ACA Credits Expire, Coverage at Risk | Birmingham News

Birmingham AL News Today | 2 Min News | The Daily News Now! · Aug 19, 2026 · 1m

Health insurance enrollment is plummeting nationwide as temporary tax credits that slashed premiums expire, leaving many—especially small business owners, gig workers, and those awaiting Medicare—stranded with unaffordable plans. These credits once made coverage accessible even for higher earners, and without them, costs have skyrocketed, forcing tough choices for people already stretched thin. In states like Alabama, where Medicaid remains unfunded, low-income residents face a deadly coverage gap, pushing more to emergency rooms and risking hospital closures. This isn’t just a policy…