Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How AI Agents Are Rewiring Merchant Underwriting
We explore the shift from static underwriting to dynamic, agent-driven risk assessment in merchant services. Using a hypothetical mid-market retailer facing seasonal cash flow gaps, we examine how real-time data streams allow fintechs to adjust credit limits instantly. Lucas breaks down the mechanics of continuous monitoring versus quarterly reviews, while Luna challenges the privacy implications and potential for algorithmic bias in these autonomous lending decisions.
#FexingoBusiness #BusinessPodcast #MerchantUnderwriting #AIInFinance #RealTimePayments #CashFlowManagement…
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