Latest / Becker’s Payer Issues Podcast / Navigating Medicaid Reform and Community Care with CalOptima CEO Michael Hunn
Transcript
- 0:00Hello, everyone. This is Jacob Emerson with the
- 0:02Becker's Payer Issues podcast. Thrilled today to be
- 0:05joined by CalOptima Health CEO, Michael Hahn. Michael,
- 0:08thanks so much for taking the time to
- 0:10be with me on the podcast today.
- 0:12Jacob, it's awfully nice to be here and
- 0:14really appreciate the invitation.
- 0:16Yeah. Likewise. I I appreciate you taking the
- 0:18time, Michael. And,
- 0:20we're here today to talk with you a
- 0:21little bit about the federal reconciliation bill, which,
- 0:24of course, as you know, was recently passed
- 0:26earlier this month.
- 0:28But before we dive into that and all
- 0:30the complexities involved in that bill for for
- 0:32your organization and and across the wider health
- 0:34care system,
- 0:35can you remind our listeners, what is CalOptima
- 0:38Health? Who do you serve, and and what
- 0:39markets,
- 0:40are you in?
- 0:42So, CalOptima Health serves the Medicaid
- 0:46population, which we refer to as Medi Cal
- 0:50here in Orange County, California.
- 0:52Orange County, California is the sixth largest county
- 0:56in The United States,
- 0:58here in the state of California.
- 1:01We currently are the third largest,
- 1:04Medicaid health plan in the state of California.
- 1:06We serve
- 1:08out of our 3,100,000
- 1:10member population,
- 1:12we serve about a million in the Medicaid
- 1:15program just here in Orange County.
- 1:17So what that means is that there are
- 1:19a million people out of
- 1:213,000,000 or a third of the county that
- 1:23are low income
- 1:25or live below the federal poverty level here
- 1:27in Orange County.
- 1:29We're also a
- 1:30what's called a county organized health system.
- 1:34Back when we were founded thirty years ago
- 1:36in 1994,
- 1:38the county decided not to build,
- 1:41public hospitals.
- 1:42So we don't have a public hospital. We
- 1:44administer the Medi Cal program
- 1:47through about 10,000
- 1:49contracts with providers.
- 1:51That includes our doctors, our clinics, our hospitals,
- 1:55our skilled nursing facilities, our ambulatory centers, and
- 1:58our community clinics.
- 2:00So we are a county organized health system.
- 2:03We have a separate
- 2:05nine member fiduciary board. We are not part
- 2:08of the County Of Orange.
- 2:10We have a $4,700,000,000
- 2:12budget this year.
- 2:1490%
- 2:15of our revenues come from state tax revenues
- 2:18and 10%
- 2:19from CMS Medicare.
- 2:21So that's a little bit about CalOptima Health.
- 2:24Fantastic. Well, appreciate that overview and context for
- 2:27our listeners,
- 2:28Michael.
- 2:29Let's let's dive in and talk about HRM
- 2:31one, the the federal reconciliation
- 2:33bill that president Trump signed into law on
- 2:36July 4.
- 2:38Massive bill. So many different things we could
- 2:40talk about today. But,
- 2:42let's specifically focus on Medicaid where,
- 2:45it's anticipated that, Medicaid spending will decrease by
- 2:49nearly $1,000,000,000,000
- 2:50over the next decade. And, under that same
- 2:53timeline, we're expecting the uninsured population
- 2:56nationwide to,
- 2:58increase by an additional 10,000,000 people.
- 3:01And that's that's by 2034
- 3:03according to the Congressional Budget Office and their
- 3:06latest estimates. So,
- 3:08talk to us about the bill's impact on
- 3:11the operations and strategy at CalOptima,
- 3:14over over the next five to ten years?
- 3:16How are you thinking about this internally? How
- 3:18are you preparing for this,
- 3:20financially?
