Latest / Trudge Report / Ep. 130 - Financial Sobriety: Fixing The Financial Wreckage Of The Past.

Transcript

Ep. 130 - Financial Sobriety: Fixing The Financial Wreckage Of The Past. · Trudge Report

• 0:07
  SPEAKER_00: Ladies and gentlemen, good evening and welcome to another episode of Trudge Report.
• 0:12
  SPEAKER_00: This is a recovery-based podcast.
• 0:14
  SPEAKER_00: My name is Sean, and I am your host.
• 0:15
  SPEAKER_00: I'm joined by my good friends and fellow Trudgers.
• 0:18
  SPEAKER_00: Please remember to listen on Apple, Spotify, or wherever you may get your podcasts.
• 0:22
  SPEAKER_00: Videos will of these episodes will be posted each week.
• 0:25
  SPEAKER_00: So you can watch them on YouTube and Facebook.
• 0:28
  SPEAKER_00: But as always, please be sure to download on your listening platforms.
• 0:32
  SPEAKER_00: Remember to like and subscribe on all social media outlets with the handle at Trudge Report Pod.
• 0:38
  SPEAKER_00: This podcast is brought to you by Stellamix Podcast Management.
• 0:41
  SPEAKER_00: Uh, gentlemen, good evening.
• 0:43
  SPEAKER_00: Happy recording day.
• 0:45
  SPEAKER_00: Um, happy August, happy storm season, I guess.
• 0:50
  SPEAKER_00: And uh hope everybody's doing well.
• 0:52
  SPEAKER_00: Greg, we'll start with you.
• 0:53
  SPEAKER_00: You said you got a little bit of a little bit of weather going on up there.
• 0:56
  SPEAKER_06: Yeah, yeah.
• 0:57
  SPEAKER_06: Nothing.
• 0:57
  SPEAKER_06: A little nice little squall happening.
• 0:59
  SPEAKER_06: Nothing uh nothing we're not used to.
• 1:03
  SPEAKER_06: Um had a had an eventful week, eventful weekend.
• 1:07
  SPEAKER_06: Uh gotta shout out first.
• 1:10
  SPEAKER_06: Uh our young friend Peyton just got his uh state test scores in, man, and the kid absolutely killed it.
• 1:17
  SPEAKER_06: It was uh up in the 800s.
• 1:19
  SPEAKER_06: Nice.
• 1:20
  SPEAKER_06: So uh, you know, way higher than um, you know, what the what the district average is and and and the school average, so that's awesome.
• 1:31
  SPEAKER_00: Way higher than any of us probably would have ever scored.
• 1:33
  SPEAKER_00: Oh absolutely.
• 1:35
  SPEAKER_06: Indeed, indeed.
• 1:36
  SPEAKER_05: So it's good to see the hard work paying off.
• 1:38
  SPEAKER_00: Um I can get plenty high, Sean.
• 1:41
  SPEAKER_00: So fuck you.
• 1:44
  SPEAKER_00: Coming out of engage strong down there.
• 1:46
  SPEAKER_06: What do we say in in in uh remember remember how high?
• 1:50
  SPEAKER_06: Remember uh how high?
• 1:52
  SPEAKER_06: Like, oh, we we high take the test high, get high scores, you know.
• 1:57
  SPEAKER_00: Like uh well, let's hope Peyton's not employing that that tactic, but uh yeah, yeah, I don't think so.
• 2:05
  SPEAKER_06: Um so yeah, uh, I don't know, went to went to uh uh baseball game the other night.
• 2:11
  SPEAKER_06: Um almost got rocked by a piece of a bat, dude.
• 2:15
  SPEAKER_06: It was the one of the crazier things I've I've seen at a baseball game, but uh Travis Bazana um cracked a foul ball and split the bat in half.
• 2:25
  SPEAKER_06: So I'm I'm like looking up because the foul ball's like coming right into our section, dude.
• 2:29
  SPEAKER_06: And and all the meanwhile, the bat came through like the the front chunk of the bat came through the net.
• 2:36
  SPEAKER_06: I've never seen one go through the net before, and it hit the guy in front of me, like directly in front of me.
• 2:42
  SPEAKER_06: Uh on the shoulder.
• 2:43
  SPEAKER_06: But yeah, did it kill me?
• 2:45
  SPEAKER_06: No, no, no.
• 2:46
  SPEAKER_06: Uh guy had a nice little souvenir.
• 2:49
  SPEAKER_06: If it would have came the other way, dude, it could have caught him right now.
• 2:52
  SPEAKER_02: Jugular, dude.
• 2:53
  SPEAKER_02: Yeah.
• 2:57
  SPEAKER_00: That's like some never seen one through an ad before.
• 3:00
  SPEAKER_00: Final destination type.
• 3:01
  SPEAKER_00: Final destination, yeah.
• 3:02
  SPEAKER_00: Nine like that.
• 3:03
  SPEAKER_04: How'd he go?
• 3:04
  SPEAKER_04: Oh, you went to a tribe game.
• 3:06
  SPEAKER_04: Yeah.
• 3:08
  SPEAKER_06: So uh yeah, and uh just uh just trying to make it through the week.
• 3:12
  SPEAKER_06: We got uh we got a nice little mini vacay uh planned for this upcoming weekend.
• 3:17
  SPEAKER_06: So it'll be nice little family uh trip uh a little down south in Ohio, down near Dan's neck of the woods, or at least halfway there.
• 3:28
  SPEAKER_00: So nice, yeah.
• 3:29
  SPEAKER_06: And uh yeah, the the weekend wouldn't be be complete, right?
• 3:33
  SPEAKER_06: With uh without some fantasy football drama Dan and I have been uh mixed up in all day, so that's been fun as well.
• 3:40
  SPEAKER_01: God, what is up with that, dude?
• 3:42
  SPEAKER_01: It's like every trudge report season we have a report to fucking fantasy chat.
• 3:46
  SPEAKER_00: Are you allowed to elaborate?
• 3:47
  SPEAKER_00: Because I I have I mean I'm I I I have no interest in fantasy football, but I love hearing the bullshit that happens between you guys.
• 3:54
  SPEAKER_06: Well, I mean, here's the deal I don't I don't I don't need anybody's permission to elaborate because this is fucking America and I'll do what I wish.
• 4:00
  SPEAKER_06: But uh the dude who used to be uh the commissioner of the league, a guy that used to be on this show, actually, um uh decided that he was going to step down for a year and and pass the commissioner duties on to somebody else, and which is fine, it's all well and good.
• 4:18
  SPEAKER_06: You know, you got be busy, got stuff going on, and uh and then he decided to like steal the trophy.
• 4:25
  SPEAKER_06: So uh Sean, your your brother-in-law is actually the champion of our league uh from the past season, but he hasn't had his his championship trophy for the last five months because uh another gentleman decided to hostage hold it hostage.
• 4:43
  SPEAKER_00: Has he put out a statement as to why he is holding it hostage?
• 4:47
  SPEAKER_00: Because it's his right.
• 4:48
  SPEAKER_00: He says it's right.
• 4:51
  SPEAKER_00: He created the league, so therefore is there is there has he given a reasoning as to why he's holding it hostage?
• 4:58
  SPEAKER_06: Besides that it's his nothing logical, nothing logical.
• 5:01
  SPEAKER_00: Okay, okay.
• 5:02
  SPEAKER_00: All right.
• 5:04
  SPEAKER_00: Is he being serious or is this a bit?
• 5:07
  SPEAKER_06: Well, you never know what's a bit, right?
• 5:09
  SPEAKER_06: Yeah, okay.
• 5:09
  SPEAKER_00: So uh that's what makes a good bit, is you never really know.
• 5:12
  SPEAKER_04: But it is the minions are being serious.
• 5:15
  SPEAKER_00: Yeah, being serious, the minions are serious.
• 5:19
  SPEAKER_00: So he has backing, he has support on this.
• 5:21
  SPEAKER_00: Well, I mean, oh, this is wild.
• 5:24
  SPEAKER_05: From foreign interests, yeah, foreign interest.
• 5:27
  SPEAKER_06: Okay, all right, yeah, yeah.
• 5:28
  SPEAKER_06: So that's his backing.
• 5:30
  SPEAKER_06: Yeah, got an oligarchy on his back.
• 5:33
  SPEAKER_06: He's got a limp-wristed dude from Buffalo and and uh uh uh you know, and then a foreign interest.
• 5:41
  SPEAKER_06: Yeah, but um all in good fun, I'm sure.
• 5:44
  SPEAKER_06: Uh thank God your your brother in law.
• 5:48
  SPEAKER_00: Let's freaking hope so, okay.
• 5:49
  SPEAKER_00: Right.
• 5:50
  SPEAKER_06: Your your brother-in-law might be the nicest, most polite human being I've ever met because I'd have drove to Florida and kicked in somebody's door and got my damn trophy.
• 5:58
  SPEAKER_06: I'll tell you that right now.
• 6:00
  SPEAKER_01: So yeah, but well, I that being said so.
• 6:03
  SPEAKER_01: One question I have here is why why do you guys use a trophy?
• 6:07
  SPEAKER_01: And this is giving me ideas for ours.
• 6:09
  SPEAKER_01: I voted for the case.
• 6:09
  SPEAKER_01: Why do you guys use a trophy?
• 6:10
  SPEAKER_01: I want to championship belt.
• 6:13
  SPEAKER_01: That's right.
• 6:13
  SPEAKER_01: And like not like one of these fake ass like fantasy football championship belt.
• 6:18
  SPEAKER_01: I'm talking about like a WWE championship belt.
• 6:20
  SPEAKER_01: That's the only way to do it.
• 6:22
  SPEAKER_01: Yep.
• 6:23
  SPEAKER_06: That's what I voted for, but we got the Golden Duke instead, which is actually it's uh it's pretty prestigious.
• 6:28
  SPEAKER_06: I mean, Dan can attest.
• 6:29
  SPEAKER_06: It's it's real.
• 6:32
  SPEAKER_01: It's got nameplates on it for for every champion from every year.
• 6:35
  SPEAKER_01: Can you give hints as to who is the new commissioner?
• 6:39
  SPEAKER_06: Uh the new commissioner from when the old commissioner stepped down is uh um our good friend Mark's brother-in-law, who is who is the most seasoned fantasy football player.
• 6:49
  SPEAKER_06: I mean, he was this dude's been playing fantasy football since like before the days of the internet, and they used to have to keep tallying and get the stats out of the out of the uh you know um paper and shit.
• 7:00
  SPEAKER_06: So oh boy.
• 7:04
  SPEAKER_06: Wow, yeah.
• 7:05
  SPEAKER_06: I mean, always always keeping keeping Sundays spicy, even when football is not in play.
• 7:09
  SPEAKER_04: That was the most level-headed dude, he's the most normal dude in the in the whole game.
• 7:14
  SPEAKER_04: For sure.
• 7:14
  SPEAKER_04: For sure.
• 7:15
  SPEAKER_01: For for our listeners, that was the first of many fantasy football updates from that specific league coming up this season.
• 7:23
  SPEAKER_06: I do expect one to be shed by week four.
• 7:25
  SPEAKER_00: There's been so much drama over the years with this league.
• 7:28
  SPEAKER_00: All right, so let's let's let's hearken back.
• 7:30
  SPEAKER_00: Does anybody remember uh old Bruce?
