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Need a home or Mortgage? Gusty and Brad have you covered · Bought Borrowed and Sold

• 0:00
  Speaker 1: All right, hey, everybody, I know, we've got some all
• 0:05
  Speaker 1: kinds of crazy weather that's out there and in Alabama
• 0:08
  Speaker 1: and north of north of here. We're recording this on Friday,
• 0:12
  Speaker 1: so we don't know exactly to the extent and right now,
• 0:19
  Speaker 1: you know, if you're listening on air, so hopefully everything
• 0:23
  Speaker 1: is good, and hopefully you'll come and check out. We've
• 0:27
  Speaker 1: got a couple of open houses. Uh, and and hopefully
• 0:30
  Speaker 1: you know you can get there, I think.
• 0:32
  Speaker 2: I mean, and lets unless the model's changed and everything,
• 0:35
  Speaker 2: everybody's maybe looking outside and we may be under sheets
• 0:37
  Speaker 2: of ice, right, but that would take a significant shift
• 0:41
  Speaker 2: of what we're seeing in the models. Now. I think
• 0:43
  Speaker 2: the only day we're supposed to have like that's that
• 0:45
  Speaker 2: stays below freezing the whole day is Monday. Even then,
• 0:48
  Speaker 2: I think the highest thirty one.
• 0:49
  Speaker 1: So I just wanted to throw out an asterisk that
• 0:52
  Speaker 1: we don't know a couple of days in advance, but
• 0:56
  Speaker 1: you know, hey, like you'll be safe out there. Yeah,
• 0:59
  Speaker 1: so real estate market, you know, it might be cold outside,
• 1:03
  Speaker 1: but the real estate market's heating up up. So uh,
• 1:07
  Speaker 1: I got to give you a shout out, Brad. Yeah,
• 1:09
  Speaker 1: let's do it, Brad, Smith Cross Country Mortgage in here
• 1:12
  Speaker 1: each and every week.
• 1:13
  Speaker 2: That's my five star review.
• 1:15
  Speaker 1: You know, just I'm gonna I'm going to talk about
• 1:18
  Speaker 1: it because so we had the car of family reached
• 1:22
  Speaker 1: out to me and they were, you know, ready to
• 1:27
  Speaker 1: buy a house. I don't think that they were as
• 1:30
  Speaker 1: ready you know when they called me. And and so
• 1:34
  Speaker 1: I'll just kind of tell the story. So they called
• 1:36
  Speaker 1: me they were interested in the home, uh in River Chase.
• 1:39
  Speaker 1: So we went and looked at this house in River Chase.
• 1:40
  Speaker 1: And I've worked with them on multiple homes and so
• 1:44
  Speaker 1: I've been a part of multiple transactions with them. And
• 1:47
  Speaker 1: you know, like when you work with when you work
• 1:49
  Speaker 1: with families, you almost kind of become.
• 1:51
  Speaker 2: Families with a lot of especial because I mean there's
• 1:55
  Speaker 2: so many things that are overlapping with real life and
• 1:58
  Speaker 2: real estate that you you can't separate the two.
• 2:02
  Speaker 1: So so they call me and they want to see
• 2:04
  Speaker 1: this house. And it's a cool house in River Chase.
• 2:06
  Speaker 1: And you know, ultimately that wasn't you know, the one.
• 2:09
  Speaker 1: And then so they told me what they were looking for,
• 2:12
  Speaker 1: and they're like, you know, we want, you know, something
• 2:14
  Speaker 1: nice because they're coming from a large house in Graystone,
• 2:18
  Speaker 1: and you know, we want something nice. They like a project.
• 2:21
  Speaker 1: They like to do things. You know a lot of
• 2:23
  Speaker 1: people don't anymore. Yeah, but but they enjoy it. That's
• 2:28
  Speaker 1: that they love to do it. So we found this
• 2:31
  Speaker 1: opportunity in Hoover and a five thousand plus square foot
• 2:35
  Speaker 1: home that just needed a little TLC, a little love,
• 2:39
  Speaker 1: little you know, Kara influence.
• 2:42
  Speaker 2: We'll say, that's right.