- 3:22So, Jacob,
- 3:23one of the things that is important for
- 3:25a lot of folks to understand
- 3:27right now is that all although HR one
- 3:31has been passed and we've got a state,
- 3:33budget that our governor signed into law as
- 3:36well,
- 3:37nothing yet has actually changed in either the
- 3:40services,
- 3:42or eligibility
- 3:43of any of our Medicaid members here, certainly
- 3:46in California and certainly here in Orange County.
- 3:49So the first messaging we're sending out is
- 3:52to our members letting them know,
- 3:55one, we haven't shared any of their confidential
- 3:57private information.
- 3:59Two,
- 4:00their benefits and their eligibility
- 4:02at this moment in time remains the same.
- 4:06And three, please,
- 4:07please, please go get your health care services.
- 4:10Take your kids in for baby well checks.
- 4:13Get your immunizations.
- 4:14Do your developmental screenings with your younger children.
- 4:18Make sure you're getting your pharmaceuticals
- 4:20for blood pressure
- 4:21and diabetes and whatever else,
- 4:24and make sure you're going to the doctor.
- 4:26And if you can't,
- 4:28or don't want to go to the doctor
- 4:30because you're concerned about things in the community,
- 4:34then try to use telehealth.
- 4:36We added on our website,
- 4:38caloptima.org
- 4:40backslash
- 4:41get care,
- 4:43a list of our physicians that do telehealth.
- 4:46So in preparing for the changes, first and
- 4:49foremost, we want people to continue to get
- 4:52their care until there is a change in
- 4:55the actual benefits eligibility
- 4:58and determinations.
- 5:00So the work eligibility,
- 5:02the soonest that that will start to occur
- 5:05for individuals
- 5:06that have to perform eighty hours a month
- 5:09for able-bodied
- 5:11adults without dependents
- 5:12under 14 years of age,
- 5:16Probably end of next year, so December
- 5:192026,
- 5:20December 31,
- 5:22but no later than 12/31/2028.
- 5:26That's the mandate.
- 5:28And so one of the things we'll look
- 5:30at is making sure that our eligibility,
- 5:34which is determined by our social service agency,
- 5:38is kept up to date, And we, as
- 5:40the health plan, are aware of who is
- 5:43and is not eligible to receive services.
- 5:46So our initial preparation
- 5:48is, one, letting people know that right now,
- 5:51nothing has changed.
- 5:53Next, as we get ready to start implementing
- 5:56eligibility
- 5:57changes,
- 5:58most likely, that'll begin to at the 2026.
- 6:03Then on the financing, and you're asking how
- 6:05are we preparing for it financially,
- 6:08we currently have about a hundred and twenty
- 6:11days of cash on hand.
- 6:13And that doesn't sound like a lot,
- 6:16but we spend between 350
- 6:18and $400,000,000
- 6:21a month in medical care and overhead.
- 6:24Our medical care, we spend about 94¢
- 6:28of every dollar on care.
- 6:30Our administrative
- 6:32overhead last year, we're just closing the books,
- 6:35for our last fiscal year, which ended June
- 6:3830,
- 6:39is 4.2%
- 6:41to 5.2%.
- 6:43The year will close out at 5.2
- 6:45for the full year.
- 6:47That is one of the lowest administrative overheads
- 6:50of any health plan I'm aware of in
- 6:51the state of California.
- 6:53So we're preparing by being very fiscally prudent,
- 6:57and we are preparing to make sure that
- 6:59we have adequate reserves in case there's a
- 7:01interruption
- 7:03in revenues from either the state or the
- 7:05feds.
- 7:06So those are some of the initial things
- 7:08we're looking at, Jacob.
- 7:10Absolutely. And and such an important call out
- 7:12that you made there in the beginning, Michael,
- 7:13that benefits have not been affected yet, and
- 7:17these changes will really start to become,
- 7:20more real towards the end of next year,
- 7:22and that your members need to be proactive
- 7:24with with, getting their services now before anything
- 7:27concretely
- 7:28changes.
- 7:30I'm glad you brought up the work requirements
- 7:32piece of all this because that's been, you
- 7:34know, some of the main focus, we've seen
- 7:36across the media, certainly one of the biggest
- 7:38changes,
- 7:39for Medicaid.