• 7:34
  SPEAKER_00: Bruce.
• 7:35
  SPEAKER_00: Bruce.
• 7:36
  SPEAKER_00: Bruce got kicked out of the uh he got kicked out of the league for cheating.
• 7:40
  SPEAKER_00: You don't remember Bruce?
• 7:41
  SPEAKER_00: Ah, I don't want to say his last name.
• 7:43
  SPEAKER_00: Um maybe that that must have been very early on.
• 7:48
  SPEAKER_00: It was, and and I'm trying to think.
• 7:50
  SPEAKER_00: I I'm pretty sure you guys were all around.
• 7:52
  SPEAKER_00: At least you, Greg.
• 7:53
  SPEAKER_00: Uh, I don't know, Dan, I don't know if you were playing with them back in the day.
• 7:56
  SPEAKER_00: Were you on their that league back in the day when you were living here?
• 7:59
  SPEAKER_04: I think I've on it.
• 8:00
  SPEAKER_04: No, I don't think so.
• 8:01
  SPEAKER_00: Yeah, there was a guy named Bruce.
• 8:03
  SPEAKER_06: This is my like this is uh my eighth year in it, I think.
• 8:06
  SPEAKER_00: Bruce and uh Bruce and Michael.
• 8:11
  SPEAKER_00: Yes, yes, yes.
• 8:12
  SPEAKER_00: They got removed for cheating the same year.
• 8:14
  SPEAKER_00: They both got removed out of the league for cheating.
• 8:16
  SPEAKER_00: Collusion.
• 8:16
  SPEAKER_00: Um, I don't know if it was the following year, but it was a year or two later.
• 8:20
  SPEAKER_00: Uh, one uh uh Mr.
• 8:22
  SPEAKER_00: Rose, uh Mr.
• 8:24
  SPEAKER_00: C Rose was asked to leave.
• 8:27
  SPEAKER_00: Number one, I'm not sure he was sober at that time.
• 8:30
  SPEAKER_00: Number two, he tried to pay.
• 8:32
  SPEAKER_00: And does anybody remember how he tried to pay?
• 8:34
  SPEAKER_05: Five gallon bucket of pennies, dude.
• 8:35
  SPEAKER_05: Pennies, yeah.
• 8:36
  SPEAKER_00: Yeah, he tried to pay in pennies, which is that's how much he thought of the commissioner at the time.
• 8:40
  SPEAKER_00: Which is what an asshole, but like hilarious at the same time.
• 8:44
  SPEAKER_00: Um, there was the what year was it where was it you and Mark that tried to split the winnings and then that got heat?
• 8:51
  SPEAKER_06: We we we got heat.
• 8:52
  SPEAKER_06: That's why, that's why uh it's an asterisk on that uh that championship year.
• 8:57
  SPEAKER_01: I mean, do you still stand by that decision, or was that a uh here's the deal, dude?
• 9:01
  SPEAKER_01: Would you would you do it today?
• 9:03
  SPEAKER_06: Transparent.
• 9:04
  SPEAKER_06: Well, not now because all the the the BS it created, because it was like, oh, you guys are in collusion.
• 9:10
  SPEAKER_06: I'll tell you exactly what happened.
• 9:12
  SPEAKER_06: Mark hit me up, okay?
• 9:14
  SPEAKER_06: Not the other way around.
• 9:15
  SPEAKER_06: Mark no doubt now he here's the deal.
• 9:17
  SPEAKER_06: Mark smoked me in the championship.
• 9:19
  SPEAKER_06: He did.
• 9:20
  SPEAKER_06: Like I had I got a guy hurt, whatever.
• 9:23
  SPEAKER_06: But Mark hit me up prior to the championship game and was like, hey, dude, like I could really use this money, you know.
• 9:29
  SPEAKER_06: You'd cool if we just like handshake down the middle, you know, so full of wager a dollar on it.
• 9:35
  SPEAKER_06: We'll wager a dollar and uh and and a gentleman's bet, and then we just split the winnings down the middle.
• 9:41
  SPEAKER_06: And I like went back and forth on it.
• 9:43
  SPEAKER_06: I don't know why I agree.
• 9:44
  SPEAKER_06: I it showed it showed a moment of weakness on my part.
• 9:47
  SPEAKER_06: However, I will say this I ended up coming out on top because my team got smoked and I got half the winning.
• 9:55
  SPEAKER_01: So how did was Dan on with Dan?
• 9:57
  SPEAKER_01: Were you in the league at this time?
• 9:58
  SPEAKER_06: Uh was that Dan's first year?
• 10:01
  SPEAKER_06: Was it?
• 10:01
  SPEAKER_06: I don't remember.
• 10:02
  SPEAKER_04: There's there's no way there's been so much drama.
• 10:04
  SPEAKER_04: I just exited out of my yeah, which when I came in this Sunday, like I went and did two small jobs and I saw the text thread popping, and you know, our our limp wrist did Buffalo in is like, I'm leaving and I'm taking this guy with me.
• 10:19
  SPEAKER_03: If we don't make a decision, that was BS.
• 10:22
  SPEAKER_04: And I'm like, what is a fantasy football guy?
• 10:24
  SPEAKER_04: Yeah, and I'll I'll I'll put it long story short.
• 10:27
  SPEAKER_06: The former commissioner wants to be reinstated, and he's saying because we we won't just automatically reinstate him because he stepped down and and uh somebody else took over as commissioner, so he's saying that if he wins the league or three of his minions win the league, then he gets to so it's not just him because so it'll be different if it was like okay, well, guys, let me let me get the shot to get my commissioner status back.
• 10:55
  SPEAKER_06: If I win the league this next year, I get it back.
• 10:59
  SPEAKER_00: How how does it go?
• 11:01
  SPEAKER_06: Me or one of my three friends win it, then I get to go back.
• 11:05
  SPEAKER_00: How does a commissioner normally get chosen?
• 11:07
  SPEAKER_00: Aren't they appointed by the previous commissioner?
• 11:10
  SPEAKER_06: Well, we're we're a league of the people, Sean.
• 11:12
  SPEAKER_06: This is this is a democracy.
• 11:13
  SPEAKER_06: Oh, you vote, okay.
• 11:14
  SPEAKER_01: Oh, yeah.
• 11:15
  SPEAKER_01: Why can't can somebody answer this for me?
• 11:18
  SPEAKER_01: Why does he want to be commissioner again?
• 11:20
  SPEAKER_01: I do I don't want to be commissioner.
• 11:22
  SPEAKER_01: There's not a single thing that the commissioner is.
• 11:24
  SPEAKER_01: What do you think?
• 11:25
  SPEAKER_01: Corey, come on, what power?
• 11:27
  SPEAKER_00: What power is powerful?
• 11:29
  SPEAKER_00: Oh, you might it might be it might be perceived power, but it's still power.
• 11:33
  SPEAKER_05: We'll get him back on the podcast, dude.
• 11:35
  SPEAKER_05: We'll get him back on Lemon.
• 11:36
  SPEAKER_04: You gotta bring him on himself.
• 11:37
  SPEAKER_04: Corey, you don't want to go to Starbucks and talk to some random stranger and be like, yeah, I'm the commissioner of my league.
• 11:42
  SPEAKER_04: Be like a big dog in there.
• 11:45
  SPEAKER_06: That's that's as good as that's as good as uh showing a girl your forklift certification.
• 11:50
  SPEAKER_02: Yeah.
• 11:52
  SPEAKER_06: It's a straight up panny jab report.
• 11:56
  SPEAKER_01: Yeah, I don't want to deal with all that money and headache and like I don't know, setting up the draft and all that bullshit.
• 12:04
  SPEAKER_01: I don't know.
• 12:06
  SPEAKER_00: Tyler's our commissioner, Sean.
• 12:08
  SPEAKER_01: He does a great job.
• 12:09
  SPEAKER_00: Well, he's that's perfect for him because that he loves that stuff.
• 12:12
  SPEAKER_00: He loves to organize and be the but our league, dude.
• 12:15
  SPEAKER_01: Our league sounds so nice compared to these.
• 12:18
  SPEAKER_00: It is yeah, Greg, you're in that league too, aren't you?
• 12:21
  SPEAKER_00: Or you have been?
• 12:22
  SPEAKER_01: Yeah.
• 12:23
  SPEAKER_01: We even have Molly.
• 12:24
  SPEAKER_01: I think we would have a team that would balance shit out, you know.
• 12:26
  SPEAKER_01: Is that our third year doing that league, Corey?
• 12:28
  SPEAKER_01: This is this is our third.
• 12:30
  SPEAKER_01: Yeah.
• 12:31
  SPEAKER_04: A lot of fun.
• 12:32
  SPEAKER_04: I keep losing.
• 12:33
  SPEAKER_04: It gets way too serious, trust me.
• 12:35
  SPEAKER_04: It gets wild.
• 12:36
  SPEAKER_04: I mean, there's with side side bats, you know, who's who's gonna buy a player from somebody with the side money.
• 12:42
  SPEAKER_04: You guys never it's wild, it's wild.
• 12:46
  SPEAKER_00: I have zero desire to get involved.
• 12:49
  SPEAKER_00: Number one, well, mainly because it just sounds insane and I don't want to deal with it, but but a close second to that is I think I'd probably love it, and I don't need like one more thing to just do at the end of the night, or like I just don't.
• 13:02
  SPEAKER_00: I I don't.
• 13:03
  SPEAKER_00: I see I've seen how I've seen what it's done to some of my friends.
• 13:07
  SPEAKER_01: It's so much fun.
• 13:08
  SPEAKER_01: Our first year, which was you know, not last year, but the year before.
• 13:12
  SPEAKER_01: Um a guy bought McCaffrey, I think.
• 13:17
  SPEAKER_01: Because he was he was uh number one, I believe.
• 13:20
  SPEAKER_01: And he bought him for a hundred bucks.
• 13:22
  SPEAKER_00: Yeah, that guy's not that guy hasn't been sober like since that day.
• 13:25
  SPEAKER_01: I don't know.
• 13:26
  SPEAKER_01: Nope, nope, hasn't been, and not only that, but McCaffrey got hurt the entire season, I believe, right?
• 13:31
  SPEAKER_06: The fact that like that right there, like that's a that's a it's not collusion, but like you shouldn't be able to buy no, it's I think they have I think to that league's credit, they did they did put a stop to that the next year.
• 13:43
  SPEAKER_00: Like, you're not allowed to do that, but let me let me let me know nobody was dumb enough to do it the next year, I'm pretty sure.
• 13:49
  SPEAKER_04: Let me read this text from our uh Putin sidekick that that I got after all this.
• 13:54
  SPEAKER_04: This this is hysterical.
• 13:59
  SPEAKER_04: I've never seen betrayal like this since that, since Julius Caesar got stabbed by the senators and his adoptive son.
• 14:09
  SPEAKER_04: I was sitting next to Alyssa, dude.
• 14:11
  SPEAKER_04: I was like, this these guys are cuts.
• 14:14
  SPEAKER_00: That's crazy.
• 14:16
  SPEAKER_00: Well, at least there's a few adults in the room.
• 14:18
  SPEAKER_04: Oh man.
• 14:20
  SPEAKER_00: Not to change too much of subjects, but Terek Scoobel to the frickin' Dodgers, dude.
• 14:25
  SPEAKER_00: Insane.
