Latest / Teach Me Something Hosted By DJ Prostyle & Penny Dellas / Curiosity, Crypto & The Global Classroom

Transcript

Curiosity, Crypto & The Global Classroom · Teach Me Something Hosted By DJ Prostyle & Penny Dellas

• 0:00
  Speaker 1: Hey, what's up. This is DJ pro Style.
• 0:02
  Speaker 2: And this is Penny Tellas and this is Teach Me Something,
• 0:05
  Speaker 2: brought to you by Berkeley College. Welcome back, he said,
• 0:09
  Speaker 2: teach Me Something.
• 0:11
  Speaker 3: No, no, no, no, Welcome back to season two of Teaching
• 0:14
  Speaker 3: Me Something podcast that's right, presented by Berkeley College.
• 0:18
  Speaker 1: I am pro Style and.
• 0:19
  Speaker 2: I am Penny, and we are.
• 0:22
  Speaker 1: So excited today absolutely.
• 0:24
  Speaker 2: Because we have a special guest with us. We have
• 0:29
  Speaker 2: an international.
• 0:31
  Speaker 1: We're going international.
• 0:32
  Speaker 2: We're going international this episode with Ida, who is a
• 0:36
  Speaker 2: Berkeley College student. She is in the Master of Business
• 0:41
  Speaker 2: Administration program. And if that's not impressive enough, she is
• 0:46
  Speaker 2: also an inspiration and motivation in tech right now, working
• 0:52
  Speaker 2: with Crypto, working with fintech. So I am so excited
• 0:57
  Speaker 2: to bring in Ida to this episode. So welcome Smaller,
• 1:02
  Speaker 2: Thank you.
• 1:03
  Speaker 4: I was so excited to be here.
• 1:05
  Speaker 1: Yes, let's get right to Crypto, which I invested non
• 1:07
  Speaker 1: playing playing, So how you feeling.
• 1:13
  Speaker 4: I'm feeling good. Yeah, this is very exciting, first time
• 1:16
  Speaker 4: for me being on a podcast.
• 1:17
  Speaker 3: So this is your first podcast. Yes, I'll apologize in advance.
• 1:21
  Speaker 3: They're not all like this, Oh really, they're not all
• 1:25
  Speaker 3: this amazing now playing like I flipped that.
• 1:27
  Speaker 2: I love it.
• 1:28
  Speaker 1: We're very spicy.
• 1:29
  Speaker 2: We really are good to know. You're going to get
• 1:31
  Speaker 2: a lot of brother sister personality here. So Ida, let's
• 1:37
  Speaker 2: start with the global transcendent journey that you've had. You've
• 1:42
  Speaker 2: lived in Norway, You've lived in Australia. How has that
• 1:47
  Speaker 2: global pathway shaped you?
• 1:50
  Speaker 4: That global pathway has definitely like shaped me in a
• 1:52
  Speaker 4: way I would never expected because living abroad for so
• 1:58
  Speaker 4: many years and being exposed to so many different cultures
• 2:01
  Speaker 4: has learned me how to adapt to people in a way,
• 2:05
  Speaker 4: if that makes sense. So I feel like I'm able
• 2:08
  Speaker 4: to read people more easily, and just when walking into
• 2:11
  Speaker 4: a room, I kind of like sense the energy easily,
• 2:15
  Speaker 4: if that makes sense. Yeah, And also like for future work,
• 2:21
  Speaker 4: like when working in teams these days, the world is
• 2:23
  Speaker 4: so globalized, so you're always going to work with people
• 2:26
  Speaker 4: from other cultures. So I think that has benefited me
• 2:31
  Speaker 4: because I'm able to understand their way of thinking and
• 2:36
  Speaker 4: not just doing it my way. I can adapt to
• 2:39
  Speaker 4: their way too. Yeah.
• 2:42
  Speaker 2: How has it helped you when your career? Has it
• 2:44
  Speaker 2: helped you with my cultural communications, my career, adapting your
• 2:48
  Speaker 2: business mindset? Like, how has that influenced.
• 2:51
  Speaker 4: You, I feel like obviously since we I'm born and
• 2:56
  Speaker 4: raised in Norway, so that's a totally different culture than
• 2:59
  Speaker 4: you guys, for instance, and coming here to America, I
• 3:03
  Speaker 4: have had to learn how to adapt to your ways
• 3:06
  Speaker 4: of doing.
• 3:07
  Speaker 2: Stuff, apologize.
• 3:11
  Speaker 4: New York. So it's a best It's tough. I've had
• 3:15
  Speaker 4: to learn how to toughen up and definitely speak up
• 3:18
  Speaker 4: for myself. And yeah, it's been a learning curve.
• 3:22
  Speaker 1: Is it is? It a big difference from Norway and
• 3:24
  Speaker 1: like New York City?
• 3:26
  Speaker 4: It is. I'm not gonna lie, it's a huge difference.
• 3:28
  Speaker 4: What's like the largest because Norwegians we're very reserved and
• 3:32
  Speaker 4: we don't like to stand out from the crowd. We
• 3:34
  Speaker 4: just like like to go with the flow and stay
• 3:36
  Speaker 4: in the back. But Americans are all about like, yeah here,
• 3:40
  Speaker 4: I am like, yeah, standing out and.
• 3:42
  Speaker 2: So we seem crazy.
• 3:44
  Speaker 4: Yeah okay, sort of, but in a good way. I
• 3:47
  Speaker 4: like it.
• 3:47
  Speaker 3: I like, yeah, in the backgrounds more like I want
• 3:50
  Speaker 3: to be crazy.
• 3:52
  Speaker 2: Yeah, DJ pro Style renowns home person Yeah, okay, home brand,
• 3:59
  Speaker 2: DJ pro Style in the background.
• 4:00
  Speaker 3: So, so how did you come across Berkeley College first
• 4:03
  Speaker 3: of all? And what got you into you know, inspiring
• 4:06
  Speaker 3: it to pursue an NBA finance at.
