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How Can I Make Every Dollar Serve a Mission? · Becoming Financially Confident

• 0:37
  Let
• 0:37
  me
• 0:37
  ask
• 0:38
  you
• 0:38
  a
• 0:38
  question.
• 0:38
  Get
• 0:38
  to
• 0:39
  the
• 0:39
  end
• 0:39
  of
• 0:39
  the
• 0:39
  day.
• 0:40
  Do
• 0:40
  you
• 0:40
  ever
• 0:40
  wonder,
• 0:41
  where
• 0:41
  did
• 0:41
  my
• 0:41
  money
• 0:42
  go?
• 0:43
  Really
• 0:43
  think
• 0:43
  about
• 0:44
  that.
• 0:44
  You
• 0:44
  work
• 0:44
  hard,
• 0:45
  but
• 0:46
  unfortunately
• 0:47
  your
• 0:47
  spending
• 0:47
  doesn't
• 0:48
  always
• 0:48
  reflect
• 0:48
  your
• 0:49
  faith
• 0:50
  or
• 0:50
  more
• 0:50
  importantly,
• 0:51
  your
• 0:51
  values.
• 0:53
  What
• 0:53
  if
• 0:53
  it
• 0:53
  didn't
• 0:54
  have
• 0:54
  to
• 0:54
  be
• 0:54
  that
• 0:54
  way?
• 0:55
  What
• 0:56
  if
• 0:56
  every
• 0:56
  dollar
• 0:57
  had
• 0:57
  a
• 0:57
  purpose?
• 0:58
  What
• 0:59
  if
• 0:59
  your
• 0:59
  spending
• 0:59
  could
• 1:00
  serve
• 1:00
  something
• 1:00
  bigger
• 1:01
  than
• 1:01
  you?
• 1:02
  Well,
• 1:02
  today
• 1:03
  we're
• 1:04
  going
• 1:04
  there.
• 1:04
  Let's
• 1:05
  talk
• 1:05
  about
• 1:05
  how
• 1:05
  to
• 1:05
  make
• 1:05
  every
• 1:06
  dollar
• 1:06
  a
• 1:07
  part
• 1:07
  of
• 1:07
  your
• 1:07
  mission.
• 1:08
  That's
• 1:08
  what
• 1:08
  we're
• 1:08
  going
• 1:08
  to
• 1:08
  talk
• 1:08
  about
• 1:09
  on
• 1:09
  today's
• 1:09
  show.
• 1:11
  This
• 1:11
  is
• 1:12
  Financially
• 1:12
  Confident
• 1:13
  Christian,
• 1:13
  your
• 1:14
  daily
• 1:14
  dose
• 1:14
  of
• 1:15
  gospel
• 1:15
  grounded
• 1:15
  insight
• 1:16
  and
• 1:16
  faith
• 1:16
  driven
• 1:17
  tips
• 1:17
  to
• 1:18
  help
• 1:18
  you
• 1:18
  break
• 1:18
  the
• 1:18
  cycle
• 1:19
  of
• 1:19
  financial
• 1:19
  shame
• 1:20
  with
• 1:20
  confidence.
• 1:23
  Welcome
• 1:23
  back
• 1:23
  to
• 1:23
  Financially
• 1:24
  Confident
• 1:25
  Christian.
• 1:25
  I'm
• 1:25
  Ralph
• 1:26
  and
• 1:26
  it's
• 1:26
  always
• 1:26
  my
• 1:27
  honor
• 1:27
  and
• 1:27
  privilege
• 1:28
  to
• 1:28
  walk
• 1:28
  this
• 1:29
  path
• 1:29
  to
• 1:29
  you.
• 1:30
  We
• 1:30
  continue
• 1:31
  on
• 1:31
  our
• 1:31
  path
• 1:32
  of
• 1:32
  asking
• 1:33
  that
• 1:33
  vital
• 1:33
  question,
• 1:34
  how
• 1:34
  can
• 1:35
  I
• 1:35
  become
• 1:35
  a
• 1:36
  financially
• 1:36
  confident
• 1:37
  Christian?
• 1:38
  And
• 1:38
  we're
• 1:38
  continuing
• 1:39
  our
• 1:39
  series
• 1:39
  today,
• 1:39
  beyond
• 1:40
  the
• 1:40
  budget,
• 1:41
  looking
• 1:41
  to
• 1:41
  find
• 1:42
  financial
• 1:42
  freedom
• 1:43
  through
• 1:43
  intentional
• 1:44
  living.
• 1:44
  If
• 1:45
  you've
• 1:45
  been
• 1:45
  following
• 1:45
  along,
• 1:46
  that's
• 1:46
  exactly
• 1:47
  what
• 1:47
  each
• 1:47
  of
• 1:47
  these
• 1:48
  episodes
• 1:48
  has
• 1:49
  been
• 1:49
  in
• 1:49
  this
• 1:49
  30
• 1:50
  day
• 1:50
  series.
• 1:51
  Now,
• 1:51
  if
• 1:51
  you
• 1:51
  missed
• 1:51
  yesterday's
• 1:52
  show,
• 1:52
  we
• 1:53
  explored
• 1:53
  how
• 1:53
  decluttering,
• 1:54
  we
• 1:54
  talked
• 1:54
  about
• 1:54
  that
• 1:55
  junk
• 1:55
  drawer.
• 1:56
  We
• 1:56
  specifically
• 1:57
  talked
• 1:57
  about
• 1:57
  how
• 1:57
  decluttering
• 1:58
  can
• 1:58
  bring
• 1:58
  peace
• 1:59
  and
• 1:59
  even
• 2:00
  financial
• 2:00
  return.
• 2:01
  So
• 2:01
  if
• 2:01
  you
• 2:01
  missed
• 2:02
  it,
• 2:02
  I'm
• 2:02
  going
• 2:02
  to
• 2:02
  encourage
• 2:03
  you
• 2:03
  to
• 2:03
  go
• 2:03
  check
• 2:03
  it
• 2:03
  out.
• 2:04
  Well,
• 2:04
  today
• 2:05
  we're
• 2:05
  going
• 2:05
  to
• 2:05
  start
• 2:06
  with
• 2:06
  a
• 2:06
  super
• 2:06
  bold
• 2:07
  question
• 2:08
  and
• 2:09
  you
• 2:09
  got
• 2:09
  to
• 2:09
  have
• 2:09
  to
• 2:09
  really
• 2:09
  dig
• 2:10
  deep
• 2:10
  for
• 2:10
  this
• 2:10
  one.