• 14:26
  SPEAKER_00: Yeah, baseball's done.
• 14:27
  SPEAKER_00: It's that's crazy that they're able to do that.
• 14:30
  SPEAKER_04: Yeah, it's even weird, dude, because they literally wanted two major league starters and like three farm players from the Yankees.
• 14:36
  SPEAKER_00: And they Corey, this is like Terek Scoobel's like top two or three greatest pitchers in Major League Baseball.
• 14:44
  SPEAKER_00: And the dog, and I I know you know by now that the Dodgers are like a powerhouse and they just have all the money in the world.
• 14:49
  SPEAKER_00: They won the last two World Series.
• 14:50
  SPEAKER_00: This would be a cap, right?
• 14:52
  SPEAKER_00: No cap.
• 14:53
  SPEAKER_00: Correct.
• 14:53
  SPEAKER_00: But they're but that hold that thought because they're going into a lockout on December 1st.
• 14:58
  SPEAKER_00: Yeah.
• 14:59
  SPEAKER_00: The owners and the players to try to sort all that stuff out.
• 15:02
  SPEAKER_00: Um, it's not as it's not as serious of a lockout as the previous few have been.
• 15:07
  SPEAKER_00: They don't think they're gonna lose any of the next season, anything like that, but yes, they are, but so that is coming.
• 15:13
  SPEAKER_00: But as it stands right now, this season, there is no cap and there is nothing, and they just it would be equivalent to like if if the Eagles traded Jalen Hurts, you know, just never mid-season uh to the Kansas City Chiefs when the Eagles weren't even having that bad of a year.
• 15:35
  SPEAKER_00: I know the Tigers started out bad, but they've been playing good ball as of late.
• 15:38
  SPEAKER_06: Like well, and it's and it's trading him for for nothing.
• 15:43
  SPEAKER_01: Nothing pretty much prospects.
• 15:46
  SPEAKER_06: Right.
• 15:46
  SPEAKER_01: Why did that happen then?
• 15:48
  SPEAKER_01: Uh the tigers don't think they're contenders and they didn't want to pay him.
• 15:52
  SPEAKER_00: Yeah, they can't sign, they can't resign him.
• 15:55
  SPEAKER_00: Well, they could, they just do they don't want to pay him, right?
• 15:57
  SPEAKER_00: He's he's gonna be too expensive, essentially.
• 16:00
  SPEAKER_00: And um, you know, they get him off his books and stuff, but bad for baseball, good for my division.
• 16:05
  SPEAKER_06: I'll tell you that.
• 16:07
  SPEAKER_00: We'll see.
• 16:07
  SPEAKER_00: I hope the Dodgers go down.
• 16:09
  SPEAKER_01: I hope they go super down, but we got um we got we got about two months until I start watching baseball.
• 16:15
  SPEAKER_00: So I I'm excited, man.
• 16:17
  SPEAKER_00: I'm I'm already starting to feel it, dude.
• 16:19
  SPEAKER_00: I I freaking love it.
• 16:21
  SPEAKER_00: It it also doesn't help that I I like my head coach currently, unlike Dan.
• 16:25
  SPEAKER_00: Um and that my team is doing really, really well and has like a nine-game lead in our division.
• 16:30
  SPEAKER_00: So that always helps.
• 16:31
  SPEAKER_02: But do the Phillies suck?
• 16:34
  SPEAKER_00: Uh I think you're still holding a wild card spot, but yeah, you're kind of starting to stink again a little bit.
• 16:38
  SPEAKER_01: Blackluster, yeah.
• 16:39
  SPEAKER_00: Yeah, well.
• 16:40
  SPEAKER_00: I don't I literally I saw a stat and I I don't think Bryce Harper had a hit like the entire month of July, which you know, nice.
• 16:48
  SPEAKER_00: He should probably learn to wear his hat on his head properly, and that might help.
• 16:51
  SPEAKER_00: But um you're just racist.
• 16:55
  SPEAKER_00: Maybe, maybe that's true too.
• 16:57
  SPEAKER_00: But anyways, Danny P, what's going on?
• 17:00
  SPEAKER_00: That was a long tangent.
• 17:01
  SPEAKER_00: How are you, Dan?
• 17:02
  SPEAKER_00: What's going on up there, buddy?
• 17:03
  SPEAKER_04: Um good, man.
• 17:04
  SPEAKER_04: Just uh first uh full week of work back from vacation.
• 17:08
  SPEAKER_04: I actually yesterday took uh Saturday off.
• 17:10
  SPEAKER_04: I haven't done that in a while.
• 17:12
  SPEAKER_04: But now that Alyssa's working and stuff, I could scale back to non-stop 24-7 working, you know.
• 17:18
  SPEAKER_04: So that's super just how just how you like it.
• 17:20
  SPEAKER_04: Oh man, it's it's nice, dude.
• 17:22
  SPEAKER_04: It really is nice to not have the pressure, and you know, all thanks to her and everything she's doing.
• 17:27
  SPEAKER_04: She's jobs going great.
• 17:28
  SPEAKER_04: She loves the people she works with.
• 17:30
  SPEAKER_04: Um, started up softball, fall practice today.
• 17:34
  SPEAKER_04: Um, that's about it, man.
• 17:35
  SPEAKER_04: We got nothing really to report.
• 17:37
  SPEAKER_04: I started watching some Yankees games and regretted it instantly, you know.
• 17:40
  SPEAKER_04: But I mean, I dude, you want to know what though?
• 17:43
  SPEAKER_04: Their pitching staff's like the best in the league right now.
• 17:45
  SPEAKER_00: Pitching's great, and and your three the three biggest offensive players are technically hurt right now.
• 17:51
  SPEAKER_00: So, yeah, exactly.
• 17:53
  SPEAKER_00: So I I just want to see that.
• 17:55
  SPEAKER_00: And you're still beating shitty and mediocre teams.
• 17:57
  SPEAKER_00: You know, I know you haven't really played, but like, so you're still keeping your head above water.
• 18:02
  SPEAKER_04: No, yeah, and they should have swept the White Sox and all, you know what I mean?
• 18:05
  SPEAKER_04: Like, they're there without three of their best players, you know what I mean.
• 18:08
  SPEAKER_04: So it's it's uh I'm I'm confident we have to get Judge back.
• 18:12
  SPEAKER_04: That's uh we have to, you know what I mean.
• 18:14
  SPEAKER_04: If Stant comes back, it's whatever.
• 18:15
  SPEAKER_00: But you have to they say Stanton's coming back first, they say he might be back before the other guys.
• 18:20
  SPEAKER_04: Yeah, yeah.
• 18:21
  SPEAKER_04: But um, I really just want to see him do something.
• 18:22
  SPEAKER_04: They gotta do something big at this deadline.
• 18:24
  SPEAKER_04: That guy that they got from the Nationals that can't play the field, really.
• 18:28
  SPEAKER_04: You know, we have no position for him.
• 18:30
  SPEAKER_04: Yeah, it makes no sense to me at all.
• 18:33
  SPEAKER_04: But we need we need the bat right now, so it really doesn't matter.
• 18:35
  SPEAKER_04: We just need to put a runs up, you know, winning two to one's not going to be tangible for too long.
• 18:39
  SPEAKER_04: Yeah, but um, yeah, starting to gear into hunkering in, man.
• 18:43
  SPEAKER_04: Those Red Sox are hot.
• 18:44
  SPEAKER_04: Man, they're about to sweep the Dodgers right now.
• 18:46
  SPEAKER_04: It's crazy.
• 18:47
  SPEAKER_00: Crazy.
• 18:49
  SPEAKER_00: Yeah, they might they might be too far back though, unfortunately.
• 18:52
  SPEAKER_00: So I don't know, man.
• 18:53
  SPEAKER_00: Corey, what's up with you, buddy?
• 18:54
  SPEAKER_00: How's everything?
• 18:56
  SPEAKER_00: I saw you today, Corey.
• 18:59
  SPEAKER_00: Where?
• 19:01
  SPEAKER_00: At a recovery-related service event.
• 19:05
  SPEAKER_00: Yeah.
• 19:07
  unknown: Yeah.
• 19:07
  SPEAKER_00: With no barbecue sauce.
• 19:09
  SPEAKER_01: Sean was the uh keynote speaker at a uh a recovery event today with about 3,000 people in front of us.
• 19:15
  SPEAKER_01: That is not that is not accurate.
• 19:17
  SPEAKER_01: It was a game.
• 19:19
  SPEAKER_01: It was the LGBTQ recovery event of the Treasure Coast.
• 19:26
  SPEAKER_01: Yeah, no, it was it was a good time today.
• 19:28
  SPEAKER_01: It was a good time.
• 19:29
  SPEAKER_01: I liked it.
• 19:30
  SPEAKER_01: It was good seeing some people, good not seeing other people.
• 19:34
  SPEAKER_01: And whatever.
• 19:37
  SPEAKER_01: Not much is going on.
• 19:38
  SPEAKER_01: Not much.
• 19:39
  SPEAKER_01: Um God, I think the highlight of my weekend was probably making that copycat quesadilla from the Taco Bell.
• 19:49
  SPEAKER_01: So that's that shows you how much going is going on in my life.
• 19:52
  SPEAKER_01: But it was really fun.
• 19:54
  SPEAKER_01: Um I kinda I'm not gardening.
• 19:58
  SPEAKER_01: I'm kinda like riding Gabby's coattails on the gardening thing.
• 20:02
  SPEAKER_01: But I will say it was very satisfying picking jalapeno peppers and then making things out of them.
• 20:09
  SPEAKER_00: Yeah.
• 20:10
  SPEAKER_01: Very, very satisfying.
• 20:12
  SPEAKER_01: Very cool.
• 20:13
  SPEAKER_01: That was a good time.
• 20:14
  SPEAKER_01: Food Fighters next week for you guys, right?
• 20:16
  SPEAKER_01: Yeah, yeah.
• 20:17
  SPEAKER_01: Hey dude, we only got like a couple weeks left of sobriety.
• 20:21
  SPEAKER_01: That's cool.
• 20:21
  SPEAKER_06: Greg Um You know, every time you joke, my future mother-in-law was like, Didn't one of those guys on the podcast say that they were gonna get drunk at your wedding?
• 20:32
  SPEAKER_06: And I'm like, Yeah, it was uh pretty sure it was in jest, but we'll keep it.
• 20:36
  SPEAKER_01: Was that me?
• 20:36
  SPEAKER_01: Yeah probably.
• 20:38
  SPEAKER_00: Yep.
• 20:39
  SPEAKER_00: I'll I'll do it if that's what it takes.
• 20:42
  SPEAKER_00: I take my sobriety seriously, Corey, so I don't joke about things like that.
• 20:48
  SPEAKER_00: I'm just kidding.
• 20:49
  SPEAKER_01: Let's just let's just hang up now.
• 20:52
  SPEAKER_01: Goodbye to our last three listeners.
• 20:55
  SPEAKER_01: Alright.
• 20:56
  SPEAKER_01: Yeah, Philly in exactly 10 days.
• 20:59
  SPEAKER_01: Dude, so I don't know.
• 21:02
  SPEAKER_01: Is there anything that we're anticipating, Greg?
• 21:04
  SPEAKER_01: Let's see.
• 21:06
  SPEAKER_01: Besides Dave Grohl.