• 4:09
  Speaker 4: That's actually a very long story, but yeah. Time. So,
• 4:15
  Speaker 4: after I graduated in Sydney, I decided I didn't want
• 4:19
  Speaker 4: to work. I needed to learn more stuff and educate myself.
• 4:22
  Speaker 4: I wanted to do a master's in something, and I
• 4:25
  Speaker 4: originally applied for a school in Copenhagen in a CBS.
• 4:28
  Speaker 4: If you guys have heard of that school, I don't know.
• 4:29
  Speaker 4: It's a very good school, but I was missing a
• 4:33
  Speaker 4: few points in finance qualify for the program. I applied
• 4:37
  Speaker 4: for an master's in innovation and entrepreneurship, and I just
• 4:42
  Speaker 4: expected it to work out. I expected to get in,
• 4:44
  Speaker 4: even though I didn't I knew I wasn't going to
• 4:46
  Speaker 4: get in. I just hoped it would magically work out
• 4:49
  Speaker 4: for me. So when the day came and I got
• 4:52
  Speaker 4: the rejection letter, I was just like, I was panicking,
• 4:55
  Speaker 4: even though I knew I was going to get rejected.
• 4:59
  Speaker 4: I didn't have a or a plant seat or nothing.
• 5:02
  Speaker 4: I was stuck in my hometown with my family, and
• 5:05
  Speaker 4: that's not what I wanted. So I started to do
• 5:09
  Speaker 4: some research and just learning about schools in other cities.
• 5:13
  Speaker 4: I applied for a bunch of schools in London and
• 5:16
  Speaker 4: New York obviously, but since Berkeley has a very strong
• 5:20
  Speaker 4: and good reputation in Scandinavia and I have a lot
• 5:23
  Speaker 4: of friends that went to Berkeley, so I just decided
• 5:27
  Speaker 4: that Berkeley was the best fit for me. And it's
• 5:29
  Speaker 4: in the middle of Manhattan. New York couldn't be any better.
• 5:35
  Speaker 4: And the NBA just seemed like the perfect fit because
• 5:39
  Speaker 4: the curriculum is built on real work experience, life experiences, right,
• 5:44
  Speaker 4: So I just felt like that was the perfect fit
• 5:47
  Speaker 4: for me at the time, and I just decided to
• 5:49
  Speaker 4: go for it.
• 5:50
  Speaker 2: I love that, So why not take the program online?
• 5:53
  Speaker 2: Why come to New York?
• 5:55
  Speaker 4: Oh No, I would never. I would never stay back home.
• 5:59
  Speaker 4: I am a very adventurous person and I decided I
• 6:04
  Speaker 4: needed to put myself out there. And I feel like
• 6:07
  Speaker 4: New York is the ultimate place to be if you
• 6:09
  Speaker 4: want to pursue a good career, especially in finance or
• 6:12
  Speaker 4: any other opportunities, it's the place to be. And I
• 6:16
  Speaker 4: just felt like I couldn't grow where My hometown is
• 6:20
  Speaker 4: a very small place in Norway, and it's not Yeah,
• 6:23
  Speaker 4: it's just not it for me.
• 6:25
  Speaker 2: And you have grown.
• 6:27
  Speaker 4: I have grown.
• 6:30
  Speaker 2: Yes, you are a Shefi scholar and an intern at
• 6:37
  Speaker 2: stand with.
• 6:38
  Speaker 4: Cryptos then with cryptos.
• 6:40
  Speaker 2: So what sparked that interest in Web three? And talk
• 6:43
  Speaker 2: to us a little bit about what that means for
• 6:46
  Speaker 2: those listeners that may not have that knowledge.
• 6:49
  Speaker 4: About Web three. Okay, I can speak about this all day.
• 6:57
  Speaker 4: I can start off with, like, what's sparked my interest
• 6:59
  Speaker 4: in Web three? Because growing up, my brother he's older
• 7:03
  Speaker 4: than me, and he's just been like nagging about crypto,
• 7:07
  Speaker 4: blockchain my entire life, and I've just thought like, whatever,
• 7:11
  Speaker 4: this is a guy thing. I'm not gonna do this.
• 7:13
  Speaker 4: But it's always been there in the background, if that
• 7:16
  Speaker 4: makes sense. And after I really never had any interest
• 7:21
  Speaker 4: in Web three until I moved to New York, to
• 7:23
  Speaker 4: be honest, because it's just I've tried investing in some
• 7:26
  Speaker 4: crypto when I was eighteen, but it was just never
• 7:29
  Speaker 4: really something that stuck with me. But after I moved
• 7:33
  Speaker 4: to New York, the whole thing started. When I met Randy.
• 7:37
  Speaker 4: Obviously you know Randy Gomes. Yeah, he's my queen. I'm
• 7:41
  Speaker 4: really thankful for Randy. But I met her at Berkeley
• 7:44
  Speaker 4: and she introduced me to Web three. Because she's in
• 7:47
  Speaker 4: this space herself. She just took me under her wing
• 7:51
  Speaker 4: and brought me to all of these conferences and events
• 7:55
  Speaker 4: and taught me everything about Web three and the importance
• 7:59
  Speaker 4: of it. And yeah, she brought me to the big
• 8:04
  Speaker 4: event with Coinbase in DC earlier this year, Experiential Learning
• 8:08
  Speaker 4: with Berkeley.
• 8:12
  Speaker 2: Our corporate learning partnerships at Berkeley College. She's also a
• 8:16
  Speaker 2: Berkeley alumna and a tech founder, So yeah, Randy.
• 8:19
  Speaker 4: Yeah, she's amazing. So she introduced me to web the
• 8:23
  Speaker 4: Web three space, and it's just been a journey ever since.