• 2:43
  Speaker 1: And so we've been kind of just looking at this
• 2:47
  Speaker 1: house for like three weeks. And and so I told
• 2:52
  Speaker 1: the agent that was in charge of it, and I
• 2:54
  Speaker 1: was like, hey, look, you know, we're we're interested, but
• 2:56
  Speaker 1: like we've got like things going on, like they they're
• 3:00
  Speaker 1: about to leave for India today. Uh you right, they're
• 3:04
  Speaker 1: about to leave for India for six weeks. And you
• 3:07
  Speaker 1: know it's just like all right, ideally you want to
• 3:10
  Speaker 1: sell a house to buy a house in some situations. So, uh,
• 3:15
  Speaker 1: two weeks ago, I get a message from the agent saying, hey,
• 3:19
  Speaker 1: we've got an offer. Do your are your folks still interested?
• 3:22
  Speaker 1: I'm like, oh my goodness, is this going to be possible?
• 3:28
  Speaker 1: Can we can we get to close on a house
• 3:31
  Speaker 1: doing financing in less than two weeks? And and that's
• 3:36
  Speaker 1: and and A holidays included in that, by the way.
• 3:40
  Speaker 1: So I sent a message to you, Brad, and I
• 3:44
  Speaker 1: was like, Brad, is this even possible, Like, hey, they're
• 3:48
  Speaker 1: gonna be leaving the country for a little bit, Like
• 3:50
  Speaker 1: can you close like the day before? And He's like, yes,
• 3:54
  Speaker 1: we will figure out a way to make it happen.
• 3:56
  Speaker 1: I was like, that's what I like to hear.
• 3:58
  Speaker 2: As long as long as long as they're on tip
• 4:00
  Speaker 2: off of their stuff, because this will be hinged on
• 4:02
  Speaker 2: the on the bar were being prepared and.
• 4:03
  Speaker 1: Ready, Well luckily they were.
• 4:05
  Speaker 2: They were all over it, and.
• 4:08
  Speaker 1: So we ended up we were in a multiple offer situation.
• 4:11
  Speaker 1: We navigated through that process, landed the contract, got it
• 4:15
  Speaker 1: over to Brad. Brad put everything together while we were
• 4:19
  Speaker 1: dealing with an inspection contingency. Brad was going ahead and
• 4:23
  Speaker 1: ordering their appraisal, getting everything from you know, they hated
• 4:26
  Speaker 1: it needed for the underwriters, and in less than two weeks.
• 4:29
  Speaker 1: I think the actual business days were seven.
• 4:33
  Speaker 2: Or eight depending on how you Yeah, I think it
• 4:35
  Speaker 2: was like I think it was like eight days.
• 4:38
  Speaker 1: And that's just incredible, man. So we we we closed
• 4:41
  Speaker 1: on it. They were thrilled. Everybody was excited, Brad.
• 4:47
  Speaker 2: They were great. They were great. And again that like
• 4:49
  Speaker 2: I told you even before we were on air, like
• 4:52
  Speaker 2: them being on top of everything. So if we needed something,
• 4:54
  Speaker 2: it was like they stopped what they were doing to
• 4:55
  Speaker 2: get back to as as soon as possible. And then
• 4:58
  Speaker 2: you know, and then there are some things just now
• 5:00
  Speaker 2: with like some of the legal stuff and tread and
• 5:02
  Speaker 2: everything in the mortgage world that make it like we're
• 5:05
  Speaker 2: like seven business days is like the quickest you can
• 5:07
  Speaker 2: legally close alone, and I didn't realize that. And so
• 5:10
  Speaker 2: because by the time you have to send the loan
• 5:11
  Speaker 2: estimate out and then you can send the close initial
• 5:14
  Speaker 2: closing disclosure and all of them had to have certain
• 5:15
  Speaker 2: days before you can consummate the loan and everything else.
• 5:18
  Speaker 2: So anyways, so that's pretty much like where we were
• 5:20
  Speaker 2: on it. And again and it helped. It helps its January,
• 5:23
  Speaker 2: you know, and so you know, if it you know,
• 5:25
  Speaker 2: it's we're seeing it pick up, but it's you know,
• 5:27
  Speaker 2: we weren't as overfloated it was if it was April
• 5:30
  Speaker 2: May June and everybody was on you know, four day
• 5:33
  Speaker 2: turntimes or whatever else. But no, and we had to
• 5:36
  Speaker 2: do it make a couple of concessions that were not
• 5:39
  Speaker 2: against anything like regulatory but just some internal policies and
• 5:42
  Speaker 2: stuff and it's all about trying to save the company
• 5:45
  Speaker 2: money and everybody else. But anyways, yeah, so we we
• 5:47
  Speaker 2: got some stuff pushed through and but again I didn't
• 5:50
  Speaker 2: really really feel rushed during it. I mean, besides the
• 5:52
  Speaker 2: factor just know when it was coming up really quick.