• 21:08
  SPEAKER_01: Oh, I I would expect that Dave Grohl was going to impregnate one of us.
• 21:11
  SPEAKER_01: Um that that could happen.
• 21:14
  SPEAKER_01: He's known to do that.
• 21:15
  SPEAKER_01: But other than that, yeah, G.
• 21:17
  SPEAKER_01: That's a pretty wild statement, but alright.
• 21:19
  SPEAKER_01: Uh that's a joke, Sean.
• 21:21
  SPEAKER_01: He he had a uh he had a child out of wedlock a few years ago.
• 21:25
  SPEAKER_01: It was a pretty hot take on his life.
• 21:30
  SPEAKER_01: Anyway.
• 21:31
  SPEAKER_01: Really?
• 21:31
  SPEAKER_01: I thought he was like a good dude.
• 21:33
  SPEAKER_01: You that's what we all said.
• 21:34
  SPEAKER_01: So damn, dude, you cheat on your wife out here on the road?
• 21:37
  SPEAKER_01: Yeah, you knock some girl up.
• 21:41
  SPEAKER_01: I said out of wedlock.
• 21:42
  SPEAKER_01: I don't even know if that's just outside of his marriage is what I meant.
• 21:44
  SPEAKER_01: So he's so he's not a Mormon.
• 21:47
  SPEAKER_01: I don't think so.
• 21:50
  SPEAKER_01: We are gonna I guess it looks like we're gonna hit Eastern State Penitentiary, right?
• 21:55
  SPEAKER_06: That's cool.
• 21:56
  SPEAKER_06: I'm down for whatever.
• 21:58
  SPEAKER_06: What is that, like a tour?
• 22:00
  SPEAKER_06: Yeah, no, it's there's a there is a uh penitent like an old penitentiary, like directly in the middle of the city.
• 22:08
  SPEAKER_06: It's where they house Al Capone for a short time.
• 22:10
  SPEAKER_01: I was gonna say Al Capone had a cell there.
• 22:12
  SPEAKER_01: Yep.
• 22:13
  SPEAKER_01: Is it still being used today?
• 22:16
  SPEAKER_06: They they turn into a haunted house in uh in in October.
• 22:21
  SPEAKER_01: Nice to meet.
• 22:22
  SPEAKER_01: But the the deal is Greg has it easy because he's flying into Philly, and I guess we're picking him up.
• 22:29
  SPEAKER_01: And I actually have to spend like 18 hours in the car with well, maybe less.
• 22:34
  SPEAKER_01: Oh, you guys driving?
• 22:36
  SPEAKER_01: Oh yeah, we're driving.
• 22:37
  SPEAKER_01: Oh, me, Kyle, and Carmine.
• 22:39
  SPEAKER_01: Oh man.
• 22:40
  SPEAKER_01: Which sounded like the cheaper option before gas went fucking crazy.
• 22:44
  SPEAKER_01: Yeah, yeah, that's oh well.
• 22:45
  SPEAKER_06: Well, you want to know what's jacked up is that so I had a uh a flight credit for a conference that got canceled um through Frontier, right?
• 22:56
  SPEAKER_06: So my options were I could get a direct flight from Cleveland to Philly on American Airlines, it would cost me a thousand dollars round trip, which is insane.
• 23:06
  SPEAKER_06: I know, dude.
• 23:06
  SPEAKER_04: Isn't it that's why I've been driving to Connecticut, man?
• 23:08
  SPEAKER_06: It's not.
• 23:09
  SPEAKER_06: But I could use my Frontier flight credit, but tell me how dumb this is, right?
• 23:15
  SPEAKER_06: There are no non-stop flights from Cleveland to Philly.
• 23:18
  SPEAKER_06: Oh man, I have to fly from Cleveland to Orlando to Philadelphia.
• 23:23
  SPEAKER_06: It's the worst Philadelphia to Atlanta to Cleveland on the way back.
• 23:28
  SPEAKER_06: Well, good.
• 23:28
  SPEAKER_01: If I forget anything, you can bring it to me.
• 23:31
  SPEAKER_01: Yeah, sounds good to me.
• 23:32
  SPEAKER_00: It's gonna be angry on the whole ride.
• 23:34
  SPEAKER_00: Like we're going down to get up.
• 23:36
  SPEAKER_00: It's so crazy, dude.
• 23:37
  SPEAKER_00: Good old American air travel.
• 23:39
  SPEAKER_00: Yeah, oh, it's terrible.
• 23:41
  SPEAKER_00: Wow.
• 23:42
  SPEAKER_00: Well, I hope you guys have a good time.
• 23:44
  SPEAKER_00: That'll be a great concert.
• 23:45
  SPEAKER_00: That's uh that's pretty cool.
• 23:47
  SPEAKER_01: It's uh yeah, it yeah, it will be.
• 23:50
  SPEAKER_01: I'm more excited for the all the cheese sticks.
• 23:53
  SPEAKER_01: We're hitting all the cheese sticks.
• 23:54
  SPEAKER_06: In the in the hijinks, because no matter where we all take a trip to, there hijinks ensue.
• 24:00
  SPEAKER_01: Oh, dude.
• 24:01
  SPEAKER_01: And it's always directed at Kyle and Carmine.
• 24:04
  SPEAKER_01: Like the amount of time like Carmine got ejected about 10 feet from a lawn chair when we were in when we were at the gorge.
• 24:10
  SPEAKER_01: Just ejected.
• 24:11
  SPEAKER_01: It was fucking wild.
• 24:13
  SPEAKER_01: And then and then Kyle almost got beat up in the mean streets of Seattle by a large African American man.
• 24:21
  SPEAKER_01: Uh it's just great.
• 24:23
  SPEAKER_01: Like they just get targeted.
• 24:24
  SPEAKER_01: I mean other things have happened too.
• 24:26
  SPEAKER_01: Like it's it's serious.
• 24:27
  SPEAKER_01: This happens.
• 24:28
  SPEAKER_01: So I'm excited.
• 24:30
  SPEAKER_01: Um I think we just should leave them in Kensington, though.
• 24:35
  SPEAKER_01: Come back in a couple hours.
• 24:37
  SPEAKER_06: Survival will be the fittest.
• 24:40
  SPEAKER_01: Yeah, like hey, let's see.
• 24:41
  SPEAKER_01: Let's see if you were ever on the streets, boys.
• 24:44
  SPEAKER_01: I feel like Karm would survive.
• 24:46
  SPEAKER_01: Carm's got this.
• 24:47
  SPEAKER_01: Yeah.
• 24:47
  SPEAKER_01: 100%.
• 24:48
  SPEAKER_01: Kyle is way too fucking bougie these days.
• 24:50
  SPEAKER_01: He'll he'll crumble fast.
• 24:52
  SPEAKER_01: Yeah, Karm will be fine.
• 24:53
  SPEAKER_01: Yeah.
• 24:55
  SPEAKER_06: Very cool.
• 24:55
  SPEAKER_06: We'll leave Carm there for a weekend and we'll come back.
• 24:57
  SPEAKER_06: He'll have like a whole little empire started off.
• 25:00
  SPEAKER_06: 100%.
• 25:01
  SPEAKER_01: Selling, selling fireworks, dude.
• 25:02
  SPEAKER_01: Yeah.
• 25:03
  SPEAKER_01: Carmine the comedian.
• 25:05
  SPEAKER_01: Like there, there's the dope set, and that's where you get your fireworks.
• 25:08
  SPEAKER_01: Oh god.
• 25:09
  SPEAKER_00: Well, have a good time, guys.
• 25:10
  SPEAKER_00: I'm I know we'll talk again before you go, but have a good time, be safe, all that stuff.
• 25:14
  SPEAKER_00: They want to see the dumpster that I used to sleep behind in Camden.
• 25:17
  SPEAKER_01: I said we can visit the dumpster.
• 25:19
  SPEAKER_01: It's like a spiritual foundation for me, is that dumpster?
• 25:23
  SPEAKER_01: Buy a McDonald's.
• 25:27
  SPEAKER_00: Good stuff.
• 25:28
  SPEAKER_00: Um, why aren't you entertained, Sean?
• 25:30
  SPEAKER_00: I am.
• 25:31
  SPEAKER_00: I'm very much entertained.
• 25:32
  SPEAKER_00: I I just I think that uh we've probably you know hit the limit on this topic as well.
• 25:38
  SPEAKER_01: No, you're sitting there like, I can't believe we're burning up all this time on this dumb shit when we could be talking about I'm the one that brought it up.
• 25:44
  SPEAKER_00: I asked you when you were going.
• 25:46
  SPEAKER_00: I asked you 11th.
• 25:49
  SPEAKER_00: Dan, your it was your idea for the topic this week.
• 25:52
  SPEAKER_00: Do you want to kind of introduce what you had in mind and we'll kind of we'll start there and we'll we'll we can I know there's multiple directions we can go, we'll kind of let it let it flow into whatever it turns into.
• 26:02
  SPEAKER_04: Yeah, my main is you know what I mean.
• 26:04
  SPEAKER_04: I really just want to like also like really hear your feedback of how you guys feel about it and stuff, because it's kind of like a personal thing, you know what I mean?
• 26:11
  SPEAKER_04: Because it involves both, you know what I mean, how you live your life and your sobriety and also in your personal beliefs and stuff.
• 26:18
  SPEAKER_04: It interjects both of them.
• 26:19
  SPEAKER_04: But uh just financial stuff, man, just financial stuff in general, whether it's day-to-day stuff or you know, loaning people money or you know, paying your bills, or you know, paying things between friends.
• 26:31
  SPEAKER_04: It's just like I've seen, you know, both sides of the shoe of people that are, you know what I mean, sober and they're in programs of recovery and they do certain things.
• 26:41
  SPEAKER_04: And like there's things that I see that if you're sober, you don't do those.
• 26:47
  SPEAKER_04: You know, and that and that that's like a big, big thing to me when there's also like it gets clouded to me, you know, because like you have a I always remember one of the first things, obviously, you know, when you got the two dollar pay-by-day phone and all that stuff, and you know, I would ask for uh ask my mentor like you know, advice on stuff because I'm learning how to live, man.
• 27:06
  SPEAKER_04: I'm just trying to scratch by and doing day labor and stuff like that.
• 27:10
  SPEAKER_04: And he's like, hey, here's the deal, man.
• 27:12
  SPEAKER_04: He's like, if you have to pay any kind of bills, the one bill you always pay no matter what is your car because you can live in it.
• 27:19
  SPEAKER_04: And I always think I always crack up about that, you know, because now to where we are and all that stuff, you know.
• 27:24
  SPEAKER_04: That totally sounds like something your mentor would have said.
• 27:27
  SPEAKER_04: 100%, right?
• 27:27
  SPEAKER_04: I mean so on like that should be patented.
• 27:31
  SPEAKER_00: And I'm not so sure I totally agree with it, but it's sound and like yeah, coming from him, it's like, yes, that sounds like something.
• 27:36
  SPEAKER_04: Totally checks out.
• 27:37
  SPEAKER_04: Yeah, yeah.
• 27:38
  SPEAKER_04: I'll never forget that.
• 27:39
  SPEAKER_04: It was like hysterical.
• 27:40
  SPEAKER_04: But um, yeah, I mean, just how you go about stuff, man.
