Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Real Time Payments Are Quietly Killing The Old Banking Model
We look at why the speed of modern money movement is becoming the new moat for financial institutions. Lucas and Luna break down how instant settlement layers are stripping away the float that traditional banks have relied on for decades, using specific examples from the current October 2026 market landscape. We explore the tension between legacy infrastructure and real-time rails, asking whether banks can adapt fast enough or if they will be relegated to mere custodians of cash. This episode examines the structural shift in liquidity management and what it means for small business operators…
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