Chocolate Finance: Regional Expansion and AUM Recovery
Can a Fintech survive a bank run, bounce back to S$1B+ in AUM, and still face a battle over unit economics?
In this episode, we explore pvtIQ's latest deep dive on Chocolate Finance, examining how the Singapore-born wealth tech platform survived a massive liquidity stress test—and the mechanics powering its regional expansion.
We examine:
• How Chocolate Finance survived a severe withdrawal episode to rebuild a stickier, higher-quality customer base.
• The difference between a traditional balance-sheet bank and an asset-routing model that scales without heavy capital constraints.
• How…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.