• 27:43
  SPEAKER_04: I mean, it's it's like as simple as like um, you know, paying our stuff that we have to pay.
• 27:48
  SPEAKER_04: You know what I mean?
• 27:49
  SPEAKER_04: Like stuff like that, like where it's like, you know, are paying uh uh something for a league fee or for Maya or for this and the stuff.
• 27:55
  SPEAKER_04: And I see it like people and stuff that like let the stuff go by and they try to avoid, and it's the same kind of sobriety stuff situations where we don't hide from stuff today, you know, and that you deal with things space up and you always take care of your business, you know.
• 28:09
  SPEAKER_04: That's like part of me, like that intertwines with sobriety is that you know what I mean, and just like letting you guys spit all off of that, like how you feel about it.
• 28:18
  SPEAKER_04: But I just feel like it all intertwines of honesty and all that stuff and and taking care of your business.
• 28:24
  SPEAKER_00: Yeah, I think so.
• 28:25
  SPEAKER_00: I'll start it here.
• 28:27
  SPEAKER_00: I think people like us, and I don't mean people in recovery, I mean people in recovery, but like our age, kind of like our kind of demographic to an extent that kind of came into the rooms of recovery, I know like without having much of anything.
• 28:42
  SPEAKER_00: I think we all were kind of at that place.
• 28:43
  SPEAKER_00: We didn't really have anything.
• 28:44
  SPEAKER_00: I know there are people in recovery that come in and and oddly enough, like financially, they're they were okay, they still had good jobs, they still had the house and the cars and the boats or whatever.
• 28:56
  SPEAKER_00: Um, you know, maybe they were about to lose them, maybe they weren't.
• 28:59
  SPEAKER_00: But I think for people like us, and I think I can speak for a kind of our demographic to it to a degree, it's not not all, but like we coming into the rooms of recovery, we didn't really know how to manage or handle money properly, right?
• 29:14
  SPEAKER_00: I had to be taught those things, uh, some by just like life experience, some by my mentor, some by other people in the support group.
• 29:21
  SPEAKER_00: So I think that's a a big thing to start like.
• 29:23
  SPEAKER_00: I didn't like I didn't really I didn't know, you know, I had a savings account once like a long time ago that I drained when I turned 18, but like the whole shebang from you know, I had a couple of other checking accounts that I overdrafted but never took seriously.
• 29:38
  SPEAKER_00: So really like learning all that stuff from the jump, sitting down at a local bank and like talking to one of the tellers and talking to one of the reps and having them like explain to me, like I had no idea there were different kinds of checking accounts and savings accounts and what all that stuff meant.
• 29:54
  SPEAKER_00: That's kind of really where it like first started with me was like to get a place, a safe place to put my money.
• 30:01
  SPEAKER_00: Um, not just because I was I just carried everything I had on me.
• 30:05
  SPEAKER_00: You know, I didn't I I I didn't like to leave it anywhere, hide it.
• 30:08
  SPEAKER_00: I you know, because part of it was I knew there were scumbags like me out there that might look through my stuff, whether it was in the halfway house or whether it was even prior to getting sober.
• 30:19
  SPEAKER_00: So I used to just carry stuff on me all the time, no matter what it was.
• 30:22
  SPEAKER_00: I didn't want to let it go.
• 30:24
  SPEAKER_00: Um, so that's kind of where I started.
• 30:25
  SPEAKER_00: Like I I was not good at managing money.
• 30:28
  SPEAKER_00: I needed to be taught, I needed to be shown.
• 30:30
  SPEAKER_00: Luckily, my dad is very knowledgeable with that stuff, and I could hear his voice.
• 30:34
  SPEAKER_00: He was he tried to instill things in me long before I got sober, and then once I got sober, he started to talk more about these things, and I started to listen.
• 30:45
  SPEAKER_00: So I I think that was, you know, I'll start with that for now.
• 30:48
  SPEAKER_00: Greg, what do you what do you want to kick that off with?
• 30:51
  SPEAKER_06: Yeah, I mean, I I was very much the same.
• 30:53
  SPEAKER_06: I I came in absolutely broke, uh, had nothing.
• 30:57
  SPEAKER_06: Uh I was on the good graces of um, you know, uh my my mom at the time, like she gave me a little bit of of money uh right when I got out of rehab, like enough money to pay for the first week at the halfway house.
• 31:12
  SPEAKER_06: You know, and I and I mean I sh I was scared she wasn't even gonna speak to me anymore.
• 31:18
  SPEAKER_06: You know, so that was obviously a huge blessing.
• 31:20
  SPEAKER_06: And um and I yeah, but I was terrible at at managing money.
• 31:26
  SPEAKER_06: Um you know, even even before like I got into a a heavy, you know,$200 plus a day drug habit, I had not been great at managing money prior to that either, you know.
• 31:39
  SPEAKER_06: Um and so I had to be just like you said, I had to be taught and it and it took um a long learning curve.
• 31:48
  SPEAKER_06: I'm still um learning things about you know um how to how to invest the money, how to how to make your money, grow more money, you know.
• 31:56
  SPEAKER_06: Um I I've never um been a guru in that sense.
• 32:01
  SPEAKER_06: So I think you know, um learning that stuff um has been a fun challenge.
• 32:07
  SPEAKER_06: I I definitely go now I go the I I I waver, I think, in between the you can't take any of it with you and hey, we have some serious responsibilities, you know.
• 32:21
  SPEAKER_06: Uh because I I do I like to have fun.
• 32:23
  SPEAKER_06: I think that um you know, using it to to create experiences for for myself, for my family, for my friends, um, I think that that stuff is really special.
• 32:35
  SPEAKER_06: But at the same time, like especially now, you know, having a family and getting ready to enter into a marriage and and everything like that, like the the thought and the trepidation is there, like, oh man, like I need I need more, you know, we well, we gotta put more away for this, that, and the other, you know, and I think that's all part of like just healthy adult goal uh building, you know, but um you know certainly certainly a learning curve for sure.
• 33:05
  SPEAKER_00: Corey, what about you?
• 33:08
  SPEAKER_01: I don't know.
• 33:09
  SPEAKER_01: Um What do you want, Sean?
• 33:15
  SPEAKER_00: I don't want anything from you, buddy.
• 33:16
  SPEAKER_00: I'm just happy to have you here.
• 33:20
  SPEAKER_01: I don't I don't know that this is at all the direction that we're we're going right now, but you know, the first thing that comes to mind when I think pre-sobriety and money is that well I I used to think that like literal cash was like a a trigger because that's what you know treat treatment treatment told me to identify triggers.
• 33:41
  SPEAKER_01: And um and but there there is something to say about that.
• 33:45
  SPEAKER_01: Like I didn't look at green paper money without thinking drugs and heroin at all, ever.
• 33:51
  SPEAKER_01: Like that was you know, that was the gateway to to eternal bliss for me was money.
• 33:58
  SPEAKER_01: And by the same token, like copper pipe also was because that enabled me to get money and whatever else, you know what I mean?
• 34:06
  SPEAKER_01: However I was able to obtain money was strictly used for that, and that's all that truly mattered.
• 34:12
  SPEAKER_01: Um like and like you know, I don't this might be one of the few times that the fact that I got sober a little a little young uh kind of comes into play because I didn't have much going on in like real life, you know what I mean?
• 34:30
  SPEAKER_01: Like I hadn't ever, ever filed taxes before.
• 34:34
  SPEAKER_01: Um haven't didn't need to, you know what I mean.
• 34:37
  SPEAKER_00: Same here.
• 34:37
  SPEAKER_00: Yeah, me neither.
• 34:38
  SPEAKER_01: But like prior to getting sober, I had like one job that was on the books, you know.
• 34:45
  SPEAKER_01: Other than that, it was like doing like yard work for my dad's friends or whatever, you know, just like odd shit that teenagers do to make some money.
• 34:56
  SPEAKER_01: And I hadn't had an experience in saving any money except for when I wanted something desperately, like Van Halen tickets, and I was able to do that.
• 35:05
  SPEAKER_01: Um and you know, um but like I I yeah, no, there was just no experience in any type of money handling or anything like that.
• 35:14
  SPEAKER_01: I did not understand how how little the dollar goes, you know what I mean?
• 35:20
  SPEAKER_01: Like it's like I didn't understand what like real bills were.
• 35:26
  SPEAKER_01: Like I mean, we all have families.
• 35:28
  SPEAKER_01: How's how the fuck is everybody's grocery bills looking?
• 35:30
  SPEAKER_01: You know what I mean?
• 35:31
  SPEAKER_01: Like expensive.
• 35:32
  SPEAKER_01: We s yeah, we spend more money, and we always have.
• 35:35
  SPEAKER_01: Like it was like since we've had a family, like it's not just like whatever the current economy is or whatever, it's just that like a food bill is a lot.
• 35:45
  SPEAKER_01: You know what I mean?
• 35:46
  SPEAKER_01: Like for a family of three, four, whatever it is, five, Sean, you know, it just is, and it's built into your your monthly budget or whatever you do.
• 35:55
  SPEAKER_01: And uh, I mean that's how I kind of look at it.
• 35:58
  SPEAKER_01: That you know, the we have a target that we're trying to hit with groceries each month, you know, that kind of stuff.
• 36:04
  SPEAKER_01: So you know, it's also and I learned a lot about budgeting like in my job too, you know what I mean?
• 36:10
  SPEAKER_01: Because that's I run budgets for condo associations and HOAs and stuff like that.
• 36:15
  SPEAKER_01: And while uh it's more complex than like the regular monthly budget, that's the one reason I'm probably good at accounting, because it kind of breaks down to like the simple fact of like listen, ins and outs, man, it's all on paper, ins and outs.
• 36:31
  SPEAKER_01: And um you know, the budgeting process is both horrifying but also like enlightening, right?
• 36:39
  SPEAKER_01: Like you, you know, um or it can be horrifying, but uh enlightening because you if you don't tell your money where to go, it's gonna tell you where it's going.
• 36:48
  SPEAKER_01: You know?
• 36:49
  SPEAKER_01: So that's also important.
• 36:51
  SPEAKER_01: So I don't know.
• 36:52
  SPEAKER_01: Um yeah, when I see$20, I see a bag of dope.
• 37:00
  SPEAKER_01: Just kidding.
• 37:01
  SPEAKER_01: Still to this day.
• 37:02
  SPEAKER_01: Yeah, right.
• 37:04
  SPEAKER_01: That's why I don't carry cash, Sean.
• 37:05
  SPEAKER_01: I don't want to get high.
• 37:07
  SPEAKER_00: I'm sure there's drug dealers now that have like QR codes and stuff.
• 37:10
  SPEAKER_00: So cash app, son.
• 37:13
  SPEAKER_04: Cash app all day.
• 37:15
  SPEAKER_01: I mean, can we not Amazon Prime heroin yet?
• 37:17
  SPEAKER_01: It's 2026 for God's sake.
• 37:20
  SPEAKER_00: You probably can on some level.
• 37:21
  SPEAKER_00: Maybe not prime, but you definitely get all the utilities for it.
• 37:25
  SPEAKER_02: Yeah, that's true.
• 37:28
  SPEAKER_00: That's very true.
• 37:30
  SPEAKER_00: Dan, what about you?
• 37:31
  SPEAKER_00: What was you know that what was that kind of mindset and relationship around finances and money in in early sobriety?
