511c life insurance inside vs outside super, income protection, TPD, trauma, salary sacrifice + more (campfire chat with Phil Thompson)

money money money · Mar 23, 2022 · 1h 22m

Adviser and friend of the show Phil Thompson joins Glen to unpack a ton of great questions from the m3 community. They touch on:

👉🏻 personal insurance in super vs out of super

👉🏿 tax on TPD pay outs

👉🏾 salary sacrificing into super to cover premiums

👉🏼 how does your health history impact your ability to get cover?

👉 I’m single, have assets and no dependants, do I need life insurance?

👉🏽 how do exclusions work and how long do they last?

👉🏿 having multiple policies

👉🏻 level vs step premiums

👉🏾 when do you need income insurance?

👉 what are your options if you can’t get insurance?

👉🏿 changing…