• 2:11
  Ask
• 2:12
  yourself
• 2:12
  this,
• 2:13
  is
• 2:14
  my
• 2:14
  spending
• 2:15
  aligned
• 2:15
  with
• 2:15
  my
• 2:16
  faith?
• 2:17
  It's
• 2:17
  a
• 2:17
  tough
• 2:18
  question,
• 2:18
  but
• 2:19
  ask
• 2:19
  yourself,
• 2:20
  is
• 2:20
  my
• 2:20
  spending
• 2:21
  aligned
• 2:22
  with
• 2:22
  my
• 2:22
  faith?
• 2:22
  Well,
• 2:22
  let's
• 2:23
  find
• 2:23
  out
• 2:23
  today.
• 2:24
  So
• 2:24
  let's
• 2:25
  start
• 2:25
  off
• 2:25
  with
• 2:25
  a
• 2:25
  little
• 2:25
  honesty.
• 2:26
  If
• 2:27
  you're
• 2:27
  like
• 2:27
  me,
• 2:27
  you
• 2:27
  give,
• 2:28
  maybe
• 2:29
  you
• 2:29
  tithe,
• 2:29
  maybe
• 2:29
  you
• 2:30
  support
• 2:30
  good
• 2:30
  causes.
• 2:32
  That's
• 2:32
  all
• 2:33
  good.
• 2:33
  I
• 2:33
  encourage
• 2:33
  you
• 2:34
  to
• 2:34
  continue
• 2:34
  to
• 2:34
  do
• 2:34
  that.
• 2:35
  But
• 2:36
  what
• 2:36
  about
• 2:36
  that
• 2:36
  everyday
• 2:37
  spending?
• 2:39
  Yeah,
• 2:39
  those
• 2:40
  little
• 2:40
  odds
• 2:40
  and
• 2:40
  ends
• 2:40
  that
• 2:41
  you
• 2:41
  spend,
• 2:41
  it's
• 2:41
  not
• 2:41
  about
• 2:41
  tithing,
• 2:42
  not
• 2:42
  about
• 2:42
  giving,
• 2:43
  just
• 2:43
  that
• 2:43
  everyday
• 2:44
  spending.
• 2:45
  Have
• 2:46
  you
• 2:46
  ever
• 2:46
  thought
• 2:46
  for
• 2:46
  a
• 2:46
  second,
• 2:47
  do
• 2:47
  you
• 2:47
  ever
• 2:47
  realize
• 2:48
  you're
• 2:48
  buying
• 2:49
  from
• 2:49
  companies
• 2:49
  that
• 2:50
  don't
• 2:50
  align
• 2:50
  with
• 2:50
  your
• 2:51
  beliefs?
• 2:53
  They
• 2:53
  just
• 2:53
  don't.
• 2:56
  Or
• 2:56
  maybe
• 2:57
  more
• 2:57
  importantly,
• 2:57
  you're
• 2:58
  making
• 2:58
  impulse
• 2:58
  purchases
• 2:59
  without
• 2:59
  even
• 2:59
  thinking
• 3:00
  twice.
• 3:03
  So
• 3:03
  you're
• 3:03
  buying
• 3:03
  from
• 3:04
  companies
• 3:04
  that
• 3:04
  don't
• 3:04
  align
• 3:05
  with
• 3:05
  your
• 3:05
  beliefs
• 3:06
  and
• 3:07
  you're
• 3:07
  making
• 3:07
  impulse
• 3:08
  purchases
• 3:08
  without
• 3:08
  even
• 3:09
  thinking
• 3:09
  about
• 3:09
  them.
• 3:10
  And
• 3:10
  the
• 3:11
  problem
• 3:11
  is
• 3:11
  it
• 3:11
  creates
• 3:11
  this
• 3:12
  quiet
• 3:12
  tension.
• 3:14
  And
• 3:14
  you
• 3:14
  know
• 3:15
  exactly
• 3:15
  where
• 3:15
  I'm
• 3:15
  going
• 3:16
  next
• 3:17
  because.
• 3:17
  Because
• 3:17
  you
• 3:17
  want
• 3:18
  to
• 3:18
  honor
• 3:18
  God.
• 3:20
  You
• 3:20
  want
• 3:21
  to.
• 3:21
  I
• 3:21
  know
• 3:21
  that's
• 3:22
  what
• 3:22
  you
• 3:22
  want.
• 3:22
  To
• 3:22
  do.
• 3:25
  But
• 3:25
  when
• 3:25
  we
• 3:25
  think
• 3:25
  about
• 3:26
  it,
• 3:26
  when
• 3:26
  we're
• 3:26
  being
• 3:26
  honest
• 3:27
  in
• 3:27
  that
• 3:27
  core
• 3:27
  of
• 3:28
  our
• 3:28
  heart,
• 3:29
  yes,
• 3:29
  we
• 3:30
  want
• 3:30
  to
• 3:30
  honor
• 3:30
  God,
• 3:31
  but
• 3:31
  our
• 3:31
  money
• 3:31
  is
• 3:31
  drifting
• 3:32
  instead
• 3:32
  of
• 3:33
  driving.
• 3:34
  And
• 3:34
  see,
• 3:35
  I
• 3:35
  could
• 3:35
  talk
• 3:35
  all
• 3:35
  day
• 3:36
  about
• 3:36
  budgeting
• 3:36
  problems,
• 3:38
  but
• 3:38
  that's
• 3:39
  not
• 3:39
  a
• 3:39
  budgeting
• 3:39
  problem,
• 3:40
  my
• 3:40
  friend.
• 3:41
  That's
• 3:41
  a
• 3:42
  values
• 3:42
  alignment
• 3:43
  issue.
• 3:45
  And
• 3:45
  guess
• 3:45
  what?
• 3:45
  Here's
• 3:46
  the
• 3:46
  best
• 3:46
  part
• 3:46
  of
• 3:46
  today's
• 3:47
  show.
• 3:48
  We
• 3:48
  can
• 3:49
  fix
• 3:49
  that,
• 3:50
  and
• 3:51
  we
• 3:51
  can
• 3:51
  fix
• 3:51
  it
• 3:51
  one
• 3:52
  choice
• 3:52
  at
• 3:52
  a
• 3:52
  time.
