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Transcript

America’s Money Crisis: 10 Shocking Money Statistics Nobody Talks About · The Table with Anthony ONeal

0:00
[SPEAKER_00]: What's going on, family?
0:01
[SPEAKER_00]: Man, if you feel broke right now, even though you're working hard and let's say you're doing everything you're supposed to be doing, I want you to know, you're not crazy and you're definitely not alone.
0:13
[SPEAKER_00]: Today I'm gonna be breaking down eight to 10 brutal money, realities and facts and stats that explain why so many Americans feel like yourself, financially stuck going into the year 2026.
0:27
[SPEAKER_00]: Now, somebody says, are going to make you feel angry and some of them might even make you feel, obviously, validated to be honest with you, but all of them are going to help us understand what's really going on with our money here in America and what you need to do and what you can do about it to make sure that we are better off going into year 2026.
0:50
[SPEAKER_00]: Listen, I've been in there.
0:54
[SPEAKER_00]: I remember sitting in my car with $632 to my name, eating half a McDonald's burger and stretching sweet tea for two days.
1:03
[SPEAKER_00]: I know what it's like to feel like you're drowning, even when you're doing everything absolutely right.
1:10
[SPEAKER_00]: But the truth is, the system has stacked against us in so many ways, and in ways most people never even talk about.
1:17
[SPEAKER_00]: So today, I'm going to be pulling back to curing and having an honest conversation about some of the stats that we are honestly facing.
1:25
[SPEAKER_00]: All right.
1:26
[SPEAKER_00]: So let's start with the foundation.
1:27
[SPEAKER_00]: 60% of Americans can't afford a $1000 emergency.
1:34
[SPEAKER_00]: I'm going to say that again, hopefully it's up on the screen.
1:36
[SPEAKER_00]: 60%.
1:39
[SPEAKER_00]: of American individuals can't afford a $1,000 emergency.
1:44
[SPEAKER_00]: That's not just a stat, that's your neighbor.
1:47
[SPEAKER_00]: That should cousin.
1:48
[SPEAKER_00]: Maybe you, maybe even your parents.
1:51
[SPEAKER_00]: Gen Z, 34% have zero emergency savings.
1:56
[SPEAKER_00]: And one in four people have, I don't want to say this, one in four people would have to put that emergency on an actual credit card.
2:09
[SPEAKER_00]: throughout the show.
2:10
[SPEAKER_00]: I'm going to give you the AO takes and hopefully they'll be up on the screen here in a creative way.
2:16
[SPEAKER_00]: But here's my personal take on this.
2:19
[SPEAKER_00]: This is a trap.
2:20
[SPEAKER_00]: No cushion means one bad day.
2:23
[SPEAKER_00]: If that tire of medical bill and miss paycheck and you're in a debt spiral, meaning you are going back into debt if you're out of debt or you're never going to get out of debt if you do not have a plan.
2:39
[SPEAKER_00]: So here's an action step.
2:40
[SPEAKER_00]: If this stat relates to you, I need you to start your emergency fund today.
2:46
[SPEAKER_00]: I don't care if you put five dollars for the dollars or five hundred dollars.
2:49
[SPEAKER_00]: I want you to separate it from your check in account.
2:51
[SPEAKER_00]: Use a high yield savings account of going to anthonyo.com for slash savings today.
2:56
[SPEAKER_00]: Open one up today.
2:57
[SPEAKER_00]: and the goal is to build the habit, not just the balance.
3:01
[SPEAKER_00]: I need you to start creating healthy, money habits.
3:04
[SPEAKER_00]: And I want you to put at least one month of your net pay inside your starter emergency time.
3:10
[SPEAKER_00]: Now, reality check number two.
3:15
[SPEAKER_00]: 82% of Americans don't use high-o-same as accounts.
3:20
[SPEAKER_00]: 18 trillion dollars is sitting in accounts earning 0.4% interest.
3:27
[SPEAKER_00]: That's like leaving your money out in the sun and watching it, milked away.
3:33
[SPEAKER_00]: I said it.
3:34
[SPEAKER_00]: I want to give you an example.
3:35
[SPEAKER_00]: 5,000 dollars in a regular savings account.
3:40
[SPEAKER_00]: You're making $20 a year.
3:42
[SPEAKER_00]: Now that same $5,000 and a high yield savings account, that's $175 a year.
