Latest / Privacy Please / S6, E251 - Digital Fallout: The Keepers of Your Secrets
Transcript
- 0:00Speaker 1: Hi, welcome back to Privacy, Please.
- 0:02Speaker 1: I'm Cameron Ivey, and this is the second episode of our series, Digital Fallout.
- 0:07Speaker 1: Before we begin, the story you're about to hear is a true story based on extensive public reporting.
- 0:12Speaker 1: We've dramatized certain elements to bring the story to life.
- 0:15Speaker 1: For a full list of our resources, please see the show notes.
- 0:18Speaker 1: With that being said, let's get into the story.
- 0:21Speaker 1: Let's get into the story.
- 0:26Speaker 1: Have you ever had the strange feeling, that prickle on the back of your neck that tells you something is wrong, A feeling that someone somewhere knows something about you they shouldn't?
- 0:39Speaker 1: For a 32-year-old woman from Ohio named Sarah, that feeling began in the summer of 2017.
- 0:50Speaker 1: Sarah and her husband had been saving for years to buy their first house.
- 0:53Speaker 1: They had good jobs, they paid down their debts and their credit scores were pristine.
- 0:58Speaker 1: They were finally ready.
- 1:00Speaker 1: In late August, they walked into their bank to get pre-approved for a mortgage, a moment they had been dreaming about for years.
- 1:12Speaker 1: The loan officer typed their information into the computer.
- 1:14Speaker 1: He looked at his screen, looked back at them and then he had five words that made Sarah's blood run cold I'm sorry, I've been denied.
- 1:23Speaker 1: Confused, Sarah asked why.
- 1:26Speaker 1: The loan officer explained that her credit report showed a brand new car loan taken out in her name just three weeks prior from a dealership in California.
- 1:36Speaker 1: Sarah had never been to California.
- 1:39Speaker 1: She hadn't bought a car.
- 1:40Speaker 1: It was the first sign that a digital ghost was now living her life.
- 1:48Speaker 1: While Sarah was frantically trying to prove that she was in fact herself, a press release went out that shook the country.
- 1:55Speaker 1: One of the nation's three great credit bureaus the silent keepers of our financial identities announced that they had been the victim of a cybersecurity incident.
- 2:08Speaker 1: They didn't say much more.
- 2:09Speaker 1: The announcement was vague, clinical.
- 2:11Speaker 1: They assured the public they had the situation under control and directed everyone to a special website to see if they had been affected.
- 2:19Speaker 1: But when people like Sarah visited the site, the mystery only deepened.
- 2:23Speaker 1: The website looked amateurish.
- 2:26Speaker 1: It asked for the last six digits of your social security number, which felt like walking into a trap.
- 2:33Speaker 1: Worse, the website itself seemed to be guessing.
- 2:37Speaker 1: It would tell a person they were likely impacted one day and not impacted the next.
- 2:42Speaker 1: And then came the truly absurd.
- 2:45Speaker 1: The company's own official Twitter account, trying to be helpful, began sending its scared and confused customers to the wrong website, A fake phishing site that a security researcher had set up to prove a point.
- 2:58Speaker 1: The very institution that held the keys to their financial kingdom was now leading them astray, but the public still didn't know the full story.
- 3:04Speaker 1: They didn't know it was stolen.
- 3:05Speaker 1: The institution that held the keys to their financial kingdom was now leading them astray, but the public still didn't know the full story.
- 3:09Speaker 1: They didn't know it was stolen and they didn't know how the thieves got in.
- 3:14Speaker 1: Behind the scenes, a team of digital investigators was piecing together the timeline, and what they found was chilling.
- 3:21Speaker 1: The intrusion hadn't just happened.
- 3:24Speaker 1: It had been going on for months.
- 3:27Speaker 1: They discovered that back in March, a known vulnerability in a common piece of web software had been announced to the world.
- 3:34Speaker 1: A patch was issued.
- 3:36Speaker 1: It was a simple fix, but for some reason, at this one company, the memo was ignored.
- 3:42Speaker 1: The patch never applied.
- 3:44Speaker 1: It was the equivalent of a bank being told about a faulty lock and then leaving the door wide open for the entire summer, and for 76 days, from mid-May to the end of July, hackers had walked right through the open door.
- 3:58Speaker 1: They roamed the company's network completely undetected, mapping out the databases, locating the most sensitive information and then slowly, methodically siphoning it all out.
- 4:09Speaker 1: And when the investigators finally determined what exactly had been taken.
- 4:13Speaker 1: They understood the true scale of this disaster.
- 4:16Speaker 1: This wasn't just usernames and passwords.
- 4:20Speaker 1: The thieves had taken the crown, jewels Names, birthdates, addresses, driver's license numbers and, in most cases, social security numbers Everything someone would need to become you.
- 4:33Speaker 1: And who were the victims?
- 4:36Speaker 1: The company's final analysis revealed that the number was 147 million people, nearly half of the entire adult population of the United States.
- 4:47Speaker 1: This was not a sophisticated, state-of-the-art hack that no one could have prevented.
- 4:52Speaker 1: This was a catastrophic failure of the most basic security practices A failure to perform a single routine software update, A failure to notice that nearly half of the country's most sensitive data was walking right out the front door for two and a half months.
- 5:08Speaker 1: It was a breach of trust so profound, so complete, that it changed the landscape of privacy forever.
- 5:16Speaker 1: For people like Sarah, the mystery car loan was just the beginning of a lifelong battle to protect her own identity.
- 5:24Speaker 1: The mystery car loan was just the beginning of a lifelong battle to protect her own identity.
- 5:26Speaker 1: The damage was permanent and the name of this silent guardian, the keeper of secrets that failed.
- 5:39Speaker 1: Its one single duty was Equifax.
- 5:40Speaker 1: That brings us to the end of this episode of Digital Fallout.
- 5:43Speaker 1: Thank you so much to the journalists and researchers who meticulously documented the failures and fallout of this historic breach.
- 5:52Speaker 1: For a list of our primary sources, please check out the show notes.
- 5:56Speaker 1: Until next time, everyone, thank you so much for tuning in to Privacy, Please, and stay curious and safe out there.
- 6:03Speaker 1: No-transcript.