• 5:54
  Speaker 2: But it was awesome. It's fun to do it every
• 5:57
  Speaker 2: once in a while and show that you can.
• 5:59
  Speaker 1: Well that's all right. Well he mentioned to me how
• 6:02
  Speaker 1: appreciative he was, So, you know, John, I think this
• 6:05
  Speaker 1: is what we can say. And Brad, congratulations on another
• 6:10
  Speaker 1: five star review.
• 6:13
  Speaker 2: Sat that one out.
• 6:16
  Speaker 3: You congratulate yourself.
• 6:17
  Speaker 1: Yeah, patch yourself on the bro.
• 6:19
  Speaker 2: Appreciate that. Anyways, Bradsmith Loans dot Com.
• 6:22
  Speaker 1: There you go. All right, Well let's let's get the
• 6:26
  Speaker 1: game going.
• 6:27
  Speaker 2: Yeah all right, so Gus, he's got a bunch of
• 6:29
  Speaker 2: properties today. They've got a couple open today. He's gonna
• 6:31
  Speaker 2: go through the properties some of the key details and
• 6:34
  Speaker 2: fun stuff that you'll want to know about. But the
• 6:36
  Speaker 2: main thing he's gonna let us know, and that the
• 6:38
  Speaker 2: most important for us is what is that list price?
• 6:41
  Speaker 2: The purchase price of the home. I'll give a potential
• 6:43
  Speaker 2: down payment that that a bar you may make. And
• 6:46
  Speaker 2: then they John Mounts and Gusty Gillis, we'll guess the
• 6:49
  Speaker 2: thirty year fixed principal interest only monthly payment.
• 6:52
  Speaker 1: All right, well this one you can come and see
• 6:57
  Speaker 1: me this afternoon in Greystone five zero six y four
• 7:01
  Speaker 1: Graystone Way, right on the Founder's golf course. I believe
• 7:06
  Speaker 1: it's the eleventh hole. We've got fifty sixty four gray Stoneway,
• 7:10
  Speaker 1: five bedrooms, four and a half baths, built in nineteen
• 7:13
  Speaker 1: ninety four on over a half acre a state lot,
• 7:17
  Speaker 1: again right on the golf course. Four nine hundred and
• 7:20
  Speaker 1: fifty seven square feet on the main level, another eleven
• 7:23
  Speaker 1: hundred and fifty five square feet in the basement. One million,
• 7:27
  Speaker 1: four hundred and twenty five thousand dollars. One million, four
• 7:30
  Speaker 1: hundred and twenty five thousand dollars. Now, let me tell
• 7:32
  Speaker 1: you a little bit more about this house. Movie theater.
• 7:35
  Speaker 1: Whoa in the basement. Uh, it's got like the four K,
• 7:40
  Speaker 1: it's got the it's got the movie chairs. I sat down,
• 7:44
  Speaker 1: I turned on I turned the the I started reclining back,
• 7:48
  Speaker 1: and then all of a sudden, like I got a
• 7:50
  Speaker 1: massage going on in my back. I was like, man,
• 7:52
  Speaker 1: this is crazy. Then he's got like he turns on
• 7:55
  Speaker 1: a movie and I felt like I was in the movie.
• 7:57
  Speaker 1: I mean it was incredible.
• 7:59
  Speaker 3: Did it you is come with the house?
• 8:01
  Speaker 1: The chairs come with the house? The movie like the
• 8:04
  Speaker 1: theater comes with the house.
• 8:06
  Speaker 3: Does the DVD collection come with the house?
• 8:08
  Speaker 1: I don't know about that? Well, I mean, is he
• 8:10
  Speaker 1: not even using DVD players anymore?
• 8:12
  Speaker 2: I was gonna ask. I don't know. I mean, do
• 8:14
  Speaker 2: you get you get log into their Amazon library?
• 8:17
  Speaker 1: I don't think so.
• 8:18
  Speaker 3: I don't think so.
• 8:19
  Speaker 2: Load.