3:47
[SPEAKER_00]: That's free money you're missing out on.
3:51
[SPEAKER_00]: Here's the A-O-Taker.
3:54
[SPEAKER_00]: Doing nothing is costing you.
3:57
[SPEAKER_00]: Enflation is eating your money.
4:01
[SPEAKER_00]: Here's the action step.
4:03
[SPEAKER_00]: Open up a high yield savings account today.
4:08
[SPEAKER_00]: I've got a list of the best ones at anthonyl.com for Sasavings.
4:12
[SPEAKER_00]: No fees, FGIC, and short, and easy to use.
4:16
[SPEAKER_00]: Please family, going into 2026 and if you're watching this in 2026, do not have a lazy money year.
4:24
[SPEAKER_00]: Please, hear me clearly.
4:26
[SPEAKER_00]: Do not have a blazing money year because you refuse to transfer your money from a low interest bearing account to a high interest bearing account.
4:36
[SPEAKER_00]: Was leaves me over to reality number three, all right?
4:43
[SPEAKER_00]: Redfin says you need a hundred and 12,000 dollars to buy the median house in America.
4:51
[SPEAKER_00]: A $25,000 more than a typical household actually makes.
4:56
[SPEAKER_00]: And the median first time home buyer, check this out, which is very shocking to me.
5:01
[SPEAKER_00]: It's age 38.
5:02
[SPEAKER_00]: Y'all, it used to be age 28.
5:09
[SPEAKER_00]: Building credit the traditional way as slow and confusing.
5:13
[SPEAKER_00]: And most credit cards want you to rack up debt just to boost your score.
5:17
[SPEAKER_00]: You see, I used to think that you had to choose between saying debt free or having a good credit score.
5:23
[SPEAKER_00]: But, but, but, here's what I've discovered.
5:26
[SPEAKER_00]: There's actually a way to build credit without any credit checks, without going into debt and without paying crazy interest fees.
5:35
[SPEAKER_00]: And it works faster than I thought, possible.
5:38
[SPEAKER_00]: These are friends that kick off.
5:40
[SPEAKER_00]: They are the truth.
5:41
[SPEAKER_00]: They are doing something different.
5:43
[SPEAKER_00]: They help you build credit the right way without the debt track.
5:46
[SPEAKER_00]: I've seen people go from no credit to a 700 plus score using their system and they did it completely debt-free.
5:54
[SPEAKER_00]: So one more time.
5:55
[SPEAKER_00]: Completely debt-free.
5:56
[SPEAKER_00]: Overall, 150,000 people have led five star reviews on App Store.
6:01
[SPEAKER_00]: Users see an average of 34 points increase in their credit scores.
6:05
[SPEAKER_00]: Some even see watch this up to 84 points within the first 12 months.
6:09
[SPEAKER_00]: These aren't just numbers, these are real people getting approved for homes and getting better interest rates.
6:15
[SPEAKER_00]: Here's to sure, every month you wait is another month of paying higher interest rates on everything.
6:21
[SPEAKER_00]: A good credit score can save you, a lot of money, 1000s on a mortgage, 100s on the current strength, and even help you skip the security deposits.
6:30
[SPEAKER_00]: Don't let bad credit cost you money.
6:33
[SPEAKER_00]: I want you to visit anthonyomil.com for saskickoff right now to get started for a little ass $1 on your first month.
6:40
[SPEAKER_00]: I want you to build credit that debt freeway because your future self will thank you.
6:49
[SPEAKER_00]: I'm pausing because how do we jump 10 years?
6:56
[SPEAKER_00]: Life has happened, cost has gone up tremendously, interest rates has gone up extremely, but here's my personal take on it, here's A.O.s take.
7:07
[SPEAKER_00]: This isn't about avocado toast, the math is broken, the system is broken.
7:19
[SPEAKER_00]: Run the numbers.
7:21
[SPEAKER_00]: Renting isn't a failure.
7:23
[SPEAKER_00]: If you can't buy yet, folks on building wealth in other ways, investing, side hustles, saving aggressively.
7:30
[SPEAKER_00]: But home ownership is the goal, specifically for African Americans.
7:34
[SPEAKER_00]: It's not a requirement, but it is a goal because it does help us narrow and close that wealth gap.
7:42
[SPEAKER_00]: which we're talking to my homes here, I'm gonna go into reality number four.
7:45
[SPEAKER_00]: 26.6% of car trade ins have negative equity.