• 3:53
  See,
• 3:53
  here's
• 3:54
  the
• 3:54
  thing
• 3:54
  I
• 3:54
  want
• 3:54
  you
• 3:54
  to
• 3:55
  understand
• 3:55
  today.
• 3:57
  Stewardship
• 3:58
  isn't
• 3:58
  just
• 3:58
  about
• 3:59
  giving.
• 3:59
  Yeah,
• 4:00
  that's
• 4:00
  part
• 4:00
  of
• 4:00
  it.
• 4:01
  That's
• 4:01
  a
• 4:02
  big
• 4:02
  part
• 4:02
  of
• 4:02
  it.
• 4:03
  It's
• 4:03
  an
• 4:03
  important
• 4:03
  part
• 4:04
  of
• 4:04
  it.
• 4:05
  But
• 4:06
  isn't
• 4:06
  just
• 4:06
  about
• 4:07
  giving.
• 4:09
  This.
• 4:09
  This
• 4:09
  is
• 4:09
  the
• 4:09
  part
• 4:09
  that's
• 4:10
  going
• 4:10
  to
• 4:10
  step
• 4:10
  on
• 4:10
  a
• 4:10
  few
• 4:11
  toes.
• 4:11
  And
• 4:11
  if
• 4:11
  you're
• 4:11
  listening
• 4:12
  today,
• 4:12
  you're
• 4:12
  like,
• 4:12
  hey,
• 4:12
  Ralph,
• 4:13
  you're
• 4:13
  on
• 4:13
  it
• 4:13
  today.
• 4:16
  It's
• 4:16
  also
• 4:17
  about
• 4:17
  how
• 4:17
  we
• 4:18
  spend
• 4:18
  every
• 4:19
  single
• 4:19
  dollar.
• 4:21
  It's
• 4:22
  about
• 4:22
  every
• 4:22
  purchase
• 4:23
  we
• 4:23
  make.
• 4:23
  Every
• 4:24
  transaction.
• 4:26
  Yes,
• 4:27
  every
• 4:27
  transaction.
• 4:29
  Each
• 4:30
  one
• 4:30
  of
• 4:30
  those
• 4:30
  sends
• 4:31
  a
• 4:31
  message.
• 4:33
  Because
• 4:34
  we're
• 4:34
  not
• 4:34
  just
• 4:34
  holders
• 4:35
  of
• 4:35
  money.
• 4:37
  We
• 4:37
  don't
• 4:37
  just
• 4:37
  hold
• 4:37
  it.
• 4:39
  If
• 4:40
  we
• 4:40
  really
• 4:40
  want
• 4:40
  to
• 4:41
  be
• 4:41
  stewards,
• 4:42
  if
• 4:42
  we
• 4:42
  really
• 4:42
  want
• 4:43
  to
• 4:43
  live
• 4:43
  in
• 4:43
  God's
• 4:43
  calling,
• 4:44
  we're
• 4:44
  called
• 4:44
  to
• 4:44
  be
• 4:45
  multipliers
• 4:45
  of
• 4:46
  God's
• 4:46
  mission.
• 4:47
  Well,
• 4:48
  I'm
• 4:48
  going
• 4:48
  to
• 4:48
  go
• 4:48
  right
• 4:48
  to
• 4:49
  the
• 4:49
  scripture
• 4:49
  and
• 4:49
  explain
• 4:49
  where
• 4:50
  I'm
• 4:50
  going
• 4:50
  with
• 4:50
  this.
• 4:50
  Let's
• 4:50
  look
• 4:51
  at
• 4:51
  the
• 4:51
  book
• 4:51
  of
• 4:51
  Proverbs,
• 4:52
  chapter
• 4:52
  three,
• 4:52
  verse
• 4:53
  nine.
• 4:54
  And
• 4:55
  this
• 4:55
  just
• 4:55
  sums
• 4:55
  it
• 4:55
  up
• 4:56
  better
• 4:56
  than
• 4:56
  I
• 4:56
  ever
• 4:56
  could.
• 4:57
  I'm
• 4:57
  just
• 4:57
  a
• 4:57
  human
• 4:57
  being,
• 4:58
  but
• 4:58
  this
• 4:58
  is
• 4:58
  perfect.
• 4:59
  Again,
• 5:00
  Proverbs
• 5:00
  3.
• 5:01
  9
• 5:01
  says,
• 5:01
  Honor
• 5:01
  the
• 5:02
  Lord
• 5:02
  with
• 5:02
  your
• 5:02
  wealth,
• 5:03
  with
• 5:03
  the
• 5:04
  first
• 5:04
  fruits
• 5:04
  of
• 5:05
  all
• 5:05
  your
• 5:05
  crops.
• 5:08
  Honor
• 5:09
  Lord
• 5:09
  with
• 5:09
  your
• 5:10
  wealth.
• 5:11
  But
• 5:12
  then
• 5:12
  this
• 5:12
  part
• 5:12
  is
• 5:12
  the
• 5:13
  important
• 5:13
  part.
• 5:14
  A
• 5:14
  lot
• 5:15
  of
• 5:15
  people
• 5:15
  don't
• 5:15
  understand
• 5:15
  this,
• 5:16
  and
• 5:16
  I've
• 5:16
  talked
• 5:16
  a
• 5:16
  lot
• 5:16
  about
• 5:17
  this
• 5:17
  on
• 5:17
  this
• 5:17
  show.
• 5:18
  First
• 5:19
  fruits
• 5:19
  of
• 5:19
  all
• 5:20
  of
• 5:20
  your
• 5:20
  crops.
• 5:21
  Not
• 5:21
  a
• 5:21
  portion,
• 5:21
  not
• 5:22
  a
• 5:22
  third
• 5:22
  portion.
• 5:23
  First
• 5:24
  fruits.
• 5:25
  And
• 5:25
  see,
• 5:26
  if
• 5:26
  you
• 5:26
  read
• 5:26
  that,
• 5:26
  it's
• 5:27
  not
• 5:27
  just
• 5:27
  about
• 5:27
  giving.
• 5:29
  It's
• 5:29
  about
• 5:30
  every
• 5:30
  single
• 5:30
  dollar,
• 5:31
  I
• 5:31
  mean,
• 5:31
  every
• 5:32
  single
• 5:32
  one
• 5:33
  of
• 5:33
  them,
• 5:34
  reflecting
• 5:34
  who
• 5:35
  and
• 5:35
  what
• 5:36
  we
• 5:36
  serve.