• 8:20
  Speaker 1: But we got the pool table, We've got the kitchenette
• 8:23
  Speaker 1: and bar in the basement. In the main level, we've
• 8:26
  Speaker 1: got updated kitchen bathrooms. We've got a deck with new tricks. Uh,
• 8:33
  Speaker 1: the decking that overlooks the pool area, the hot tub
• 8:38
  Speaker 1: area that has been refinished. And I mean it is
• 8:44
  Speaker 1: the house is exquisite. So go to gustygoilisgrip dot com
• 8:50
  Speaker 1: check out fifty sixty four gray Stone Way, one million,
• 8:55
  Speaker 1: four hundred and twenty five thousand dollars, all.
• 9:00
  Speaker 2: Right, starting with the big ones. I like that. Go
• 9:03
  Speaker 2: check it out twenty percent.
• 9:04
  Speaker 1: Down twenty percent down, twenty.
• 9:06
  Speaker 2: Percent down on one million, four hundred and twenty five
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  Speaker 2: thousand dollars.
• 9:12
  Speaker 1: Okay, okay, yeah, all right, I'm gonna go with seventy
• 9:28
  Speaker 1: five hundred.
• 9:28
  Speaker 2: Dollars seventy five hundred from Gusty. John a little tidbit
• 9:34
  Speaker 2: here maybe to at like it's a one hundred and
• 9:37
  Speaker 2: forty two thousand our house, and just move the decimal
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  Speaker 2: point one.
• 9:39
  Speaker 4: I think, ooh, kind of what I was thinking this is,
• 9:42
  Speaker 4: this is kind of a difficult territory for me.
• 9:45
  Speaker 2: What did Gusty say seventy five hundred, I.
• 9:50
  Speaker 3: Have no way to Judge's going to say an even
• 9:52
  Speaker 3: seven thousand.
• 9:54
  Speaker 2: And even seven thousand. Well, the actual payment was seven thousand,
• 9:57
  Speaker 2: two hundred and five dollars. So John Mount, it gets out.
• 10:03
  Speaker 1: Look out.
• 10:06
  Speaker 3: That really was a total guest.
• 10:08
  Speaker 1: Well you know, sometimes that works out pretty well.
• 10:12
  Speaker 2: All right, Hey, Gussy doesn't care if it was a
• 10:14
  Speaker 2: guess or not. He doesn't like it.
• 10:16
  Speaker 1: I like that. I am very competitive and I do
• 10:18
  Speaker 1: not like to lose. And our next new listing is
• 10:22
  Speaker 1: in Trustful. It's in the Stockton neighborhood five zero sixty
• 10:26
  Speaker 1: six Park Pass. It's going to be opened this afternoon
• 10:29
  Speaker 1: from two to four. Go see Richie Abel at five
• 10:33
  Speaker 1: zero sixty six park pass two thy and seventy six
• 10:37
  Speaker 1: square feet, three bedrooms, two and a half pass, four
• 10:40
  Speaker 1: hundred and thirty five thousand. So this is one of those.
• 10:43
  Speaker 1: It was built by Signature Homes, Arts and Crafts Bungalow
• 10:47
  Speaker 1: that the primary suite is on the main level to
• 10:50
  Speaker 1: car garage, fenced yard, screen porch and you can it
• 10:55
  Speaker 1: even has like a little pocket park right outside your
• 10:58
  Speaker 1: back gate that you can utilize as well. And then
• 11:01
  Speaker 1: the community whiffleball park, swimming pool like a zero walk
• 11:06
  Speaker 1: in swimming pool, exercise room, fire pit, playground, you name it.
• 11:12
  Speaker 1: Signature has built it over there. So five zero six
• 11:15
  Speaker 1: six part pass. This one was built in twenty seventeen,
• 11:19
  Speaker 1: and Gus see Ritchie today two to four, four hundred
• 11:22
  Speaker 1: and thirty five thousand.
• 11:23
  Speaker 2: What a deal, that's good, all right? Four to thirty
• 11:25
  Speaker 2: five five percent down four and thirty five thousand, five
• 11:29
  Speaker 2: percent down to John, I'm.
• 11:32
  Speaker 4: Really liking the round numbers thing today.
• 11:37
  Speaker 3: How about seems too low? Twenty five hundred all right?
• 11:46
  Speaker 1: How much are we putting down again?
• 11:47
  Speaker 2: Five percent on four to thirty five Mmm.
• 11:53
  Speaker 1: I'm gonna go with what do you say, twenty five hundred?
• 12:00
  Speaker 1: I think it's a less than that. I'm gonna go
• 12:02
  Speaker 1: with twenty three fifty.