- 7:40So
- 7:41can you talk about how you think the
- 7:43relationship
- 7:44between,
- 7:45just in California, the Medi Cal
- 7:47with the states and then with your organization,
- 7:50a managed care organization,
- 7:52how will that influence the relationship between,
- 7:55states and and these and private insurers across
- 7:58the country?
- 8:00So
- 8:01we work very closely here in California with
- 8:03the Department of Health Care Services,
- 8:06DHCS.
- 8:08We also for those that have,
- 8:11covered California
- 8:12exchange products, we work closely with the Department
- 8:15of Managed Health Care, the DMHC.
- 8:19And then from a regulatory
- 8:21standpoint,
- 8:22our commercial
- 8:23plans here in the state,
- 8:25we have a a board called the California
- 8:28Association of Health Plans. I have the privilege
- 8:30of serving on that board,
- 8:32and it's representative of both the commercial
- 8:36as well as the
- 8:38public plans.
- 8:39And I think together,
- 8:41we try to work very collaboratively
- 8:44with DHCS
- 8:45and DMHC
- 8:47to come up with policy and implementations
- 8:50that make sense,
- 8:51but also understanding
- 8:53the state has to maintain its budget and
- 8:55has its struggles, of course.
- 8:57But we wanna be as collegial as possible.
- 9:00We wanna work on solutions
- 9:02together.
- 9:04And so to the great credit of the
- 9:06Department of Health Care Services, the director,
- 9:10of DHCS here in California
- 9:12is very amenable to meeting.
- 9:15It is a very professional
- 9:17staff.
- 9:19We look at the problems together. We offer
- 9:22suggestions,
- 9:22recommendations.
- 9:24DHCS does reach out to us and ask
- 9:27for input,
- 9:28and, we're allowed to be able to offer
- 9:31suggestions and recommendations
- 9:33on implementation.
- 9:35We know that implementing work requirements
- 9:38and implementing some of the financing changes
- 9:42is going to require a lot of collaboration,
- 9:44a lot of coordination, and a lot of
- 9:47communication.
- 9:49And so as we move forward together,
- 9:51we are going to try to
- 9:53do that
- 9:55with as little disruption and impact to services
- 9:58to our members.
- 9:59Couple of examples.
- 10:02On the financing side,
- 10:04we have to rely on actuaries. Those are
- 10:07the individuals that are skilled
- 10:10in looking at, okay, how sick is the
- 10:13population?
- 10:14And what we do is we look at
- 10:16all the claims that get filed for medical
- 10:19care.
- 10:20And each one of those claims is attached
- 10:22to a condition,
- 10:25and it gets a numerical
- 10:27number.
- 10:28And we can aggregate and pull together all
- 10:30that data
- 10:32and start to project
- 10:33how how high of a risk is this
- 10:36population,
- 10:37how what is their propensity
- 10:39for being healthy or unhealthy.
- 10:42And then the state, along with us, negotiate
- 10:45to set rates
- 10:47to be able to reimburse
- 10:48to cover the costs that are allowable under
- 10:51the Medicaid program.
- 10:53And in turn, we pass those monies on
- 10:55to the doctors and hospitals
- 10:58and providers that provide the care.
- 11:01Right now, we are relooking at, okay, if
- 11:04there's gonna be changes in enrollment
- 11:07and eligibility
- 11:09changes,
- 11:10and we have, let's say, a 20% decrease
- 11:13in the number of individuals that are eligible
- 11:16for Medi Cal,
- 11:17what does that do to the risk and
- 11:20how healthy or unhealthy is the population,
- 11:23and how much are we going to need
- 11:25in order to take care of them.
- 11:27So this is complex work. I'm trying to
- 11:30simplify it here for understanding.
- 11:33But go forward, we will have to work
- 11:35very closely with our state and federal partners
- 11:39as we take care of our almost million
- 11:42folks. In the Medicare population alone, we have
- 11:45a 127,000
- 11:47seniors,
- 11:48of which about two hundred and eighty five
- 11:51are centenarians.
