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Latest / Kyler Hood's DFW Market Brief

DFW Market Brief, Episode 22 — Thursday, October 22, 2026

Arithmetic, not advice: what does waiting a year for a quarter-point rate drop actually cost? One year of appreciation versus one year of mortgage savings, running about 14 to 1, plus the DFW wrinkle the national math misses and the refi cost nobody puts in the spreadsheet.

The numbers from this episode:

Year 1 appreciation on the median home: plus 9,440 dollars (eXp 2026 Context Deck)

Year 1 mortgage savings from a 0.25 percent rate drop: plus 690 dollars (eXp 2026 Context Deck)

The calculation: 429,100 dollar national median, projected 2.2 percent appreciation for 2027, 30-year conventional…

The skinny

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