• 8:27
  Speaker 4: It's just something that I find very valuable. Obviously, since
• 8:31
  Speaker 4: I have the fundamental understanding of finance and just the
• 8:35
  Speaker 4: fact that Web three is going to be our future.
• 8:40
  Speaker 4: It's just something. Yeah, I think it's very interesting and
• 8:42
  Speaker 4: I'm very passionate about. But yeah, you want me to
• 8:46
  Speaker 4: explain anything about Web three, I forgot that part.
• 8:51
  Speaker 3: So like explain so web three, like I says, I'm
• 8:54
  Speaker 3: still trying to understand, right, So for the person out
• 8:56
  Speaker 3: there listening right now watching, what exactly is Web three?
• 9:00
  Speaker 4: Okay? So I'm going to start off with Web two,
• 9:02
  Speaker 4: which is what we know everything like our banks, our
• 9:07
  Speaker 4: social media platforms like I'm going to take this as
• 9:10
  Speaker 4: an example, like Facebook, for instance, that's a Web two
• 9:13
  Speaker 4: platform we have there's an intermediary, there's a second party
• 9:17
  Speaker 4: that owns Facebook, right, which means Facebook owns our data.
• 9:21
  Speaker 4: Everything you post on Facebook is owned by Facebook. So
• 9:25
  Speaker 4: if you ever tried to delete something off Facebook, like
• 9:27
  Speaker 4: your profile or something old profile, it's it doesn't work.
• 9:31
  Speaker 4: Like I've tried for several years my old profile, it's
• 9:33
  Speaker 4: never going to go away. But with Web three, everything
• 9:37
  Speaker 4: is decentralized, so that means there's no intermediary, there's no
• 9:41
  Speaker 4: third party. We own our own data. Yeah, so if
• 9:47
  Speaker 4: you're sending money to your friend, if you're going to
• 9:49
  Speaker 4: send money to your friend, for example, with the Web
• 9:53
  Speaker 4: two space you would send it, it would go to
• 9:55
  Speaker 4: your bank, the bank would like approve the transaction, and
• 9:58
  Speaker 4: then it will go to your friend end. But with
• 10:01
  Speaker 4: the Web three, you with cryptocurrencies and blockchain, you're sending
• 10:05
  Speaker 4: you the money from your wallet that you own to
• 10:08
  Speaker 4: your friend and there's no third party. It's just build
• 10:12
  Speaker 4: up on blockchain transactions.
• 10:14
  Speaker 1: That's what really made bitcoin popular. Yeah, people were using it.
• 10:19
  Speaker 3: That's why I was always considered like almost almost like
• 10:21
  Speaker 3: the dark Web kind of situation.
• 10:23
  Speaker 1: Yeah, like people were using that because it was untraceable.
• 10:26
  Speaker 4: I know. But we have much more ownership or over
• 10:30
  Speaker 4: our data these days with the Web three space, and
• 10:32
  Speaker 4: that's what I think is really important, because we want
• 10:35
  Speaker 4: to own our data and we want to own our money,
• 10:38
  Speaker 4: and with cryptocurrencies and blockchain technology, we can be our
• 10:42
  Speaker 4: own banks. And I think that's very important.
• 10:46
  Speaker 3: Yeah, especially for generations to come. I think we're Yeah,
• 10:50
  Speaker 3: they for us, they know everything, they know everything.
• 10:55
  Speaker 1: They Web two got.
• 10:56
  Speaker 4: Us too, got us.
• 11:00
  Speaker 1: My kids will be on Web three now.
• 11:02
  Speaker 4: Yeah, I hope, So, I hope.
• 11:03
  Speaker 1: So that's awesome. Yeah, let me take it from here.
• 11:08
  Speaker 3: Okay, Well you're a student aid and receptionist in the
• 11:12
  Speaker 3: CEO's office yep, and an international student ambassador.
• 11:16
  Speaker 1: Yeah.
• 11:17
  Speaker 3: What have these roles taught you about leadership, community, and
• 11:20
  Speaker 3: supporting students from around the world.
• 11:23
  Speaker 4: Yeah? I can. Yeah. First of all, I feel like
• 11:25
  Speaker 4: I have so many jobs. I get confused myself, like
• 11:28
  Speaker 4: so many titles. But obviously, like the community part, those
• 11:34
  Speaker 4: roles have definitely shaped how I see community and how
• 11:37
  Speaker 4: we build community because at Berkeley there are so many
• 11:41
  Speaker 4: students from so many diverse backgrounds and that makes every
• 11:44
  Speaker 4: day different and everybody has a unique story. So I
• 11:48
  Speaker 4: feel like building the community at Berkeley, we have to
• 11:53
  Speaker 4: see each individual and learn everything about them to make
• 11:57
  Speaker 4: them feel seen and building a community. For me, it's
• 12:01
  Speaker 4: all about like being building like the momentum, being kind
• 12:04
  Speaker 4: and having the connection to each individual, if that makes sense,
• 12:11
  Speaker 4: So we can, yeah, just see everybody and have that
• 12:15
  Speaker 4: consistency in Yeah, that is.
• 12:19
  Speaker 2: So beautiful that you have obtained a mentor Yeah, and
• 12:25
  Speaker 2: everything that you're receiving and you want to give back
• 12:27
  Speaker 2: and ensure that your classmates have that same experience, that's beautiful.
• 12:33
  Speaker 2: It's it's a holistic approach.
• 12:34
  Speaker 4: I'm very very passionate about like teaching other students what
• 12:39
  Speaker 4: I know, because I wish somebody would have taught me
• 12:41
  Speaker 4: that before obviously. And financial literacy is very close to
• 12:47
  Speaker 4: my heart because I didn't grow up learning anything about
• 12:50
  Speaker 4: finance or anything. I had to learn everything myself, Like
• 12:54
  Speaker 4: starting I started investing when I was like eighteen. I
• 12:57
  Speaker 4: just brought my laptop to a cafe. I had some
• 13:00
  Speaker 4: extra money, and I was like, I need to do
• 13:02
  Speaker 4: something with this money. So I just watched a bunch
• 13:05
  Speaker 4: of YouTube videos and had to learn everything myself. But
• 13:10
  Speaker 4: I yeah, that's something that's, as I said, very close
• 13:13
  Speaker 4: to my heart. Teaching other people about finances and obviously
• 13:18
  Speaker 4: now web three that's awesome.