7:52
[SPEAKER_00]: Over a quarter of car trade ins are underwater.
7:57
[SPEAKER_00]: The average negative equity, 6,754 dollars.
8:02
[SPEAKER_00]: And 32% of those loans are 5,010,000 dollars in a whole.
8:09
[SPEAKER_00]: because seven to eight year loans, pandemic price spikes and rapid depreciation.
8:16
[SPEAKER_00]: Now, now we won't see even more because I haven't seen some banks now offering 10 to 15 year car loans, which is crazy to me.
8:25
[SPEAKER_00]: And then now Trump is even proposing that you can write off the interest on the car loans.
8:30
[SPEAKER_00]: Crazy out to me.
8:33
[SPEAKER_00]: Here's my take.
8:36
[SPEAKER_00]: Car payments are wealth killers.
8:39
[SPEAKER_00]: You're paying for yesterday's decision for next.
8:44
[SPEAKER_00]: I will say, yeah, you're paying for yesterday's decision for the next 17 to 15 years.
8:52
[SPEAKER_00]: Here's my action stuff.
8:53
[SPEAKER_00]: Here's what I want you to do.
8:55
[SPEAKER_00]: Pay cash for your car.
8:57
[SPEAKER_00]: I said it.
8:59
[SPEAKER_00]: Pay cash for your car.
9:02
[SPEAKER_00]: Period point blank and simple.
9:06
[SPEAKER_00]: If you can't afford to pay cash for it,
9:08
[SPEAKER_00]: Then bare minimum, you need to finance the cheapest car you can finance and get out of that debt quickly.
9:14
[SPEAKER_00]: But I am not for finance and cars.
9:16
[SPEAKER_00]: I haven't financed a car in almost 12, 15 years, right?
9:22
[SPEAKER_00]: I do not want you to do that.
9:25
[SPEAKER_00]: So matter of fact, I know a great car dealership out of Atlanta that sells quality use cars.
9:32
[SPEAKER_00]: They're going to have high mileage on them, but the cost is going to be extremely low.
9:36
[SPEAKER_00]: And honestly, I've bought in three cars from somebody who's cars are going to have accident so none of them.
9:42
[SPEAKER_00]: Some of them are going to have multiple car owners.
9:44
[SPEAKER_00]: But then Gizmant is the car reliable.
9:47
[SPEAKER_00]: We got to get out of, oh, I need a brand new car, oh, I need a horn to, oh, I need this.
9:52
[SPEAKER_00]: No, you need an affordable, reliable car to get you from point A to point B to even point B to even point C. Until you get to a point where you can financially afford, what you want to buy?
10:05
[SPEAKER_00]: Man, you better get creative.
10:08
[SPEAKER_00]: And I'm gonna put that link inside today's show knows.
10:11
[SPEAKER_00]: Let's go to reality number five, 28% of people roll over IRAs and leave money in cash.
10:18
[SPEAKER_00]: That's crazy, and it's crazy.
10:21
[SPEAKER_00]: 28% of people roll over their 401k to an IRA and leave it in cash.
10:29
[SPEAKER_00]: 68% don't even know how their assets are invested.
10:34
[SPEAKER_00]: When you roll over, it doesn't auto-invest.
10:37
[SPEAKER_00]: It just sits there losing value.
10:39
[SPEAKER_00]: Meaning, if you put it into an IRA, what do you have an invested into?
10:46
[SPEAKER_00]: If you don't have an invested into nothing, it's just sitting there and it's not growing.
10:52
[SPEAKER_00]: You think you're investing, but you're not.
10:55
[SPEAKER_00]: This is a silent, wealth killer that a lot of people are doing.
10:59
[SPEAKER_00]: So if this is you, if you transition from a job, if you roll your money over to another to an IRA or to another account, and you have not told it how to invest, listen, here's the action step.
11:12
[SPEAKER_00]: Check your IRA today.
11:14
[SPEAKER_00]: Check your 401k today.
11:17
[SPEAKER_00]: make sure your money is actually invested in index funds or stocks, not just sitting there in cash.
11:26
[SPEAKER_00]: Please, I'm begging you, do not think that you're investing and your money is just sitting there and it's not growing.
11:36
[SPEAKER_00]: Some of y'all need to do that right now.
11:39
[SPEAKER_00]: Some of y'all need to pause this video and go do that right now.