- 11:53That's that's a lot of folks over 100
- 11:55years old, and I know it because I
- 11:57signed birthday cards to all of them.
- 11:59But in that, we have to understand
- 12:02how that population
- 12:03is staying or not staying healthy.
- 12:06And our largest
- 12:08growing number of individuals
- 12:10is our senior population.
- 12:13So we are gonna have to be very
- 12:15diligent as we look at the finance models
- 12:17go forward
- 12:18because the seniors, as we age, we become
- 12:21more expensive.
- 12:23So those are some of the collaborations that
- 12:25we will undertake
- 12:26with our state and federal colleagues on rate
- 12:30setting go forward.
- 12:32Absolutely. No. It's a very you're making it
- 12:34very clear. This is going to be a
- 12:36significant lift for for the Medicaid system,
- 12:39for for companies like yours.
- 12:41And it's good it's it's good to hear
- 12:42that the state is being proactive in in
- 12:44managing through some of those challenges that you
- 12:46foresee,
- 12:47Michael. And I and I I wonder if
- 12:49you would offer any advice to others listening
- 12:51in, who are also operating in the Medicaid
- 12:54states all over the country in terms of,
- 12:57how to begin navigating some of these challenges
- 12:59that you're foreseeing,
- 13:01that will pop up as as this this
- 13:03moves forward?
- 13:05So, Jacob, I think one of the key
- 13:07things, especially in our roles, you know, I
- 13:10have
- 13:11this great privilege
- 13:12to be the current CEO
- 13:15at CalOptima Health here in Orange County. I'm
- 13:18standing on the shoulders of of the other
- 13:21CEOs and the staff
- 13:23and the community that have gone
- 13:25many, many years before my time here.
- 13:28And then I will have my time and
- 13:30move on and be part of the heritage
- 13:32and legacy.
- 13:33But one of the things that we have
- 13:35proactively
- 13:36worked very hard to do is to create
- 13:39communications
- 13:40with our county partners.
- 13:42In a lot of circumstances,
- 13:44the Medicaid program that's operated by the county
- 13:48health plan
- 13:50is separate from the county,
- 13:52and we have a social service agency that
- 13:55actually does the eligibility,
- 13:58helps the individuals to fill out the applications.
- 14:03The social service agency for the county is
- 14:05the one that actually submits the application to
- 14:08the state.
- 14:09The state says yes or no,
- 14:12then sends back a file to the social
- 14:14service agency saying, here are all the eligible
- 14:17members that have been approved.
- 14:19The social service agency then sends us a
- 14:22file
- 14:24and says, please go ahead and proceed to
- 14:26put these folks on the Medi Cal role
- 14:29in Orange County.
- 14:30We issue an insurance card,
- 14:33assign them to a medical group and a
- 14:35medical home and a primary care doctor.
- 14:38What we have done the last few years
- 14:40is that we have had routine standing meetings
- 14:43with the executive leadership of the social service
- 14:46agency,
- 14:47and we work hand in hand,
- 14:50with the director and his team.
- 14:53We go to community
- 14:55events together.
- 14:56They're there with their computers and their multilingual
- 14:59staff signing people up and helping them navigate
- 15:03the application
- 15:05process to remain eligible or to achieve eligibility
- 15:09for Medi Cal.
- 15:11We go to those same community events, and
- 15:13we have our informational
- 15:15booth,
- 15:16And we actually coordinate
- 15:18our communications
- 15:20with the county social service agency
- 15:23so that the members in the community in
- 15:25all nine threshold languages that we have, English,
- 15:29Spanish, Vietnamese,
- 15:31Chinese, Korean,
- 15:32Farsi, Russian, etcetera,
- 15:35that we're both saying the exact same thing,
- 15:38that we're sending the exact same messages.
- 15:41Even the most recent letter we sent out,
- 15:44and we text our members.
- 15:46We do about 250,000
- 15:48texts a a week,
- 15:51and we told them, hey. Your privacy is
- 15:53is protected. Your benefits and eligibility have remained
- 15:56the same, and please go get your health
- 15:58care.