• 5:38
  So
• 5:38
  now
• 5:39
  you're
• 5:39
  like,
• 5:39
  great,
• 5:39
  Ralph.
• 5:40
  Yeah,
• 5:40
  man.
• 5:40
  You
• 5:40
  just
• 5:41
  stepped
• 5:41
  on
• 5:41
  my
• 5:41
  toes,
• 5:41
  man.
• 5:41
  You
• 5:42
  hit
• 5:42
  me
• 5:42
  over
• 5:42
  the
• 5:42
  head
• 5:42
  with
• 5:42
  a
• 5:43
  mallet.
• 5:44
  What
• 5:45
  can
• 5:45
  I
• 5:45
  do?
• 5:46
  What's
• 5:46
  the
• 5:47
  solution?
• 5:48
  I
• 5:48
  kind
• 5:48
  of
• 5:48
  alluded
• 5:49
  to
• 5:49
  this
• 5:49
  a
• 5:49
  few
• 5:49
  minutes
• 5:49
  ago.
• 5:51
  And
• 5:52
  you've
• 5:52
  got
• 5:52
  to
• 5:52
  decide
• 5:53
  right
• 5:53
  now,
• 5:53
  today,
• 5:55
  to
• 5:55
  make
• 5:55
  your
• 5:55
  money
• 5:56
  mission
• 5:56
  driven,
• 5:57
  not
• 5:57
  drifting
• 5:58
  driven.
• 6:00
  Well,
• 6:00
  how
• 6:00
  do
• 6:01
  you
• 6:01
  do
• 6:01
  that?
• 6:01
  You
• 6:01
  align
• 6:02
  your
• 6:02
  spending
• 6:02
  with
• 6:02
  your
• 6:02
  top
• 6:03
  values.
• 6:05
  I'm
• 6:05
  going
• 6:05
  to
• 6:05
  help
• 6:05
  you
• 6:05
  start
• 6:06
  with
• 6:06
  that
• 6:06
  by
• 6:06
  just
• 6:06
  choosing
• 6:07
  one
• 6:07
  Intentional
• 6:08
  switch
• 6:08
  this
• 6:08
  week.
• 6:08
  So
• 6:08
  here's
• 6:09
  your
• 6:09
  one
• 6:09
  action
• 6:09
  item
• 6:10
  for
• 6:10
  today.
• 6:11
  I
• 6:11
  want
• 6:11
  you
• 6:11
  to
• 6:12
  identify
• 6:12
  your
• 6:12
  top
• 6:13
  two
• 6:13
  values.
• 6:13
  If
• 6:13
  you
• 6:13
  missed
• 6:14
  episode
• 6:14
  184,
• 6:15
  I
• 6:15
  talked
• 6:16
  all
• 6:16
  about
• 6:16
  this,
• 6:16
  so
• 6:17
  I'm
• 6:17
  going
• 6:17
  to
• 6:17
  encourage
• 6:17
  you
• 6:17
  to
• 6:17
  go
• 6:17
  check
• 6:18
  it
• 6:18
  out.
• 6:18
  But
• 6:19
  I
• 6:19
  want
• 6:19
  you
• 6:19
  to
• 6:19
  identify
• 6:20
  your
• 6:20
  top
• 6:20
  two
• 6:21
  values.
• 6:22
  Maybe
• 6:23
  supporting
• 6:23
  local
• 6:23
  businesses
• 6:24
  is
• 6:24
  important
• 6:24
  to
• 6:25
  you.
• 6:25
  Maybe
• 6:25
  it's
• 6:26
  sustainability.
• 6:27
  Maybe
• 6:27
  for
• 6:28
  you
• 6:28
  it's,
• 6:28
  hey,
• 6:28
  I
• 6:28
  want
• 6:28
  to
• 6:29
  only
• 6:29
  work
• 6:29
  with
• 6:29
  Christian
• 6:29
  owned
• 6:30
  companies.
• 6:31
  Maybe
• 6:31
  it's
• 6:32
  ethical
• 6:32
  labor
• 6:32
  and
• 6:33
  fair
• 6:33
  trade.
• 6:34
  Maybe
• 6:35
  you're
• 6:35
  one
• 6:35
  of
• 6:35
  those
• 6:35
  people
• 6:35
  that's
• 6:36
  like,
• 6:36
  I
• 6:36
  want
• 6:36
  excellence,
• 6:37
  Ralph,
• 6:37
  and
• 6:37
  I
• 6:37
  want
• 6:37
  long
• 6:38
  term
• 6:38
  quality.
• 6:38
  But
• 6:39
  I
• 6:39
  want
• 6:39
  you
• 6:39
  to
• 6:39
  start
• 6:39
  by
• 6:40
  identifying
• 6:41
  one
• 6:41
  or
• 6:41
  two
• 6:41
  of
• 6:42
  those
• 6:42
  main
• 6:42
  values
• 6:43
  that
• 6:43
  are
• 6:43
  important
• 6:43
  to
• 6:44
  you.
• 6:45
  And
• 6:45
  then
• 6:45
  I
• 6:45
  want
• 6:45
  you
• 6:45
  to
• 6:46
  start
• 6:46
  doing
• 6:46
  a
• 6:46
  little
• 6:46
  research.
• 6:46
  Yeah,
• 6:47
  you're
• 6:47
  going
• 6:47
  to
• 6:47
  have
• 6:47
  a
• 6:47
  little
• 6:47
  homework
• 6:48
  to
• 6:48
  do
• 6:48
  today.
• 6:49
  I
• 6:49
  want
• 6:49
  you
• 6:49
  to
• 6:49
  look
• 6:50
  for
• 6:50
  ways
• 6:50
  your
• 6:50
  spending
• 6:51
  can
• 6:51
  align
• 6:52
  with
• 6:52
  those
• 6:52
  values.
• 6:54
  And
• 6:54
  you're
• 6:54
  thinking,
• 6:55
  Ralph,
• 6:55
  okay,
• 6:56
  I'm
• 6:56
  there,
• 6:56
  but
• 6:57
  you
• 6:57
  lost
• 6:57
  me
• 6:57
  a
• 6:58
  little
• 6:58
  bit.