11:43
[SPEAKER_00]: You can't afford to go another day without your money being invested.
11:49
[SPEAKER_00]: If you've been sitting on the sidelines for crypto, wondering if you should jump in, hey, listen, I need you to listen up.
11:55
[SPEAKER_00]: Because it is finally here, a national charter bank where you can buy, sell, and even hold crypto.
12:02
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12:05
[SPEAKER_00]: While you can't open a crypto account just yet, they do have a weight list and you can be one of the very first people to get access to it.
12:14
[SPEAKER_00]: And here's what I love.
12:15
[SPEAKER_00]: You don't need another app.
12:16
[SPEAKER_00]: You don't even need another log in, not even another headache, because it's seamless integration, which means you can manage your crypto right alongside your checking, your savings, and investments all in one place in a sofa half.
12:31
[SPEAKER_00]: One place and it's completely done.
12:33
[SPEAKER_00]: And listen, it's easy to trade.
12:35
[SPEAKER_00]: The same simple platform to buy, code, and even sell.
12:40
[SPEAKER_00]: Now look, crypto comes with risk.
12:42
[SPEAKER_00]: Let's be honest here.
12:43
[SPEAKER_00]: So you gotta make sure it's right for your specific situation, but your crypto curious.
12:49
[SPEAKER_00]: And when it dip your tail in, hey, so five, they have something specifically for you.
12:54
[SPEAKER_00]: So head over to sofide.com for sass and the new new.
12:57
[SPEAKER_00]: Enjoying our waitlist today.
12:59
[SPEAKER_00]: Again, that is sofide.com for slash and the new.
13:08
[SPEAKER_00]: So these milled to reality number six.
13:12
[SPEAKER_00]: At the time of me recording this, I'm recording this during the holidays and a lot of you will are in this one.
13:18
[SPEAKER_00]: Buy now pay later users.
13:21
[SPEAKER_00]: These users are carrying an average of $706 in debt per account.
13:27
[SPEAKER_00]: Buy now pay later, BNPL users average about $706 per loan in debt.
13:36
[SPEAKER_00]: 24% have made late payments.
13:38
[SPEAKER_00]: 40% of these individuals regret even using it.
13:42
[SPEAKER_00]: And 38% of users make 100,000 to $150,000 a year.
13:49
[SPEAKER_00]: So what are we seeing?
13:50
[SPEAKER_00]: High earners fall for it too.
13:54
[SPEAKER_00]: Oh, I'm gonna finance this $20 start or four payments.
13:57
[SPEAKER_00]: That's dumb.
14:00
[SPEAKER_00]: That's dumb.
14:01
[SPEAKER_00]: I'm gonna finance my groceries.
14:03
[SPEAKER_00]: I'm gonna do this.
14:04
[SPEAKER_00]: I'm gonna do that.
14:09
[SPEAKER_00]: interest-free doesn't mean harmless.
14:13
[SPEAKER_00]: It's a gateway to poor spending habits.
14:18
[SPEAKER_00]: Interest-free doesn't mean that you're free.
14:20
[SPEAKER_00]: It's a gateway to poor spending habits.
14:23
[SPEAKER_00]: So here's the action step of this as you.
14:26
[SPEAKER_00]: If you can't afford to pay for it two times, three times, don't buy a period.
14:32
[SPEAKER_00]: I wish I didn't get sick before, you know, black Friday, man, I would have created all kinds of videos.
14:38
[SPEAKER_00]: I would have told you a, a, all stay away from this stuff.
14:41
[SPEAKER_00]: It's not worth it because come January, you're gonna be paying for items.
14:45
[SPEAKER_00]: Why did I pay for this?
14:46
[SPEAKER_00]: Why did I buy this?
14:47
[SPEAKER_00]: Why don't I give my son this?
14:49
[SPEAKER_00]: Why don't you give my daughter this?
14:50
[SPEAKER_00]: Why don't you give my, you know, why?
14:52
[SPEAKER_00]: And you know why is because now you got to pay the interest on it.
14:55
[SPEAKER_00]: You know why because now you got to pay it back?
14:58
[SPEAKER_00]: You got to pay that back while you're also paying
15:05
[SPEAKER_00]: With these meal number seven, because lobis don't have this because of us barring money, which is reality number seven is your savings rate matters more than returns early on.
15:17
[SPEAKER_00]: Here's a mind-blower.
