Latest / Debt Collection Self-Defense
How to Clean Your Credit With the FCRA
This video introduces you to the nuts and bolts of credit reporting disputes and the different approaches to cleaning up your credit. Brian takes you through the how a credit dispute letter is written along with the responsibility of the various companies receiving the dispute. How to remove something negative or wrong? That is dependent on why the inaccuracy is on your credit report and if the reporting is legitimate. ID Theft is discussed here too. The law that covers credit report inaccuracies is the Fair Credit Reporting Act (FCRA). However, the Fair Debt Collection Practices Act (FDCPA)…
The skinny
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