• 13:20
  Speaker 1: Do you ever go back home.
• 13:23
  Speaker 4: Every now and then? I'm going back home now for Christmas?
• 13:25
  Speaker 3: When you go there, do you sit down, like with
• 13:27
  Speaker 3: a group of people who were, like I try don't
• 13:29
  Speaker 3: know anything about this kind of stuff to say, let
• 13:31
  Speaker 3: me tell you what I've learned.
• 13:32
  Speaker 1: That's what I'm sure they all come to you like
• 13:35
  Speaker 1: tell us that.
• 13:35
  Speaker 4: What's I wish they would, But like I tried to
• 13:38
  Speaker 4: convince my mom, like last night, I was on a
• 13:41
  Speaker 4: call with her in the uber back home from the
• 13:43
  Speaker 4: Michigan blockchain conference that I went to with down with Crypto.
• 13:47
  Speaker 4: I try to teach her about like you have to
• 13:49
  Speaker 4: start investing money in this and this, and she's just like, oh,
• 13:52
  Speaker 4: yeah whatever. Yeah, she listens to me. But I don't
• 13:56
  Speaker 4: know if it's something about me being young that I
• 13:59
  Speaker 4: don't have the credit ability. Maybe I don't know, but yeah,
• 14:04
  Speaker 4: I love speaking about this topic.
• 14:05
  Speaker 2: But well, you know, now you can add to your
• 14:08
  Speaker 2: belt that you were interviewed on a podcast. I can
• 14:12
  Speaker 2: subject matter expert and we can do a workshop on it.
• 14:15
  Speaker 4: Oh yeah, that would be amazing.
• 14:17
  Speaker 2: Because pro and I need to expand our portfolio. I
• 14:21
  Speaker 2: need to start with we need, we need, we need some,
• 14:23
  Speaker 2: we need some Web three in our lives.
• 14:26
  Speaker 1: Yeah.
• 14:27
  Speaker 2: So speaking about community and impact. As the social media
• 14:31
  Speaker 2: coordinator again on other hats of the International Association of
• 14:35
  Speaker 2: Women's New York City chapters, you help uplift and connect women.
• 14:41
  Speaker 2: So what you enjoy the most about that work?
• 14:44
  Speaker 4: What if I enjoying the most? Yeah, it's definitely the
• 14:46
  Speaker 4: community community part. Like bringing women together so they can
• 14:51
  Speaker 4: share their knowledge and become better and grow together and
• 14:55
  Speaker 4: uplift each other. Is what I love about that job.
• 14:58
  Speaker 4: Hosting events and and bringing in in experts. Especially for
• 15:04
  Speaker 4: me too, I love learning about new stuff. So when
• 15:08
  Speaker 4: I get to learn from a person that's smarter than me,
• 15:10
  Speaker 4: I'm like so thankful and happy because I love to
• 15:12
  Speaker 4: grow and I can imagine every other person would feel
• 15:16
  Speaker 4: the same way. So like creating this community where everybody
• 15:19
  Speaker 4: can learn from each other, I think that's amazing and
• 15:22
  Speaker 4: that's what I love about I a.
• 15:24
  Speaker 2: W I am obsessed with this entire situation. As an
• 15:30
  Speaker 2: international student. You decided to not stay home, Yeah, to
• 15:35
  Speaker 2: travel to New York City come to Berkeley College because
• 15:38
  Speaker 2: word of mouth marketing, your friends attended. You're like, this
• 15:40
  Speaker 2: is the fit for me. And you have completely over
• 15:45
  Speaker 2: maximized this experience.
• 15:48
  Speaker 1: Yeah, and a movie.
• 15:50
  Speaker 2: I mean, you've had like five jobs between this.
• 15:53
  Speaker 3: You get Yellow their Dreams success.
• 15:59
  Speaker 2: You've given by act to your student community. You've given
• 16:01
  Speaker 2: back to your soon to be alma mater because you
• 16:04
  Speaker 2: haven't even graduated yet, and you're working in Web three
• 16:09
  Speaker 2: with one of the largest infrastructured companies there is, and
• 16:13
  Speaker 2: you're attending all of these conferences. You're going to Capitol
• 16:15
  Speaker 2: Hill to advocate the Web three that is huge. Like, like,
• 16:20
  Speaker 2: I'm mind blown by your entire experience. And this is
• 16:24
  Speaker 2: this is the point of that your potential is our promise.
• 16:27
  Speaker 2: It's really your potential and bringing you into rooms. And
• 16:30
  Speaker 2: I always say it's not about and I don't know
• 16:32
  Speaker 2: prof to feel the same way, but it's not about
• 16:34
  Speaker 2: getting into the room. It's what are you going to
• 16:36
  Speaker 2: do once you're there? I know, And you have maximized that,
• 16:40
  Speaker 2: which brings us to your curiosity, your finance, and your innovation.
• 16:47
  Speaker 2: So what's one give us, like an insight to one
• 16:50
  Speaker 2: financial Web three concept that we could take away today
• 16:53
  Speaker 2: that any listener could take.
• 16:54
  Speaker 4: Oh, I just want to like, I can't like emphasis enough,
• 16:58
  Speaker 4: like the fact that we with web three, you really
• 17:02
  Speaker 4: the owner of your own data. Like I explained to
• 17:04
  Speaker 4: you guys earlier, it's much you have more privacy, you
• 17:08
  Speaker 4: have more control of your own money. And it's just
• 17:11
  Speaker 4: more it's just a more security, secure platform for your money.
