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Your Net Worth is the Wrong Number

Early retirement planning is not just about net worth. In this episode, I break down the retirement number that matters more, plus ACA health insurance, taxes, spending, and sequence risk.

Most people ask, “How much net worth do I need to retire?” But that question can be misleading.

In this episode, I explain why the more important question is this: How much does your portfolio need to support each year?

Using simple examples, I show why two households with similar net worth can be in very different positions for retirement depending on:

spending

ACA health insurance costs before Medicare…

The skinny

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