So You Got a Raise… Now What?

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth · Apr 7, 2026 · 15m

Congrats on the raise! But here's the thing - if you don't have a plan, that extra money will quietly disappear into everyday spending without ever moving the needle on your wealth.

In this quick episode, Meghan and Maddie walk you through a simple formula to make your raise actually work for you.

What we cover:

How to calculate your real take-home after taxes (hint: it's less than you think)

The 50/30/20 raise formula: Future You / Needs / Wants

How automation can make this happen without lifting a finger

Why intentional spending is the antidote to lifestyle creep

Resources mentioned:

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