• 12:07
  Speaker 2: The actual payment was two thousand, five hundred and forty
• 12:12
  Speaker 2: four dollars. John Mounts gets round two. Man, little sore there, man,
• 12:21
  Speaker 2: I'm gonna.
• 12:22
  Speaker 3: I really don't know how I did that. I really don't.
• 12:25
  Speaker 2: When you were saying even numbers, I was like, well, well,
• 12:26
  Speaker 2: when you say twenty five hundred, you'll be pretty good.
• 12:29
  Speaker 3: Well first I was gonna say two thousand.
• 12:31
  Speaker 4: Good. No, that's way too low. That's way too because
• 12:32
  Speaker 4: when you said five percent down, that's way too low.
• 12:34
  Speaker 4: But all right, I know we got to be quail.
• 12:37
  Speaker 4: Why don't we like, let's let's like a couple of
• 12:39
  Speaker 4: these we probably want to. Let's let's skip a couple
• 12:42
  Speaker 4: because I know.
• 12:42
  Speaker 2: We're having you do it any order you want.
• 12:44
  Speaker 3: In fact, let's call the game right now, and you know,
• 12:46
  Speaker 3: hush it. We're gonna do at least We're do at
• 12:48
  Speaker 3: least three more.
• 12:49
  Speaker 2: We're gonna at least three more.
• 12:51
  Speaker 1: Okay, well, let's let's do these three five to one
• 12:54
  Speaker 1: three First Avenue North and Bestmer. This was built in
• 12:57
  Speaker 1: nineteen fifty one, been updated, three bedroom in one bath,
• 13:00
  Speaker 1: eleven hundred and forty eight square feet, and we're asking
• 13:03
  Speaker 1: one hundred and nineteen thousand for it. So this could
• 13:06
  Speaker 1: be something for yourself. It could be perfect for a
• 13:12
  Speaker 1: for an investment property. If I'm not mistaken, I think
• 13:16
  Speaker 1: it's even been pre approved for a Section eight tenant.
• 13:19
  Speaker 1: So TJ. Cunningham is the listing agent. Congratulations on your
• 13:23
  Speaker 1: new listing one nineteen one nineteen.
• 13:26
  Speaker 2: In case an investor does buy it, we're gonna start
• 13:28
  Speaker 2: off with twenty percent down, so gussy's on you one nineteen,
• 13:32
  Speaker 2: twenty percent down.
• 13:38
  Speaker 1: I'm gonna go with six hundred and seventy eight.
• 13:41
  Speaker 2: Dollars six seven eight six seven.
• 13:50
  Speaker 1: At six seven kids. Luckily that my kids aren't saying
• 13:55
  Speaker 1: it as much as they were. Jesus.
• 13:57
  Speaker 2: They even say it's lame. Now, I think enough of
• 14:00
  Speaker 2: el did it where they thought it wasn't cool.
• 14:02
  Speaker 3: That was the idea, So I'm gonna go. I'm gonna
• 14:04
  Speaker 3: go seven.
• 14:04
  Speaker 2: Hundred, seven hundred, okay, both little high pavement was five
• 14:10
  Speaker 2: eighty six. Hey, Gusty, get.
• 14:12
  Speaker 1: Back around three back on the board, baby.
• 14:17
  Speaker 2: Two to one, John, you can feel the worm of turning.
• 14:21
  Speaker 1: All right, Our next new listing is in the center
• 14:25
  Speaker 1: Port area, fourteen oh one fourth Way Northwest. This one's
• 14:29
  Speaker 1: four bedrooms, two and a half bass, It's nine hundred
• 14:31
  Speaker 1: and eighteen square feet on the main level. It's another
• 14:34
  Speaker 1: four hundred and sixty two finished square feet in the basement,
• 14:38
  Speaker 1: one car garage and so also got granite countertops in
• 14:42
  Speaker 1: the kitchen. This listening his courtesy of Kyle Bedgod. Kyle,
• 14:47
  Speaker 1: congratulations on your knew listing. One hundred and forty five
• 14:51
  Speaker 1: one thousand dollars one forty four nine.
• 14:54
  Speaker 2: One forty four to nine. Uh, we're gonna put ten
• 14:56
  Speaker 2: percent down, ten percent down, it's on John.
• 15:00
  Speaker 4: Now to mister Mounts, I'm forty five, ten percent down.