• 6:58
  Here's
• 6:58
  what
• 6:58
  I'm
• 6:58
  talking
• 6:59
  about.
• 7:00
  So
• 7:00
  let's
• 7:00
  say
• 7:01
  that
• 7:01
  value
• 7:01
  is
• 7:01
  local.
• 7:02
  Local
• 7:03
  small
• 7:03
  businesses.
• 7:04
  So
• 7:05
  start
• 7:05
  to
• 7:05
  research
• 7:05
  those
• 7:06
  local
• 7:06
  markets
• 7:06
  over
• 7:06
  those
• 7:07
  big
• 7:07
  box
• 7:07
  stores.
• 7:07
  Yeah,
• 7:08
  the
• 7:08
  big
• 7:08
  box
• 7:08
  stores
• 7:08
  are
• 7:09
  convenient.
• 7:09
  A
• 7:10
  lot
• 7:10
  of
• 7:10
  times
• 7:10
  they're
• 7:10
  less
• 7:10
  costly,
• 7:11
  but
• 7:12
  they're
• 7:12
  not
• 7:12
  local
• 7:12
  to
• 7:13
  the
• 7:13
  small
• 7:13
  businesses.
• 7:15
  Maybe
• 7:15
  you
• 7:15
  buy
• 7:15
  fair
• 7:15
  trade
• 7:16
  coffee
• 7:16
  or
• 7:16
  fair
• 7:16
  trade
• 7:17
  chocolate.
• 7:19
  Maybe
• 7:19
  as
• 7:19
  you're
• 7:20
  looking
• 7:20
  at
• 7:20
  your
• 7:20
  iPhone
• 7:21
  or
• 7:21
  your
• 7:21
  Android
• 7:22
  phone,
• 7:22
  you
• 7:22
  look
• 7:22
  for
• 7:22
  faith
• 7:23
  based
• 7:23
  apps
• 7:23
  or
• 7:24
  faith
• 7:24
  based
• 7:25
  music
• 7:25
  or
• 7:25
  services
• 7:26
  of
• 7:26
  faith.
• 7:28
  And
• 7:29
  if
• 7:29
  sustainability
• 7:29
  is
• 7:30
  important
• 7:30
  for
• 7:30
  you,
• 7:30
  maybe
• 7:30
  look
• 7:31
  at
• 7:31
  sustainable
• 7:31
  clothing
• 7:32
  or
• 7:32
  reusable
• 7:33
  household
• 7:33
  goods.
• 7:35
  So
• 7:35
  first
• 7:35
  thing,
• 7:36
  name
• 7:36
  two
• 7:36
  values
• 7:37
  and
• 7:37
  then
• 7:37
  number
• 7:38
  two,
• 7:38
  research
• 7:38
  your
• 7:39
  options.
• 7:41
  And
• 7:41
  here's
• 7:42
  the
• 7:42
  easy
• 7:42
  part
• 7:42
  for
• 7:42
  this
• 7:43
  week,
• 7:43
  I
• 7:43
  just
• 7:43
  want
• 7:43
  you
• 7:43
  to
• 7:43
  pick
• 7:44
  one
• 7:44
  area,
• 7:45
  just
• 7:45
  one
• 7:45
  thing.
• 7:45
  I
• 7:46
  don't
• 7:46
  want
• 7:46
  you
• 7:46
  to
• 7:46
  try
• 7:46
  to
• 7:46
  change
• 7:47
  all
• 7:47
  of
• 7:47
  your
• 7:47
  spending
• 7:48
  overnight.
• 7:48
  You
• 7:49
  will
• 7:49
  get
• 7:49
  frustrated
• 7:49
  and
• 7:50
  you
• 7:50
  won't
• 7:50
  do
• 7:50
  it.
• 7:51
  Pick
• 7:51
  one
• 7:52
  thing.
• 7:53
  Maybe
• 7:54
  you
• 7:54
  buy
• 7:54
  your
• 7:54
  next
• 7:54
  gift
• 7:55
  from
• 7:55
  a
• 7:55
  Christian
• 7:56
  artisan.
• 7:57
  Maybe
• 7:58
  you
• 7:58
  choose
• 7:58
  a
• 7:58
  local
• 7:58
  produce
• 7:59
  stand
• 7:59
  instead
• 8:00
  of
• 8:00
  that
• 8:00
  big
• 8:00
  box
• 8:00
  store.
• 8:02
  Or
• 8:02
  maybe,
• 8:03
  just
• 8:03
  maybe,
• 8:03
  you
• 8:03
  subscribe
• 8:04
  to
• 8:04
  a
• 8:04
  faith
• 8:04
  driven
• 8:05
  platform
• 8:05
  and
• 8:06
  instead
• 8:06
  of
• 8:06
  a
• 8:06
  mainstream
• 8:07
  one.
• 8:09
  So
• 8:10
  that's
• 8:10
  the
• 8:10
  third
• 8:10
  step.
• 8:11
  Identify
• 8:12
  values,
• 8:13
  research.
• 8:13
  Switch
• 8:14
  one
• 8:14
  this
• 8:14
  week.
• 8:15
  And
• 8:16
  then
• 8:16
  I
• 8:16
  want
• 8:16
  you
• 8:16
  to
• 8:16
  reflect
• 8:17
  on
• 8:17
  what
• 8:17
  you
• 8:17
  just
• 8:17
  did.
• 8:18
  Ask
• 8:18
  yourself,
• 8:18
  how
• 8:19
  does
• 8:19
  that
• 8:19
  feel?
• 8:21
  You
• 8:21
  made
• 8:21
  that
• 8:21
  choice.
• 8:22
  You
• 8:22
  made
• 8:22
  that
• 8:22
  decision
• 8:23
  to
• 8:23
  live
• 8:23
  within
• 8:23
  your
• 8:24
  values.
• 8:24
  Ask
• 8:24
  yourself,
• 8:25
  how
• 8:25
  does
• 8:25
  that
• 8:25
  feel?
• 8:27
  Am
• 8:28
  I
• 8:28
  spending
• 8:28
  in
• 8:29
  ways
• 8:29
  that
• 8:29
  honor
• 8:29
  my
• 8:30
  beliefs?
• 8:32
  And
• 8:32
  then
• 8:32
  if
• 8:32
  you
• 8:32
  go
• 8:32
  to
• 8:33
  the
• 8:33
  next
• 8:33
  step,
• 8:35
  here's
• 8:35
  the
• 8:35
  big
• 8:35
  thing
• 8:35
  you
• 8:35
  got
• 8:36
  to
• 8:36
  do.
