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Affordable Home Projects with Larson Home Services · Ask The Experts

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  Speaker 1: Eight O five thirteen ten Wiba and Ask the Experts,
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  Speaker 1: joined this morning by our good friend Andrew Larson. Andrew
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  Speaker 1: comes to us from Larsen Home Services. Give you a guest.
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  Speaker 1: What the website is?
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  Speaker 2: You got it?
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  Speaker 1: It's lars HomeServices dot com. L E R S O
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  Speaker 1: N Home Services dot com. Del for whatever six O
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  Speaker 1: eight five three five forty three forty three. That's five
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  Speaker 1: three five forty three forty three. Andrew, how you doing
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  Speaker 1: this morning?
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  Speaker 2: Oh, you know it's another day, another week.
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  Speaker 1: Yeah, it's great, it's good to talk to you. And uh,
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  Speaker 1: we're going to talk about everything in life has a budget.
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  Speaker 1: There's always a bottom line, and we're going to talk
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  Speaker 1: a little bit about the bottom line and affordability when
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  Speaker 1: it comes to home improvement projects. We're gonna get to that.
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  Speaker 1: In just a moment, I mentioned the website Larsenhomeservices dot com.
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  Speaker 1: That's l A R S O N Home Services dot com.
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  Speaker 1: Haven't been by the website recently, definitely check them out online.
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  Speaker 1: You can live chat on the website. You can also
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  Speaker 1: learn more about whether it's roofing, gutters, doctor energy, savor
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  Speaker 1: and insulation and all the great things that they can
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  Speaker 1: do for you and your home at Larst Home Services
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  Speaker 1: all online, the Larsenhome Services dot Com. That's l A R.
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  Speaker 1: S O N Home Services dot Com. And again that's
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  Speaker 1: Tellent forh number six oh eight five three five forty
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  Speaker 1: three forty three. That's five three five four three four
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  Speaker 1: three and Andrew. When it comes to every walk of life,
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  Speaker 1: everything we experience, the reality is budget, money, affordability, value.
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  Speaker 1: All of these things play into every decision we make, don't.
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  Speaker 2: They everything we do.
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  Speaker 3: I would say as a household, as a family, as
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  Speaker 3: a single person, it doesn't matter.
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  Speaker 2: It comes down to affordability. What can we do with
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  Speaker 2: the money we have?
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  Speaker 3: And I mean we walk into homes every single day
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  Speaker 3: to try to help people fix their homes, save them time,
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  Speaker 3: keep them safe, keep them off a ladder, keep them
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  Speaker 3: off a roof. All comes at a price. And I
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  Speaker 3: mean we've talked about this before. We're definitely not the
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  Speaker 3: cheapest people out there. A lot of times we might be.
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  Speaker 3: We might be the highest priced people out there, but
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  Speaker 3: because of the experience that we.
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  Speaker 2: Give with our services and the.
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  Speaker 3: The skilled people that we have, I mean skilled, yeah,
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  Speaker 3: people cost a lot. And one of the someone asked
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  Speaker 3: me the other day. You know what makes what makes
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  Speaker 3: me tick, what makes me want to grow the business,
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  Speaker 3: And honestly, the biggest thing for me is is watching
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  Speaker 3: the people that work for us succeed, Watching eighteen nineteen,
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  Speaker 3: twenty twenty one year old I will call them kids.
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  Speaker 2: That's how you know you're getting old. I'm saying, shot,
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  Speaker 2: are you twenty one? Oh?
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  Speaker 3: That's anyway you start to judge everyone on whether you
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  Speaker 3: could be their father?
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  Speaker 2: Yeah? Right, yeah, and I can anyway.
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  Speaker 3: All right, Sorry, off topic, but watching them succeed, watching
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  Speaker 3: them come come in and take a job because they
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  Speaker 3: trust you, and then watching them succeed, then watching them grow,
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  Speaker 3: And the first thing is always a new car or
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  Speaker 3: a new truck, and then it's engaged and married and
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  Speaker 3: a new home and kids. And that's the stuff that
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  Speaker 3: makes me happy. That stuff in order to pay those
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  Speaker 3: people a living way, not only a living wage, a
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  Speaker 3: very very good living wage, like we have to charge
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  Speaker 3: for what we do. We have to charge for their
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  Speaker 3: expertise and their hard work. So everything comes at a price.
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  Speaker 3: And sometimes people have a good idea of what a
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  Speaker 3: project's going to cost.
