Inflation, Purchasing Power & the Risk of Being Too Conservative

The Pilot’s Advisor Podcast · Sep 25, 2026 · 12m

Inflation doesn't arrive as a bill in the mail, but over time it can quietly take a serious bite out of your purchasing power.

Ryan uses a humorous quote about the rising cost of a haircut to explain a much bigger retirement-planning problem: your money has to keep pace with what life will cost in the future.

For pilots planning decades into the future, the challenge is finding the right balance between protecting what you've accumulated and maintaining enough growth potential to preserve purchasing power throughout retirement.

Here’s what we cover in this episode:

📉 Inflation quietly erodes…