• 37:38
  SPEAKER_04: Yeah, I mean, so I mean, like you uh Corey was just talking about beforehand, uh, my ex my ex-wife did everything.
• 37:44
  SPEAKER_04: I mean, everything.
• 37:44
  SPEAKER_04: She was an accountant, you know what I mean?
• 37:46
  SPEAKER_04: So I literally I had a I had to learn, I never did anything at all.
• 37:50
  SPEAKER_04: You know, I mean when it came to savings or taxes or anything, she handled all of that, and we were together like 15 years.
• 37:56
  SPEAKER_04: So I had I was pretty much the same as like Corey was.
• 37:59
  SPEAKER_04: I had no idea what to do, you know, or what to do with money in any any way, shape, or form.
• 38:04
  SPEAKER_04: But man, it was like to me when I first got sober, it was so wild that I went to day labor and I made$52 and that would last like three days.
• 38:14
  SPEAKER_04: Yeah.
• 38:15
  SPEAKER_04: I mean, that was like in mind blown.
• 38:17
  SPEAKER_04: I mean, I blew nine grand in a week on drugs, you know, and like this fifty-two dollars just last and that right there, you know what I mean, just kind of gave me like that hook into like like wow, like this is pretty cool, you know what I mean?
• 38:31
  SPEAKER_04: Like, this is pretty awesome.
• 38:33
  SPEAKER_04: And then when I got, you know, you guys all know I got that lawsuit money from my bike accident very early in sobriety, you know what I mean.
• 38:39
  SPEAKER_04: So I got like$15,000 and that moment, like I just knew like I needed the vehicle and I needed some things, and I just used other people of what I should do, you know what I mean?
• 38:51
  SPEAKER_04: Uh as we do in our recovery programs, you use other people that have been there before on on the road that I should travel, you know, and that was uh the biggest thing for me.
• 39:00
  SPEAKER_04: And then, you know, like a little different, like uh, you know, I don't know about you guys, but like with my uh ex, we uh when I got sober, we lost our house, my truck got repoed, uh, you know, my credit was probably like negative six thousand.
• 39:13
  SPEAKER_04: Uh I had I had a bill of thirty thousand dollars state adjudicated against me that I had to pay, and it was like all these things.
• 39:19
  SPEAKER_04: And one huge thing that I learned by getting sober is it was always that mindset of if I can't pay at all, I won't pay it at all.
• 39:28
  SPEAKER_04: You know, like it was always that mindset, like that that changed everything for me to realize that like if I just pay a little every month, da-da-da.
• 39:36
  SPEAKER_04: Right, you know, and to this point I've paid all that off, you know, because I did that little, but it was always that mindset that if I can't do it all, that grandiose, you know what I mean?
• 39:44
  SPEAKER_04: That if I can't do it all, I'm not gonna do it.
• 39:47
  SPEAKER_04: And that was like really being taught that made a huge difference, especially like I said, coming in with all that debt and all the things that I had to take care of that seemed insurmountable.
• 39:57
  SPEAKER_04: So I'll just do like I did before and it'll just disappear and I won't pay any attention to it.
• 40:02
  SPEAKER_04: But that's not living a sober life, you know.
• 40:04
  SPEAKER_04: And I was taught through uh, you know, my mentor and people around me that you know, if you just do a little bit at a time, you're making progress towards it.
• 40:11
  SPEAKER_04: That was very, very huge early in sobriety.
• 40:14
  SPEAKER_00: Yeah, I think that's uh and that goes with our with our amends process, right?
• 40:18
  SPEAKER_00: The whole idea of like if you you owe people money, you know, sometimes you just gotta arrange the best deal you can, you know, whatever little bit here and there, monthly payments, whatever it is.
• 40:29
  SPEAKER_00: And like that's getting that across to people that we work with in early sobriety or our mentors with us, like that's an that's okay.
• 40:36
  SPEAKER_00: You know, if I think about the entire amount of money I owe to everyone, it chokes me to death.
• 40:42
  SPEAKER_00: You know, I I have to piecemeal it.
• 40:44
  SPEAKER_00: And there might be some here and there that I can pay off in one foul swoop, depending on how much it is and depending on what's going on.
• 40:51
  SPEAKER_00: But I would say most of my financial uh you know amends were all um piecemeal.
• 40:56
  SPEAKER_00: You know, I paid, I I owed, you know, thousands of dollars to the county clerk's office in Palm Beach County to get my license back.
• 41:03
  SPEAKER_00: I a little bit every every other Friday I'd pay a little bit of that off and a little bit of that off, took the better part, you know, took over a year, um, you know, other financial amends, yeah, like just a little bit each time.
• 41:14
  SPEAKER_00: And I think a common misconception, so there's like a double, it's like a double-edged sword here because our liter and our literature tells us so I can't take money, you know, out of the mouths of my children and off the table, off the you know, the table at home uh in order to satisfy some of these amends or some of these financial obligations.
• 41:32
  SPEAKER_00: Like I have to make sure that what's in front of me is getting taken care of.
• 41:36
  SPEAKER_00: So for us early on, it was paying our our rent at the halfway house.
• 41:40
  SPEAKER_00: Like like I understand the mentors think about always pay your car off as you can always sleep in your car.
• 41:45
  SPEAKER_00: Again, I don't I don't totally disagree with that.
• 41:47
  SPEAKER_00: I don't know, but yeah, but um, you know, paying the rent at the halfway house, like making sure my cell phone bill is paid.
• 41:55
  SPEAKER_00: Like those some of those things are are essentials.
• 41:57
  SPEAKER_00: If I have probation costs or court, like that stuff are essentials, you know, and then as but juxtapose that with okay, I'm I'm six, seven, eight, nine months sober, a year sober, I've got a decent job, I'm starting to put some money away, and I still have some financial amends I gotta make.
• 42:15
  SPEAKER_00: Oh, but by the way, I'm planning this three thousand dollar trip to Europe because I've never been to Europe and I'm I'm now a free man and I want to travel and I deserve to travel.
• 42:24
  SPEAKER_00: Well, a good mentor would tell me, you know, you might want to postpone that trip and pay off some of these financial obligations first.
• 42:32
  SPEAKER_00: Amends, IRS, taxes, child support for a lot of us, like like that falls under the category of that's not money that we need to survive and pay our bills.
• 42:42
  SPEAKER_00: Like that's a that's an extra thing.
• 42:44
  SPEAKER_00: Um, so I think that's a an important thing that we have to realize as well.
• 42:49
  SPEAKER_04: All right, well, I I totally, I totally agree with that, man.
• 42:52
  SPEAKER_04: I mean, because that's like a huge thing too, is like weighing those things and and still to this day for me, like me and Alyssa were writing everything down, you know, when she had our first paycheck and all that stuff.
• 43:02
  SPEAKER_04: And uh, you know, like Corey said, it scares you.
• 43:04
  SPEAKER_04: Like, we wrote it all down and stuff, and I looked at like how much it was like every month that we I was like, how do we live?
• 43:12
  SPEAKER_04: I was like, I don't even understand, you know what I mean?
• 43:14
  SPEAKER_04: I said, Am I actually like secretly selling drugs?
• 43:17
  SPEAKER_04: I don't really understand, like, where does it even come from, man?
• 43:19
  SPEAKER_04: Black out, yeah.
• 43:20
  SPEAKER_04: Do I just black out?
• 43:22
  SPEAKER_04: And um, but yeah, you like write it down and you're just like wow, but yeah, I mean that's it.
• 43:26
  SPEAKER_04: Like, we've been for like eight years, man.
• 43:29
  SPEAKER_04: Like, survive.
• 43:29
  SPEAKER_04: I just I just survive, you know, where now we've entered the the of living, you know what I mean?
• 43:34
  SPEAKER_04: So now with like two, like surviving because you know, she's going to school and we're doing all this, and you gotta make it to the other side of things.
• 43:41
  SPEAKER_04: And and that that held true.
• 43:43
  SPEAKER_04: It was it what it says in our literature, Sean, is that there's months where I had to just pay, I gotta pay the food and I gotta do this, and I can't pay this card payment this month.
• 43:50
  SPEAKER_04: I'm gonna have to call them and tell them I gotta pay that.
• 43:53
  SPEAKER_04: You know what I mean?
• 43:53
  SPEAKER_04: Like that's like it's very true.
• 43:55
  SPEAKER_04: You know what I mean?
• 43:56
  SPEAKER_04: Like I said, when we were just like all the things that I have going on in my life.
• 44:00
  SPEAKER_04: You know, and then also like if you have things to take care of next week, uh I was telling Greg and Mark about it.
• 44:06
  SPEAKER_04: Um, I was gonna go to the Cubs game and um I decided not to go because it was gonna be probably like somewhere between four and six hundred dollars.
• 44:14
  SPEAKER_04: Because like I really want to go and it's gonna be awesome, but I'm gonna take two days off of work and I'm gonna spend that X amount of dollars, and it's for me, and it's only for me.
• 44:22
  SPEAKER_04: If it was like something I'm doing with my son or my family and stuff, then I might second guess that, but it's only for me.
• 44:28
  SPEAKER_04: I don't need this, you know what I mean?
• 44:30
  SPEAKER_04: I want that, you know, but I don't need this, you know.
• 44:32
  SPEAKER_04: I I think that's like a very, you know what I mean, having the people around your mentors and and also just having a a sober mind and body to make uh decisions and what is truly right for you.
• 44:44
  SPEAKER_00: Yeah.
• 44:45
  SPEAKER_00: Greg, how do you how do you kind of navigate that whole idea of like, okay, should I spend this money?
• 44:51
  SPEAKER_00: Do I need to spend this money?
• 44:52
  SPEAKER_00: I want to spend this money, like where does that, you know, and I know it's different for everyone depending on your financial situation, but how do you navigate that?
• 45:00
  SPEAKER_06: Well, I mean, like, I mean, one of the things I I just went through, you know, it's like I could have afforded to um, you know, pay the round trip to Philly, you know, or the the the non-stop hit there and there, but I have a I have a flight credit that I could use, you know what I'm saying?
• 45:19
  SPEAKER_06: And like, yeah, is it gonna make me have to fly at weird hours and take longer trips and all this, that, and the other?
• 45:26
  SPEAKER_06: Yeah, but you know, that's just what I'm gonna do because I don't want to shell out that kind of money right now, you know.
• 45:32
  SPEAKER_06: And I mean we've had to do it, you know, um quite a bit lately, like with the wedding planning and stuff like that, you know, like really, really trying to stick to a budget while still, you know, um, we we wanna we wanna have a nice time.
• 45:46
  SPEAKER_06: We wanna have we want all of our friends and family to come and have a nice time, you know what I'm saying?
• 45:51
  SPEAKER_06: But um that kind of stuff can balloon out of control very quickly.
• 45:54
  SPEAKER_06: So I think it is just you know, and and I think it it does help having a nine-year-old in the house, because that's one thing like you know, I'm really focused on trying to teach him is like just because you want it doesn't mean that you're gonna get it type deal.
• 46:08
  SPEAKER_06: And and so if I'm gonna say that to him, then I gotta be the one to set that example for myself, you know.
• 46:14
  SPEAKER_06: Um so we we just you know scale things back like that.
• 46:18
  SPEAKER_06: Um but yeah, learning how to um you want you want to be able to have fun, you want to be able to go do stuff and whatnot.