15:18
[SPEAKER_00]: Saving 10% at a 1% return, beat saving 5% at a 10% return, at least in the early years.
15:28
[SPEAKER_00]: Investors, Investor A reaches 100,000 in 9.6 years, Investor B reaches 11.7 years.
15:36
[SPEAKER_00]: Watch this.
15:38
[SPEAKER_00]: Stop obsessing over the perfect investment.
15:48
[SPEAKER_00]: Just save a little more.
15:50
[SPEAKER_00]: Your savings rate is the real game changer.
15:53
[SPEAKER_00]: Here's the action step.
15:55
[SPEAKER_00]: Increase your savings rate by two to three percent this month, don't chase hot stocks, chase your own discipline, chase developing a desire to build healthy habits.
16:14
[SPEAKER_00]: If you can get three to six months outside of emergency fun, if you can get the habit of setting money aside, I can strategically show you how to save the right amount and how to invest the right amount by need you to get in a habit of putting money aside.
16:32
[SPEAKER_00]: reality number eight, this is going to, it's going.
16:36
[SPEAKER_00]: The market will drop 10 to 20% and 38% of years.
16:42
[SPEAKER_00]: What do you mean by the Anthony?
16:44
[SPEAKER_00]: Watch this.
16:45
[SPEAKER_00]: The S&P drops.
16:47
[SPEAKER_00]: 10 to 20% and 38% of the years, 16% of the years, see a 20% plus drop, right?
16:54
[SPEAKER_00]: But the market doubles every 10 years on average.
16:57
[SPEAKER_00]: If you miss just the 10 best days, you lose 54% of your gains.
17:04
[SPEAKER_00]: I wanna say one more time.
17:06
[SPEAKER_00]: All right, the market doubles every 10 years on average.
17:10
[SPEAKER_00]: On average, so if you miss just the 10 best days,
17:15
[SPEAKER_00]: You lose 54% of your gains.
17:19
[SPEAKER_00]: Risk is the price of admission.
17:24
[SPEAKER_00]: You can't time the market.
17:26
[SPEAKER_00]: You just got to ride it.
17:29
[SPEAKER_00]: You got to ride it.
17:31
[SPEAKER_00]: You have to ride it.
17:33
[SPEAKER_00]: You can't time it all my time the market.
17:36
[SPEAKER_00]: My time when it's the best 10 days and be out the rest.
17:38
[SPEAKER_00]: No, no, no, no, no.
17:39
[SPEAKER_00]: You got to ride that wave.
17:42
[SPEAKER_00]: Here's your action stuff.
17:44
[SPEAKER_00]: Invest, stay patient, and don't panic sale.
17:48
[SPEAKER_00]: The only people who get hurt on our rollercoaster are the ones who jump off.
17:59
[SPEAKER_00]: Even when the rollercoaster's going fast, even when the rollercoaster's going crazy, and going like this, don't get scared and jump off, because when you jump off, you can break a leg.
18:08
[SPEAKER_00]: But if you just endure the pain, if you endure the speed, if you endure the drop,
18:15
[SPEAKER_00]: It's going to come back up, it's going to come back up.
18:22
[SPEAKER_00]: Reality number nine.
18:25
[SPEAKER_00]: You need 1.06 million dollars to be in the top 10% of America.
18:34
[SPEAKER_00]: Family, I said it, you need about a million dollars.
18:38
[SPEAKER_00]: That's not income.
18:39
[SPEAKER_00]: That's net worth.
18:41
[SPEAKER_00]: Remember, income is what you have coming in every single month, coming in every single year.
18:47
[SPEAKER_00]: Network is all of your assets minus your liabilities.
18:53
[SPEAKER_00]: What is that number?
18:54
[SPEAKER_00]: Meaning that if you sow it everything in cash, everything in, what is your network?
18:59
[SPEAKER_00]: And you need to at least a little over million dollars to be in a top 10 percent, all right?
19:05
[SPEAKER_00]: So you can earn, you can earn top 10 percent and still not be top 10 percent, okay?
19:15
[SPEAKER_00]: You can make a million dollars and still be not in the top 10 percent.
19:22
[SPEAKER_00]: This is achievable, but it's going to take discipline, it's going to take strategy, it's going to take healthy habits, because your habits matter more than your salary.
19:32
[SPEAKER_00]: So what I want you to do about the year 2026, I want you to track your network every month or a quarter.
