UnitedHealth's Clean Beat: 3Q26 Beat and Raise
A detailed two-host summary of Morgan Stanley's October 13, 2026 UnitedHealth note 'Clean Beat' (Erin Wright). Covers the 3Q26 beat (adj EPS .69 vs .07 consensus, MLR 88.4% vs 89.9%), the raised 2026 EPS guide to >0.50, Optum Health's 88M EBIT vs 60M consensus, B in buybacks, and the Overweight Top Pick rating with 29 price target.
The skinny
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