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DSCR Loans Explained: Skip the Debt-to-Income Ratio w/ Eric Bernstein
Eric Bernstein of LendFriendMTG.com explains how DSCR loans skip debt-to-income entirely for investors.
Real estate investors and self-employed borrowers keep getting denied by conventional lenders, not because they can't afford the house, but because banks don't know how to read income that doesn't show up as a clean W-2. Eric Bernstein, founder of LendFriendMTG.com, joins Jack to break down non-QM and DSCR lending, the two paths built specifically for investors, freelancers, and anyone whose income looks different on paper than it does in their bank account.
They cover how DSCR loans…
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