• 8:37
  Ask
• 8:37
  yourself,
• 8:38
  how
• 8:38
  can
• 8:38
  I
• 8:38
  make
• 8:38
  this
• 8:38
  part
• 8:39
  of
• 8:39
  my
• 8:39
  normal
• 8:40
  rhythm?
• 8:42
  And
• 8:43
  see,
• 8:43
  I
• 8:43
  love
• 8:43
  this
• 8:43
  Whole
• 8:44
  idea
• 8:44
  today,
• 8:44
  because
• 8:45
  this
• 8:45
  is
• 8:45
  what
• 8:45
  it
• 8:45
  does.
• 8:46
  It
• 8:46
  aligns
• 8:46
  your
• 8:47
  beliefs
• 8:47
  with
• 8:47
  your
• 8:48
  behavior.
• 8:49
  You're
• 8:49
  putting
• 8:50
  your
• 8:50
  money
• 8:50
  where
• 8:50
  your
• 8:50
  mouth
• 8:50
  is.
• 8:51
  My
• 8:51
  dad
• 8:51
  used
• 8:51
  to
• 8:51
  say
• 8:51
  it
• 8:51
  all
• 8:52
  time,
• 8:52
  son,
• 8:52
  put
• 8:52
  your
• 8:52
  money
• 8:52
  where
• 8:53
  your
• 8:53
  mouth
• 8:53
  is.
• 8:54
  Well,
• 8:55
  if
• 8:55
  you're
• 8:55
  putting
• 8:55
  your
• 8:55
  money
• 8:55
  where
• 8:56
  your
• 8:56
  mouth
• 8:56
  is,
• 8:56
  not,
• 8:57
  where
• 8:57
  your
• 8:57
  values
• 8:58
  are
• 8:58
  not,
• 8:59
  what
• 9:00
  are
• 9:00
  you
• 9:00
  doing?
• 9:01
  And
• 9:01
  then
• 9:02
  every
• 9:02
  single
• 9:02
  dollar
• 9:03
  you
• 9:03
  spend
• 9:03
  is
• 9:03
  a
• 9:04
  spiritual
• 9:04
  act.
• 9:04
  It's
• 9:05
  a
• 9:05
  spiritual
• 9:06
  decision
• 9:06
  to
• 9:07
  live
• 9:07
  according
• 9:07
  to
• 9:08
  God's
• 9:08
  faithful
• 9:08
  stewardship.
• 9:10
  And
• 9:11
  if
• 9:11
  you
• 9:11
  do
• 9:11
  it
• 9:11
  right
• 9:11
  and
• 9:12
  it's
• 9:12
  in
• 9:12
  your
• 9:12
  values,
• 9:13
  you
• 9:13
  make
• 9:13
  money
• 9:13
  a
• 9:14
  tool
• 9:14
  for
• 9:14
  good.
• 9:16
  And
• 9:16
  when
• 9:16
  you
• 9:16
  do
• 9:16
  that,
• 9:17
  it
• 9:18
  deepens
• 9:18
  your
• 9:18
  joy
• 9:19
  in
• 9:19
  life
• 9:20
  and
• 9:20
  it
• 9:20
  gives
• 9:20
  you
• 9:21
  the
• 9:21
  ability
• 9:21
  to
• 9:21
  be
• 9:22
  intentional
• 9:23
  in
• 9:23
  everyday
• 9:24
  life.
• 9:25
  It
• 9:25
  is
• 9:25
  super
• 9:26
  powerful.
• 9:26
  So
• 9:26
  I
• 9:26
  really
• 9:27
  encourage
• 9:27
  you
• 9:27
  to
• 9:27
  check
• 9:27
  it
• 9:27
  out
• 9:27
  and
• 9:28
  do
• 9:28
  that
• 9:28
  today.
• 9:28
  Let's
• 9:29
  pray
• 9:29
  together.
• 9:30
  Father
• 9:30
  God,
• 9:31
  we
• 9:31
  just
• 9:31
  thank
• 9:31
  you
• 9:31
  for
• 9:32
  every
• 9:32
  dollar
• 9:32
  you've
• 9:33
  entrusted
• 9:33
  to
• 9:33
  us.
• 9:35
  Forgive
• 9:35
  us
• 9:35
  when
• 9:35
  we
• 9:36
  spend
• 9:36
  without
• 9:36
  thought,
• 9:37
  when
• 9:37
  we
• 9:37
  just
• 9:37
  follow
• 9:38
  convenience,
• 9:39
  Lord,
• 9:39
  instead
• 9:39
  of
• 9:40
  our
• 9:40
  true
• 9:40
  convictions,
• 9:41
  it's
• 9:41
  so
• 9:41
  much
• 9:41
  easier.
• 9:42
  Just
• 9:43
  look
• 9:43
  the
• 9:43
  other
• 9:43
  way.
• 9:43
  I
• 9:44
  don't
• 9:44
  like
• 9:44
  what
• 9:44
  they
• 9:44
  do
• 9:44
  as
• 9:44
  a
• 9:45
  company,
• 9:45
  but
• 9:46
  it's
• 9:46
  easy.
• 9:46
  Lord,
• 9:49
  forgive
• 9:49
  us
• 9:49
  when
• 9:49
  we
• 9:49
  do
• 9:49
  that,
• 9:50
  Lord.
• 9:50
  Help
• 9:50
  us
• 9:50
  to
• 9:50
  reflect
• 9:51
  you
• 9:51
  in
• 9:51
  our
• 9:51
  spending.
• 9:53
  Yes,
• 9:54
  in
• 9:54
  our
• 9:54
  spending,
• 9:54
  Lord,
• 9:55
  not
• 9:55
  just
• 9:55
  in
• 9:55
  our
• 9:55
  giving.
• 9:56
  We're
• 9:56
  already
• 9:56
  doing
• 9:56
  that
• 9:57
  or
• 9:57
  we're
• 9:57
  working
• 9:57
  towards
• 9:58
  that.
