How Payroll Timing Became a Working Capital Tool

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Sep 5, 2026 · 9m · transcript

We explore how a mid-sized logistics firm turned its biweekly payroll schedule into a silent engine for working capital. By aligning vendor payments with cash inflows and leveraging the float between paycheck dates, the company freed up nearly four million dollars in trapped liquidity without raising debt or factoring invoices. Lucas breaks down the mechanics of this timing arbitrage while Luna challenges whether it’s a sustainable strategy or just deferred pain. You will learn why the gap between earning and paying out is where small businesses often hide their most valuable resource…