Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Fintechs Use Real-Time Travel Data for Dynamic Card Offers
Episode 112 of Fintech Conversations digs into a specific use of real-time data that hasn't hit the mainstream yet: travel transaction streams. Lucas and Luna explore how companies like Brex and Ramp are using live flight, hotel, and ride-share data to dynamically adjust credit card rewards, credit limits, and fee structures for business travelers. The episode anchors on a concrete number: Brex's disclosed 2025 travel spend of $4.2 billion, and how that data flow lets them underwrite and reward in real time. Luna challenges whether this creates a surveillance economy for spenders…
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