• 17:16
  Speaker 4: Let's see, for instance, with the government shutdown, that was
• 17:19
  Speaker 4: the scenario obviously, but if the banks were to shut down,
• 17:23
  Speaker 4: what are you guys going to do with your money?
• 17:24
  Speaker 3: And it happened a few years ago, Yeah, some of
• 17:27
  Speaker 3: the smaller banks were shutting down.
• 17:30
  Speaker 2: So how do you Okay, so I always say, like
• 17:34
  Speaker 2: my budgets the monopoly money, right, you know the board
• 17:37
  Speaker 2: game Monopoly. Yeah, okay, so right now it's in the cloud, right,
• 17:42
  Speaker 2: Your money's in crypto, everything's web based in the cloud.
• 17:45
  Speaker 2: How do you extract that to tangible assets?
• 17:48
  Speaker 4: To tangible assets? Yeah, that's a very good question, Like
• 17:55
  Speaker 4: what do you mean in what ways?
• 17:57
  Speaker 2: For example, Like okay, let's say you have you know,
• 18:02
  Speaker 2: ten thousand in crypto and you're like, well, I need
• 18:07
  Speaker 2: three thousand right now because I want to go physically
• 18:10
  Speaker 2: purchase something with money in my hand.
• 18:13
  Speaker 4: Yeah, but that's the thing about crypto. It's not like
• 18:15
  Speaker 4: something physical like with the US dollars. But we have
• 18:19
  Speaker 4: something called stable coins that's backed up by the US dollar,
• 18:22
  Speaker 4: so it's more stable in some ways. But if you
• 18:27
  Speaker 4: want to go and purchase something, you can, you can.
• 18:30
  Speaker 4: We have all of these like transactions apps.
• 18:33
  Speaker 1: That coinbase and all these kinds of things.
• 18:35
  Speaker 4: Oh yeah, but we have like borderless transaction apps and
• 18:38
  Speaker 4: systems and stuff which makes you can use cryptocurrencies. You
• 18:43
  Speaker 4: can purchase stuff with cryptocurrencies at the grocery store and
• 18:47
  Speaker 4: it's just going to like transaction. Yeah, if that makes
• 18:50
  Speaker 4: sense to you guys.
• 18:52
  Speaker 2: Okay, So I have ten dollars yep. Entertain me for
• 18:55
  Speaker 2: a second.
• 18:57
  Speaker 1: I have.
• 19:00
  Speaker 2: A ten dollar bill, okay, and I want to invest
• 19:03
  Speaker 2: this into crypto. Yeah, how do I do that? You
• 19:06
  Speaker 2: have a physical ten dollar bill? Where do I go
• 19:09
  Speaker 2: from there?
• 19:10
  Speaker 4: I think you would have to put it in your
• 19:12
  Speaker 4: bank account first, for sure, because crypto is not it's
• 19:16
  Speaker 4: not something physical you can hold in your hands. Obviously.
• 19:18
  Speaker 4: That's the whole thing about being it being centralized but
• 19:22
  Speaker 4: I would definitely try to like play around with it.
• 19:25
  Speaker 4: I don't know if ten dollars is going to do much.
• 19:28
  Speaker 2: But hypothetical, right, yeah, you can try. Hypothetically you invest
• 19:33
  Speaker 2: the ten bucks from your bank account, it goes into crypto. Yeah,
• 19:37
  Speaker 2: but you never see those ten dollars. It goes into
• 19:39
  Speaker 2: the magical world of you have money, but you physically
• 19:42
  Speaker 2: see it.
• 19:42
  Speaker 3: I've been investing so like, so I'm obviously I've been
• 19:44
  Speaker 3: investing in some crypto.
• 19:46
  Speaker 2: Right, so you've been welding out kind of. I've always
• 19:49
  Speaker 2: you're in a web three, Web three, Web.
• 19:52
  Speaker 1: Two, so I'm going to learn about Web three.
• 19:54
  Speaker 3: But no, like, there's even atm machines that are like bitcoin.
• 19:59
  Speaker 3: Have you seen in the bitcoin machines and all that kind?
• 20:01
  Speaker 3: You could actually go, yeah, they have them really yeah,
• 20:03
  Speaker 3: you could actually go take cash and and put your address,
• 20:07
  Speaker 3: your address into it.
• 20:08
  Speaker 2: Because many of our listeners may be thinking this, like, Okay,
• 20:10
  Speaker 2: if I have they.
• 20:12
  Speaker 3: Have I forgot where I've seen them. I haven't physically
• 20:14
  Speaker 3: seen one, but they have them. I know bitcoin, I'm
• 20:17
  Speaker 3: not sure about other coins.
• 20:20
  Speaker 2: I learned something new about you everything. Yeah, time we
• 20:24
  Speaker 2: see but.
• 20:25
  Speaker 1: I definitely missed the boat so many investments, like, but yes.
• 20:29
  Speaker 4: What kind of currencies have you invested in? Do you know?
• 20:33
  Speaker 1: You know, not to get so deep into.
• 20:34
  Speaker 3: I mean, I obviously have bitcoin, and you know, I
• 20:37
  Speaker 3: kind of just off of the wave of what people
• 20:38
  Speaker 3: are coin, you know, dodge coin when it was going on,
• 20:41
  Speaker 3: and all those kind of theoreum and all those kinds
• 20:43
  Speaker 3: of things when they were happening, and still hold some
• 20:46
  Speaker 3: of that stuff, you know, and obviously got into I
• 20:49
  Speaker 3: think everyone kind of got into trading during COVID, right,
• 20:53
  Speaker 3: That's what kind of opened everybody's eyes to trading. I
• 20:56
  Speaker 3: think I don't know any I mean I learned how
• 20:57
  Speaker 3: to trade during COVID, and I still today. I still
• 21:01
  Speaker 3: do it, whether it's four X or whether I'm on
• 21:05
  Speaker 3: another platform. Doing options. Trading is something I actually do,
• 21:08
  Speaker 3: and I actually love it, like it's fun for me.