• 46:27
  SPEAKER_06: But at the same time, um we have responsibilities nowadays and we have we have families that that we are responsible for.
• 46:37
  SPEAKER_06: So I think that um those things is just making the mature decision, not listening to that little voice inside that's like you know, I want to do this for me and I deserve this, and da da da, which all might be true, sure, you know, but um being responsible and having your goals forefront, you know, like yeah, like we can we can sit here and talk about budgeting out for the month, budgeting out for a big expense, you know, um saving for a house, that kind of stuff, you know.
• 47:05
  SPEAKER_06: Um and it's all well and good, but I I think sometimes, you know, you're you know, I'll I'll speak for myself.
• 47:13
  SPEAKER_06: I I'm not always great at following a a budget, you know, um per se, but I do know when we need to scale things back, you know, go back to square one.
• 47:27
  SPEAKER_06: And I think the the one of the best things is like uh, you know, coming from the backgrounds that we've all come from, I know how to live like I'm poor, bro.
• 47:37
  SPEAKER_06: I you know, I know how to live cheap if I have to, you know.
• 47:42
  SPEAKER_01: So uh what makes it hard is the family.
• 47:45
  SPEAKER_01: Because you don't want your family to fucking live like they're poor.
• 47:48
  SPEAKER_01: Oh no, no, no.
• 47:49
  SPEAKER_04: Maya Maya love Maya loves ramen noodles, bro.
• 47:52
  SPEAKER_04: We keep it on deck at all times.
• 47:54
  SPEAKER_04: All time.
• 47:56
  SPEAKER_06: Yeah, but I mean um it makes it makes those moments a little bit easier when when you do have to tighten up the budget, tighten up the reins a little bit, you know.
• 48:07
  SPEAKER_06: It's like okay, yeah, well, I just kind of fall back to, you know, um living living in the in the ways of, you know, I I don't have it all like that.
• 48:17
  SPEAKER_06: Right.
• 48:17
  SPEAKER_06: But I I remember Sean early on like talking to you about it and uh you know just talking about like budgeting and and how to save not even budgeting, like just how to save money.
• 48:27
  SPEAKER_06: And you you talked about like like that you had it where it was kind of like a game that you played with yourself, you know, where every day you checked the bank account and like or you know, when the when the paycheck came through, yeah, you'd pay your bills, but like you would challenge yourself to save X amount more this this two weeks than I did the last two weeks.
• 48:46
  SPEAKER_06: And just little baby steps like that really, really helped me early on and still do, really.
• 48:53
  SPEAKER_00: I I s I still do it, I still kind of play that game.
• 48:56
  SPEAKER_00: Uh I when the the checks come in, any bills that have to be paid right away are paid, and then I put the maximum amount into the savings account and I try to live off of whatever bare minimum.
• 49:11
  SPEAKER_00: And I think I'll think about like what I have coming up that week or the next, you know, like it's not like and I try to live off the bare minimum um in the checking account for that week or for that whatever, and knowing that I can always take money out of the savings and transfer.
• 49:24
  SPEAKER_00: But yeah, it's it's uh yeah.
• 49:26
  SPEAKER_00: Corey, what about you?
• 49:28
  SPEAKER_00: Um just that that uh the idea of buying and purchasing things that we need slash want slash having fun in life still without being too frugal.
• 49:41
  SPEAKER_01: Yeah, I've I have I'm terrible at this shit.
• 49:44
  SPEAKER_01: Um, or I or at least I have been historically.
• 49:47
  SPEAKER_01: I think I've been better about it the last couple years, but uh I do know that in 2022 I did not need to attend 10 Dave Matthews band concerts.
• 49:56
  SPEAKER_01: Um although very fun.
• 49:58
  SPEAKER_00: That is on the historical record, by the way.
• 50:01
  SPEAKER_01: It was a good time.
• 50:02
  SPEAKER_01: And in 2023, I did not need to go to ten Dave Matthews band's concerts as well.
• 50:10
  SPEAKER_01: So but by 2024 I learned my lesson to a degree, I think.
• 50:16
  SPEAKER_01: Or is that the year he skipped us?
• 50:17
  SPEAKER_01: No, that was last year.
• 50:18
  SPEAKER_01: That was 2025.
• 50:19
  SPEAKER_01: So 2024 I went to a few, I think.
• 50:21
  SPEAKER_01: Anyway, I don't so I think the um I think the ego can get us into a lot of trouble financially, and I've had a really bad experience with it um to a degree, and it and it's down to little shit too, but like man, objects lose their shine.
• 50:40
  SPEAKER_01: You know what I mean?
• 50:41
  SPEAKER_01: They really do.
• 50:42
  SPEAKER_01: And I mean that guitar on the wall behind me, I remember it's not like an extremely expensive guitar or anything.
• 50:48
  SPEAKER_01: I think it was twelve hundred bucks is what I think it was.
• 50:51
  SPEAKER_01: And um I bought it years ago, had a good promotion on a credit card I already had at Guitar Center.
• 50:58
  SPEAKER_01: Like, made sense, it was like 15 bucks a month.
• 51:00
  SPEAKER_01: But I'll tell you what, by like month 13, I was like, I want this fucking thing paid off.
• 51:04
  SPEAKER_01: I'm tired of paying this 15 bucks, you know?
• 51:06
  SPEAKER_01: So, you know, eventually it got paid off or whatever, but like I like day one I was ecstatic about it, you know what I mean?
• 51:13
  SPEAKER_01: I was it was the best thing ever, and I still love that guitar, but it lost its shine, you know what I mean?
• 51:19
  SPEAKER_01: And it wasn't long until I was like, I don't like I shouldn't even bought this thing, you know.
• 51:26
  SPEAKER_01: Um but I don't really have a regret doing it now because it's paid off.
• 51:30
  SPEAKER_01: Uh but that kind of stuff, man, like I don't know, like I the car I currently have, which is almost paid off, which is nice, uh that it will be in the not too distant future.
• 51:41
  SPEAKER_01: Like, even after I bought that, like it was more room, and that's kind of what I told myself, like, oh, it's more room for the family, like a little bit of bigger seats, still a sedan.
• 51:51
  SPEAKER_01: I was really just fooling myself.
• 51:53
  SPEAKER_01: Um, dude, I can't tell you how many times I thought, like, I should have just kept my old car, it would have been paid off, like probably would have took good care of it.
• 51:58
  SPEAKER_01: It was a good car, you know, that kind of shit.
• 52:00
  SPEAKER_01: So like I got a lot of experience making like not the best decisions just based off of like shiny objects, man.
• 52:08
  SPEAKER_01: You know, like I think this will look great in my house or in front of my house or whatever, and whatever.
• 52:17
  SPEAKER_01: Luckily I've become I think I've become less and less um like that.
• 52:23
  SPEAKER_01: Um bec mainly probably because it caused some hell, you know what I mean?
• 52:28
  SPEAKER_01: Um but you know some of that too, I I think like you know, I cut myself a break on some of it and just you know, it's a part of growing up too, you know what I mean?
• 52:41
  SPEAKER_00: Like some things you gotta learn the hard way, some things you it's it's easier to learn from other people's mistakes, but sometimes you gotta take your licks that you uh Corey, something a good really good point you you you brought up um the ego part of it is like how I mean listen, let's it's we've we live in a society that that puts money and material possessions and shiny new things on such a pedestal, it's honestly like criminal in a way.
• 53:13
  SPEAKER_00: It really is because it sends social media, like it sends so many um you know bad signals and people just people just believe it, you know, which is that's a whole nother conversation.
• 53:25
  SPEAKER_00: Um, I do think that for people like us, while we are not we are in our recovery groups and our fellowship, we are susceptible to that same stuff.
• 53:35
  SPEAKER_00: We know plenty of people that get, I mean, God, that's one of the things that takes people out back to drinking and getting high is that strive for success and power and money and and look at me ism and all that stuff.
• 53:47
  SPEAKER_00: But like divorcing myself from this idea that having material things makes me a good person or a successful person.
• 53:57
  SPEAKER_00: Now that notion comes what's that?
• 54:01
  SPEAKER_00: Or gives you worth at all.
• 54:03
  SPEAKER_00: Right, exactly.
• 54:03
  SPEAKER_00: That that yeah, my even even as so much as like my job, what I do for a professional living, defines who I am.
• 54:11
  SPEAKER_00: Like, no, it's it's just my job.
• 54:13
  SPEAKER_00: We can take pride in what we do, we can be we can be good at what we do, um, but it is it is just what I do to make a living.
• 54:20
  SPEAKER_00: And many of us have had many different professions over the years, but that I do think that our recovery process, when really delved into and taken seriously, it does teach us to try to divorce ourselves from this idea that material possessions and financial stuff um has any real value.
• 54:41
  SPEAKER_00: Now, again, to Greg's point, I enjoy I the experience, I love the experience analogy, right?
• 54:48
  SPEAKER_00: We spent a lot of money this summer on vacations, but it was an unbelievable experience, right?
• 54:54
  SPEAKER_00: Juxtapose that with my 2012 Nissan Ultima has 218,000 miles on it.
• 55:00
  SPEAKER_00: I have black duct tape on the panel on the side because it blends in.
• 55:06
  SPEAKER_00: My car is black to hold the panel in.
• 55:08
  SPEAKER_00: I tried to save three dollars.
• 55:11
  SPEAKER_00: You guys will think this is funny.
• 55:12
  SPEAKER_00: I tried to save three dollars the other day by purchasing new windshield wipers on Amazon instead of just going to Walmart, which is I've always done, and they're perfectly fine at Walmart and they last years.
• 55:24
  SPEAKER_00: I tried to save three dollars and I bought some Chinese brand wipers that broke like instantly.
• 55:30
  SPEAKER_00: Um, those also have duct tape now on them on the car, and guess what?
• 55:34
  SPEAKER_00: They work they work fine, they work fine.
• 55:37
  SPEAKER_00: My point with that is, and now I'm probably a little bit on the extreme with this stream, as Janine is saying, but like I my desire to not have a second car payment totally outweighs any desire I have to have a new car, right?
• 55:52
  SPEAKER_00: And that's just an example.
• 55:54
  SPEAKER_00: But if I can get my mindset to divorce from some of those false notions that society teaches us, I do think that can help me, not just financially, it can help me in a lot of ways, but those are you know just a couple examples of that stuff, you know.
• 56:10
  SPEAKER_00: Um, so real quick, we're almost done.
• 56:13
  SPEAKER_00: How do we deal with debt?
• 56:15
  SPEAKER_00: Dan, I'll start with you.
• 56:16
  SPEAKER_00: What are what are what are some stuff we do with debt?
• 56:19
  SPEAKER_00: Do we have debt?
• 56:20
  SPEAKER_00: How does that work?
• 56:21
  SPEAKER_04: Rack it up, pay it back down.
• 56:24
  SPEAKER_04: Yeah, yeah.
• 56:25
  SPEAKER_04: No, I mean it goes it's necessity, man.
• 56:27
  SPEAKER_04: You know, so like when I first got sober, I had no credit cards.
• 56:31
  SPEAKER_04: I still have the credit card that I opened when I first got sober, which was Capital One, and it was like three thousand uh no, it was like three hundred dollars, and uh, you know, now the limit's like 10 grand or something like that, you know.