- 15:59We are both saying the same thing.
- 16:02I would encourage those around the country that
- 16:05listen in, and I have great regard, Jacob,
- 16:07for Becker's and their reach in health care
- 16:10and their updates that you send out on
- 16:13all sorts of disciplines,
- 16:15I would encourage them to have strong working
- 16:18relationships.
- 16:19The way it started for us,
- 16:21I picked up the phone and I called
- 16:23the director of the social service agency, and
- 16:26I said, this is who I am. I'd
- 16:28really like to start to work better with
- 16:30you.
- 16:31Let's get together and have a conversation.
- 16:34And it started with a dinner.
- 16:37And from there, we have built a standing
- 16:40relationship.
- 16:41We work collaboratively
- 16:43at community events together,
- 16:45and we're now planning and coordinating with all
- 16:48these changes because
- 16:50they field about 80,000
- 16:52phone calls a month. We field about 80,000
- 16:56a month.
- 16:57Now we're saying the same thing
- 17:00from the same talking points to ensure that
- 17:02members are getting consistent
- 17:05information.
- 17:06That to me would be a huge win
- 17:09for the community and our Medi Cal, Medicaid
- 17:12members
- 17:14that they're counting on us to get this
- 17:16stuff right.
- 17:18And I don't know that we can do
- 17:19that if we're in separate silos.
- 17:21So I would really strongly encourage,
- 17:24try to punch a hole in the silo
- 17:27and, string a phone line across
- 17:29and talk to your colleague at the county
- 17:32where,
- 17:33they do the eligibility,
- 17:35and you as the health plan provide the
- 17:37care
- 17:38communicate with each other. That would be one
- 17:40of my key messages, Jacob.
- 17:42Absolutely. Working, you know, more closely with your
- 17:45state partners and and engaging more deeply,
- 17:48with your community and with your members and
- 17:49patients,
- 17:50is is clearly going to be so key
- 17:52here over the next few years.
- 17:55Michael, throughout this entire process over these last
- 17:57several months in terms of,
- 18:00what we've been hearing from from the insurance
- 18:02community and from providers and and large hospital
- 18:05groups all over the country, There's a real,
- 18:07fear here around what is coming over over
- 18:10the next decade,
- 18:12and certainly what we've heard on the ground
- 18:14from from members and from patients all over
- 18:17the country,
- 18:18worried about losing their benefits.
- 18:21So on the flip side of of that,
- 18:23is there anything you would mention,
- 18:25in terms of specific provisions of the bill
- 18:27that you think could potentially
- 18:30reduce administrative burdens or or even just create
- 18:33new opportunities for innovation,
- 18:36in in managed care?
- 18:38So one of the things that I'm hopeful
- 18:40of
- 18:41is that
- 18:43together in our individual communities, if you've seen
- 18:47one county in The United States, you've seen
- 18:50one county. Each community is unique in itself.
- 18:54And I do have great concerns about what
- 18:58HR one and the the changes will do,
- 19:01especially to our hospital partners.
- 19:04The bill
- 19:05is to trim out 1,200,000,000,000.0
- 19:09over the next ten years into 2034.
- 19:14Of that, 665,000,000,000
- 19:18will come out of our hospitals across the
- 19:20country.
- 19:22Just here in California,
- 19:24that'll be about a $119,000,000,000
- 19:28reduced
- 19:29here in the community.
- 19:31So we are all gonna have to get
- 19:33very innovative
- 19:35about managing our overhead
- 19:38and managing the delivery of care.
- 19:41Those innovations
- 19:42will also include the implementation
- 19:44of AI technologies,
- 19:46hopefully, that will make
- 19:48processes and functions more efficient.
- 19:52Given our administrative
- 19:54overhead right now,
- 19:56at 5.2%,
- 19:57which is, like I said, the lowest that
- 20:00I'm aware of in the state with either
- 20:01a public or private plan.