• 21:10
  Speaker 3: It's almost like, you know, I didn't do it for
• 21:12
  Speaker 3: a living, but I've gotten good enough to understand it.
• 21:15
  Speaker 3: I've learned how to do the charts and follow things.
• 21:17
  Speaker 3: But that's more of a trading thing an investment thing.
• 21:21
  Speaker 3: Like the real smart investor puts money into something and
• 21:24
  Speaker 3: just doesn't look back like you like and you compound
• 21:28
  Speaker 3: it like you can put you know, like you know,
• 21:30
  Speaker 3: obviously I have separate accounts, let's say, like Fidelity for instance,
• 21:34
  Speaker 3: or something like that, where I have money that goes
• 21:36
  Speaker 3: there every month and they do their thing with it.
• 21:38
  Speaker 1: Yea. And throughout the.
• 21:40
  Speaker 3: Years you go back and look, yeah, yeah, you go
• 21:41
  Speaker 3: back and look and say, oh, but those things, you know,
• 21:44
  Speaker 3: they're gonna increase small. But at the same there's so
• 21:47
  Speaker 3: many ways to invest money these days.
• 21:49
  Speaker 1: So if you can do.
• 21:50
  Speaker 3: It, you know, I always see it now and I'm like,
• 21:52
  Speaker 3: same thing you say, I wish I knew this when
• 21:54
  Speaker 3: I was younger. The other day I saw something that
• 21:57
  Speaker 3: it was a breakdown on you know, if you wanted
• 21:59
  Speaker 3: to have a million dollars, how much would you have
• 22:02
  Speaker 3: to start investing? And it started at age sixty and
• 22:06
  Speaker 3: went down and I think at like in the sixties
• 22:08
  Speaker 3: you had to invest like every month like thirty something
• 22:11
  Speaker 3: hundred or for something like that, for forty some hundred dollars,
• 22:14
  Speaker 3: and then in the fifties.
• 22:16
  Speaker 1: That got smaller. Dah.
• 22:17
  Speaker 3: But if you started like when you were born, it
• 22:20
  Speaker 3: was like twenty something dollars a month or something like that.
• 22:23
  Speaker 3: So all my kids like That's what I do for
• 22:24
  Speaker 3: my kids so that when they get to a certain point,
• 22:27
  Speaker 3: they're all gonna be like thanks that.
• 22:28
  Speaker 1: We all have millions of dollars.
• 22:30
  Speaker 3: Yeah.
• 22:30
  Speaker 4: I try to tell all of my friends that too.
• 22:31
  Speaker 1: Like, hey, so what were you guys doing? Like you
• 22:36
  Speaker 1: don't think about this when I was when I was born?
• 22:39
  Speaker 1: Where's my investment?
• 22:40
  Speaker 2: Where's my doctorfolio?
• 22:43
  Speaker 4: That's so funny.
• 22:44
  Speaker 1: The only thing that scares me and answer me.
• 22:46
  Speaker 3: So now with Web two or three or anything, right
• 22:49
  Speaker 3: when you're holding all this stuff in assets in in
• 22:51
  Speaker 3: these wallets, right, these digital wallets that are untraceable. If
• 22:55
  Speaker 3: you lose the wallet or you lose access to it,
• 22:57
  Speaker 3: it's gone.
• 22:57
  Speaker 4: That can happen, Yes, nobody can.
• 23:00
  Speaker 1: For your past is a scary part.
• 23:01
  Speaker 3: So it's not like a bank that you could give
• 23:03
  Speaker 3: them your I D or you could get online.
• 23:05
  Speaker 1: There is no like you lose.
• 23:07
  Speaker 4: Yeah, so I would not recommend it if you're not
• 23:09
  Speaker 4: a response.
• 23:10
  Speaker 1: One day I was like, do I have bitcoin sitting?
• 23:13
  Speaker 3: And I started trying to research, and I started going
• 23:14
  Speaker 3: tough emails and I was like driving myself crazy trying
• 23:17
  Speaker 3: to figure out. I was like, I could have swear
• 23:19
  Speaker 3: I invested in this and then but if you don't remember,
• 23:22
  Speaker 3: it's over and you have to have like.
• 23:24
  Speaker 2: These keyword right, you should have a password builder like
• 23:29
  Speaker 2: a vault, last pass or bitwarden. It's a password manager.
• 23:34
  Speaker 1: Yeah. You load everything in there and then it just
• 23:38
  Speaker 1: what are those on web two?
• 23:39
  Speaker 4: And is it a decentralized ral because if it's on
• 23:43
  Speaker 4: web to, somebody else knows. Yeah, that's the thing.
• 23:49
  Speaker 2: Password it's a password manager on mobile to. Yeah, I'm
• 23:53
  Speaker 2: just saying, yeah.
• 23:53
  Speaker 4: I remember in Chief they recommended us like writing the
• 23:56
  Speaker 4: passwords down on a piece of paper. Yeah, and when
• 23:59
  Speaker 4: you lose the paper, I don't know. You just don't
• 24:02
  Speaker 4: lose the paper.
• 24:03
  Speaker 3: So I had a friend of I had a friend
• 24:05
  Speaker 3: and this is a sidec who was really big on investments,
• 24:08
  Speaker 3: and I remember he told me he had a ton
• 24:10
  Speaker 3: of money they made and some of big investment and
• 24:12
  Speaker 3: then they put it on like an actual drive. Yeah,
• 24:16
  Speaker 3: and they held their money like on it thumb drive
• 24:20
  Speaker 3: and they put that drive in the bank and like
• 24:21
  Speaker 3: a safety deposit.
• 24:22
  Speaker 4: By it's just.
• 24:25
  Speaker 3: A way to access your money, you know. So I'm like,
• 24:27
  Speaker 3: so what if you lose the drive, They're like, then
• 24:29
  Speaker 3: you lose the money. It was like a million dollars.