• 56:42
  SPEAKER_04: But uh through it through uh uh of necessity, you know, our car broke and it cost four thousand dollars to fix.
• 56:48
  SPEAKER_04: I've got four thousand dollars, and you know what I mean.
• 56:51
  SPEAKER_04: So what do I do?
• 56:51
  SPEAKER_04: I end up putting it on the credit card, but then it's the same thing, man.
• 56:54
  SPEAKER_04: You just slowly pay it down, you know what I mean.
• 56:56
  SPEAKER_04: I don't believe in like you know, like there's so many people that do the I mean it's kind of like the same in two with like sobriety and stuff, man.
• 57:03
  SPEAKER_04: It's like people do bankruptcy and stuff all the time, you know.
• 57:06
  SPEAKER_04: Like I won't do that, I will just pay it off.
• 57:08
  SPEAKER_04: You know what I mean?
• 57:09
  SPEAKER_04: I have this bill and I did this stuff, and and you know, I gotta pay it off.
• 57:12
  SPEAKER_04: Yeah, you know, but literally that's you know, I never had a savings account, and you know, getting sober, you know, with a son in a different state, you know, and then we had Maya and we moved to Ohio and we had all these things and stuff, and I didn't have any money, you know, so it was like a means that was my savings.
• 57:30
  SPEAKER_04: It had to be my savings because it's survival, you know.
• 57:32
  SPEAKER_04: And like I said, it's been survival for like eight years.
• 57:35
  SPEAKER_04: So it's really just like pay them up, pay them down, pay them up, pay them down.
• 57:38
  SPEAKER_04: But obviously, you know what I mean, in the perfect world of the perfect setting, if I had like a clean slate to start, I don't want any debt at all.
• 57:46
  SPEAKER_04: You know what I mean?
• 57:47
  SPEAKER_04: Even in my business, you know, like Lowe's credit cards, Home Depot credit cards, I won't do those.
• 57:52
  SPEAKER_04: I don't when I go and buy material, I pay for the material.
• 57:54
  SPEAKER_04: I get all the rewards and discounts and stuff, but I won't open any business credit cards or any of that stuff because I want to pay for it, and then when I get it back, and I just won't I won't take that chance at all in any of that.
• 58:05
  SPEAKER_04: You know, like I said, in a life fashion, to me, it's more like a savings account to where I don't have the money to pay for certain things, so we need this for my family to survive.
• 58:14
  SPEAKER_00: Yeah.
• 58:15
  SPEAKER_00: Corey, real quick on on debt and how you deal with debt.
• 58:19
  SPEAKER_01: Uh poorly as well.
• 58:21
  SPEAKER_01: Um but I've done a lot of research on how like how to how to pay off um you know a whatever, fairly large amount of debt or whatever, whatever large is to whoever.
• 58:34
  SPEAKER_01: Um and like the snowball method seems to be the most popular out there.
• 58:41
  SPEAKER_01: I I watch a lot of Dave Ramsey shit on reels and stuff.
• 58:45
  SPEAKER_04: He hypes you up, man.
• 58:46
  SPEAKER_04: He's such a hyper.
• 58:47
  SPEAKER_01: Yeah, dude.
• 58:48
  SPEAKER_01: It it's a good thing.
• 58:49
  SPEAKER_00: What's real real quick, what's the snowball method?
• 58:51
  SPEAKER_01: So basically, as you pay off, you start I guess you pay off from your smallest balance up, but you take the payment from say you pay off a credit card on your smallest balance, you take that payment and apply it to the next one, and then you keep going like that, and soon you're you know what I mean?
• 59:09
  SPEAKER_01: Like so you never stop paying less until you're paid off.
• 59:12
  SPEAKER_01: Right?
• 59:13
  SPEAKER_01: You know what I'm saying?
• 59:14
  SPEAKER_01: Right, right, right.
• 59:15
  SPEAKER_01: But you just start as you pay them off, you apply it to the next one, apply it to the next one, whatever.
• 59:20
  SPEAKER_01: But I mean, there's other things out there, like you can you can look at like interest rates and you know, kind of making the most of your payments, transferring the balance to a new something or other.
• 59:29
  SPEAKER_01: There's balance transfers, maybe there's debt consolidation.
• 59:32
  SPEAKER_01: You get different the thing is about this shit though, is there's a million financial advisors out there, they're all over TikTok and they all have different opinions.
• 59:39
  SPEAKER_01: So, like, good luck.
• 59:40
  SPEAKER_01: And they all think they're right, and they all think they're right, and whatever.
• 59:43
  SPEAKER_01: And uh I I love that I I gotta point this out before I shut up here.
• 59:48
  SPEAKER_01: This this is um tangent, but Janine put in the chat that the wealthiest person she knew drove drove a Honda Pilot.
• 59:56
  SPEAKER_01: I love that shit.
• 59:57
  SPEAKER_01: Because Dave Ramsey also said the way you know that somebody is going to stay poor is when you see a luxury car in the driveway of a middle class home that person's gonna stay poor until something changes theoretically.
• 1:00:12
  SPEAKER_01: That's what he says.
• 1:00:13
  SPEAKER_00: He gets me fired up.
• 1:00:14
  SPEAKER_00: That's a good point.
• 1:00:16
  SPEAKER_00: Greg, quick, 60 seconds on debt.
• 1:00:18
  SPEAKER_06: Well, I will say this the the richest person I know um drives a Kia full of dings and dents.
• 1:00:24
  SPEAKER_06: He wears the same beat-up pair of Velcro new balances and jorts every weekend, and uh yeah, and and but he can afford to take his family to Disney World whenever he wants, I'll tell you that.
• 1:00:37
  SPEAKER_06: Hell yeah.
• 1:00:38
  SPEAKER_06: Um the snowball bit the snowball method does work.
• 1:00:42
  SPEAKER_06: I've used it.
• 1:00:43
  SPEAKER_06: Um, and it is a great way too for budgeting purposes because you get used to spending that amount on on your bills every month, right?
• 1:00:53
  SPEAKER_06: So as long as you're doing that and building toward but yes, start small, start with your smallest debts, pay off.
• 1:01:00
  SPEAKER_06: Um, I do my absolute best not to pay interest.
• 1:01:03
  SPEAKER_06: I don't want to pay interest on stuff.
• 1:01:05
  SPEAKER_00: We've had this conversation, Greg, with credit cards.
• 1:01:07
  SPEAKER_00: We've had it.
• 1:01:08
  SPEAKER_00: I do too.
• 1:01:08
  SPEAKER_06: I do not like to pay interest.
• 1:01:10
  SPEAKER_06: I try to pay off all my balances all at once.
• 1:01:12
  SPEAKER_06: But like Dan says, like, yeah, if if if something happens to my car and I I'm not comfortable shelling four grand out of the bank at that moment, you know, yeah, I'll I'll use one of my credit cards.
• 1:01:24
  SPEAKER_06: That's what they're there for, right?
• 1:01:25
  SPEAKER_06: You know, but I will do my absolute best to to wipe that out before I have to pay too much interest.
• 1:01:31
  SPEAKER_06: Because when I first got sober and had a 440 credit score and had to go to a buy buy uh buy here, pay here car dealership, and and the dude said, Listen, with your score, I can give you two cars on this lot, this beat up Honda Civic or this Lincoln.
• 1:01:48
  SPEAKER_06: And I took the Lincoln because it looked nicer and it had leather interior, and I paid like 22% interest on that for five or six years, you know.
• 1:01:57
  SPEAKER_00: And I wait, 440 is not a good score.
• 1:02:00
  SPEAKER_00: No, isn't that the lowest?
• 1:02:03
  SPEAKER_00: Or the batting average is pretty good.
• 1:02:05
  SPEAKER_06: Yeah, yeah.
• 1:02:07
  SPEAKER_06: It would it was so much that like if I would have gone to a reputable car dealership, they would have told me to get the fuck out of here before.
• 1:02:12
  SPEAKER_00: Oh, no damn.
• 1:02:13
  SPEAKER_00: Using that language, yeah, yes.
• 1:02:15
  SPEAKER_00: So stop wasting my effing time.
• 1:02:17
  SPEAKER_06: But yeah, I swore I was never gonna do that again.
• 1:02:20
  SPEAKER_06: Like get locked into bad interest rates and and and paying interest because you're just in handcuffs.
• 1:02:25
  SPEAKER_00: So oh boy.
• 1:02:26
  SPEAKER_00: I I uh what does she share?
• 1:02:29
  SPEAKER_01: It's it's a plane crash, I think.
• 1:02:32
  SPEAKER_00: Oh yeah.
• 1:02:34
  SPEAKER_00: I I uh we've had that conversation, Greg.
• 1:02:37
  SPEAKER_00: Um, good stuff, guys.
• 1:02:38
  SPEAKER_00: I think the the most important thing, Corey, what is it?
• 1:02:42
  SPEAKER_00: Captain is on the bridge, baby.
• 1:02:44
  SPEAKER_04: If we keep 20 bucks is 20 bucks.
• 1:02:48
  SPEAKER_04: 20 bucks is 20 bucks.
• 1:02:49
  SPEAKER_00: If we keep our hand in God's hand and we continue to try and perform his work well, he will provide what we need and keep us safe and our families as well.
• 1:02:59
  SPEAKER_00: Doesn't mean it might be some struggles every now and then or some tougher times, or some times we have to bear down and and not spend as much or figure out you know what we're doing.
• 1:03:08
  SPEAKER_00: But um as of right now, guys, the four of us on this year podcast, we're all getting by just fine, even though it might be stressful at times.
• 1:03:17
  SPEAKER_00: I'm selling pictures of my feet.
• 1:03:19
  SPEAKER_00: So that's funny you guys are doing.
• 1:03:21
  SPEAKER_00: I've encouraged encouraged my wife to do the same.
• 1:03:24
  SPEAKER_00: I wonder if I could, you know, do it.
• 1:03:26
  SPEAKER_01: But yeah.
• 1:03:27
  SPEAKER_00: Anyways, shout out to our listeners.
• 1:03:29
  SPEAKER_00: Please like, follow, and share on all socials at TrudgeReport Pod.
• 1:03:32
  SPEAKER_00: Email us, TrudgeReportPod at yahoo.com.
• 1:03:35
  SPEAKER_00: Uh I have since taken over the the Yahoo, the Trudge Report Yahoo email account.
• 1:03:40
  SPEAKER_00: So send them on in.
• 1:03:41
  SPEAKER_00: We just got a bunch of spam so far.
• 1:03:43
  SPEAKER_00: Uh send in your mailbag request for topics, questions, and comments to any of these handles.
• 1:03:48
  SPEAKER_00: Remember, we are all here if anyone wants to talk about recovery, our experiences, or if you're struggling with some form of addiction.
• 1:03:55
  SPEAKER_00: Uh, Cordy will be giving financial seminars for free in the entire month of August.
• 1:04:01
  SPEAKER_00: So please uh comment that.
• 1:04:04
  SPEAKER_00: Um, if you're struggling with anything, reach out.
• 1:04:06
  SPEAKER_00: Thank you again to Janine and Stella Mix Podcast Management.
• 1:04:10
  SPEAKER_00: Good night, God bless, and may you trudge the road of happy destiny.
• 1:04:14
  SPEAKER_00: We'll see you next week.
• 1:04:16
  SPEAKER_00: Go braves.