• 15:04
  Speaker 4: So we're financing like one thirty ish. Yeah, ah, seven
• 15:11
  Speaker 4: hundred and seventy dollars. I'm gonna go with a flat
• 15:21
  Speaker 4: seven hund do.
• 15:22
  Speaker 2: The actual payment was eight hundred and three dollars. John
• 15:27
  Speaker 2: Mounts gets round four up one ah.
• 15:31
  Speaker 1: John got me today, And I'm actually distracted.
• 15:34
  Speaker 3: I'm actually very distracted right now. Maybe that's the key.
• 15:36
  Speaker 1: Yeah, don't overthink, all right, So let's let since this
• 15:39
  Speaker 1: one's pretty close, let's skip this one, but I want
• 15:42
  Speaker 1: to talk about it real quick. Twelve hundred Fulton Avenue
• 15:44
  Speaker 1: and tarant And, built in nineteen thirty three bedrooms, one bath,
• 15:47
  Speaker 1: thirteen hundred and fifty six square feet. It is priced
• 15:50
  Speaker 1: at one hundred and fifty thousand. Another listing by Kyle
• 15:54
  Speaker 1: bed Good. All right, let's do this one ballin tray
• 16:00
  Speaker 1: out in Pella, man, I have I need to go
• 16:02
  Speaker 1: play that golf course. Eleven twenty seven Waybridge Way built
• 16:06
  Speaker 1: in two thousand and five, two car garage, three bedrooms,
• 16:09
  Speaker 1: two baths, sixteen hundred and twenty three square feet, priced
• 16:12
  Speaker 1: at three hundred and thirty five thousand dollars. This one
• 16:16
  Speaker 1: is This listing is courtesy of TJ Honeingham. So TJ,
• 16:19
  Speaker 1: congratulations on your new listening. It's got grantited countertops. You
• 16:22
  Speaker 1: know that open concept living that everybody loves. Right now,
• 16:27
  Speaker 1: go check it out. Eleven twenty seven Waybridge three thirty five,
• 16:30
  Speaker 1: three thirty five.
• 16:31
  Speaker 2: We're gonna put twenty percent down, twenty percent down, and
• 16:36
  Speaker 2: that gets us back to gust. He gets to go first.
• 16:38
  Speaker 1: Okay, twenty percent down. Hmm, I can't. I can't let
• 16:44
  Speaker 1: him win.
• 16:44
  Speaker 2: Another toime yay Kim, and I'll say he had enough
• 16:50
  Speaker 2: properties where he could have kept we could have kept
• 16:52
  Speaker 2: going to try to get him so he could get back.
• 16:54
  Speaker 2: But we got to keep the clock. Damn, we got
• 16:56
  Speaker 2: a clock. My point was, you've handled it with grace
• 17:01
  Speaker 2: by extending the game with the other properties. All right,
• 17:06
  Speaker 2: let's do this the beat down. I'm gonna go with
• 17:08
  Speaker 2: seventeen thirty three seventeen.
• 17:15
  Speaker 1: I say, what was the o'hell, that's exactly what I
• 17:17
  Speaker 1: was thinking.
• 17:20
  Speaker 4: It's all numbers today. I'm gonna say sixteen hundred like
• 17:25
  Speaker 4: Pennsylvania Avenue.
• 17:27
  Speaker 2: Sixteen hundred like Pennsylvania Avenue. The actual payment was sixteen fifty.
• 17:32
  Speaker 2: John just keeps piling on in the boh belt To
• 17:39
  Speaker 2: headed to Vegas had the National champions again this past
• 17:42
  Speaker 2: week and belt.
• 17:43
  Speaker 1: To Hey, we've got we've got another new listing in
• 17:45
  Speaker 1: the Q Town area on five acres nine one five
• 17:50
  Speaker 1: Pinewood Avenue, built nineteen fifty three bedrooms, three baths, twenty
• 17:54
  Speaker 1: two hundred and ninety square feet. It's also got an
• 17:57
  Speaker 1: unfinished basement, so an incredible operaty on five acres and yeah,
• 18:03
  Speaker 1: three fifty nine to fifteen pine Wood Avenue. We've got
• 18:06
  Speaker 1: a couple of coming soons. We've got one coming up
• 18:09
  Speaker 1: in Moody for two hundred and twenty five thousand. We've
• 18:13
  Speaker 1: got one coming up in the Waterford area of the
• 18:17
  Speaker 1: Oxmore Valley area for three fifty five. Yeah, we've got
• 18:23
  Speaker 1: a few more coming down the pipeline. So I'm excited.