• 9:58
  But
• 9:58
  help
• 9:58
  us
• 9:59
  to
• 9:59
  reflect
• 9:59
  you
• 9:59
  in
• 9:59
  our
• 10:00
  spending,
• 10:00
  Lord,
• 10:00
  and
• 10:00
  open
• 10:01
  our
• 10:01
  eyes
• 10:01
  to
• 10:01
  see
• 10:02
  how
• 10:02
  we
• 10:02
  can
• 10:02
  support
• 10:03
  good,
• 10:03
  how
• 10:03
  we
• 10:04
  can
• 10:04
  support
• 10:04
  meaningful
• 10:05
  work,
• 10:05
  Lord.
• 10:06
  And
• 10:07
  resist,
• 10:07
  and
• 10:07
  truly
• 10:08
  resist
• 10:09
  what
• 10:09
  contradicts
• 10:10
  your
• 10:10
  truth.
• 10:12
  We
• 10:12
  ask
• 10:12
  that
• 10:12
  you
• 10:12
  would
• 10:13
  help
• 10:13
  us
• 10:13
  to
• 10:13
  make
• 10:14
  every
• 10:14
  transaction
• 10:15
  be
• 10:15
  an
• 10:15
  act
• 10:15
  of
• 10:15
  worship.
• 10:16
  Let
• 10:16
  every
• 10:17
  choice
• 10:17
  reflect
• 10:17
  our
• 10:18
  walk
• 10:18
  with
• 10:18
  you
• 10:19
  living
• 10:19
  in
• 10:19
  our
• 10:19
  values.
• 10:20
  And
• 10:20
  we
• 10:20
  ask
• 10:20
  this
• 10:21
  with
• 10:21
  confidence,
• 10:21
  Lord,
• 10:22
  in
• 10:23
  Jesus
• 10:23
  name,
• 10:24
  amen.
• 10:26
  Friend,
• 10:27
  your
• 10:28
  dollars
• 10:28
  are
• 10:28
  not
• 10:29
  just
• 10:29
  digits.
• 10:31
  They're
• 10:31
  not
• 10:32
  just
• 10:32
  digits.
• 10:32
  They're
• 10:32
  discipleship
• 10:33
  tools.
• 10:34
  They
• 10:34
  can
• 10:34
  serve
• 10:34
  a
• 10:35
  mission.
• 10:36
  So
• 10:36
  I'm
• 10:37
  going
• 10:37
  to
• 10:37
  encourage
• 10:37
  you
• 10:37
  this
• 10:38
  week
• 10:38
  today,
• 10:38
  make
• 10:38
  one
• 10:39
  value
• 10:39
  based
• 10:40
  switch.
• 10:40
  Let
• 10:40
  your
• 10:41
  spending
• 10:41
  speak
• 10:42
  to
• 10:42
  your
• 10:42
  faith
• 10:43
  and
• 10:43
  your
• 10:43
  values.
• 10:46
  And
• 10:46
  I'm
• 10:46
  just
• 10:46
  going
• 10:46
  to
• 10:47
  ask
• 10:47
  you
• 10:47
  for
• 10:47
  a
• 10:47
  favor
• 10:47
  today.
• 10:48
  I'm
• 10:48
  really
• 10:48
  trying
• 10:48
  to
• 10:49
  reach
• 10:49
  more
• 10:49
  people
• 10:50
  with
• 10:50
  this
• 10:50
  show,
• 10:51
  this
• 10:51
  show
• 10:51
  of
• 10:51
  hope
• 10:51
  and
• 10:52
  helping
• 10:52
  people
• 10:52
  master
• 10:53
  their
• 10:53
  finances
• 10:54
  better.
• 10:54
  I'm
• 10:54
  just
• 10:54
  going
• 10:54
  to
• 10:54
  encourage
• 10:55
  you,
• 10:55
  share
• 10:55
  the
• 10:55
  show
• 10:56
  with
• 10:56
  somebody
• 10:56
  who
• 10:56
  needs
• 10:57
  some
• 10:57
  help.
• 10:58
  That
• 10:58
  person
• 10:58
  might
• 10:59
  be
• 10:59
  struggling
• 10:59
  financially,
• 11:00
  they're
• 11:00
  looking
• 11:00
  for
• 11:01
  direction.
• 11:01
  Just
• 11:01
  send
• 11:02
  them
• 11:02
  a
• 11:02
  text,
• 11:02
  send
• 11:02
  them
• 11:03
  an
• 11:03
  email.
• 11:03
  Just
• 11:03
  point
• 11:03
  them
• 11:04
  to
• 11:04
  financiallyconfidentchristian.com.
• 11:07
  say
• 11:07
  something
• 11:07
  like,
• 11:07
  hey,
• 11:08
  this
• 11:08
  is
• 11:08
  a
• 11:08
  great
• 11:09
  episode.
• 11:09
  I
• 11:09
  just
• 11:09
  heard
• 11:10
  about
• 11:10
  aligning
• 11:11
  your
• 11:11
  spending
• 11:11
  with
• 11:12
  your
• 11:12
  values.
• 11:13
  I
• 11:13
  just
• 11:13
  encourage
• 11:13
  you
• 11:14
  to
• 11:14
  do
• 11:14
  that.
• 11:14
  And
• 11:14
  while
• 11:15
  you're
• 11:15
  there,
• 11:15
  how
• 11:15
  about
• 11:16
  picking
• 11:16
  up
• 11:16
  a
• 11:16
  free
• 11:16
  copy
• 11:17
  of
• 11:17
  my
• 11:17
  book.
• 11:17
  Hey,
• 11:17
  and
• 11:17
  everybody
• 11:18
  can
• 11:18
  get
• 11:18
  a
• 11:18
  free
• 11:18
  copy
• 11:18
  of
• 11:18
  this.
• 11:19
  Tell
• 11:19
  your
• 11:19
  friends.
• 11:20
  Just
• 11:20
  go
• 11:20
  to
• 11:20
  financiallyconfidentchristian.com/master
• 11:24
  and
• 11:24
  you'll
• 11:25
  get
• 11:25
  my
• 11:25
  book
• 11:25
  absolutely
• 11:26
  free.
• 11:26
  Read
• 11:27
  it.
• 11:27
  It's
• 11:27
  not
• 11:27
  very
• 11:28
  long,
• 11:28
  but
• 11:28
  it'll
• 11:28
  be
• 11:28
  super
• 11:29
  impactful
• 11:29
  to
• 11:30
  your
• 11:30
  life.