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  Speaker 2: Sometimes they have no idea.
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  Speaker 3: Most times people have like a hope and a prayer
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  Speaker 3: of what they think it.
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  Speaker 2: Will cost or what they hope it will cost.
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  Speaker 3: But I talk to the reps all the time about this.
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  Speaker 3: Trust me, Sean, I have a point, but I might
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  Speaker 3: get a little off topic.
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  Speaker 2: Okay, I love it.
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  Speaker 3: How many people walk onto a car lot and say,
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  Speaker 3: you know, I'd like to buy that new Silverado over there.
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  Speaker 2: How much is it?
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  Speaker 3: And the salesperson says, well, that Silverado is going to
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  Speaker 3: be fifty thousand dollars and you jump on, jump up
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  Speaker 3: and down for join and gold.
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  Speaker 2: That's great, I love that price. Let me just write
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  Speaker 2: a check.
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  Speaker 3: Nope, absolutely, almost nobody, Almost nobody does it. We have been,
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  Speaker 3: We've just been. You take out payments on a car,
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  Speaker 3: like that's just what people do. Not everybody, but and
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  Speaker 3: I'm throwing numbers out there, but I would say at
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  Speaker 3: least ninety five percent of all people that go to
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  Speaker 3: buy a new.
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  Speaker 2: Vehicle, they take out a loan finance.
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  Speaker 3: They hope that the old car that they had has
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  Speaker 3: some value still in it, and they either sell it
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  Speaker 3: out right or they trade it in and they get
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  Speaker 3: a new vehicle.
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  Speaker 2: Because what does that salesperson.
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  Speaker 3: Always ask, what type of payment are you looking for yes,
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  Speaker 3: not how much would you like to pay for the car,
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  Speaker 3: because we.
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  Speaker 2: Don't think about it in those terms.
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  Speaker 3: We think about it and I would really like this vehicle,
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  Speaker 3: and I would like a payment under five hundred dollars
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  Speaker 3: a month or under four hundred dollars a month, right,
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  Speaker 3: But nobody ever thinks about that when they go to
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  Speaker 3: buy a new roof or go to get new gutters.
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  Speaker 3: And it's because we just haven't been trained that way.
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  Speaker 3: But look, when you put a new roof on your home,
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  Speaker 3: you are you are adding value to your home. You
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  Speaker 3: are adding I would call stability to your home. There's
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  Speaker 3: almost nothing more important than keeping water out of your home.
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  Speaker 3: You drive around the country all day long, around Wisconsin,
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  Speaker 3: you see rotten barns. The first thing that went wrong
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  Speaker 3: with those barns was the roof went bad. Nobody fixed
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  Speaker 3: the roof and it just rotted from the inside out.
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  Speaker 3: A roof is very very very important. Nextally, keeping the
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  Speaker 3: water away from the foundation so it can infiltrate it
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  Speaker 3: can't infiltrate your home, very very very important. But we
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  Speaker 3: might come out and do an estimate and you really
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  Speaker 3: want it, and then we drop a twenty thirty thousand
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  Speaker 3: dollar bomb on you, and you're like, oh, but we
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  Speaker 3: have options. We have payment options. We have payment options
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  Speaker 3: that nobody else has. A lot of people offer no interest,
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  Speaker 3: no interest, no payment deals.
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  Speaker 2: We have those.
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  Speaker 3: But when I'm coming to do a roof for twenty
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  Speaker 3: thousand dollars, a lot of times one year of no interest,
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  Speaker 3: no payments really isn't going to help somebody because if
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  Speaker 3: they don't have the money for it now, probably not
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  Speaker 3: going to have the money for it in a year.
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  Speaker 3: And you know a lot of times those no interest
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  Speaker 3: no payment deals they balloon in the end if you
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  Speaker 3: don't pay them off on time.
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  Speaker 2: Right, Well, what if I could say to.
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  Speaker 3: You, we can give you no interest, no payments for
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  Speaker 3: a year. Whatever you pay off is awesome, comes off
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  Speaker 3: the principle if you pay it all off, fantastic. If
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  Speaker 3: you don't, it will then roll into a six point
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  Speaker 3: nine to nine percent payment. You can't even go to
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  Speaker 3: the bank right now and get six point nine to
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  Speaker 3: nine percent on an unsecured loan doesn't exist.
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  Speaker 2: You might be able to get a heelock.