• 24:31
  Speaker 4: Yeah, but yeah, I think that's actually happened for a person,
• 24:36
  Speaker 4: Like he had all of this money on a drive,
• 24:38
  Speaker 4: bitcoin money and then he lost the drive.
• 24:40
  Speaker 1: With the dump site that I think so yeah, with the.
• 24:42
  Speaker 4: Dump site, that's crazy that it.
• 24:44
  Speaker 2: Sounds like a Jason Bourne if you search it.
• 24:47
  Speaker 3: I don't know the whole story, but he literally paid
• 24:50
  Speaker 3: like he he bought out a whole garbage dump site
• 24:52
  Speaker 3: because he threw away the drive, the drive that had.
• 24:56
  Speaker 1: Like what would be worth it?
• 24:58
  Speaker 3: I don't think so, no searching billions of dollars. Yeah,
• 25:03
  Speaker 3: because if you invested thousands of dollars years and you know,
• 25:06
  Speaker 3: twenty third years ago whenever it was launched, it's worth
• 25:09
  Speaker 3: billions today. Right, So this guy literally paid and sat
• 25:12
  Speaker 3: and went through garbage of like decades to try.
• 25:15
  Speaker 1: To find and I don't think he ever found it. No,
• 25:17
  Speaker 1: maybe it's still going on.
• 25:18
  Speaker 4: Yeah, I think he's still searching. I don't know.
• 25:20
  Speaker 1: That's crazy.
• 25:21
  Speaker 2: Yeah, prot a garbage site.
• 25:24
  Speaker 1: Yeah, the kids looking through the still gloves on. Yeah,
• 25:30
  Speaker 1: we're out there, we're out there. Kids. Sports are over,
• 25:36
  Speaker 1: no football today, kids, let's go over here.
• 25:38
  Speaker 2: Oh my gosh, all right, I just so what is
• 25:42
  Speaker 2: your advice for the next global leader. So, students who
• 25:47
  Speaker 2: are stepping into new country systems opportunities, what would you
• 25:51
  Speaker 2: tell them that you wish someone would have told you.
• 25:54
  Speaker 4: Oh, first of all, I would tell them that they
• 25:56
  Speaker 4: should be very proud of themselves for taking this step
• 25:59
  Speaker 4: and moving to a new country. And also my biggest
• 26:03
  Speaker 4: advice would be, do it even if you're scared. Always
• 26:06
  Speaker 4: do it when you're scared, because that's when you're going
• 26:08
  Speaker 4: to have this most learning curve on things. And yeah,
• 26:13
  Speaker 4: I just do things all the time when I'm scared.
• 26:14
  Speaker 4: I'm even scared doing this, but I know I'm going
• 26:16
  Speaker 4: to be happy when i'm done.
• 26:18
  Speaker 2: I'm doing great. Oh, thank you a great episode. Thank
• 26:21
  Speaker 2: you you got Pro to talk about his investment crypt
• 26:26
  Speaker 2: and all his stuff coming out of his chef no
• 26:28
  Speaker 2: Matter expert over here. I love that.
• 26:31
  Speaker 3: Yeah, it's funny because I tell people all the time
• 26:35
  Speaker 3: if you don't step outside of your comfort zone, you.
• 26:38
  Speaker 4: Have to step out of your comfort zone to.
• 26:40
  Speaker 1: Excel with anything.
• 26:41
  Speaker 3: Yeah, it doesn't matter what you're doing, if you just
• 26:43
  Speaker 3: get really comfortable with being kind of like monotone. I
• 26:47
  Speaker 3: guess it's the word to use for it. Then you're
• 26:48
  Speaker 3: going to stay at that level. If you want to exceed,
• 26:50
  Speaker 3: you know, get advanced and do new things, you have
• 26:53
  Speaker 3: to be willing to step in.
• 26:54
  Speaker 2: And we've spoken about that about how this podcast was
• 26:56
  Speaker 2: outside for sure of our comfort c zones.
• 27:00
  Speaker 1: And then yeah, you guys are growing and thriving, award
• 27:03
  Speaker 1: winning podcast.
• 27:04
  Speaker 4: Yes, that's wild, that's wild. Yeah, that's why I chose
• 27:09
  Speaker 4: finance too, because I honestly never thought I could do finance,
• 27:13
  Speaker 4: And when I had to choose my major, I thought
• 27:16
  Speaker 4: they were not really appealing to me because I felt
• 27:18
  Speaker 4: very comfortable. We have like marketing majors no offense, but
• 27:22
  Speaker 4: I love marketing, but like supply chain majors and stuff,
• 27:25
  Speaker 4: but all of them in those spaces I felt very comfortable,
• 27:29
  Speaker 4: and finance was the only subject that really made me
• 27:32
  Speaker 4: cry a few times. So I thought, like, this is
• 27:35
  Speaker 4: the right place for me, place for me to be,
• 27:37
  Speaker 4: because this is a place where I can grow and
• 27:40
  Speaker 4: challenge myself to another level. And that's definitely where I
• 27:45
  Speaker 4: want to be, Like I want to learn and grow
• 27:47
  Speaker 4: and do something new, and so I, yeah.
• 27:51
  Speaker 2: That's awesome, and listen, at the end of the day,
• 27:54
  Speaker 2: there's finance and everything everything. Yeah, every decision you made.
• 28:00
  Speaker 2: And this is the thing about disciplines. Yeah, so just
• 28:07
  Speaker 2: because you're an accounting discipline doesn't mean you're just going
• 28:10
  Speaker 2: to work at the stock market. Yeah right. You can
• 28:14
  Speaker 2: work for any type of company. When you're a marketer,
• 28:16
  Speaker 2: you can work for any type of company. So that's
• 28:19
  Speaker 2: important for students to know that when you're studying your discipline,
• 28:23
  Speaker 2: the opportunities are endless. Oh yeah, and especially when you
• 28:26
  Speaker 2: work in large cities such as this one. Oh yeah,
• 28:30
  Speaker 2: you can work in any industry.