• 18:26
  Speaker 1: I think, here, let's do this. Let's go to break
• 18:29
  Speaker 1: and we'll come back. We've got a couple of things
• 18:32
  Speaker 1: I want to talk about the market, mortgages and uh,
• 18:35
  Speaker 1: we might have some reviews that we're going to talk
• 18:37
  Speaker 1: about right here on ball Burn and sold y'all stay tuned.
• 18:41
  Speaker 1: All right, we're back. Thanks so much for joining us
• 18:43
  Speaker 1: each and every Sunday. We don't have too much time
• 18:47
  Speaker 1: left in the show, but I wanted we do have
• 18:51
  Speaker 1: a couple of VIP buyer needs on wanted to touch
• 18:53
  Speaker 1: base on. We've got multiple folks looking in the Hoover
• 18:56
  Speaker 1: area up to five hundred thousand. We've got folks that
• 19:00
  Speaker 1: are looking in the Edgewood School district pretty much in
• 19:04
  Speaker 1: all price ranges. Because I've got some that will want
• 19:06
  Speaker 1: to do a renovation, maybe pop the roof off of
• 19:09
  Speaker 1: a house and go up on it or go back
• 19:11
  Speaker 1: on it. So if you got somebody looking, you know,
• 19:15
  Speaker 1: potentially to sell in the Edgewood area, I'd love a
• 19:17
  Speaker 1: conversation with them. And then we've also got a couple
• 19:20
  Speaker 1: of folks looking in the Crestwood area up to four
• 19:22
  Speaker 1: hundred thousand. I know, we've got a bunch of folks looking,
• 19:26
  Speaker 1: but those are really kind of the ones that are
• 19:28
  Speaker 1: really right off the top of my head. So I
• 19:32
  Speaker 1: will say, like, if you've kind of considered, you know,
• 19:35
  Speaker 1: maybe as twenty twenty six the year to potentially sell
• 19:38
  Speaker 1: either your personal home or one of your investment homes,
• 19:40
  Speaker 1: I would love to be considered to be a part
• 19:44
  Speaker 1: of that process, and we can just have a conversation
• 19:46
  Speaker 1: see if we're a good fit to work together, see
• 19:49
  Speaker 1: if it makes sense. I might say, hey, you know,
• 19:51
  Speaker 1: timing's not right, but we'd love to have a conversation.
• 19:54
  Speaker 1: Go to gustygulisgroup dot com. You can always call or
• 19:57
  Speaker 1: text two O five five four to two. Nineteen ninety six,
• 20:01
  Speaker 1: that was a good year. By the way, nineteen ninety six.
• 20:04
  Speaker 1: Started driving that year. Oh yeah, yeah, yeah, yeah, learners permit.
• 20:09
  Speaker 2: Yeah, i'bout saying I was loving the math in my head.
• 20:11
  Speaker 1: A learners for I was fifteen in nineteen ninety six, so.
• 20:14
  Speaker 3: I graduated high school.
• 20:16
  Speaker 1: Is that right?
• 20:16
  Speaker 3: I guess I'm ahead of you.
• 20:17
  Speaker 1: Oh man, would you look at that? Well, hey, guess
• 20:22
  Speaker 1: what time it is? That's right, it's testimonial time.
• 20:28
  Speaker 2: Sorry, I was completely thrown off.
• 20:29
  Speaker 1: I know. Well, we don't usually do it in the
• 20:31
  Speaker 1: second six seconde So all right. This one's for Mike.
• 20:35
  Speaker 3: Kyle was great.
• 20:36
  Speaker 1: He really listened to what we wanted and took good
• 20:39
  Speaker 1: care of us. He was always available and so responsive.
• 20:42
  Speaker 1: Definitely would recommend him to anyone looking for a relter.
• 20:45
  Speaker 1: So Mike, congratulations on your new home. And Kyle, congratulations
• 20:49
  Speaker 1: on another five star review. And this one is for Riley.
• 20:56
  Speaker 1: Riley is the best realtor I know, super responsive and intentional.
