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Trump Floats 50-Year Mortgages: Cash Flow Boost or Affordability Illusion?

50-year mortgages could be coming sooner than we expected. This week, President Trump announced on social media the possibility of longer mortgage terms hitting the housing market. Extending the standard 30-year fixed-rate mortgage to 50 years will have massive implications for home prices, affordability, and cash flow for rental property investors.

The question is: Will it actually happen? And if it does, how would these new mortgage rules affect your returns on real estate?

We did the math, comparing a 30-year mortgage vs. a 50-year mortgage to see which gives you bigger (total) returns and…

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