• 28:31
  Speaker 4: I feel like I'm the perfect example of that too,
• 28:34
  Speaker 4: because obviously I'm doing like traditional finance in school, but
• 28:38
  Speaker 4: I'm going to work in web three.
• 28:39
  Speaker 2: So but those vibrations are helping you.
• 28:41
  Speaker 4: Yeah, everything is connected, and they're always going to be
• 28:44
  Speaker 4: so many opportunities, especially in New York and major cities. Yeah,
• 28:49
  Speaker 4: it doesn't really matter if you're an accountant major or
• 28:52
  Speaker 4: finance major or anything. You can honestly do pretty much everything.
• 28:57
  Speaker 2: I love that. So we close our episodes okay, the
• 29:03
  Speaker 2: same way, but with you, we're gonna a little different.
• 29:07
  Speaker 2: So in truth, teach me something fashion in one word,
• 29:12
  Speaker 2: what does Berkeley College mean to you?
• 29:15
  Speaker 4: Okay? In one word.
• 29:16
  Speaker 2: Yeah.
• 29:16
  Speaker 4: I was gonna say family first, but I feel like
• 29:18
  Speaker 4: everybody says that. I don't know, but it is family.
• 29:21
  Speaker 4: But I'm gonna say.
• 29:21
  Speaker 1: Anybody actually no, huh, nobody has said that.
• 29:24
  Speaker 2: Oh, we get community, we get empowerment.
• 29:29
  Speaker 4: Okay, but Berkeley is definitely family for me. But I'm
• 29:32
  Speaker 4: going to say transformation. Yeah.
• 29:35
  Speaker 2: I like that. Transformation.
• 29:37
  Speaker 4: Yeah, because the person I was when I arrived at
• 29:40
  Speaker 4: Berkeley and started my life in New York, I'm not
• 29:43
  Speaker 4: the same person now as I was then. If that
• 29:46
  Speaker 4: makes sense.
• 29:46
  Speaker 1: New York will do that to somebody.
• 29:48
  Speaker 4: Yeah, So Berkeley has transformed me.
• 29:50
  Speaker 1: Whether you want to or not, You're going to be
• 29:56
  Speaker 1: like a little more aggressive and be like.
• 29:57
  Speaker 4: Wow, yeah, I don't This is attitude people have told me,
• 30:02
  Speaker 4: like are you an American? Now? What's going on? I'm like, yeah, hopefully.
• 30:06
  Speaker 1: How long have you been here?
• 30:07
  Speaker 4: A year and a half?
• 30:08
  Speaker 2: Okay, how many semesteris do you have? Oft?
• 30:11
  Speaker 4: I have one more.
• 30:12
  Speaker 2: I'm going to graduate a senior. Yeah, I guess you
• 30:15
  Speaker 2: have senior itis yet.
• 30:17
  Speaker 4: What's that?
• 30:18
  Speaker 2: Okay?
• 30:18
  Speaker 4: So is that?
• 30:19
  Speaker 2: So senior itis is? How do I explain this? It's basically,
• 30:24
  Speaker 2: when you get to the last segment of your program.
• 30:27
  Speaker 2: You just feel above and you're like, no, I don't
• 30:30
  Speaker 2: want to do this, or I'm going to leave it
• 30:31
  Speaker 2: for later, or I can't wait to get out of here, senioritists.
• 30:35
  Speaker 4: I'm definitely ready to start working. But I love being
• 30:40
  Speaker 4: a student, so I could be a forever student. I'm
• 30:44
  Speaker 4: like considering doing a PhD at this point.
• 30:47
  Speaker 2: Okay, yeah, do it and then come back and tell
• 30:51
  Speaker 2: us how it goes.
• 30:51
  Speaker 4: Yeah, but at the same time, I need to make
• 30:53
  Speaker 4: some money and work. And but we'll see, never know
• 30:57
  Speaker 4: what's going to happen in New York.
• 31:01
  Speaker 3: Well, this is definitely a city of opportunities. That's the greatest,
• 31:05
  Speaker 3: greatest thing about New York.
• 31:06
  Speaker 2: I love this episode.
• 31:08
  Speaker 3: Oh yay.
• 31:09
  Speaker 1: You don't love all our episodes.
• 31:12
  Speaker 2: You know, pro we always make it to the ends
• 31:16
  Speaker 2: and you just hit that. You know, it's.
• 31:20
  Speaker 3: Always This has been a great one. And we could
• 31:22
  Speaker 3: probably do a whole episode of investing and.
• 31:24
  Speaker 1: You know we should.
• 31:26
  Speaker 2: You should come back and we can. We can do that.
• 31:28
  Speaker 4: I would love to come back.
• 31:29
  Speaker 2: That would be awesome because I need to learn things.
• 31:32
  Speaker 2: Teach me something.
• 31:33
  Speaker 4: I teach me something, yeah, and you guys can teach
• 31:35
  Speaker 4: me something. Too.
• 31:37
  Speaker 1: No, we're trying to learn more.
• 31:38
  Speaker 2: Oh okay, I love it well.
• 31:42
  Speaker 4: Thank you all much, thank you, thank you so much
• 31:44
  Speaker 4: for having me.
• 31:45
  Speaker 2: No, thank you for being here, and thank you all
• 31:48
  Speaker 2: are lovely. Listeners for tuning in to another episode of
• 31:51
  Speaker 2: Teach Me.
• 31:52
  Speaker 3: Something, presented by Berkeley College with Penny Dollars DJ pro Style.
• 31:57
  Speaker 2: Bye guys, hey, thanks for listening. Tune in next
• 32:01
  Speaker 3: Week for all new episode of Teach Me Something, brought
• 32:04
  Speaker 3: to you by Berkeley College