9: How often do we actually take a moment and actually think,
• 16:11
  Speaker 9: with all the data that we're just pushing out there,
• 16:13
  Speaker 9: the reason I'm asking this, I work for a credit
• 16:17
  Speaker 9: bureau and I deal with fraud on a day-to-day basis.
• 16:21
  Speaker 9: So it happens that I, as Dabuho, go and apply
• 16:24
  Speaker 9: in company B, go and submit my CV, just drop
• 16:28
  Speaker 9: off my CV there. But how often do you actually think,
• 16:31
  Speaker 9: where is that information going if I become unsuccessful in
• 16:35
  Speaker 9: that role? So that's where we actually, I feel that
• 16:39
  Speaker 9: we're missing on that gap. Because where data is involved,
• 16:43
  Speaker 9: it lands often in the wrong hands. Whether you're visiting
• 16:46
  Speaker 9: an estate, you fill in that register, if you don't
• 16:50
  Speaker 9: ask where that information is going, it would end up
• 16:52
  Speaker 9: in the wrong hands. And already in the hands of
• 16:56
  Speaker 9: that scammer, you've done half of the job. Because I
• 16:59
  Speaker 9: already know your name and surname. I have your email addresses. Hopefully,
• 17:04
  Speaker 9: I even have your ID numbers. And Lord permits this.
• 17:08
  Speaker 9: There are a lot of companies who claim to actually
• 17:11
  Speaker 9: be tracing information, tracing for debt collection. And if I've
• 17:15
  Speaker 9: got a friend there, you can just pull a trace report.
• 17:18
  Speaker 9: It only takes 11 rands to actually pull that report.
• 17:22
  Speaker 9: And already I have got so much data that I
• 17:26
  Speaker 9: can confirm to you as an L.A. that I might
• 17:29
  Speaker 9: speak into an L.A. who resides at X, Y, and Z.
• 17:32
  Speaker 9: And when you confirm yes or no, I can get
• 17:35
  Speaker 9: so much information just out of you based on the
• 17:37
  Speaker 9: information that I've already collected, which you submitted publicly.
• 17:41
  Speaker 6: So, Deborah.
• 17:43
  Speaker 2: I mean, you are very correct, but I just find
• 17:45
  Speaker 2: that I'm so helpless with what you're talking about. Because
• 17:50
  Speaker 2: for instance, Frankie, you and I, we bought cars recently, right?
• 17:53
  Speaker 6: Yeah.
• 17:54
  Speaker 2: Immediately, immediately that Frankie and I bought his cars. We
• 17:58
  Speaker 2: were flooded with calls.
• 18:00
  Speaker 1: Yeah, insurance.
• 18:01
  Speaker 2: From insurance, from windscreen. I mean, I take my car
• 18:05
  Speaker 2: to service and then the next thing I'm getting a
• 18:06
  Speaker 2: call from somebody from a windscreen company. And I'm just like,
• 18:10
  Speaker 2: why is my dealership giving these people my number to
• 18:15
  Speaker 2: tell me, oh, you took your car for service. We
• 18:17
  Speaker 2: noticed there's a chip. Can we do a windscreen? Why
• 18:19
  Speaker 2: do you have my number?
• 18:21
  Speaker 1: Yeah, how did you get it?
• 18:22
  Speaker 2: There's just no way. It doesn't matter whether you tick,
• 18:24
  Speaker 2: never contact me. They'll still contact you. How do we
• 18:27
  Speaker 2: work around that?
• 18:28
  Speaker 7: Well, I mean, that's the conversation. How do you get
• 18:31
  Speaker 7: your information taken down? You can't, right, Taboko?
• 18:34
  Speaker 9: Well, in this case, information is literally a tool at
• 18:38
  Speaker 9: our palms. So there's a company called Demasa, which is
• 18:42
  Speaker 9: the direct marketing association of South Africa. You actually sign
• 18:46
  Speaker 9: up on their site, which is free of charge, and
• 18:49
  Speaker 9: they actually do the work to ensure that your number
• 18:52
  Speaker 9: is actually taken down across all these marketing agents.
• 18:55
  Speaker 1: Yeah, Demasa.
• 18:56
  Speaker 2: We've spoken about this before.
• 18:57
  Speaker 1: We've spoken about this before.
• 18:58
  Speaker 2: Give us that spelling again. Is it D-E-M-A-S-A?
• 19:01
  Speaker 9: That's D-M-A-S-A. Demasa.
• 19:04
  Speaker 2: D-M-A-S-A.
• 19:06
  Speaker 6: Okay, cool. I'm actually going to do it.
• 19:08
  Speaker 1: I want to test it.
• 19:09
  Speaker 3: Demasa.org, yeah.
• 19:15
  Speaker 9: Yeah and absolutely and also I would strongly actually encourage
• 19:19
  Speaker 9: that as individuals we constantly because I've picked up a
• 19:25
  Speaker 9: search when it comes to individuals coming to actually reports
• 19:28
  Speaker 9: that they did not actually open an account with x
• 19:31
  Speaker 9: y and z but unfortunately you don't have evidence of
• 19:35
  Speaker 9: such but due to your credit information that is we
• 19:40
  Speaker 9: can actually see on your credit report an account was
• 19:42
  Speaker 9: opened fraudulently utilizing your details and how do you actually
• 19:47
  Speaker 9: back that up
• 19:48
  Speaker 2: Yeah back to making your morning and the club i
• 19:55
  Speaker 2: love this show on 947