• 11:31
  Now
• 11:31
  tomorrow
• 11:31
  we're
• 11:31
  going
• 11:32
  to
• 11:32
  get
• 11:32
  real
• 11:32
  about
• 11:32
  money
• 11:33
  conversations
• 11:33
  with
• 11:34
  your
• 11:34
  family.
• 11:34
  Yeah,
• 11:35
  we're
• 11:35
  going
• 11:35
  there.
• 11:36
  A
• 11:36
  lot
• 11:36
  of
• 11:36
  people
• 11:36
  have
• 11:36
  asked
• 11:37
  me
• 11:37
  about
• 11:37
  this,
• 11:37
  so
• 11:38
  tomorrow
• 11:38
  I'm
• 11:38
  going
• 11:38
  to
• 11:38
  talk
• 11:39
  about
• 11:39
  how
• 11:39
  to
• 11:39
  really
• 11:39
  do
• 11:40
  that
• 11:40
  and
• 11:40
  how
• 11:41
  to
• 11:41
  do
• 11:41
  it
• 11:41
  effectively.
• 11:41
  It's
• 11:42
  going
• 11:42
  to
• 11:42
  be
• 11:42
  practical
• 11:43
  and
• 11:43
  and
• 11:43
  it's
• 11:43
  going
• 11:44
  to
• 11:44
  be
• 11:44
  powerful.
• 11:44
  So
• 11:45
  I
• 11:45
  encourage
• 11:45
  you
• 11:45
  to
• 11:45
  join
• 11:45
  us.
• 11:46
  So
• 11:46
  until
• 11:46
  then,
• 11:47
  stay
• 11:47
  wise,
• 11:48
  stay
• 11:49
  generous,
• 11:49
  don't
• 11:49
  forget
• 11:50
  about
• 11:50
  generosity.
• 11:51
  And
• 11:51
  let's
• 11:52
  all
• 11:52
  go
• 11:52
  out
• 11:52
  there
• 11:52
  and
• 11:53
  be
• 11:53
  those
• 11:53
  financially
• 11:54
  confident
• 11:54
  Christians.
• 11:55
  You
• 11:56
  can
• 11:56
  do
• 11:56
  this.
• 11:57
  I
• 11:58
  have
• 11:58
  confidence
• 11:58
  in
• 11:59
  you,
• 11:59
  have
• 11:59
  confidence
• 12:00
  in
• 12:00
  yourself.
• 12:00
  Stay
• 12:01
  financially
• 12:01
  savvy.
• 12:02
  God
• 12:02
  bless
• 12:02
  you
• 12:03
  and
• 12:03
  you
• 12:03
  have
• 12:03
  a
• 12:03
  great
• 12:04
  day
• 12:04
  today.
• 12:04
  Thank
• 12:05
  you
• 12:05
  for
• 12:05
  joining
• 12:05
  us
• 12:05
  today
• 12:06
  on
• 12:06
  the
• 12:06
  Financially
• 12:07
  Confident
• 12:07
  Christian
• 12:08
  show,
• 12:08
  where
• 12:09
  we're
• 12:09
  breaking
• 12:09
  the
• 12:10
  cycle
• 12:10
  of
• 12:10
  financial
• 12:10
  shame
• 12:11
  with
• 12:11
  confidence
• 12:11
  and
• 12:12
  faith.
• 12:12
  If
• 12:12
  you
• 12:13
  found
• 12:13
  value
• 12:13
  in
• 12:14
  this
• 12:14
  episode,
• 12:14
  a
• 12:15
  simple
• 12:15
  click
• 12:15
  to
• 12:16
  subscribe
• 12:16
  means
• 12:16
  you'll
• 12:17
  be
• 12:17
  invited
• 12:17
  right
• 12:17
  back
• 12:18
  for
• 12:18
  our
• 12:18
  next
• 12:18
  conversation.
• 12:19
  And
• 12:19
  remember,
• 12:20
  financial
• 12:21
  challenges
• 12:21
  don't
• 12:22
  have
• 12:22
  to
• 12:22
  be
• 12:22
  overwhelming.
• 12:23
  Just
• 12:23
  Ask
• 12:23
  Ralph
• 12:24
  this
• 12:24
  show
• 12:24
  is
• 12:25
  a
• 12:25
  production
• 12:25
  of
• 12:25
  Ask
• 12:26
  Ralph
• 12:26
  Media
• 12:26
  and
• 12:26
  is
• 12:27
  supported
• 12:27
  by
• 12:27
  Saggio
• 12:28
  Accounting
• 12:28
  Plus.
• 12:29
  The
• 12:29
  information
• 12:30
  shared
• 12:30
  in
• 12:30
  this
• 12:30
  episode
• 12:31
  is
• 12:31
  based
• 12:31
  on
• 12:31
  data
• 12:32
  available
• 12:32
  as
• 12:32
  of
• 12:33
  the
• 12:33
  date
• 12:33
  of
• 12:33
  release.
• 12:34
  Saggio Accounting
• 12:35
  plus
• 12:35
  and
• 12:36
  Ask
• 12:36
  Ralph
• 12:37
  Media,
• 12:37
  Inc.
• 12:37
  Are
• 12:38
  are
• 12:38
  under
• 12:38
  no
• 12:38
  obligation
• 12:39
  to
• 12:39
  update
• 12:39
  this
• 12:39
  content
• 12:40
  if
• 12:40
  circumstances
• 12:41
  change.
• 12:42
  Please
• 12:42
  note
• 12:42
  that
• 12:43
  applying
• 12:43
  this
• 12:43
  information
• 12:44
  to
• 12:44
  your
• 12:44
  personal
• 12:44
  situation
• 12:45
  requires
• 12:46
  careful
• 12:46
  consideration.
• 12:48
  This
• 12:48
  episode
• 12:48
  is
• 12:49
  not
• 12:49
  intended
• 12:49
  to
• 12:49
  serve
• 12:50
  as
• 12:50
  financial,
• 12:51
  tax
• 12:51
  or
• 12:51
  legal
• 12:52
  advice.
• 12:53
  Always
• 12:53
  consult
• 12:53
  your
• 12:54
  trusted
• 12:54
  tax
• 12:54
  advisor
• 12:55
  or
• 12:55
  attorney
• 12:56
  before
• 12:56
  taking
• 12:57
  action
• 12:57
  based
• 12:57
  on
• 12:57
  anything
• 12:58
  we've
• 12:58
  discussed.