19:38
[SPEAKER_00]: For me, I track it every month.
19:41
[SPEAKER_00]: Focus on what you do with your income, not just how much you make.
19:46
[SPEAKER_00]: So if you're saving money, that's going towards your network.
19:49
[SPEAKER_00]: If you're investing money, that's going towards your network.
19:52
[SPEAKER_00]: If you buy a home, the equity in your home is going towards your network.
19:58
[SPEAKER_00]: If you have a car that's paid for, the value of that home is going towards your network.
20:04
[SPEAKER_00]: If you have a business, the income that that company makes on a monthly basis and you're pocketing someone at money, that's going towards your network.
20:14
[SPEAKER_00]: If you're in debt and you owe $50,000, that's $50,000 taking away subtracting from your network.
20:24
[SPEAKER_00]: I want to challenge you, going into 2026.
20:28
[SPEAKER_00]: Identify your network.
20:30
[SPEAKER_00]: And here's what you're going to find.
20:31
[SPEAKER_00]: The majority of us watching right now are going to have a negative network.
20:37
[SPEAKER_00]: But I want to see, by as long as we're tracking it next year, how many of us can get that network going towards the black, going towards the positive.
20:48
[SPEAKER_00]: So, these went to the last reality.
20:55
[SPEAKER_00]: Yeah.
20:56
[SPEAKER_00]: For high earners, it's about a hundred and about, I say, for high earners, we're making 150,000 dollars a more year, it's about 33,000 dollars, but context matters.
21:05
[SPEAKER_00]: Compare yourself to your income bracket, not just the national average.
21:11
[SPEAKER_00]: So, for example, if you have 50,000 dollars sitting in checking, you're mismanaging it.
21:19
[SPEAKER_00]: right invested or move it to Ohio savings.
21:22
[SPEAKER_00]: What do you mean by the Anthony?
21:24
[SPEAKER_00]: Yeah, if you got 50,000 also sitting in your account or the saving got $30,000 in your account, why?
21:30
[SPEAKER_00]: You need to have that sitting inside of Ohio savings getting money and then that should only be 36 months to be in that pay and then anything surpassing that needs to be invested so you're getting 10 to 12 to 14 percent on your money throughout the year.
21:45
[SPEAKER_00]: So before you go in in 2026, for this particular one, I need you to audit your accounts.
21:50
[SPEAKER_00]: If you're sitting on cash, put it to work.
21:53
[SPEAKER_00]: Don't let your money just sit there and get lazy.
21:58
[SPEAKER_00]: Please don't.
22:01
[SPEAKER_00]: Please don't.
22:05
[SPEAKER_00]: I have a year's worth of my money sitting in Ohio savings only because I have a lot of expenses.
22:15
[SPEAKER_00]: But the average person doesn't need does not need to do that, but anything past that I invest it.
22:20
[SPEAKER_00]: I invest it for the long call I don't need a lot of money in my checking account, and I don't need a whole lot of money sitting inside of my savings and not working for me
22:29
[SPEAKER_00]: 2026, and Ashley 2025, and moving on, so going to 2026 for me, has been a year of positioning my money to work harder for me, which is why I'm going over to Ghana.
22:40
[SPEAKER_00]: So I'm going to recap this.
22:43
[SPEAKER_00]: Which one of these realities hit you the hardest?
22:47
[SPEAKER_00]: What does a emergency fund?
22:49
[SPEAKER_00]: the home prices, the car loans, drop it in the comments.
22:53
[SPEAKER_00]: I want to hear from you because if this opened your eyes, I want you to share it with someone who needs to hear it.
22:59
[SPEAKER_00]: We're not just here talking about the problem, y'all.
23:02
[SPEAKER_00]: We're here to build solutions together as a community as the end of black community.
23:08
[SPEAKER_00]: Remember, 2026, remember, really focusing on getting out of the red and getting into the black.
23:14
[SPEAKER_00]: This may be an enjoy today's show, can't do my favorite, can you hear the thumbs up button?
23:18
[SPEAKER_00]: and can you share this video with someone so that we can continue being a blessing and continue growing this community.
23:25
[SPEAKER_00]: All right, Spoy Anthony O'Neill.
23:26
[SPEAKER_00]: Let me know down below which one of these realities hit home with you and what you're going to do about it.
23:32
[SPEAKER_00]: Peace out.