- 20:04One of the things that we have done
- 20:05is starting
- 20:07to really
- 20:08medically
- 20:09manage and oversee
- 20:11our key services. So in transplants
- 20:13alone,
- 20:14we're responsible
- 20:15for about a hundred and seventy transplants a
- 20:18year,
- 20:19and we brought a specialty doctor in who
- 20:22is a transplant surgeon.
- 20:25And now he's overseeing,
- 20:27our transplant
- 20:28program,
- 20:30and he has been able to streamline
- 20:33the
- 20:33transplant process,
- 20:35streamline and eliminate a lot of
- 20:38duplicate or unnecessary
- 20:40testing,
- 20:41and make much quicker decisions to approve a
- 20:44transplant go forward
- 20:46or indicate that the patient really doesn't have
- 20:49the clinical,
- 20:51capability of accepting a transplant
- 20:54and making
- 20:55really,
- 20:56upfront good clinical decisions.
- 21:00We did it because I really felt it
- 21:02was imperative that we coordinate our care
- 21:05and that patients get timely care and not
- 21:08be waiting so long for transplants or to
- 21:11get on the list for a transplant.
- 21:14I then had a request. Well, how are
- 21:16we doing with that program? And so I
- 21:18ran some financial numbers,
- 21:20Keeping in mind, we didn't go into this
- 21:23process
- 21:24for a financial reason, but we discovered
- 21:27because we were managing the program, eliminating a
- 21:30lot of duplication and unnecessary
- 21:33repeated tests, and it's very expensive in the
- 21:36transplant world,
- 21:38we ended up reducing our year over year
- 21:41cost for transplants by $20,000,000.
- 21:45That's an efficiency that if we multiply that
- 21:48by all the health plans across the state
- 21:50doing transplants,
- 21:52what impact could we have
- 21:54on really
- 21:56not slowing down care, but speeding it up,
- 21:59but being a lot more efficient?
- 22:01Those are the types of innovations we're gonna
- 22:03have to work on together.
- 22:05And I think we have been very good
- 22:07about wanting to share our experiences. And I
- 22:10think
- 22:11if there are things that plans are doing
- 22:13today that are working well,
- 22:16it would be nice to create a toolkit
- 22:18of here's what's working well, and we're willing
- 22:20to share the white paper
- 22:22or the details.
- 22:24We are currently preparing a white paper on
- 22:27our transplant program
- 22:29to share with everybody
- 22:30how we were able
- 22:32to speed it up,
- 22:34become more efficient,
- 22:35and the byproduct was we preserved
- 22:38very precious health care dollars.
- 22:41So that's a little bit about what we
- 22:42might be able to do together to innovate.
- 22:46Sure. Sure. That's a it's a great example,
- 22:48and I I do hope some of our
- 22:49listeners take you up on that that white
- 22:51paper offer,
- 22:52Michael.
- 22:54Before we go, we we've heard from GOP
- 22:57lawmakers throughout this process and and certainly after
- 23:00the bill's passing that the focus here has
- 23:02been on improving Medicaid's
- 23:04sustainability in the long term.
- 23:07So what's your perspective on that given given
- 23:09the position you sit in? What do you
- 23:11think are some of the most important strategies
- 23:13moving forward here, in terms of preserving the
- 23:16long term viability
- 23:18of the managed care system?
- 23:21So we are a firm believer here in
- 23:23Orange County. We have had
- 23:26a long history of managed care, Medicaid, or
- 23:29what we call Medi Cal again.
- 23:32And we currently delegate
- 23:34about 700,000
- 23:36of our members to nine large delegated
- 23:40medical groups.
- 23:42I believe we are the highly the most
- 23:45highly delegated,
- 23:47health plan on the Medicaid side in California,
- 23:52and we have worked very closely with our
- 23:54managed care medical group partners.
- 23:57We have seen that a member being in
- 24:00managed care
- 24:01gets far better care than if they're fee
- 24:04for service.
- 24:06Why?
- 24:07They have a medical home, so they belong
- 24:09to a medical group and a clinic and
- 24:12a primary care doctor.
