Why the Fed Can't Cut Rates (Even Though Everyone Wants Them To)

Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio · May 8, 2026 · 9m

99% chance of NO Fed rate cut?In today’s video, we break down why the Federal Reserve may not be ready to cut interest rates — even though homebuyers, homeowners, and the housing market are all waiting for relief.The big issue: the economy is still too strong, inflation is still too sticky, and the Fed does not want to cut too early and risk reigniting inflation.That matters because the Fed does NOT directly set mortgage rates — but Fed policy, inflation, the 10-Year Treasury, and mortgage bonds all help drive where mortgage rates move next.So if you’re waiting for mortgage rates to drop…