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  Speaker 3: But the rates that we have in the payments that
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  Speaker 3: we have are phenomenal, and we what we really want
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  Speaker 3: to try to do is just fit it into somebody's budget.
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  Speaker 3: If we show somebody a price and they really really
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  Speaker 3: really want to do it, and we show them a
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  Speaker 3: payment that's too much, we can extend terms, we can
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  Speaker 3: lower interest rates. There's all kinds of things we can do,
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  Speaker 3: and we have it. We can do it all right
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  Speaker 3: in the home, right on a computer or right over
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  Speaker 3: the phone, and get people approved and give them the
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  Speaker 3: help they need to fix their home so it looks
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  Speaker 3: and functions.
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  Speaker 2: The way that they deserve their home to.
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  Speaker 3: Look in function and not having to break the bank
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  Speaker 3: to do it.
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  Speaker 1: One of the things Andrew to is is that word
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  Speaker 1: value is what is it? What is it worth? What's
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  Speaker 1: the value to you? Is the importance of you know,
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  Speaker 1: when you talk about, you know, buying a new car
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  Speaker 1: versus versus putting a new roof on your home, for
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  Speaker 1: you know, what's the long term value that that car is?
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  Speaker 1: We all though the second drive it off lot depreciating.
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  Speaker 2: It's it's process.
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  Speaker 1: It's a losing it's a losing asset. Your home, on
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  Speaker 1: the other hand, is something that when it comes to
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  Speaker 1: putting money into something or somewhere, you cannot go wrong
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  Speaker 1: doing the right thing by your home, and specifically we
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  Speaker 1: talk about Yeah, you mentioned barns and what happens to
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  Speaker 1: barnes and how they start to deteriorate. Is the importance
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  Speaker 1: of having a dry house, having a good solid roof
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  Speaker 1: to keep everything inside, uh, keep it, keep everything from
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  Speaker 1: from falling apart from falling down. I know a lot
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  Speaker 1: of times, and I know you've talked about this. You
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  Speaker 1: talk with folks that are building new homes those type
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  Speaker 1: of things, to talk about beautiful countertops and great little
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  Speaker 1: gas fireplace, those type of things. Those things are all
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  Speaker 1: nice and good, but without that, without that fantastic if
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  Speaker 1: we're gonna do some remodeling, without that fantastic roof, all
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  Speaker 1: those other things are really not really of much value
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  Speaker 1: when it comes to things like gutters. When it comes
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  Speaker 1: to things like roofing, these are values. And as we
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  Speaker 1: talk with Andrew this morning about taking care of your home,
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  Speaker 1: you do not want to let these things go unattended.
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  Speaker 1: You don't want to cut corners. The other reason, Andrew,
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  Speaker 1: I know in working with you is you guys did
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  Speaker 1: the roof on the preval household a number of years ago.
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  Speaker 1: Is when it comes to that estimate, you're going in
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  Speaker 1: great detail of what is included in that. Like some
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  Speaker 1: folks may give you an estimate and it doesn't include everything,
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  Speaker 1: and all of a sudden you get to the end
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  Speaker 1: you're like, wait, this is way more than what was estimated.
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  Speaker 1: It's like, well, we ran into this rant of this.
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  Speaker 1: Your guys go up in the attic. They're looking at
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  Speaker 1: the looking at the roof from the bottom side, they're
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  Speaker 1: looking around the chimney. They're doing all these things. And
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  Speaker 1: then when the give gives you, guys, give that estimate
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  Speaker 1: to the homeowner. They can stand by you, guys can
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  Speaker 1: say this is what you're doing. It's it's really amazing.
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  Speaker 1: So when we talk about value, we talk about spending
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  Speaker 1: your hard earned money where you're going to put it.
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  Speaker 1: No better place to put it than in your house.
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  Speaker 1: And of course working with somebody that you trust, that
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  Speaker 1: you know somebody's going to get the job right. Talk
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  Speaker 1: with Andrew Larson, a team of Lars Home Services tel
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  Speaker 1: f for number six O eight five three five forty
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  Speaker 1: three forty three. It's five three five four three four three. Andrew,
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  Speaker 1: it's always enlightening, it's always great chatting with you, my friend.
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  Speaker 1: You enjoyed this fantastic day, and keep up the good work.
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  Speaker 2: All right, we will see you.
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  Speaker 1: News comes your way next here on third to excuse me,
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  Speaker 1: This morning comes you way next here on thirteen ten
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