- 24:14Two,
- 24:15that managed care model
- 24:17reaches out to them consistently
- 24:19for their medical care reminders of their checkups,
- 24:23reminders of their medications,
- 24:26making sure they're following up on any of
- 24:29their disease issues or health issues,
- 24:32and that they're being managed from a case
- 24:35management standpoint
- 24:37and given access to other services that we
- 24:39as the health plan provide
- 24:41or they, as the medical group, provide.
- 24:44So we believe that being in a managed
- 24:47care model
- 24:48in a medical group
- 24:50with a medical home and a primary care
- 24:53doctor is better for your health
- 24:56than being fee for service and no one's
- 24:58really tracking or following up for you.
- 25:02I do think that it's imperative
- 25:05that the program
- 25:07continue to provide this coverage
- 25:10for those that are low income or live
- 25:12below the federal poverty level.
- 25:14We believe
- 25:16that that access to care is critical.
- 25:18But what we don't wanna have happen and
- 25:21which could really impact things severely
- 25:25is that the individuals
- 25:26lose eligibility.
- 25:28The plan changes.
- 25:30It doesn't change the fact that they need
- 25:32health care, and it doesn't change the fact
- 25:34that they will have health crisis.
- 25:37And where are they all going to go?
- 25:40In the end, what I fear is it'll
- 25:42land in the emergency room.
- 25:44I ran acute care hospitals for almost thirty
- 25:47years of my career. I've been the CEO
- 25:50of many hospitals
- 25:51and have had the great privilege of working
- 25:53with so many amazing doctors and
- 25:56communities,
- 25:57and I don't want the emergency room to
- 26:00become the primary care office
- 26:02for millions of people. Here in Orange County,
- 26:05from an eligibility
- 26:06standpoint,
- 26:07we could see up to 200,000
- 26:09of our members lose coverage.
- 26:12Where are they going to go?
- 26:15Set aside any of the other issues that
- 26:17go with the access to care and just
- 26:20focus on the care part. If you need
- 26:22emergency care under EMTALA, under federal rules,
- 26:27emergency medical treatment rules.
- 26:30Every hospital emergency room has to see you
- 26:33whether you have means to pay or not,
- 26:36but that is gonna put a huge burden
- 26:38on our hospitals. So my hope
- 26:41is that we can preserve precious
- 26:44dollars, be very efficient in our delivery of
- 26:46care,
- 26:47and still have the ability through our state
- 26:50budget
- 26:51to fund the care for individuals
- 26:54that have no ability to find care for
- 26:56themselves.
- 26:57So that's my go forward hope. And on
- 27:00a
- 27:01on another note, I also believe firmly in
- 27:03the goodness of the human heart.
- 27:06And I know that there are a lot
- 27:07of good folks out in our community
- 27:10that will figure out how to create,
- 27:13either free clinics, free access to care, free
- 27:16access to pharmaceuticals,
- 27:19free access to eye care, free access to
- 27:21dental care.
- 27:23We have amazingly,
- 27:25good
- 27:26community organization
- 27:27organizations
- 27:28and philanthropists.
- 27:29So I also wanna believe
- 27:32that many will step forward to care for
- 27:34our community.
- 27:36Wonderful. I I think that's a great last
- 27:39note to leave things on, Michael. So I
- 27:41wanna thank you for taking the time to
- 27:43sit down with us and and for sharing
- 27:45your perspective
- 27:47on what is such an important issue,
- 27:49especially in the in the years to come.
- 27:51So so thank you for taking the time.
- 27:53Jacob, thank you. And our our thanks to
- 27:55Becker's as well for hosting this. And,
- 27:59on my final final note, I really encourage
- 28:02folks out there that are responsible for these
- 28:04populations.
- 28:06Make sure that you always have that element
- 28:09of love
- 28:10that, we are really here to care for
- 28:13each other,
- 28:14And, this is really important work, and our
- 28:17community
- 28:19is truly counting on us to get it
- 28:21right. So, Jacob, thank you.
- 28:23Yeah. Thank you, Michael. And and to our
- 28:25listeners, if you'd like to listen to more
- 28:27podcasts from Becker's Health Care, you can visit
- 28:28beckershospitalreview.com.