• 21:01
  Speaker 1: I'd give all ten stars if possible. My family and
• 21:05
  Speaker 1: I cannot thank him enough for all of his time
• 21:07
  Speaker 1: and effort. So thank you for the opportunity to help
• 21:10
  Speaker 1: on your real estate home search. Riley, congratulations on another
• 21:15
  Speaker 1: five star review. And last, but not least, today, this
• 21:20
  Speaker 1: is from Emily. Emily says John Michael Brandon is amazing,
• 21:25
  Speaker 1: best in the business and answered all my many questions
• 21:28
  Speaker 1: that I asked and always gave a prompt answer. He
• 21:31
  Speaker 1: is conscious of a buyer's needs, but is able to
• 21:33
  Speaker 1: give guidance from this experience. Would recommend him to anyone.
• 21:37
  Speaker 1: So Emily, congratulations on your new home. And John Michael,
• 21:40
  Speaker 1: congratulations on another five star review. All right, look at that?
• 21:47
  Speaker 2: Would you look at it?
• 21:48
  Speaker 1: All right? I know we don't have a lot of
• 21:49
  Speaker 1: time left in the show, but I wanted a touch
• 21:52
  Speaker 1: base on rates. Yep, brad Smith bradsmithlans dot com each
• 21:57
  Speaker 1: and every week, hanging out with us, giving us that
• 22:00
  Speaker 1: full update. What you see him, my friend?
• 22:02
  Speaker 2: So well, I mean, first off, this I mean speaking
• 22:06
  Speaker 2: of time. Fine, this is the last show of January.
• 22:08
  Speaker 2: So next week we come back, it'll be February, and
• 22:10
  Speaker 2: so that's just hard to believe already a month into
• 22:12
  Speaker 2: twenty twenty six. Yeah, and so so that's coming. But
• 22:15
  Speaker 2: this week the federal meet, and so we do not
• 22:18
  Speaker 2: expect them to lower rates again. A lot of that
• 22:20
  Speaker 2: is because the Fed chairman, Chairman Powell, he's going out
• 22:24
  Speaker 2: in may normal term, not like you didn't get fired
• 22:27
  Speaker 2: or bump this. He's falling off. The President will appoint
• 22:31
  Speaker 2: a new FED chair head. Okay, So we expect that
• 22:35
  Speaker 2: person to be more on the inclined to drop rates
• 22:38
  Speaker 2: and be a little more what they call duvish in
• 22:39
  Speaker 2: that world. And so we expect that person, who that's
• 22:44
  Speaker 2: going to be, to be announced prior to this week's
• 22:47
  Speaker 2: FED meeting to try to offset anything that may come
• 22:51
  Speaker 2: out of the meeting that would deter the progress we're making.
• 22:54
  Speaker 2: So interesting again, when they're hung on Piwell's everything he
• 22:57
  Speaker 2: says and his his adverb and adjectives or are broken
• 23:02
  Speaker 2: down even more not everything else, you know, if any
• 23:06
  Speaker 2: of it comes across like hey, you know, we don't
• 23:08
  Speaker 2: think we need any rate inflation. We're all worried about
• 23:10
  Speaker 2: im plumous anything that could be off be off putting
• 23:12
  Speaker 2: to rates. They hope they can offset it with the
• 23:15
  Speaker 2: announce and again that they haven't said, they're announced Wednesday.
• 23:17
  Speaker 2: That's that's what everybody is seeing and thinking. So, gotcha,
• 23:20
  Speaker 2: rates have stayed pretty flat. We're still in the low sixes,
• 23:23
  Speaker 2: you get down into the mid fives, and we don't
• 23:26
  Speaker 2: see a ton of movement next week. But what we
• 23:28
  Speaker 2: do we are prepared for is that the FED may
• 23:30
  Speaker 2: say something silly and us announcing who the new FED
• 23:33
  Speaker 2: chair will be in May. Is going to kind of
• 23:35
  Speaker 2: offset it and keep us kind of flat right now,
• 23:36
  Speaker 2: and then we should continue to see rates try to
• 23:38
  Speaker 2: keep coming down some gotcha.
• 23:40
  Speaker 1: Okay, that's your mortgage update. I will tell you real
• 23:43
  Speaker 1: estate's moving.
• 23:44
  Speaker 2: It is moving.
• 23:45
  Speaker 1: Phones are somebody tells you differently. You need to call
• 23:48
  Speaker 1: me two O five five four two nineteen ninety six.
• 23:50
  Speaker 1: You go to gustagilliscrip dot com. Thank you for joining us.
• 23:53
  Speaker 3: Y'all.
• 23:53
  Speaker 1: Stay safe out there, stay warm, y'all.
• 23:56
  Speaker 2: See you peace